STOCK TITAN

Affirm (AFRM) president logs RSU vesting and tax share withholding

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Affirm Holdings President Libor Michalek reported routine equity compensation activity involving Class A Common Stock and restricted stock units. On July 1, 2026, 2,336 restricted stock units converted into 2,336 shares of Class A Common Stock, reflecting vesting of a prior RSU grant.

To cover associated tax obligations, 1,189 shares of Class A Common Stock were withheld at $83.85 per share, a non-market tax-withholding disposition rather than an open-market sale. Following these transactions, Michalek directly held 223,751 shares of Class A Common Stock and 4,673 RSUs, and an additional 868,114 shares were held indirectly through the Michalek 2007 Family Trust, for which he and his spouse serve as trustees.

Positive

  • None.

Negative

  • None.
Insider Michalek Libor
Role President
Type Security Shares Price Value
Exercise Restricted Stock Units 2,336 $0.00 --
Exercise Class A Common Stock 2,336 $0.00 --
Tax Withholding Class A Common Stock 1,189 $83.85 $100K
holding Class A Common Stock -- -- --
Holdings After Transaction: Restricted Stock Units — 4,673 shares (Direct, null); Class A Common Stock — 224,940 shares (Direct, null); Class A Common Stock — 868,114 shares (Indirect, Michalek 2007 Trust dated March 21, 2007)
Footnotes (1)
  1. Represents the number of shares of the Issuer's Common Stock withheld to satisfy the Reporting Person's tax obligation in connection with the settlement of shares of Common Stock underlying the Reporting Person's restricted stock units that vested on July 1, 2026. The shares are held by the Michalek 2007 Family Trust dated March 21, 2007. The Reporting Person and his spouse are trustees of the trust. Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock. The RSUs vest in 48 equal monthly installments beginning October 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.
RSUs vested 2,336 shares Restricted stock units converted to Class A Common Stock on July 1, 2026
Tax withholding shares 1,189 shares at $83.85 Shares withheld to satisfy tax obligations on RSU vesting
Direct holdings after transaction 223,751 shares Class A Common Stock directly owned by Libor Michalek after transactions
Indirect trust holdings 868,114 shares Class A Common Stock held by Michalek 2007 Family Trust
Outstanding RSUs after vesting 4,673 RSUs Remaining restricted stock units following July 1, 2026 vesting event
Restricted Stock Unit financial
"Each Restricted Stock Unit (RSU) represents a contingent right to receive one share..."
A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.
tax-withholding disposition financial
"Payment of exercise price or tax liability by delivering securities"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
derivative exercise/conversion financial
"Exercise or conversion of derivative security"
indirect ownership financial
"The shares are held by the Michalek 2007 Family Trust dated March 21, 2007."
See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google
Add on Google
Learn about SEC filing dates

FAQ

What did Affirm (AFRM) President Libor Michalek report in this Form 4 filing?

Libor Michalek reported routine equity compensation activity, including RSU vesting and related tax withholding. 2,336 restricted stock units converted into Class A shares, and 1,189 shares were withheld to satisfy tax obligations, without indicating any open-market stock purchases or sales.

How many Affirm (AFRM) shares were withheld for Libor Michalek’s taxes?

Affirm withheld 1,189 shares of Class A Common Stock to cover Michalek’s tax obligations. The shares were valued at $83.85 each and relate to the vesting of previously granted restricted stock units, not to an open-market sale transaction.

How many restricted stock units vested for Affirm (AFRM) President Libor Michalek?

A total of 2,336 restricted stock units vested and converted into 2,336 shares of Class A Common Stock. These RSUs are part of a grant that vests in 48 equal monthly installments, conditioned on Michalek’s continued service with Affirm.

What are Libor Michalek’s direct and indirect Affirm (AFRM) share holdings after these transactions?

After the reported transactions, Michalek directly held 223,751 shares of Class A Common Stock. Indirectly, 868,114 additional shares were held through the Michalek 2007 Family Trust, where he and his spouse serve as trustees overseeing those trust-held shares.

How many restricted stock units remain outstanding for Libor Michalek at Affirm (AFRM)?

After the July 1, 2026 vesting event, Michalek had 4,673 restricted stock units outstanding. Each RSU represents a contingent right to receive one share of Affirm’s Class A Common Stock, subject to continued service and the monthly vesting schedule.

Does this Affirm (AFRM) Form 4 indicate an open-market stock sale by Libor Michalek?

The filing shows a tax-withholding disposition of 1,189 shares, not an open-market sale. Shares were withheld by Affirm to satisfy Michalek’s tax obligations tied to RSU vesting, a common administrative mechanism in equity compensation programs.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Michalek Libor

(Last)(First)(Middle)
C/O AFFIRM HOLDINGS, INC.
650 CALIFORNIA STREET

(Street)
SAN FRANCISCO CALIFORNIA 94108

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Affirm Holdings, Inc. [ AFRM ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
President
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock07/01/2026M2,336A$0224,940D
Class A Common Stock07/01/2026F1,189(1)D$83.85223,751D
Class A Common Stock868,114IMichalek 2007 Trust dated March 21, 2007(2)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(3)07/01/2026M2,336 (4) (4)Class A Common Stock2,336$04,673D
Explanation of Responses:
1. Represents the number of shares of the Issuer's Common Stock withheld to satisfy the Reporting Person's tax obligation in connection with the settlement of shares of Common Stock underlying the Reporting Person's restricted stock units that vested on July 1, 2026.
2. The shares are held by the Michalek 2007 Family Trust dated March 21, 2007. The Reporting Person and his spouse are trustees of the trust.
3. Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.
4. The RSUs vest in 48 equal monthly installments beginning October 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.
Remarks:
/s/ Josh Samples, Attorney-in-Fact07/06/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)