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Affirm Holdings (NASDAQ: AFRM) chief reports RSU vest and tax withholding

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Affirm Holdings, Inc. reported that president and director Libor Michalek had 2,335 Restricted Stock Units vest on August 1, 2026, converting into the same number of Class A Common shares. Of these, 1,189 shares were withheld at $71.51 per share to satisfy tax obligations. After these transactions, 868,114 Class A shares are held indirectly through the Michalek 2007 Family Trust, and 2,338 RSUs from this grant remain outstanding.

Positive

  • None.

Negative

  • None.
Insider Michalek Libor
Role President
Type Security Shares Price Value
Exercise Restricted Stock Units F3, F4 2,335 $0.00 $0.00
Exercise Class A Common Stock 2,335 $0.00 $0.00
Tax Withholding Class A Common Stock F1 1,189 $71.51 $85K
holding Class A Common Stock F2 -- -- --
Holdings After Transaction: Restricted Stock Units — 2,338 shares (Direct); Class A Common Stock — 224,897 shares (Direct); Class A Common Stock — 868,114 shares (Indirect, Michalek 2007 Trust dated March 21, 2007)
Footnotes (4)
  1. F1. Represents the number of shares of the Issuer's Common Stock withheld to satisfy the Reporting Person's tax obligation in connection with the settlement of shares of Common Stock underlying the Reporting Person's restricted stock units that vested on August 1, 2026.
  2. F2. The shares are held by the Michalek 2007 Family Trust dated March 21, 2007. The Reporting Person and his spouse are trustees of the trust.
  3. F3. Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.
  4. F4. The RSUs vest in 48 equal monthly installments beginning October 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.
RSUs converted into Class A Common Stock 2335.0000 shares Restricted Stock Units vested and converted on August 1, 2026
Shares withheld for tax obligations 1189.0000 shares Shares withheld at vesting to satisfy tax liability
Tax withholding price per share 71.5100 per share Value used for shares withheld to pay taxes
Indirectly held Class A shares via trust 868114.0000 shares Class A Common Stock held by the Michalek 2007 Family Trust
Remaining RSUs from this grant 2338.0000 RSUs Total RSUs reported following the August 1, 2026 vesting
RSU vesting schedule 48 monthly installments RSUs vest in 48 equal monthly installments beginning October 1, 2022
Restricted Stock Unit (RSU) financial
"Each Restricted Stock Unit (RSU) represents a contingent right to receive one share"
A restricted stock unit (RSU) is a promise from a company to give an employee company shares (or cash equal to their value) at a future date if certain conditions are met, such as staying with the company or hitting performance targets. For investors, RSUs matter because when they convert into actual shares they increase the number of shares available and can create selling pressure as employees cash out—think of them as a future paycheck paid in company stock.
withheld to satisfy the Reporting Person's tax obligation financial
"Represents the number of shares of the Issuer's Common Stock withheld to satisfy the Reporting Person's tax obligation"
Michalek 2007 Family Trust financial
"The shares are held by the Michalek 2007 Family Trust dated March 21, 2007."
vest in 48 equal monthly installments financial
"The RSUs vest in 48 equal monthly installments beginning October 1, 2022"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider equity event did Affirm (AFRM) president Libor Michalek report?

Libor Michalek reported the vesting of 2,335 Restricted Stock Units, which converted into the same number of Class A Common shares on August 1, 2026. This RSU vesting reflects routine equity compensation for his service as president and director.

How many Affirm (AFRM) shares were withheld for Libor Michalek’s taxes?

To cover tax obligations, 1,189 Class A Common shares were withheld at $71.51 per share in connection with the RSU settlement. These shares were not market sales but a disposition to satisfy the reporting person’s tax liability.

How many Affirm (AFRM) shares does Libor Michalek hold indirectly?

A total of 868,114 Class A Common shares are reported as held indirectly through the Michalek 2007 Family Trust. Libor Michalek and his spouse serve as trustees of this family trust, according to the disclosure footnote.

What RSU vesting schedule applies to Libor Michalek’s Affirm (AFRM) award?

The RSU grant vests in 48 equal monthly installments beginning on October 1, 2022, subject to his continuous service. The disclosure also notes that this RSU grant has no expiration date, emphasizing its ongoing monthly vesting structure.

How many Restricted Stock Units remain for Libor Michalek after this Affirm (AFRM) vesting?

Following the August 1, 2026 vesting of 2,335 RSUs, the report shows 2,338 RSUs remaining under this award. Each RSU represents a contingent right to receive one share of Affirm’s Class A Common Stock.

Were Libor Michalek’s Affirm (AFRM) transactions reported as part of a Rule 10b5-1 plan?

The filing’s Rule 10b5-1 checkbox is not marked as affirmative, and the footnotes do not reference any trading plan. The reported activity centers on RSU vesting and tax withholding rather than open-market purchases or sales.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Michalek Libor

(Last)(First)(Middle)
C/O AFFIRM HOLDINGS, INC.
221 MAIN ST., FLOOR 6

(Street)
SAN FRANCISCO CALIFORNIA 94105

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Affirm Holdings, Inc. [ AFRM ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
President
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock08/01/2026M2,335A$0226,086D
Class A Common Stock08/01/2026F1,189(1)D$71.51224,897D
Class A Common Stock868,114IMichalek 2007 Trust dated March 21, 2007(2)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(3)08/01/2026M2,335 (4) (4)Class A Common Stock2,335$02,338D
Explanation of Responses:
1. Represents the number of shares of the Issuer's Common Stock withheld to satisfy the Reporting Person's tax obligation in connection with the settlement of shares of Common Stock underlying the Reporting Person's restricted stock units that vested on August 1, 2026.
2. The shares are held by the Michalek 2007 Family Trust dated March 21, 2007. The Reporting Person and his spouse are trustees of the trust.
3. Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.
4. The RSUs vest in 48 equal monthly installments beginning October 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.
Remarks:
/s/ Josh Samples, Attorney-in-Fact08/04/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)