STOCK TITAN

VP Vishal Jain exercises AJG phantom stock, keeps options (NYSE: AJG)

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Arthur J. Gallagher & Co. vice president Vishal Jain exercised 50.921 phantom stock units into an equal number of common shares and used the same 50.921 shares to satisfy tax obligations. The tax-withholding disposition was recorded at a share price of $215.95.

After these transactions, Jain directly holds 66,740.690 common shares and has an additional 491.113 shares held indirectly through a Gallagher 401(k) plan account. He also retains several non-qualified stock option grants over Gallagher common stock with exercise prices ranging from $86.17 to $337.74 and expirations between 2027 and 2033, plus 5,500.2426 notional stock units payable following separation from service.

Positive

  • None.

Negative

  • None.
Insider Jain Vishal
Role VICE PRESIDENT
Type Security Shares Price Value
Exercise Phantom Stock 50.921 $0.00 --
Exercise Common Stock 50.921 $215.95 $11K
Tax Withholding Common Stock 50.921 $215.95 $11K
holding Non-qualified Stock Option -- -- --
holding Non-qualified Stock Option -- -- --
holding Non-qualified Stock Option -- -- --
holding Non-qualified Stock Option -- -- --
holding Non-qualified Stock Option -- -- --
holding Non-qualified Stock Option -- -- --
holding Non-qualified Stock Option -- -- --
holding Notional Stock Units -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Phantom Stock — 39,580.459 shares (Direct); Common Stock — 66,791.611 shares (Direct); Non-qualified Stock Option — 14,319 shares (Direct); Notional Stock Units — 5,500.243 shares (Direct); Common Stock — 491.113 shares (Indirect, Gallagher 401(k) plan account)
Footnotes (1)
  1. Each share of phantom stock represents a right to receive one share of Gallagher common stock. These shares represent awards under the Age 62 Plan, a nonqualified deferred compensation plan of the Company, which have been deemed invested in Company common stock at the election of the reporting person. Participants vest in these awards when they attain age 62, or after a one-year period for participants who have attained age 61. One-third of this stock option becomes exercisable on each of the 3rd, 4th, and 5th anniversaries of the grant date. One-third of this stock option becomes exerciseable on each of the 3rd, 4th, and 5th anniversaries of the grant date. Grant date of 3/12/2020. Closing price of Gallagher common stock on February 28, 2025. One-third of this stock option becomes exercisable on each of the 3rd, 4th, and 5th anniversaries of the grant date. One-third of this stock option becomes exercisable on each of the 3rd, 4th, and 5th anniversaries of the grant date. Each notional stock unit represents a right to receive one share of Gallagher common stock. The notional stock units become payable following the reporting person's separation from service with Gallagher.
Phantom stock exercised 50.921 shares Phantom Stock converted into common stock on 2026-03-31
Tax-withholding shares 50.921 shares Common Stock delivered for tax obligations at $215.95/share
Price for tax withholding $215.95 per share Value used for F-code tax-withholding disposition
Direct common shares after 66,740.690 shares Direct Common Stock holdings following transactions
Indirect 401(k) shares 491.113 shares Common Stock held via Gallagher 401(k) plan account
Largest option grant 14,319 shares at $228.20 Non-qualified Stock Option expiring 2033-03-01
Notional stock units 5,500.2426 units Each unit represents one common share, payable after separation
Phantom Stock financial
"Each share of phantom stock represents a right to receive one share of Gallagher common stock."
A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.
Age 62 Plan financial
"These shares represent awards under the Age 62 Plan, a nonqualified deferred compensation plan of the Company..."
nonqualified deferred compensation plan financial
"awards under the Age 62 Plan, a nonqualified deferred compensation plan of the Company..."
Non-qualified Stock Option financial
"Non-qualified Stock Option ... One-third of this stock option becomes exercisable on each of the 3rd, 4th, and 5th anniversaries..."
A non-qualified stock option (NSO) is a contract that lets an employee or service provider buy company shares at a fixed price for a set period, like a voucher to purchase stock later at today’s price. It matters to investors because exercising NSOs creates ordinary income for the holder and can increase share count, affecting a company’s earnings and ownership mix; think of it as a future sale that can dilute existing shareholders and has immediate tax consequences for the recipient.
notional stock units financial
"Each notional stock unit represents a right to receive one share of Gallagher common stock."
tax-withholding disposition financial
"Payment of exercise price or tax liability by delivering securities"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Jain Vishal

(Last)(First)(Middle)
2850 GOLF ROAD

(Street)
ROLLING MEADOWS ILLINOIS 60008

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Arthur J. Gallagher & Co. [ AJG ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
VICE PRESIDENT
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock03/31/2026M50.921A$215.9566,791.611D
Common Stock03/31/2026F50.921D$215.9566,740.69D
Common Stock491.113IGallagher 401(k) plan account
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Phantom Stock(1)03/31/2026M50.921 (2) (2)Common Stock50.921$039,580.459D
Non-qualified Stock Option$228.2 (3)03/01/2033Common Stock14,31914,319D
Non-qualified Stock Option$127.9 (4)03/16/2028Common Stock13,58013,580D
Non-qualified Stock Option$86.17 (4)(5)03/12/2027Common Stock10,45010,450D
Non-qualified Stock Option$158.56 (4)03/15/2029Common Stock9,9509,950D
Non-qualified Stock Option$337.74(6) (4)03/01/2032Common Stock9,5879,587D
Non-qualified Stock Option$243.54 (7)03/01/2031Common Stock8,7078,707D
Non-qualified Stock Option$177.09 (8)03/15/2030Common Stock8,2848,284D
Notional Stock Units$0(9) (10) (10)Common Stock5,500.24265,500.2426D
Explanation of Responses:
1. Each share of phantom stock represents a right to receive one share of Gallagher common stock.
2. These shares represent awards under the Age 62 Plan, a nonqualified deferred compensation plan of the Company, which have been deemed invested in Company common stock at the election of the reporting person. Participants vest in these awards when they attain age 62, or after a one-year period for participants who have attained age 61.
3. One-third of this stock option becomes exercisable on each of the 3rd, 4th, and 5th anniversaries of the grant date.
4. One-third of this stock option becomes exerciseable on each of the 3rd, 4th, and 5th anniversaries of the grant date.
5. Grant date of 3/12/2020.
6. Closing price of Gallagher common stock on February 28, 2025.
7. One-third of this stock option becomes exercisable on each of the 3rd, 4th, and 5th anniversaries of the grant date.
8. One-third of this stock option becomes exercisable on each of the 3rd, 4th, and 5th anniversaries of the grant date.
9. Each notional stock unit represents a right to receive one share of Gallagher common stock.
10. The notional stock units become payable following the reporting person's separation from service with Gallagher.
Remarks:
The transaction in this report relates solely to the withholding of shares to cover employment taxes with respect to the vesting of shares under the Age 62 Plan.
/s/ Monica Norzagaray, by power of attorney04/02/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did AJG vice president Vishal Jain report in this Form 4?

Vishal Jain reported exercising 50.921 phantom stock units into 50.921 Arthur J. Gallagher common shares, then using the same 50.921 shares to cover tax obligations. These are compensation-related transactions, not open-market share purchases or sales, and primarily adjust how his equity awards are held.

How many Arthur J. Gallagher (AJG) shares does Vishal Jain hold after these transactions?

After the reported transactions, Vishal Jain directly holds 66,740.690 Arthur J. Gallagher common shares. He also has 491.113 shares held indirectly through a Gallagher 401(k) plan account, providing additional exposure to the company’s stock beyond his direct holdings reported on this Form 4.

What are the key details of the phantom stock exercise reported by AJG’s Vishal Jain?

Each phantom stock unit represents a right to receive one Gallagher common share. Jain exercised 50.921 phantom units into 50.921 common shares at a stated exercise price of $0.00, then delivered the same number of common shares at $215.95 per share to satisfy tax-related obligations.

Does this AJG Form 4 show an open-market sale by Vishal Jain?

The filing does not show an open-market sale. It reports an exercise of phantom stock and an F-code tax-withholding disposition, where 50.921 shares were delivered to cover tax liabilities. Such F-code entries reflect tax payments rather than discretionary sales into the open market.

What stock options over AJG shares does Vishal Jain still hold?

Jain continues to hold several non-qualified stock options over Arthur J. Gallagher common stock. These options have exercise prices between $86.17 and $337.74 and expiration dates from 2027 through 2033, covering underlying share amounts such as 14,319, 13,580, 10,450, 9,950, 9,587, 8,707 and 8,284.

What are the notional stock units mentioned in Vishal Jain’s AJG filing?

The filing shows 5,500.2426 notional stock units, each representing a right to receive one Gallagher common share. According to the footnotes, these notional stock units become payable following Jain’s separation from service with Gallagher, functioning as part of his deferred equity-based compensation.