Every 8-K that Ally Finl Inc (ALLY) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow ALLY and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full ALLY filings page.
Ally Financial Inc. reported preliminary results for the second quarter ended June 30, 2026, with GAAP net income attributable to common shareholders of $367 million and GAAP EPS of $1.18. Adjusted EPS was $1.21, and GAAP total net revenue was $2.286 billion, up 10% year over year.
Net financing revenue rose to $1.684 billion, while net interest margin excluding Core OID reached 3.63%. Provision for credit losses increased to $430 million, but retail auto net charge-offs fell to 1.57% and 30+ day retail auto delinquencies declined to 4.80%, both improving from 2025 levels.
Dealer Financial Services generated $463 million of pre-tax income on $13.3 billion of consumer auto originations, and Corporate Finance delivered $122 million of pre-tax income with a 32% ROE. The common equity tier 1 capital ratio was 10.1%, Adjusted tangible book value per share was $42.12, and total deposits were $154.0 billion.
Ally Financial Inc. amended its charter to remove all references to its 4.700% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B. On May 19, 2026, the company filed a Certificate of Elimination in Delaware, following the redemption of all outstanding Series B Preferred Stock on May 15, 2026.
Ally Financial Inc. reported results from its 2026 annual shareholder meeting, including approval of the Ally Financial Inc. Incentive Compensation Omnibus Plan. The 2026 ICP authorizes 25,217,502 shares of common stock for employee and non-employee director awards, combining and updating the company’s prior incentive plans.
Shareholders elected all 12 director nominees, with most receiving more than 260 million votes in favor and over 11 million broker non-votes. They also approved the advisory vote on executive compensation, ratified Deloitte & Touche LLP as 2026 auditor, and approved a new employee stock purchase plan. A shareholder proposal to reduce the threshold for calling special meetings did not pass.
Ally Financial Inc. created a new class of preferred stock and completed a public offering of these shares. The company established its 7.100% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series D, with an initial authorization of 1,000,000 shares at $1,000 liquidation value per share.
Dividends accrue at 7.100% annually until August 15, 2031, then reset every five years to the five-year Treasury rate plus 3.148%. The Series D Preferred Stock is perpetual, ranks senior to common stock for dividends and liquidation, and may be redeemed at Ally’s option starting on any dividend payment date on or after August 15, 2031, or following a defined regulatory capital treatment event, subject to Federal Reserve approval. Ally sold 1,000,000 shares in an underwritten offering at a public offering price of $1,000 per share, with underwriters purchasing at a $10 per share discount.
Ally Financial Inc. launched a proposed public offering of Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series D, with pricing and closing still subject to market conditions. The company may use proceeds for general corporate purposes, including potentially redeeming some or all of its 4.700% Series B preferred stock, but no redemption decision has been made.
Ally also reported much stronger first quarter 2026 results. Net income attributable to common shareholders was $291 million, compared with a $253 million loss a year earlier, and GAAP EPS was $0.93 versus $(0.82). Adjusted EPS was $1.11, up from $0.58. GAAP total net revenue reached $2.1 billion, up 36% year over year, while adjusted total net revenue was $2.2 billion, up 6%. Provision for credit losses increased to $467 million, largely reflecting a prior-year reserve release, and noninterest expense fell by $399 million, helped by the sale of the Credit Card business.
Ally Financial Inc. reported a strong turnaround in preliminary first-quarter 2026 results, with GAAP net income attributable to common shareholders of $291 million versus a $253 million loss a year earlier. GAAP EPS was $0.93, while Adjusted EPS rose to $1.11 from $0.58, reflecting higher core profitability.
GAAP total net revenue reached $2.1 billion, up 36% year over year, and adjusted total net revenue was $2.2 billion, up 6%. Net financing revenue increased to $1.6 billion, supported by a 3.48% net interest margin and 3.52% net interest margin excluding Core OID. Provision for credit losses rose to $467 million, largely compared to a prior-year reserve release, but retail auto net charge-offs and delinquencies improved.
Dealer Financial Services generated consumer auto originations of $11.5 billion, up 13% year over year, with a 9.60% estimated retail auto originated yield and continued credit quality. Corporate Finance delivered a 26% ROE with held-for-investment loans of $13.7 billion, while Insurance core pre-tax income increased to $87 million, helped by lower weather losses. Ally ended the quarter with $146.1 billion in retail deposits from 3.5 million customers, an 68th consecutive quarter of customer growth, and reported a 10.1% CET1 ratio and adjusted tangible book value per share of $40.93.
Ally Financial Inc. filed a current report to let investors know it has released preliminary operating results for the fourth quarter and full year ended December 31, 2025. The company announced that these early results are being shared through a press release dated January 21, 2026, along with charts and supplemental financial data prepared for securities analysts.
The press release is provided as Exhibit 99.1, analyst charts as Exhibit 99.2, and supplemental financial data as Exhibit 99.3. This filing mainly serves as a notice that these materials are available and incorporated by reference, offering additional detail on Ally’s recent operating performance once those exhibits are reviewed.
Ally Financial Inc. announced that its Board of Directors has approved a new multi-year share repurchase program authorizing the company to buy back up to $2.0 billion of its common stock. The authorization has no set expiration date, and Ally may begin repurchasing shares in the fourth quarter of 2025.
Ally may repurchase stock through open-market purchases or privately negotiated transactions, including under a Rule 10b5-1 plan, at management’s discretion. The pace and size of repurchases will depend on factors such as capital and liquidity levels, regulatory and accounting considerations, financial and operational performance, the trading price of the stock, and overall market conditions, and the program can be extended, modified, or discontinued at any time.
Ally Financial Inc. reported that director Marjorie Magner has informed the Board of her intention to retire as a director, effective December 9, 2025. The company states that her decision to retire is not due to any disagreement with Ally regarding its operations, policies, or practices. This is a board-level leadership change and does not include any financial results or transaction details.
Ally Financial Inc. reported that it issued a press release announcing preliminary operating results for the third quarter ended September 30, 2025. The company also furnished analyst materials, including charts and supplemental financial data.
The materials are provided as Exhibits 99.1 (press release), 99.2 (analyst charts), and 99.3 (supplemental data). These exhibits offer additional detail on the preliminary results.