Ally Financial (NYSE: ALLY) posts preliminary Q4 and full-year 2025 data

Rhea-AI Filing Summary

Ally Financial Inc. filed a current report to let investors know it has released preliminary operating results for the fourth quarter and full year ended December 31, 2025. The company announced that these early results are being shared through a press release dated January 21, 2026, along with charts and supplemental financial data prepared for securities analysts.

The press release is provided as Exhibit 99.1, analyst charts as Exhibit 99.2, and supplemental financial data as Exhibit 99.3. This filing mainly serves as a notice that these materials are available and incorporated by reference, offering additional detail on Ally’s recent operating performance once those exhibits are reviewed.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

January 21, 2026

(Date of report; date of

earliest event reported)

Commission file number: 1-3754

ALLY FINANCIAL INC.

(Exact name of registrant as specified in its charter)

Delaware		38-0572512
(State or other jurisdiction of incorporation or organization)		(I.R.S. Employer Identification No.)

Ally Detroit Center

500 Woodward Ave.

Floor 10, Detroit, Michigan

48226

(Address of principal executive offices)

(Zip Code)

(866) 710-4623

(Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading symbols		Name of each exchange on which registered
Common Stock, par value $0.01 per share		ALLY		NYSE

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operation and Financial Condition.

On January 21, 2026, Ally Financial Inc. issued a press release announcing preliminary operating results for the fourth quarter and full year ended December 31, 2025. The press release is attached hereto and incorporated by reference as Exhibit 99.1. Charts furnished to securities analysts are attached hereto and incorporated by reference as Exhibit 99.2. In addition, supplemental financial data furnished to securities analysts is attached hereto and incorporated by reference as Exhibit 99.3.

Item 9.01 Financial Statements and Exhibits.

Exhibit No.		Description
99.1		Press Release, Dated January 21, 2026
99.2		Charts Furnished to Securities Analysts
99.3		Supplemental Financial Data Furnished to Securities Analysts
104		The cover page from this Current Report on Form 8-K, formatted in Inline XBRL

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						ALLY FINANCIAL INC.
						(Registrant)
Dated: January 21, 2026						/s/ Austin T. McGrath
						Austin T. McGrath
						Vice President, Controller, and Chief Accounting Officer

FAQ

What did Ally (ALLY) disclose in this 8-K filing?

Ally Financial Inc. disclosed that it issued a press release announcing preliminary operating results for the fourth quarter and full year ended December 31, 2025, and furnished related analyst materials.

Which period do Ally’s preliminary results in this filing cover?

The preliminary operating results relate to Ally’s fourth quarter and full year ended December 31, 2025.

What exhibits are included with Ally’s January 21, 2026 8-K?

The filing includes a press release as Exhibit 99.1, charts furnished to securities analysts as Exhibit 99.2, and supplemental financial data furnished to securities analysts as Exhibit 99.3.

Does this Ally (ALLY) 8-K include detailed financial numbers?

The main body of the report does not list detailed numbers; instead, it refers investors to the attached press release, charts, and supplemental financial data for specifics.

Who signed this Ally Financial Inc. 8-K report?

The report was signed on behalf of Ally Financial Inc. by Austin T. McGrath, Vice President, Controller, and Chief Accounting Officer.

Why did Ally furnish charts and supplemental data to analysts in this 8-K?

Ally furnished charts and supplemental financial data to provide analysts with additional context and detail about its preliminary operating results for the quarter and full year ended December 31, 2025.