Ally Financial (NYSE: ALLY) CRO granted 18,972 restricted stock units

Rhea-AI Filing Summary

Ally Financial’s Chief Risk Officer Stephanie N. Richard reported equity transactions in company stock. On January 30, 2026, Ally withheld 1,703, 2,021 and 1,705 shares of common stock to cover her tax obligations on vesting restricted stock units, using a per-share market value of $42.3 as of January 28, 2026.

On February 3, 2026, she acquired 18,972 restricted stock units that, when vested, may be settled only in Ally common shares, at the same $42.3 reference value, bringing her directly held common stock to 98,927 shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Richard Stephanie N

(Last) (First) (Middle)

500 WOODWARD AVENUE

(Street)

DETROIT MI 48226

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Ally Financial Inc. [ ALLY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	01/30/2026		F		1,703	D	$42.3(2)	83,681	D
Common Stock(1)	01/30/2026		F		2,021	D	$42.3(2)	81,660	D
Common Stock(1)	01/30/2026		F		1,705	D	$42.3(2)	79,955	D
Common Stock(3)	02/03/2026		A		18,972	A	$42.3(2)	98,927	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.

2. Represents the per share market value of the Company's common stock as of January 28, 2026.

3. Represents an equal number of restricted stock units that, when vested, may be settled only in shares of Company common stock.

Remarks:

	/s/ Joyce M. Daniels, attorney-in-fact for Ms. Richard	02/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider transactions did Ally (ALLY) disclose for Stephanie N. Richard?

Ally disclosed that Chief Risk Officer Stephanie N. Richard had shares withheld to cover taxes on vesting restricted stock units and received 18,972 new restricted stock units. These units may be settled only in Ally common stock when they vest.

How many Ally (ALLY) shares were withheld for taxes in this Form 4?

Ally withheld 1,703, 2,021, and 1,705 shares of common stock from Stephanie N. Richard on January 30, 2026. These shares satisfied tax obligations tied to vesting restricted stock units, using a $42.3 per-share market value.

What equity award did Ally’s Chief Risk Officer receive on February 3, 2026?

On February 3, 2026, Chief Risk Officer Stephanie N. Richard acquired 18,972 restricted stock units. According to the filing, these units, once vested, may be settled only in shares of Ally common stock, aligning her compensation more closely with shareholders.

What is Stephanie N. Richard’s Ally (ALLY) share ownership after these transactions?

After the reported transactions, Chief Risk Officer Stephanie N. Richard directly owns 98,927 shares of Ally common stock. This figure reflects the tax-withholding share reductions and the new restricted stock unit award reported in the Form 4.

At what price were Ally (ALLY) insider transactions valued in this Form 4?

The transactions for Chief Risk Officer Stephanie N. Richard used a $42.3 per share market value for Ally common stock. The filing states this represents the market value as of January 28, 2026, applied to both tax withholding and the new restricted stock units.