Ally Financial VP McGrath granted 27,897 shares

Ally Financial VP, CAO, and Controller Austin Thomas McGrath reported equity compensation and related tax withholdings.

Rhea-AI Filing Summary

Ally Financial VP, CAO, and Controller Austin Thomas McGrath reported equity compensation and related tax withholdings. On February 3, 2026, he acquired 27,897 shares of common stock at $42.30 per share through the vesting of restricted stock units that are settled in Ally common stock.

On January 30, 2026, the company withheld 189, 103, and 81 shares of common stock at $42.30 per share to cover his tax obligations from a prior restricted stock unit vesting. After these transactions, he owned 30,098 shares directly, plus 447 shares held indirectly by his children and 300 shares held indirectly by his spouse.

Insider Trade Summary

6 transactions reported

Mixed 6 txns

Insider McGrath Austin Thomas

Role VP, CAO, and Controller

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	27,897	$42.30	$1.18M
Exercise Price or Tax Liability	Common Stock	189	$42.30	$8K
Exercise Price or Tax Liability	Common Stock	103	$42.30	$4K
Exercise Price or Tax Liability	Common Stock	81	$42.30	$3K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 30,098 shares (Direct); Common Stock — 447 shares (Indirect, By Children); Common Stock — 300 shares (Indirect, By Spouse)

Footnotes (3)

1. F1. These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.
2. F2. Represents the per share market value of the Company's common stock as of January 28, 2026.
3. F3. Represents an equal number of restricted stock units that, when vested, may be settled only in shares of Company common stock.

FAQ

What insider transaction did Ally Financial (ALLY) disclose for Austin Thomas McGrath?

Ally Financial reported that VP, CAO, and Controller Austin Thomas McGrath acquired 27,897 shares of common stock on February 3, 2026 at $42.30 per share, tied to the vesting of restricted stock units settled in Ally common stock.

Were any Ally Financial shares sold by Austin Thomas McGrath in this Form 4 filing?

The Form 4 shows shares were withheld, not sold in the open market. On January 30, 2026, Ally withheld 189, 103, and 81 shares of common stock at $42.30 per share to satisfy McGrath’s tax obligations from an earlier restricted stock unit vesting.

How many Ally Financial shares does Austin Thomas McGrath own after these transactions?

Following the reported transactions, Austin Thomas McGrath directly owns 30,098 shares of Ally Financial common stock. In addition, 447 shares are held indirectly by his children and 300 shares are held indirectly by his spouse, as disclosed in the filing.

What price per share was used for Austin Thomas McGrath’s Ally Financial equity transactions?

Each reported transaction used a price of $42.30 per share. The filing explains this represents the per-share market value of Ally Financial common stock as of January 28, 2026, and it was applied to both the tax withholding entries and the restricted stock unit vesting.

What is the nature of the 27,897 Ally Financial shares acquired by Austin Thomas McGrath?

The 27,897 shares acquired on February 3, 2026 represent common stock delivered upon vesting of an equal number of restricted stock units. The filing notes these restricted stock units, when vested, may be settled only in shares of Ally Financial common stock.

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Accepted by SEC EDGAR 02/03/2026 - 06:11 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

McGrath Austin Thomas

(Last) (First) (Middle)

500 WOODWARD AVENUE

(Street)

DETROIT MI 48226

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Ally Financial Inc. [ ALLY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	VP, CAO, and Controller

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	01/30/2026		F		189	D	$42.3(2)	2,385	D
Common Stock(1)	01/30/2026		F		103	D	$42.3(2)	2,282	D
Common Stock(1)	01/30/2026		F		81	D	$42.3(2)	2,201	D
Common Stock(3)	02/03/2026		A		27,897	A	$42.3(2)	30,098	D
Common Stock								447	I	By Children
Common Stock								300	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.

2. Represents the per share market value of the Company's common stock as of January 28, 2026.

3. Represents an equal number of restricted stock units that, when vested, may be settled only in shares of Company common stock.

Remarks:

	/s/ Joyce M. Daniels, attorney-in-fact for Mr. McGrath	02/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.