Alerian MLP Index ETNs due January 28 2044 (AMJB) 424B Filings

JPMorgan Chase Financial Company LLC is offering callable contingent interest notes linked to the least performing of three ETFs: VanEck® Gold Miners (GDX), State Street® Energy Select Sector (XLE) and VanEck® Semiconductor (SMH). The notes are sold in minimum denominations of $1,000 and are expected to price on or about February 27, 2026 and settle on or about March 4, 2026. The estimated value at issuance is approximately $943.10 per $1,000 note (will not be less than $900.00), with a stated Contingent Interest Rate of at least 15.25% per annum. Interest Payments are contingent on each Fund trading at or above an Interest Barrier of 60.00% of its Initial Value on Review Dates; a Trigger Value is set at 50.00%. The notes may be redeemed early at issuer option beginning September 1, 2026, and mature on March 4, 2030. Payment at maturity depends on the Least Performing Fund Return and could result in loss of principal, including loss of the majority or all of principal if performance is sufficiently negative. Payments are unsecured obligations of the issuer and fully guaranteed by JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC is offering structured notes due February 28, 2030, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a $1,000 principal amount per note, an estimated value of $966.80 per note if priced today, and an estimated value that will not be less than $900.00 per note when terms are set. The notes are callable on specified Review Dates beginning March 1, 2027, and pay an automatic call amount equal to principal plus a Call Premium Amount if each index closes at or above its Call Value on a Review Date. If not called, maturity payment depends on the Least Performing Index relative to a 70.00% Barrier Amount; principal may be partially or fully lost. Pricing is expected on or about February 25, 2026 with settlement on or about March 2, 2026.

JPMorgan Chase Financial Company LLC is offering Medium-Term Notes, Series A — Capped Buffered Enhanced Participation Equity Notes due 2027 linked to the S&P 500® Index. Each note has a $1,000 principal amount, original issue price 100.00%, trade date on or about February 23, 2026 and stated maturity October 27, 2027.

The notes pay no interest. Key economic terms: an upside participation rate of 1.60, a buffer level at 87.50 of the initial underlier level (buffer amount 12.50), and an expected cap level between 111.08 and 113.03, producing a maximum settlement amount expected between $1,177.28 and $1,208.48 per $1,000 principal. Estimated value at pricing is expected to be between $981.50 and $991.50 per $1,000 note.

JPMorgan Chase Financial Company LLC priced $910,000 of Auto Callable Contingent Interest Notes linked to the least performing of Alcoa, Berkshire Hathaway Class B and Dell Technologies, fully guaranteed by JPMorgan Chase & Co.

The notes priced on February 17, 2026, expected to settle on or about February 19, 2026, pay a Contingent Interest Rate of 24.00% per annum (quarterly 6.00%) when each Reference Stock meets a 60.00% Interest Barrier. Earliest automatic call date is August 17, 2026 and maturity is February 23, 2028. Principal repayment at maturity depends on the Least Performing Reference Stock Return; if the Final Value of any Reference Stock is below its Trigger Value, investors may lose more than 40.00% of principal and could lose all principal.

JPMorgan Chase Financial Company LLC is offering Capped GEARS linked to the Russell 2000® Index with an Upside Gearing of 3.00 and a Maximum Gain to be set between 19.00 and 21.00. The Securities have an issue price of $10.00 per Security, a Trade Date of February 20, 2026, an Original Issue Date (settlement) of February 25, 2026, a Final Valuation Date of April 20, 2027 and a Maturity Date of April 23, 2027.

The payment at maturity depends on the Underlying Return of the Russell 2000: if positive, payment equals principal plus the Underlying Return times the Upside Gearing, capped by the Maximum Gain; if zero, principal is repaid; if negative, investors suffer a proportional loss of principal. The estimated value at pricing is approximately $9.728 per $10 Security and will not be less than $9.40 per $10. The Securities are unsecured obligations of the issuer and are fully and unconditionally guaranteed by JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC is offering auto-callable yield notes linked to the common stock of Palo Alto Networks, Inc. The notes pay an Interest Rate of at least 9.75% per annum (at least 2.4375% per quarter), have a Trigger Value equal to 60.00% of the Initial Value, and may be automatically called beginning on February 22, 2027. The Pricing Date is on or about February 20, 2026 with settlement on or about February 25, 2026 and a Maturity Date of February 25, 2028. Minimum denomination is $1,000. The cover shows an estimated value of approximately $970.00 per $1,000 note if priced on the referenced date, with an estimated floor not less than $950.00 per $1,000. Payments at maturity depend on the Final Value relative to the Trigger Value; if Final Value is below the Trigger Value, principal may be substantially reduced or lost.

JPMorgan Chase Financial Company LLC priced a $250,000 offering of Callable Contingent Interest Notes due February 23, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay contingent interest at a stated rate of 7.90% per annum when, on each Review Date, the closing value of each underlying is at or above an Interest Barrier of 55.00% of its Initial Value. The notes are linked to the least performing of three underlyings: the Nasdaq-100® Technology Sector, the Russell 2000® Index and the State Street® Energy Select Sector SPDR® ETF. Notes are callable in whole (earliest call date February 22, 2027), have a $1,000 denomination, a $24.50 selling commission per note, and an estimated value at pricing of $950.70 per $1,000 note. Payments and principal at maturity depend on the least performing underlying and holders bear credit risk of the issuer and guarantor.

JPMorgan Chase Financial Company LLC is offering digital barrier notes linked to the common stock of NVIDIA Corporation that are expected to price on or about February 26, 2026 and settle on or about March 3, 2026. The notes mature on June 1, 2027 with an observation date of May 26, 2027. Per $1,000 principal amount, investors receive at least a 15.65% contingent digital return at maturity if the Final Value of the reference stock is >= the Barrier Amount, set at 60.00% of the Initial Value.

The notes are unsecured obligations of JPMorgan Chase Financial and are fully and unconditionally guaranteed by JPMorgan Chase & Co. The estimated value at issuance is approximately $952.40 per $1,000 note and will not be less than $900.00 per $1,000 note when terms are set. Investors may lose part or all principal if the Final Value is below the Barrier Amount; no interest or dividends are paid, and the notes are not FDIC insured.

JPMorgan Chase Financial Company LLC prices auto-callable accelerated barrier notes linked to the iShares Bitcoin Trust ETF. The notes are expected to price on or about February 23, 2026 and settle on or about February 26, 2026; CUSIP 46660MYH2. The notes carry an Upside Leverage Factor of 1.50, a Barrier Amount equal to 70.00 of the Initial Value and an automatic call review date of March 1, 2027. The Call Premium Amount will be provided in the pricing supplement and will be at least $350.00 per $1,000 principal amount note. The issuer states an estimated value of approximately $970.00 per $1,000 note when priced, not less than $950.00, and warns investors they may lose a significant portion or all principal if the Final Value is below the Barrier Amount.

JPMorgan Chase Financial Company LLC is offering structured Digital Barrier Notes due March 22, 2027 linked to the lesser performing of the Dow Jones Industrial Average and the Nasdaq-100 Technology Sector. The notes were priced on February 17, 2026 and are expected to settle on or about February 20, 2026. Each $1,000 note pays a fixed Contingent Digital Return of 7.05% at maturity only if the Final Value of the lesser performing Index is at least 70.00% of its Initial Value; otherwise principal is reduced 1:1 for the percentage decline of the Lesser Performing Index. The original issue price was $1,000 per note; estimated value at pricing was $964.30 per $1,000. Payments are unsecured obligations of JPMorgan Chase Financial and fully guaranteed by JPMorgan Chase & Co., exposing investors to the issuers' credit risk.

JPMorgan Chase Financial Company LLC priced auto-callable contingent interest notes linked to the common stock of Salesforce, Inc. The offering is structured with a $1,000 principal amount per note, a Contingent Interest Payment of $49.60 per $1,000, an Interest Barrier of $123.318 (65.00% of the Stock Strike Price), and a Stock Strike Price of $189.72.

The Strike Date is February 13, 2026, Pricing Date February 17, 2026, Original Issue Date on or about February 20, 2026, Valuation Date February 26, 2027 and Maturity Date March 3, 2027. The notes may be automatically called if the Reference Stock closes at or above the Stock Strike Price on any Review Date (earliest automatic call: May 29, 2026). The estimated value per note when priced was $977.40 and the price to public per note was $1,000 (proceeds to issuer $990.00 per note).

JPMorgan Chase Financial Company LLC is offering $12,351,000 aggregate principal amount of Enhanced Participation Basket-Linked Medium-Term Notes, Series A due February 22, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay no interest and return at maturity is linked to the percentage change in an unequally weighted basket of five indices measured from the trade date February 17, 2026 to the determination date February 17, 2028. Key economics: initial basket level 100, upside participation rate 1.535, original issue price 100.00% (principal amount $1,000), estimated value $972.20 per $1,000, underwriting commission 2.00% and net proceeds to issuer 98.00%. The basket is weighted 38% EURO STOXX 50, 26% TOPIX, 17% FTSE 100, 11% SMI and 8% S&P/ASX 200. Investors bear issuer and guarantor credit risk and may lose some or all principal if the final basket level is below the initial basket level.

JPMorgan Chase Financial Company LLC is offering $1,340,000 of Auto Callable Contingent Interest Notes due February 23, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay contingent monthly interest at a 9.00% per annum contingent rate when each Index is ≥ 75.00% of its Initial Value and may be automatically called beginning February 17, 2027. The notes were priced on February 17, 2026, expected to settle on or about February 20, 2026, with a $1,000 denomination and an estimated value at issuance of $963.40 per $1,000 note.

JPMorgan Chase Financial Company LLC priced $800,000 of capped dual directional buffered return enhanced notes that are fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes priced on February 17, 2026 and are expected to settle on or about February 20, 2026.

Each note has a $1,000 denomination, is linked to the lesser performing of the Dow Jones Industrial Average and the Russell 2000, offers an Upside Leverage Factor of 1.25 with a Maximum Upside Return of 24.25, a Buffer Amount of 15.00, and exposes investors to a potential loss of up to 85.00 of principal at maturity on August 20, 2027.

JPMorgan Chase Financial Company LLC is offering Capped Dual Directional Buffered Equity Notes linked to the S&P 500® Futures Excess Return Index with a Minimum Denomination of $1,000. The notes feature a Maximum Upside Return of at least 14.00%, a Buffer Amount of 15.00%, and permit losses of up to 85.00% of principal if the Index falls beyond the buffer. Pricing is expected on or about February 27, 2026 with settlement on or about March 4, 2026. The observation date is May 27, 2027 and maturity is June 2, 2027. The estimated value shown is approximately $987.30 per $1,000 note and the cover states the estimated value will not be less than $900.00 per $1,000 note. Payments at maturity depend on Index Return subject to the stated cap and buffer and are unsecured obligations of JPMorgan Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC is offering capped dual directional buffered equity notes linked to the Nasdaq-100 Index due June 2, 2027. The notes provide a capped upside (Maximum Upside Return of at least 13.15%) and a 15.00% buffer on downside performance measured from an Initial Value set on the Pricing Date. Pricing is expected on or about February 27, 2026 with settlement on or about March 4, 2026. The notes can lose up to 85.00% of principal if the Index declines beyond the buffer; estimated value at pricing is approximately $987 per $1,000 note (minimum estimated value not less than $900).

JPMorgan Chase Financial Company LLC priced $1,000,000 of Auto Callable Contingent Interest Notes linked to the least performing of the Dow Jones Industrial Average®, Russell 2000® and S&P 500®, due February 21, 2031, fully guaranteed by JPMorgan Chase & Co.

The notes pay contingent quarterly interest at a 7.50% per annum rate when each Index on a Review Date is at least 75.00% of its Initial Value. They are auto-callable beginning February 17, 2027. Priced on February 17, 2026 with expected settlement on or about February 20, 2026. Price to public is $1,000 per note; selling commissions $35.50; proceeds to issuer $964.50 per note. The estimated value at pricing was $942.60 per $1,000 note.

JPMorgan Chase Financial Company LLC priced $400,000 of Auto Callable Contingent Interest Notes linked to Morgan Stanley common stock. The notes priced on February 17, 2026 and are expected to settle on or about February 20, 2026. They pay quarterly Contingent Interest Payments of $27.75 per $1,000 (an 11.10% annual contingent rate) if the Reference Stock’s closing price on a Review Date is at or above the Interest Barrier of 65.00% of the Initial Value ($111.501). The notes are automatically callable beginning with the Review Date on February 17, 2027 if the Reference Stock is at or above the Initial Value ($171.54), mature on February 23, 2029, and are unsecured obligations of JPMorgan Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC is offering capped notes linked to the Class A common stock of Strategy Inc (Bloomberg: MSTR) with expected pricing on or about February 25, 2026 and settlement on or about March 2, 2026. The notes pay no interest or dividends and provide principal repayment of at least $800.00 per $1,000 principal amount at maturity, subject to issuer and guarantor credit risk.

The economic terms include a Participation Rate of 100.00%, an upside Maximum Amount of at least $3,000.00 per $1,000 note (a capped payoff), an Observation Date of February 25, 2031 and Maturity Date of February 28, 2031. The pricing supplement discloses an estimated note value floor of $920.00 and an illustrative current estimated value near $940.00 per $1,000 note. The notes are unsecured obligations of JPMorgan Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co..

JPMorgan Chase Financial Company LLC priced callable Contingent Interest Notes due March 4, 2031, fully guaranteed by JPMorgan Chase & Co. The notes pay Contingent Interest Payments only when each of the Nasdaq-100®, Russell 2000® and S&P 500® closing levels is at least 70.00% of its Initial Value (the Interest Barrier). The notes carry an investor loss exposure if the Final Value of the Least Performing Index is below its Trigger Value (60.00% of Initial Value), in which case maturity payment equals $1,000 plus the Least Performing Index Return. The Contingent Interest Rate will be at least 9.00% per annum (illustrative estimated value ~$958.70 per $1,000; original issue price $1,000). The issuer may redeem the notes early starting September 1, 2026. Pricing is expected on or about February 27, 2026 with settlement on or about March 4, 2026. Investors bear credit risk of JPMorgan Financial and JPMorgan Chase & Co., market risk of each Index individually, and limited liquidity.

JPMorgan Chase Financial Company LLC is offering $7,216,000 of Auto Callable Contingent Interest Notes linked to the common stock of NVIDIA Corporation, due March 22, 2027, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay contingent interest when the Reference Stock closes at or above an Interest Barrier equal to 59.00% of the Initial Value, carry a Contingent Interest Rate of 15.40% per annum (illustrated monthly), and may be automatically called on a Review Date (earliest call initiation: August 17, 2026). The notes were priced on February 17, 2026, expected to settle on or about February 20, 2026, with a public price of $1,000 per note and an estimated value of $976.70 per $1,000 note.

JPMorgan Chase Financial Company LLC priced $463,000 of structured notes linked to the MerQube US Large-Cap Vol Advantage Index. The notes priced on February 17, 2026 and are expected to settle on or about February 20, 2026, maturing on February 21, 2031.

The notes are unsecured obligations of JPMorgan Chase Financial and are fully and unconditionally guaranteed by JPMorgan Chase & Co. They include an automatic call feature beginning February 17, 2027, with staged Call Premium Amounts (first: 19.10% of $1,000; final: 95.50% of $1,000). The Initial Value was 3,765.65, the Barrier Amount is 60.00% of the Initial Value (broadly reported as 2,259.39), and the Call Value is 90.00% of the Initial Value.

The Index is subject to a 6.0% per annum daily deduction, a meaningful drag on performance. The notes have a $1,000 denomination, price to public of $1,000 per note with $40 selling commissions per note, estimated value at pricing of $900.00 per $1,000 principal amount, and limited liquidity (no exchange listing).

JPMorgan Chase Financial Company LLC priced a structured note offering: Auto Callable Contingent Interest Notes linked to the lesser performing common stock of Amazon.com, Inc. and Exxon Mobil Corporation, due February 23, 2027, fully guaranteed by JPMorgan Chase & Co.

The notes are issued in minimum denominations of $1,000. They are expected to price on or about February 19, 2026 and settle on or about February 24, 2026. Strike Values were set using closing prices on February 18, 2026 (AMZN Strike Value $204.79; XOM Strike Value $150.68). The estimated value at issuance is approximately $980 per $1,000 note, and will not be less than $950 per $1,000 note.

JPMorgan Chase Financial Company LLC is offering Step Down Trigger Autocallable Notes due on or about February 28, 2031, fully guaranteed by JPMorgan Chase & Co. The Notes are linked to the least performing of the Nasdaq-100, Russell 2000 and EURO STOXX 50 indices and are callable quarterly after an initial one-year non-call period. The Call Return Rate will be finalized on the Trade Date and is between 11.00% and 11.30% per annum (not less than 11.00%). Each Underlying’s Downside Threshold equals 75% of its Initial Value. If the Notes are not called and the Least Performing Underlying closes below its Downside Threshold on the Final Valuation Date, payment at maturity will equal $10 × (1 + Least Performing Underlying Return), which can result in a significant or total loss of principal. The Notes do not pay interest, have a minimum purchase of $1,000, and will not be listed on any exchange.

JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes linked to the MerQube US Large‑Cap Vol Advantage Index, with pricing expected on or about March 3, 2026 and settlement on or about March 6, 2026. Each $1,000 note pays a Contingent Interest Payment on a Review Date only if the Index closing level is at least 65.00% of the Initial Value (the Interest Barrier). Notes are automatically called early if the Index on a Review Date (other than the final Review Date) is greater than or equal to the Initial Value, with the earliest automatic call possible on September 3, 2026. The Index used for these notes is subject to a 6.0% per annum daily deduction that materially drags index performance. If the Final Value is below the Trigger Value (60.00% of Initial Value) at maturity, principal is reduced pro rata (example: a -60.00% Index Return produces a -60.00% principal loss). The pricing cover cites an estimated value of approximately $952.10 per $1,000 note and a minimum estimated value of $900.00, and JPMS may pay a structuring fee of $6.00 per $1,000 to certain dealers.

JPMorgan Chase Financial Company LLC is offering auto callable buffered return enhanced notes linked to the common stock of Amazon.com, Inc. The notes are expected to price on or about February 25, 2026, settle on or about March 2, 2026, and mature on March 1, 2028.

The structure includes an Upside Leverage Factor of 1.50, a Buffer Amount of 15.00, and an automatic call test on the Review Date of March 3, 2027. If called, each $1,000 note will pay $1,000 plus a Call Premium Amount of at least $145. The pricing supplement shows an estimated value of approximately $970 per $1,000 note and states the estimated value will not be less than $950 per $1,000 note when terms are set. Investors can lose up to 85.00 of principal if the Reference Stock declines beyond the buffer.

JPMorgan Financial prices callable fixed-rate notes due December 31, 2029 with an interest rate of 4.25% and an original issue date of March 2, 2026. The notes are fully and unconditionally guaranteed by JPMorgan Chase & Co. and may be redeemed monthly on the 2nd calendar day of each month beginning September 2, 2026 through December 2, 2029.

Interest is payable annually on March 2, beginning March 2, 2027, using a 30/360 day-count convention. Pricing is subject to the Business Day and Interest Accrual Conventions, and selling commissions would be approximately $3.00 per $1,000 note if priced today. The notes are not bank deposits and are not FDIC insured.

JPMorgan Chase Financial Company LLC is offering callable Contingent Interest Notes linked to the least performing of the Russell 2000®, the Nasdaq-100® and the iShares® 20+ Year Treasury Bond ETF, due March 2, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay contingent monthly interest only if each underlying is ≥ 70.00% of its initial value on a Review Date, may be redeemed early beginning September 1, 2026, carry minimum denominations of $1,000, and expose holders to full credit risk of the issuer and guarantor.

JPMorgan Chase Financial Company LLC is offering capped dual directional buffered equity notes due March 30, 2027, fully guaranteed by JPMorgan Chase & Co. The notes provide capped, unleveraged exposure to the lesser performing of the Nasdaq-100 and the S&P 500, with a Maximum Upside Return of 12.80% and a Buffer Amount of 15.00%. The original issue price is $1,000 per note, the estimated value at pricing is approximately $988.10 per $1,000 and will not be less than $900.00 per $1,000. The notes are unsecured obligations of JPMorgan Financial and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. Expected pricing and settlement dates are on or about February 24, 2026 and on or about February 27, 2026, respectively.

The payout at maturity depends on the Final Value of the lesser performing index: positive returns are capped at the Maximum Upside Return; modest declines (up to the 15.00% buffer) produce a positive payment equal to the absolute decline; larger declines result in a proportional loss of principal up to 85.00% per note. The notes do not pay interest or dividends and are not FDIC insured.

JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes linked to the MerQube US Large-Cap Vol Advantage Index, due February 25, 2031, fully guaranteed by JPMorgan Chase & Co.

Key terms: price to public $1,000 per note; estimated value approximately $934.30 per $1,000 note (will not be less than $900.00); Contingent Interest Rate at least 10.75% per annum; Interest Barrier 50.00% of the Initial Value; Index subject to a 6.0% per annum daily deduction; earliest automatic call date August 20, 2026; maturity February 25, 2031. The notes may pay monthly contingent interest only if the Index closes at or above the Interest Barrier on Interest Review Dates and may be automatically called on specified quarterly Autocall Review Dates. If not called and the Final Value is below the Trigger Value, payments at maturity expose investors to substantial principal loss, potentially all principal.

JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes linked to the MerQube US Large‑Cap Vol Advantage Index, expected to price on or about March 3, 2026 and settle on or about March 6, 2026. The notes pay a Contingent Interest Rate of at least 12.75% per annum (semiannual payments) when the Index on a Review Date is >= the Interest Barrier of 65.00% of the Initial Value, and will be automatically called early if the Index on a Review Date (other than the final Review Date) is >= the Initial Value. The Index level reflects a 6.0% per annum daily deduction. If the notes are not called and the Final Value is less than the Trigger Value of 60.00% of the Initial Value, holders suffer losses equal to the Index Return, potentially losing more than 40.00% or all principal. The notes are unsecured obligations of JPMorgan Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC is offering Structured Investments Auto Callable Contingent Interest Notes linked to the least performing of the Nasdaq-100 Index, the Russell 2000 and the SPDR S&P Regional Banking ETF, fully guaranteed by JPMorgan Chase & Co. The notes may pay contingent monthly interest only if each Underlying is at or above an Interest Barrier equal to 70.00% of its Initial Value on a Review Date, and are automatically callable if each Underlying is at or above its Initial Value on certain Review Dates. The notes are expected to price on or about February 23, 2026 and settle on or about February 26, 2026. The cover shows an estimated value of approximately $957.50 per $1,000 note (not less than $900.00) and lists CUSIP 46660MYF6. Investors face credit risk of the issuer and guarantor, potential loss of principal tied to the least performing Underlying, limited upside (contingent interest only), lack of liquidity, and a minimum Contingent Interest Rate of 9.30% per annum.

JPMorgan Chase Financial Company LLC is offering structured Digital Barrier Notes due March 4, 2030, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 denomination and is expected to price on or about February 27, 2026 and settle on or about March 4, 2026.

The notes pay a contingent fixed return of at least 60.75% at maturity if the Final Value of the least performing of the S&P 500, Russell 2000 and Dow Jones Industrial Average is at or above a Digital Barrier equal to 105.00% of its Initial Value. If any Index is below its Barrier Amount of 75.00%, payments at maturity decline pro rata with the Least Performing Index and investors can lose a substantial portion or all principal. The pricing supplement states an estimated value of approximately $971.90 per $1,000 note and that the estimated value will not be less than $900.00 per $1,000 note when terms are set.

JPMorgan Chase Financial Company LLC is offering Trigger Autocallable Contingent Yield Notes linked to the lesser performing of the Russell 2000® Index and the EURO STOXX 50® Index, due on or about February 23, 2029. The Notes are callable quarterly after an initial six-month non-call period, have a minimum investment of $1,000, and pay a contingent quarterly coupon if both Underlyings meet their Coupon Barrier on an Observation Date. The Contingent Coupon Rate is expected to be between 8.70% and 9.30% per annum and will not be less than 8.70%. The Downside Threshold and Coupon Barrier for each Underlying will equal 70% of its Initial Value. If at maturity the Final Value of either Underlying is below its Downside Threshold, principal will be repaid based on the performance of the Lesser Performing Underlying, and investors may lose a significant portion or all of their principal. Payments are subject to the creditworthiness of the issuer and guarantor.

JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes linked to the lesser performing of the VanEck® Semiconductor ETF (SMH) and the State Street® Utilities Select Sector SPDR® ETF (XLU). The notes pay a 12.60% per annum contingent rate (at least) when both Funds meet a 75.00% Interest Barrier on Review Dates. Pricing is expected on or about February 23, 2026 with settlement on or about February 26, 2026 and maturity on February 28, 2029. The notes are automatically callable beginning August 24, 2026 if both Funds close at or above their Initial Values on a qualifying Review Date. Investors face credit exposure to JPMorgan Financial and JPMorgan Chase & Co., potential loss of up to 75.00% of principal at maturity, no guaranteed interest, limited liquidity, and no dividends or rights in the Funds.

JPMorgan Chase Financial Company LLC offers auto-callable contingent interest notes linked to the lesser performing of the iShares® Bitcoin Trust ETF (IBIT) and the iShares® Ethereum Trust ETF (ETHA). The notes price on or about February 26, 2026 and settle on or about March 3, 2026, with maturity on March 3, 2031.

Key mechanics: an Interest Barrier of 60.00% and a Buffer Amount of 40.00%; a Call Value of 85.00%; a Contingent Interest Rate of at least 15.00% per annum (at least 1.25% per month). The notes may be automatically called beginning February 26, 2027. Minimum denomination is $1,000. Estimated value at pricing is approximately $940.00 per $1,000, and the estimated value will not be less than $900.00 per $1,000.

The notes expose holders to cryptocurrency-linked volatility, counterparty credit risk of JPMorgan Financial and JPMorgan Chase & Co., limited liquidity, and the potential to lose up to 60.00% of principal if the Lesser Performing Fund Return falls sufficiently below its Initial Value.

JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes linked to the lesser performing of the iShares Bitcoin Trust ETF and the iShares Ethereum Trust ETF. The notes are expected to price on or about February 26, 2026, settle on or about March 3, 2026 and mature on March 3, 2031.

The notes pay a Contingent Interest Payment only on Review Dates when both Funds meet an Interest Barrier of 60.00% of initial value, with a Contingent Interest Rate of at least 13.00% per annum. They are automatically called if both Funds meet a Call Value of 85.00% on eligible Review Dates (earliest automatic call: February 26, 2027). At maturity, if the Final Value of the lesser performing Fund is below the Buffer Threshold of 60.00%, principal can be reduced by up to 60.00%. Minimum denomination is $1,000. The estimated value at pricing is approximately $930.00 per $1,000 note (will not be less than $900.00).

JPMorgan Chase Financial Company LLC offers capped, buffered equity notes linked to the Russell 2000® Index due June 2, 2027. The notes have a $1,000 principal amount per note, an expected pricing date of February 27, 2026 and expected settlement on March 4, 2026. The structure provides capped upside (a Maximum Upside Return of at least 13.75%) and a downside buffer of 15.00%; investors may lose up to 85.00% of principal at maturity. The estimated value shown is approximately $986.60 per $1,000 note and will not be less than $900.00 per $1,000 note when terms are set. Payments are subject to the credit risk of JPMorgan Chase Financial and the guarantor, JPMorgan Chase & Co.

JPMorgan Financial is offering fixed-to-floating rate notes linked to the Consumer Price Index that mature on February 27, 2031. The notes pay a 4.00% initial interest rate for the initial period ending February 27, 2027, and thereafter pay a rate equal to the year‑over‑year CPI Rate plus a 1.20% spread, subject to a 0.00% minimum. The notes price on February 25, 2026 with an original issue date/settlement of February 27, 2026, and have a principal amount of $1,000 per note. The pricing supplement discloses CUSIP 48136JK37, secondary‑market and tax risks, and that final tax treatment (Single Rate VRDI or CPDI) will be determined and disclosed in the final pricing supplement.

JPMorgan Chase Financial Company LLC is offering auto-callable review notes linked to the MerQube US Tech+ Vol Advantage Index. The notes have a minimum denomination of $1,000, a Pricing Date of February 27, 2026, and a Maturity Date of March 3, 2033.

The Index level reflects a 6.0% per annum daily deduction and a daily notional financing cost; the notes include a 60.00% Barrier Amount and an automatic call feature with a Call Value of 100.00% of the Initial Value. The Call Premium Rate will be set on the Pricing Date and will be no less than 22.00%. The issuer estimates the notes' value will be at least $900.00 per $1,000 principal amount when terms are set.

JPMorgan Chase Financial Company LLC is offering structured, callable review notes linked to the MerQube US Tech+ Vol Advantage Index with an expected pricing date of February 27, 2026, settlement on or about March 4, 2026, and maturity on March 3, 2033.

The notes have $1,000 minimum denominations, an automatic call feature beginning on February 29, 2028, a Call Value of 100.00% and a Barrier Amount equal to 60.00% of the Initial Value. The Index level reflects a 6.0% per annum daily deduction and a notional financing cost, which the pricing supplement states will materially drag index performance and may reduce returns; estimated value per note is approximately $925.50 and will not be less than $900.00.

JPMorgan Chase Financial Company LLC is offering Trigger GEARS — 10-year structured notes due February 25, 2036 — with returns linked to the lesser performing of the Nasdaq-100 and Russell 2000. The Upside Gearing will be set on the Trade Date and is expected to be between 1.30 and 1.50. Each Underlying has a Downside Threshold equal to 75% of its Initial Value. The securities are sold at $10.00 per note (minimum purchase $1,000), with selling commissions up to $0.50 per $10.00 note. The estimated value at pricing is approximately $8.844 per $10, and will not be less than $8.70 per $10. Payments at maturity depend on the Lesser Performing Underlying Return: if both Underlying Returns are positive, payment = $10.00 + ($10.00 × Lesser Performing Underlying Return × Upside Gearing); if either final value is below its Downside Threshold, repayment declines proportionately and investors can lose a significant portion or all principal. The securities are senior unsecured obligations of JPMorgan Chase Financial and are fully and unconditionally guaranteed by JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC offers capped buffered enhanced participation basket-linked medium-term notes due January 21, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a principal amount of $1,000, does not bear interest and links payout to an unequally weighted basket of five indices.

Key terms disclosed: trade date on or about February 19, 2026, original issue date on or about February 24, 2026, buffer at 15.00%, upside participation rate of 2.30, and an expected maximum settlement amount between $1,232.99 and $1,273.93. The estimated value at pricing is expected between $979.80 and $989.80 per $1,000 note. Payments are subject to issuer and guarantor credit risk; notes are not listed, bear no interest and may result in partial or total loss of principal.

JPMorgan Chase Financial Company LLC proposes to issue auto-callable contingent interest notes linked to the least performing of Palantir (PLTR), Oracle (ORCL) and Microsoft (MSFT), with a $1,000 original issue price per note, expected pricing on or about February 19, 2026 and settlement on or about February 24, 2026.

The notes pay contingent monthly interest if each Reference Stock closes at or above an Interest Barrier equal to 70.00% of its Strike Value; the Contingent Interest Rate will be at least 29.65% per annum. An automatic call can first occur on February 16, 2027. At maturity on February 16, 2029, principal repayment depends on the Least Performing Reference Stock versus a Buffer Threshold of 80.00% (Buffer Amount 20.00%), exposing investors to up to 80.00% principal loss. The estimated value at issuance is approximately $971.60 per $1,000 note (minimum provided $940.00), and selling commissions will not exceed $6.00 per $1,000 note.

JPMorgan Chase Financial Company LLC amended the pricing terms for its Auto Callable Contingent Interest Notes linked to Meta Platforms, Inc. common stock, due January 4, 2029, which are fully and unconditionally guaranteed by JPMorgan Chase & Co.

The amendment sets a Contingent Interest Rate of 13.50% per annum (3.375% per quarter) and specifies quarterly Contingent Interest Payments of $33.75 per $1,000 principal when the Reference Stock closing price on a Review Date is at or above the Interest Barrier. If the Review Date closing price is below the Interest Barrier, no Contingent Interest Payment will be made for that period.

JPMorgan Chase Financial Company LLC is offering structured notes—Uncapped Buffered Digital Notes—linked to the lesser performing of the S&P 500® and the Russell 2000®, with a contingent digital return of at least 20.10%, a Buffer Amount of 10.00% and a downside leverage factor of 1.11111. The notes are expected to price on or about March 6, 2026 and settle on or about March 11, 2026, with an observation date of March 6, 2028 and maturity on March 9, 2028.

At maturity investors receive either $1,000 plus the greater of the contingent digital return and the lesser performing index return (if the lesser performing index return is ≥ -10.00%), or a loss formula using (Lesser Performing Index Return + 10.00%)×1.11111 if the decline exceeds the buffer. Payments are unsecured obligations of JPMorgan Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes linked to one share of Palantir Technologies Inc. (Reference Stock). The notes pay a Contingent Interest Rate of at least 20.00% per annum when the Reference Stock on a Review Date is >= the Interest Barrier (60.00% of Initial Value). The notes are automatically callable if, on a Review Date (other than the first through fifth and final Review Dates), the closing price is >= the Initial Value; the earliest automatic-call date is August 24, 2026. Pricing is expected on or about February 23, 2026 with settlement on or about February 26, 2026, and maturity on February 28, 2029. If not called and the Final Value is below the Trigger Value (50.00% of Initial Value), payment at maturity equals $1,000 + ($1,000 × Stock Return), meaning holders could lose more than 50.00% or all principal. Notes are unsecured obligations of JPMorgan Financial and fully guaranteed by JPMorgan Chase & Co., and carry issuer and guarantor credit risk. Minimum denomination is $1,000.

JPMorgan Chase Financial Company LLC is offering auto-callable Contingent Interest Notes linked to one share of Bloom Energy Corporation (BE). The notes are expected to price on or about February 17, 2026 and settle on or about February 20, 2026.

Key terms: Strike Value $139.74, Interest Barrier 50.00% of Strike Value (= $69.87), minimum Contingent Interest Rate 40.00% per annum (at least 10.00% per quarter). Earliest automatic call date is August 13, 2026 and the maturity date is February 16, 2029. Estimated value at issuance is approximately $900.00 per $1,000 note (not less than $880.00); CUSIP 46660MVT9. Investors face credit risk of JPMorgan Financial and JPMorgan Chase & Co., possible loss of principal if Final Value is below the Trigger Value, limited upside (only contingent interest), and limited liquidity.

JPMorgan Chase & Co. is offering Callable Fixed Rate Notes due March 3, 2056 with a stated interest rate of 5.40% per annum. The notes price on February 27, 2026 with an Original Issue Date of March 3, 2026, pay interest annually on March 3 beginning March 3, 2027, and may be redeemed on each March 3 and September 3 redemption date from September 3, 2030 through September 3, 2055.

The per-note offering assumes a $1,000 price to the public per $1,000 principal amount; selling commissions would be approximately $25.00 per note if priced today and will not exceed $50.00 per note. The pricing supplement highlights resolution-plan-related creditor treatment under Title I and Title II frameworks, noting that unsecured creditors, including noteholders, could face losses in certain resolution scenarios.