Alerian MLP Index ETNs due January 28 2044 424B Filings

JPMorgan Chase Financial Company LLC offers auto-callable contingent interest notes linked to the lesser performing of the iShares® Bitcoin Trust ETF (IBIT) and the iShares® Ethereum Trust ETF (ETHA). The notes price on or about February 26, 2026 and settle on or about March 3, 2026, with maturity on March 3, 2031.

Key mechanics: an Interest Barrier of 60.00% and a Buffer Amount of 40.00%; a Call Value of 85.00%; a Contingent Interest Rate of at least 15.00% per annum (at least 1.25% per month). The notes may be automatically called beginning February 26, 2027. Minimum denomination is $1,000. Estimated value at pricing is approximately $940.00 per $1,000, and the estimated value will not be less than $900.00 per $1,000.

The notes expose holders to cryptocurrency-linked volatility, counterparty credit risk of JPMorgan Financial and JPMorgan Chase & Co., limited liquidity, and the potential to lose up to 60.00% of principal if the Lesser Performing Fund Return falls sufficiently below its Initial Value.

JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes linked to the lesser performing of the iShares Bitcoin Trust ETF and the iShares Ethereum Trust ETF. The notes are expected to price on or about February 26, 2026, settle on or about March 3, 2026 and mature on March 3, 2031.

The notes pay a Contingent Interest Payment only on Review Dates when both Funds meet an Interest Barrier of 60.00% of initial value, with a Contingent Interest Rate of at least 13.00% per annum. They are automatically called if both Funds meet a Call Value of 85.00% on eligible Review Dates (earliest automatic call: February 26, 2027). At maturity, if the Final Value of the lesser performing Fund is below the Buffer Threshold of 60.00%, principal can be reduced by up to 60.00%. Minimum denomination is $1,000. The estimated value at pricing is approximately $930.00 per $1,000 note (will not be less than $900.00).

JPMorgan Chase Financial Company LLC offers capped, buffered equity notes linked to the Russell 2000® Index due June 2, 2027. The notes have a $1,000 principal amount per note, an expected pricing date of February 27, 2026 and expected settlement on March 4, 2026. The structure provides capped upside (a Maximum Upside Return of at least 13.75%) and a downside buffer of 15.00%; investors may lose up to 85.00% of principal at maturity. The estimated value shown is approximately $986.60 per $1,000 note and will not be less than $900.00 per $1,000 note when terms are set. Payments are subject to the credit risk of JPMorgan Chase Financial and the guarantor, JPMorgan Chase & Co.

JPMorgan Financial is offering fixed-to-floating rate notes linked to the Consumer Price Index that mature on February 27, 2031. The notes pay a 4.00% initial interest rate for the initial period ending February 27, 2027, and thereafter pay a rate equal to the year‑over‑year CPI Rate plus a 1.20% spread, subject to a 0.00% minimum. The notes price on February 25, 2026 with an original issue date/settlement of February 27, 2026, and have a principal amount of $1,000 per note. The pricing supplement discloses CUSIP 48136JK37, secondary‑market and tax risks, and that final tax treatment (Single Rate VRDI or CPDI) will be determined and disclosed in the final pricing supplement.

JPMorgan Chase Financial Company LLC is offering auto-callable review notes linked to the MerQube US Tech+ Vol Advantage Index. The notes have a minimum denomination of $1,000, a Pricing Date of February 27, 2026, and a Maturity Date of March 3, 2033.

The Index level reflects a 6.0% per annum daily deduction and a daily notional financing cost; the notes include a 60.00% Barrier Amount and an automatic call feature with a Call Value of 100.00% of the Initial Value. The Call Premium Rate will be set on the Pricing Date and will be no less than 22.00%. The issuer estimates the notes' value will be at least $900.00 per $1,000 principal amount when terms are set.

JPMorgan Chase Financial Company LLC is offering structured, callable review notes linked to the MerQube US Tech+ Vol Advantage Index with an expected pricing date of February 27, 2026, settlement on or about March 4, 2026, and maturity on March 3, 2033.

The notes have $1,000 minimum denominations, an automatic call feature beginning on February 29, 2028, a Call Value of 100.00% and a Barrier Amount equal to 60.00% of the Initial Value. The Index level reflects a 6.0% per annum daily deduction and a notional financing cost, which the pricing supplement states will materially drag index performance and may reduce returns; estimated value per note is approximately $925.50 and will not be less than $900.00.

JPMorgan Chase Financial Company LLC is offering Trigger GEARS — 10-year structured notes due February 25, 2036 — with returns linked to the lesser performing of the Nasdaq-100 and Russell 2000. The Upside Gearing will be set on the Trade Date and is expected to be between 1.30 and 1.50. Each Underlying has a Downside Threshold equal to 75% of its Initial Value. The securities are sold at $10.00 per note (minimum purchase $1,000), with selling commissions up to $0.50 per $10.00 note. The estimated value at pricing is approximately $8.844 per $10, and will not be less than $8.70 per $10. Payments at maturity depend on the Lesser Performing Underlying Return: if both Underlying Returns are positive, payment = $10.00 + ($10.00 × Lesser Performing Underlying Return × Upside Gearing); if either final value is below its Downside Threshold, repayment declines proportionately and investors can lose a significant portion or all principal. The securities are senior unsecured obligations of JPMorgan Chase Financial and are fully and unconditionally guaranteed by JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC offers capped buffered enhanced participation basket-linked medium-term notes due January 21, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a principal amount of $1,000, does not bear interest and links payout to an unequally weighted basket of five indices.

Key terms disclosed: trade date on or about February 19, 2026, original issue date on or about February 24, 2026, buffer at 15.00%, upside participation rate of 2.30, and an expected maximum settlement amount between $1,232.99 and $1,273.93. The estimated value at pricing is expected between $979.80 and $989.80 per $1,000 note. Payments are subject to issuer and guarantor credit risk; notes are not listed, bear no interest and may result in partial or total loss of principal.

JPMorgan Chase Financial Company LLC proposes to issue auto-callable contingent interest notes linked to the least performing of Palantir (PLTR), Oracle (ORCL) and Microsoft (MSFT), with a $1,000 original issue price per note, expected pricing on or about February 19, 2026 and settlement on or about February 24, 2026.

The notes pay contingent monthly interest if each Reference Stock closes at or above an Interest Barrier equal to 70.00% of its Strike Value; the Contingent Interest Rate will be at least 29.65% per annum. An automatic call can first occur on February 16, 2027. At maturity on February 16, 2029, principal repayment depends on the Least Performing Reference Stock versus a Buffer Threshold of 80.00% (Buffer Amount 20.00%), exposing investors to up to 80.00% principal loss. The estimated value at issuance is approximately $971.60 per $1,000 note (minimum provided $940.00), and selling commissions will not exceed $6.00 per $1,000 note.

JPMorgan Chase Financial Company LLC amended the pricing terms for its Auto Callable Contingent Interest Notes linked to Meta Platforms, Inc. common stock, due January 4, 2029, which are fully and unconditionally guaranteed by JPMorgan Chase & Co.

The amendment sets a Contingent Interest Rate of 13.50% per annum (3.375% per quarter) and specifies quarterly Contingent Interest Payments of $33.75 per $1,000 principal when the Reference Stock closing price on a Review Date is at or above the Interest Barrier. If the Review Date closing price is below the Interest Barrier, no Contingent Interest Payment will be made for that period.

JPMorgan Chase Financial Company LLC is offering structured notes—Uncapped Buffered Digital Notes—linked to the lesser performing of the S&P 500® and the Russell 2000®, with a contingent digital return of at least 20.10%, a Buffer Amount of 10.00% and a downside leverage factor of 1.11111. The notes are expected to price on or about March 6, 2026 and settle on or about March 11, 2026, with an observation date of March 6, 2028 and maturity on March 9, 2028.

At maturity investors receive either $1,000 plus the greater of the contingent digital return and the lesser performing index return (if the lesser performing index return is ≥ -10.00%), or a loss formula using (Lesser Performing Index Return + 10.00%)×1.11111 if the decline exceeds the buffer. Payments are unsecured obligations of JPMorgan Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes linked to one share of Palantir Technologies Inc. (Reference Stock). The notes pay a Contingent Interest Rate of at least 20.00% per annum when the Reference Stock on a Review Date is >= the Interest Barrier (60.00% of Initial Value). The notes are automatically callable if, on a Review Date (other than the first through fifth and final Review Dates), the closing price is >= the Initial Value; the earliest automatic-call date is August 24, 2026. Pricing is expected on or about February 23, 2026 with settlement on or about February 26, 2026, and maturity on February 28, 2029. If not called and the Final Value is below the Trigger Value (50.00% of Initial Value), payment at maturity equals $1,000 + ($1,000 × Stock Return), meaning holders could lose more than 50.00% or all principal. Notes are unsecured obligations of JPMorgan Financial and fully guaranteed by JPMorgan Chase & Co., and carry issuer and guarantor credit risk. Minimum denomination is $1,000.

JPMorgan Chase Financial Company LLC is offering auto-callable Contingent Interest Notes linked to one share of Bloom Energy Corporation (BE). The notes are expected to price on or about February 17, 2026 and settle on or about February 20, 2026.

Key terms: Strike Value $139.74, Interest Barrier 50.00% of Strike Value (= $69.87), minimum Contingent Interest Rate 40.00% per annum (at least 10.00% per quarter). Earliest automatic call date is August 13, 2026 and the maturity date is February 16, 2029. Estimated value at issuance is approximately $900.00 per $1,000 note (not less than $880.00); CUSIP 46660MVT9. Investors face credit risk of JPMorgan Financial and JPMorgan Chase & Co., possible loss of principal if Final Value is below the Trigger Value, limited upside (only contingent interest), and limited liquidity.

JPMorgan Chase & Co. is offering Callable Fixed Rate Notes due March 3, 2056 with a stated interest rate of 5.40% per annum. The notes price on February 27, 2026 with an Original Issue Date of March 3, 2026, pay interest annually on March 3 beginning March 3, 2027, and may be redeemed on each March 3 and September 3 redemption date from September 3, 2030 through September 3, 2055.

The per-note offering assumes a $1,000 price to the public per $1,000 principal amount; selling commissions would be approximately $25.00 per note if priced today and will not exceed $50.00 per note. The pricing supplement highlights resolution-plan-related creditor treatment under Title I and Title II frameworks, noting that unsecured creditors, including noteholders, could face losses in certain resolution scenarios.

JPMorgan Chase Financial Company LLC is offering Trigger GEARS totaling $6,153,600 linked to an unequally weighted basket of five equity indices. The Securities pay at maturity based on the Basket Return with an Upside Gearing of 1.73 and a Downside Threshold equal to 65.00% of the Initial Basket Value. The Trade Date is February 13, 2026, Original Issue Date (Settlement Date) is February 18, 2026, the Final Valuation Date is February 13, 2036, and the Maturity Date is February 15, 2036. Securities are issued at $10.00 per security with a minimum investment of $1,000. If the Basket Return is positive, holders receive principal plus the Basket Return times the Upside Gearing; if the Final Basket Value is below the Downside Threshold, holders suffer principal loss proportionate to the negative Basket Return. The estimated value at pricing was $9.003 per $10 principal amount.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable yield notes linked to the worst performer of Broadcom, Eli Lilly and Micron common stock. The notes pay at least 20.00% per annum, credited monthly, as long as they remain outstanding.

The notes may be automatically called on scheduled review dates starting in August 2026 if each stock is at or above its initial price, returning $1,000 per note plus the applicable interest. If not called, principal repayment at maturity in August 2027 depends on the weakest stock: as long as each final stock price is at least 50.00% of its initial value, investors receive full principal plus the final interest payment.

If any stock finishes below its 50.00% trigger, principal is reduced one-for-one with the decline of the worst stock, and investors can lose more than half, up to all, of their investment. The notes are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. An example estimated value is $962.20 per $1,000 note, and the final estimated value will not be less than $900.00.

JPMorgan Chase Financial Company LLC is offering five-year Trigger GEARS, unsecured notes linked to an unequally weighted basket of six major equity indices: S&P 500 (45%), EURO STOXX 50 (22%), Nikkei 225 (13.75%), FTSE 100 (9.63%), Swiss Market Index (5.50%) and S&P/ASX 200 (4.13%).

The notes are issued at $10 per Security, in $10 increments with a $1,000 minimum, and pay no interest or dividends. At maturity, if the basket has risen, investors receive $10 plus the basket return multiplied by an Upside Gearing between 1.15 and 1.30. If the basket is flat or down but still at or above 75% of its initial basket value, principal is repaid. If the basket falls below that 75% downside threshold, repayment is reduced dollar-for-dollar with the negative basket return, and investors can lose all principal.

The notes are fully and unconditionally guaranteed by JPMorgan Chase & Co., but payments depend on the credit of both issuer and guarantor. The public issue price is $10.00, including up to $0.35 per $10 in selling commissions to UBS, while the indicative estimated value is about $9.48 per $10 (and will not be less than $9.10), reflecting embedded structuring and hedging costs.

JPMorgan Chase & Co. is offering callable floating rate notes linked to a SOFR-based benchmark, scheduled to mature on February 27, 2036. Investors receive principal at maturity plus any accrued interest, provided the notes have not been redeemed early.

The notes pay interest quarterly at a rate equal to the applicable Benchmark Rate plus 1.00%, subject to a minimum interest rate of 3.00% per annum and a maximum interest rate of 6.00% per annum. Interest is calculated using Compounded SOFR (or a benchmark replacement after a benchmark transition event) over defined observation periods and uses a 30/360 day count convention.

JPMorgan may redeem the notes in whole, but not in part, on specified quarterly redemption dates from 2028 through 2035 at par plus accrued interest. The filing highlights risks tied to SOFR’s limited history, potential benchmark transitions, subordination of noteholders in a resolution scenario, and the possibility of limited secondary market liquidity.

JPMorgan Financial is issuing $838,000 of unsecured callable contingent interest notes linked to the worst performer of the S&P 500 Index, the State Street Technology Select Sector SPDR ETF and the VanEck Gold Miners ETF, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay a monthly contingent coupon at a rate of 13.25% per annum only if on a review date each underlying is at or above 60% of its initial value; otherwise no interest is paid for that period. JPMorgan may redeem the notes early on specified interest payment dates starting May 15, 2026, paying $1,000 plus any due coupon.

If the notes are not called and any underlying finishes below its 60% trigger on the final review date, principal is reduced one-for-one with the decline of the worst-performing underlying, potentially down to zero. The notes priced at $1,000 per unit with an estimated value of $966.70, will not be listed, are subject to JPMorgan’s credit risk and are not FDIC insured.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable contingent interest notes linked to the common stock of Morgan Stanley. The notes target a contingent interest rate of at least 11.10% per annum (2.775% per quarter), paid only when Morgan Stanley’s share price on a review date is at or above 65% of its initial level.

The notes can be automatically called as early as February 2027 if the stock closes at or above the initial value on designated review dates, returning principal plus the applicable interest payment. If the notes are not called and the final stock price is below 65% of the initial value, investors lose 1% of principal for each 1% stock decline and can lose their entire investment. The securities are unsecured, unsubordinated obligations subject to the credit risk of both the issuer and guarantor.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable accelerated barrier notes linked to the least performing of the EURO STOXX 50 Index, the iShares MSCI EAFE ETF and the iShares MSCI Emerging Markets ETF, maturing in February 2029.

The notes can be automatically called in February 2027 if each underlying is at or above 100% of its initial value, paying $1,000 plus a call premium of at least $233 per $1,000 note. If held to maturity and all underlyings finish above their initial values, investors receive $1,000 plus 2.00 times the gain of the least performing underlying.

If any underlying finishes below its initial value but at or above 70% of its initial value, investors receive only their principal back. If any finishes below 70%, investors lose 1% of principal for each 1% decline in the least performing underlying and can lose their entire investment. The notes pay no interest or dividends, are unsecured obligations subject to JPMorgan credit risk, and have an indicative estimated value of about $974.50 per $1,000, not less than $930 at pricing.

JPMorgan Chase Financial Company LLC is offering Capped Buffered Return Enhanced Notes linked to the common stock of Adobe Inc., fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes provide 1.50x upside exposure to Adobe’s share price, capped at a maximum return of at least 51.90% and a maximum payment at maturity of at least $1,519 per $1,000 note.

Principal is protected only by a 20% downside buffer; if Adobe’s Final Value falls more than 20% below its Initial Value, holders lose 1% of principal for each additional 1% decline, up to an 80% loss. The notes pay no interest, pass through no dividends, are unsecured, not FDIC insured, and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. If priced on the described date, the estimated value would be about $976.30 per $1,000 note, and will not be less than $900 per $1,000 when terms are set.

JPMorgan Chase Financial Company LLC is issuing contingent interest notes due March 1, 2029, linked to the worst performer among three ETFs: iShares MSCI EAFE, iShares Russell 2000 and SPDR Dow Jones Industrial Average. The notes are fully and unconditionally guaranteed by JPMorgan Chase & Co.

Investors may receive monthly contingent interest of at least 7.20% per annum (at least 0.60% per month) if each ETF stays at or above 70.00% of its strike value on the relevant review date. If any ETF finishes below 70.00% at maturity, principal is reduced one-for-one with the worst fund’s loss, leading to losses greater than 30.00% and potentially a total loss of principal.

The notes are unsecured, unsubordinated obligations in $1,000 minimum denominations, not listed on any exchange, and subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. An example estimated value is $991.40 per $1,000 note, with a minimum final estimated value of $960.00 per $1,000.

JPMorgan Chase Financial Company LLC is offering auto callable accelerated barrier notes linked to the least performing of Tesla, General Motors and Ford common stock, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a five-year term, maturing on February 28, 2029, with a potential automatic call on February 26, 2027.

The notes are issued in $1,000 minimum denominations. If, on the Review Date, each stock closes at or above 100% of its initial value, the notes are automatically called at $1,000 plus a Call Premium Amount of at least $697. If not called and all final stock prices exceed initial values, investors receive an uncapped 3.00x leveraged return on the least performing stock.

If the final value of any stock is at or above 55% of its initial value, principal is returned at maturity. If any stock finishes below this barrier, repayment is reduced one-for-one with the least performing stock’s loss, and investors can lose most or all principal. The notes pay no interest, provide no dividends, are unsecured and unsubordinated, and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. If priced on the example date, the estimated value would be about $942.70 per $1,000 note, and at issuance it will not be less than $910.00, reflecting selling commissions, structuring and hedging costs.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Uncapped Accelerated Barrier Notes linked to the Bloomberg Commodity Index, maturing March 3, 2031. These unsecured notes target at least 1.73x any Index gain at maturity, with a barrier set at 75% of the Initial Value.

If the Index rises, investors receive $1,000 plus leveraged upside. If the Index finishes at or above the 75% barrier but not higher than the Initial Value, only principal is returned. Below the barrier, repayment drops one-for-one with the Index and can fall to zero, so investors may lose most or all principal.

The notes pay no interest, are issued in $1,000 minimum denominations, are not exchange-listed, and depend on the credit of JPMorgan Financial and JPMorgan Chase & Co. An indicative estimated value is about $944.80 per $1,000 today and will not be less than $920.00 when finalized, reflecting embedded selling commissions, hedging costs, and an internal funding rate. The notes reference an excess return commodity futures index, not spot commodity prices, and may be accelerated upon a commodity hedging disruption event.

JPMorgan Chase Financial Company LLC plans to issue Auto Callable Buffered Return Enhanced Notes linked to the KOSPI 200 Index, fully guaranteed by JPMorgan Chase & Co. The notes offer a potential automatic call on February 25, 2027 at par plus a Call Premium of at least $200 per $1,000 note if the Index is at or above the Initial Value.

If not called and the Index rises, holders receive 1.25 times the Index gain at maturity, subject to a 15% downside buffer. Beyond that buffer, investors lose 1% of principal for each additional 1% Index decline, up to an 85% loss. The notes pay no interest or dividends, are unsecured, and carry the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. If priced on the stated date, the estimated value would be about $976.70 per $1,000 note and will not be less than $950.00.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Uncapped Dual Directional Buffered Return Enhanced Notes linked to the lesser performing of the Dow Jones Industrial Average and the S&P 500 Index, maturing in February 2028.

The notes offer uncapped upside of at least 1.0025 times any positive return when both indices rise, and a dual-direction feature that can pay up to a 15% gain if the lesser-performing index is flat or down by up to 15%. A 15% buffer absorbs only the first 15% of losses; if either index falls by more than 15%, principal is reduced 1% for each additional 1% drop, with up to 85% loss of principal possible. The notes pay no interest or dividends, are unsecured obligations subject to JPMorgan credit risk, have $1,000 minimum denominations, and an indicative estimated value of about $988.20 per $1,000, not less than $950. Secondary market liquidity and pricing may be limited and below the issue price.

JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the Class A common stock of Palantir Technologies Inc., fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes can pay a high contingent coupon of at least 20.00% per year, paid monthly, but only if Palantir’s share price on each review date is at or above 60.00% of its initial level. Starting with the sixth review date, the notes are automatically called early if Palantir’s share price is at or above the initial level, returning principal plus that period’s coupon.

If the notes are not called and Palantir’s final share price is below 50.00% of the initial level, investors lose principal in line with the stock’s decline and can lose their entire investment. The notes are unsecured obligations subject to JPMorgan Financial and JPMorgan Chase & Co. credit risk, will not be listed on an exchange, and have an estimated value below the $1,000 price due to selling commissions, structuring, and hedging costs.

JPMorgan Chase Financial Company LLC is offering capped buffered return enhanced notes linked to the Russell 2000 Index, maturing on April 1, 2027. The notes provide 1.10 times any index gain at maturity, up to a maximum return of at least 19.40%.

There is a 10% downside buffer; if the index falls more than 10%, investors lose 1% of principal for each additional 1% decline, up to a 90% loss. The notes pay no interest or dividends, are unsecured obligations of JPMorgan Chase Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co., and have a minimum denomination of $1,000. If priced on the indicated date, the estimated value would be about $988.30 per $1,000 note, and the final estimated value will not be less than $900.00 per $1,000.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Uncapped Accelerated Barrier Notes linked to the lesser performance of the iShares® MSCI EAFE ETF and the EURO STOXX 50® Index, maturing on February 25, 2031.

At maturity, if both underlyings finish above their initial values, investors receive $1,000 plus at least 2.1925× the return of the lesser-performing underlying. If either underlying finishes at or below its initial value but at or above 65% of its initial value, principal is returned. If either finishes below 65% of its initial value, repayment is reduced one-for-one with the loss on the lesser-performing underlying, and investors can lose all principal.

The notes pay no interest or dividends, are unsecured and unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and are not bank deposits or FDIC insured. An indicative estimated value is cited at approximately $971.20 per $1,000 note, with the final estimated value not less than $940.00 per $1,000 note, reflecting structuring, hedging costs and selling commissions.

JPMorgan Chase Financial Company LLC is offering Capped Buffered Return Enhanced Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are unsecured, unsubordinated obligations and expose holders to the credit risk of both entities.

The notes run to an expected maturity date of April 1, 2027, with the index observed on March 29, 2027. At maturity, investors receive 1.10 times any positive S&P 500® return, up to a maximum return of at least 13.25%. A 10% buffer protects against moderate declines, but losses increase 1% for each additional 1% drop beyond that, up to a 90% principal loss.

The notes pay no interest, provide no dividends from S&P 500® stocks, and will not be listed on an exchange, so liquidity may be limited. The per-note price is $1,000, while the issuer estimates the initial economic value at approximately $989 per $1,000, and states it will not be less than $900 per $1,000, reflecting embedded structuring and hedging costs.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering structured Uncapped Accelerated Barrier Notes linked to an unequally weighted basket of three equity indices: 65% S&P 500® Futures Excess Return Index, 25% MSCI EAFE® Index and 10% MSCI Emerging Markets Index.

The notes have a $1,000 minimum denomination, no interest or dividends, and mature on February 19, 2031. At maturity, if the basket is above its initial level, investors receive $1,000 plus the basket gain multiplied by an upside leverage factor of at least 1.8575, giving uncapped participation in appreciation. If the basket is flat or down but not below 80% of its initial value, principal is returned.

If the final basket value falls below the 80% barrier, repayment is reduced 1% for every 1% decline in the basket, so a 60% drop would return $400 per $1,000 and a 100% drop would result in total loss. The preliminary estimated value is approximately $978.90 per $1,000, and will not be less than $940.00, reflecting embedded costs and hedging. The notes are unsecured, subject to the credit risk of both the issuer and guarantor, will not be listed on any exchange, and may have limited or no secondary market liquidity.

JPMorgan Chase Financial Company LLC is offering Trigger Absolute Return Autocallable Notes linked to the Class B common stock of United Parcel Service, Inc., maturing on or about February 17, 2028. These unsecured notes are fully and unconditionally guaranteed by JPMorgan Chase & Co.

The Notes are issued at $10 per Note, with a minimum investment of $1,000. They may be automatically called quarterly if UPS’s closing price is at or above the Initial Value, in which case investors receive the principal plus a call return based on a rate of at least 16.00% per annum, with example call prices ranging from $10.40 to $13.20 per $10 Note.

If the Notes are not called and UPS’s final price is at or above the Downside Threshold of $82.65, equal to 70.00% of the Initial Value of $118.07 observed on February 12, 2026, investors receive principal plus a “Contingent Absolute Return,” equal to the absolute percentage decline from the Initial Value. If the final price is below the Downside Threshold, repayment is reduced in proportion to UPS’s loss, and investors can lose a significant portion or all of principal.

The Notes do not pay interest and all payments depend on the credit of JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co. Selling commissions to UBS Financial Services Inc. are up to $0.15 per $10 Note, and the estimated value is approximately $9.617 per $10 Note, and will not be less than $9.30, reflecting structuring and hedging costs.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing $1,079,000 of Review Notes linked to the Russell 2000 Index, Nasdaq-100 Index and State Street Utilities Select Sector SPDR ETF, each in $1,000 denominations, maturing on February 14, 2030.

The notes offer automatic call opportunities starting February 16, 2027, with call premiums beginning at 11% and rising to 44% of principal, but pay no interest or dividends and expose holders to losses beyond 30% of principal—and potentially all principal—if the worst-performing underlying finishes below a 70% barrier at maturity. The price to public is $1,000 per note, with estimated value of $924.60.

JPMorgan Chase & Co. is issuing $3,140,000 of callable fixed rate notes due February 13, 2031. The notes pay fixed interest at 4.35% per annum, with interest paid annually in arrears on February 13, starting February 13, 2027, using a 30/360 day count.

The issuer may redeem the notes early, in whole but not in part, on February 13 and August 13 of each year from 2028 through 2030 at par plus accrued interest. The notes are offered at $1,000 per note, with total proceeds to the issuer of $3,133,320 after $6,680 in selling commissions. They are unsecured obligations of JPMorgan Chase & Co., are not bank deposits or FDIC insured, and in a resolution scenario losses would be borne after equity but ahead of subsidiary creditors, meaning investors could recover less than principal and interest.

JPMorgan Chase & Co. is offering $10,000,000 of callable fixed-rate notes due February 13, 2046. The notes pay interest annually at a fixed rate of 5.35% per annum, using a 30/360 day count, with payments each February 13 starting in 2027.

The issuer may redeem the notes at par plus accrued interest, in whole but not in part, on February 13 and August 13 of each year from 2029 through 2045. At maturity, investors receive principal plus any accrued interest if the notes have not been called.

Each note is offered at $1,000, with fees and commissions of $29.15 per note, resulting in proceeds to the issuer of $970.85 per note, or $9,708,500 in total. The notes are unsecured obligations of JPMorgan Chase & Co., structurally junior to liabilities of its subsidiaries and subject to resolution strategies under the Dodd-Frank Act that could impose losses on noteholders in a failure scenario.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Capped Dual Directional Barrier Notes linked to the State Street SPDR S&P 500 ETF Trust (SPY), maturing on February 17, 2028, in $1,000 minimum denominations.

The notes provide unleveraged exposure to SPY: investors participate in upside at maturity based on the fund’s return, capped at a Maximum Upside Return of at least 18.75%. If SPY is flat or down but not below 80% of the strike, investors receive the absolute value of the fund’s negative return, up to 20%, for a maximum negative-side payoff of $1,200 per $1,000 note.

The strike is the SPY closing price on February 12, 2026 of $681.27, and the barrier is 80% of that level. If the final SPY value falls below the barrier, principal is exposed one-for-one to losses and can be fully lost. The notes pay no interest or dividends and are unsecured obligations subject to the credit risk of both JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co. An indicative estimated value example is $964.70 per $1,000 note, and the final estimated value will not be less than $940.00, reflecting selling commissions, hedging costs and issuer funding assumptions. Liquidity may be limited as the notes are not exchange-listed.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable dual directional barrier notes linked to the least performing of an iShares software ETF, a State Street energy ETF and the Nasdaq-100 Index. The notes have a $1,000 minimum denomination, may be automatically called on February 23, 2027 for $1,000 plus a call premium of at least $296.50 per $1,000, and otherwise mature on February 23, 2029.

At maturity, if not called, investors get uncapped exposure to gains in the least performing underlying, or up to a 40% positive return when that underlying has declined but stays above a 60% barrier. If any underlying finishes below its 60% barrier, principal losses are 1-to-1 and can reach 100%. The notes pay no interest or dividends, are unsecured, and expose investors to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. An example estimated value is $964.60 per $1,000 note, with a minimum estimated value at pricing of $900.00.

JPMorgan Chase & Co. is offering $21,969,000 of callable step-up fixed rate notes due February 12, 2038. The notes pay annual interest in arrears, starting at 4.50% per annum from February 13, 2026 to February 13, 2029, then 5.25% to 2032, 5.50% to 2035 and 6.50% to maturity.

JPMorgan may redeem the notes in whole, but not in part, on February 13 and August 13 of each year from 2028 through 2037 at par plus accrued interest. The price to the public is $1,000 per note, with proceeds to the issuer of $989.916 per $1,000 after fees and commissions.

The notes are unsecured obligations of JPMorgan Chase & Co. and would rank junior to creditors of its subsidiaries in a resolution scenario under U.S. bankruptcy or Dodd-Frank orderly liquidation frameworks. They are not bank deposits, are not FDIC insured and carry specific tax and structural risks described in the accompanying documents.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering medium-term digital equity notes due September 10, 2027 linked to the MSCI EAFE Index. Each note has a $1,000 principal amount and pays no interest.

At maturity, if the index is at least 90% of its initial level, investors receive a fixed threshold settlement amount, expected between $1,114.40 and $1,134.50 per $1,000. If the index falls more than 10%, losses are magnified: every 1% drop beyond that 10% buffer cuts principal by about 1.1111%, up to total loss.

The preliminary estimated value is expected between $976.50 and $986.50 per $1,000, reflecting structuring and hedging costs. The notes are unsecured obligations subject to JPMorgan credit risk, are not FDIC insured, will not be listed on an exchange, and expose investors to foreign equity and currency risk through the MSCI EAFE index.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering principal-at-risk Enhanced Jump Securities with an auto-call feature linked to the worse of the Russell 2000® and S&P 500® indices.

The notes may auto-redeem after about one year if both indices close at or above their initial levels, paying at least $1,101.50 per $1,000 note (about 10.15% per year). If held to the February 17, 2028 maturity and both indices stay at or above 70% of their initial levels, investors receive at least $1,203.00 per note.

If either index finishes below its 70% downside threshold (1,831.081 for the Russell 2000® and 4,782.932 for the S&P 500®), the payoff is reduced one-for-one with the decline of the worse index, down to zero. The notes do not pay coupons, do not participate in index gains and are unsecured obligations subject to the credit risk of the issuer and guarantor. The indicative estimated value is about $985.00 per $1,000 note and will not be less than $960.00 at pricing.

JPMorgan Chase Financial Company LLC is offering $552,000 of Auto Callable Contingent Interest Notes linked to the least performing of NVIDIA, Broadcom, Palantir and Tesla, maturing on February 14, 2031 and fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay a contingent coupon of $17.2083 per $1,000 each month (a 20.65% per annum rate) only if on a Review Date every stock closes at or above 60% of its initial value. Missed coupons can be paid later if conditions are again met.

The notes may be automatically called as early as August 11, 2026 if each stock is at or above its initial value, returning $1,000 plus due coupons. If held to maturity and any stock finishes below 50% of its initial value, repayment is reduced one-for-one with that decline, and investors can lose most or all principal.

The notes are unsecured obligations exposed to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The price to the public is $1,000 per note, while the estimated value at pricing is $915.80 per $1,000, reflecting selling commissions and hedging and structuring costs.

JPMorgan Chase & Co. is offering senior unsecured callable fixed-rate notes that pay 5.65% per annum on a $1,000 denomination, using a 30/360 day count. Interest is paid annually in arrears on February 13, starting in 2027, until the February 13, 2046 maturity date, unless the notes are redeemed earlier.

Beginning February 13, 2028, and on each February 13 and August 13 through 2045, the issuer may call the notes at par plus accrued interest, in whole but not in part. The price to the public is generally $1,000 per note, with selling commissions of $7.485 and issuer proceeds of $992.515 per note.

The notes are unsecured obligations of JPMorgan Chase & Co., structurally subordinated to obligations of its subsidiaries, and are not FDIC insured. Under the firm’s preferred and regulatory resolution strategies, holders of these notes could face losses ahead of subsidiary creditors in a bankruptcy or Title II resolution.

JPMorgan Chase & Co. is issuing $3,250,000 of callable fixed-rate notes paying 5.425% per year and maturing on January 30, 2051. Investors receive annual interest, with payments each February 13 starting in 2027, and repayment of principal at maturity if the notes have not been called.

Beginning February 13, 2030, and on specified dates each February, May, August and November through 2050, JPMorgan may redeem the notes at par plus accrued interest. The notes are unsecured obligations structurally junior to subsidiary creditors, so in a stress or resolution scenario noteholders could face losses. The public offering price is $1,000 per note, with total proceeds to the issuer of $3,180,500 after selling commissions.

JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co., and scheduled to mature on February 25, 2031.

Holders may receive a contingent interest payment on each Review Date only if the Index closes at or above 85% of its initial level, with missed interest potentially paid later when the barrier is met. The notes can be automatically called beginning February 22, 2027 if the Index is at or above its initial level, returning principal plus applicable interest.

If the notes are not called and the final Index level is below the 85% buffer threshold, principal is reduced 1% for each 1% decline beyond the 15% buffer, up to an 85% loss. The Index embeds a 6.0% per annum daily deduction and a notional financing cost, which drag on performance. The estimated value is approximately $921 per $1,000 note, and will not be less than $900 per $1,000 at pricing.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable contingent buffered return enhanced notes linked to the S&P 500® Index. The notes are unsecured, unsubordinated obligations with minimum denominations of $10,000 and multiples of $1,000.

The notes may be automatically called on February 23, 2027 if the S&P 500 closing level is at or above the Index Strike Level of 6,941.81, paying $1,000 plus a 10.17% call premium per note. If not called and held to the February 15, 2028 maturity, investors receive 1.5x any positive index return without a cap.

A 20% contingent buffer protects principal if the index falls by up to 20% from the strike; below that, losses are 1% of principal for each additional 1% decline, up to total loss. The price to public is $1,000 per note, including $15 in fees, while the estimated value is $979.80. Investors forgo interest and index dividends and face credit, market, liquidity, reinvestment, valuation and tax risks.

JPMorgan Chase Financial Company LLC is offering unsecured, capped notes linked to the common stock of Tesla, Inc., fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes run from an expected issue date around February 25, 2026 to maturity on February 25, 2031.

Investors receive 100% participation in Tesla’s price gains between the initial and final valuation dates, but upside is capped through a maximum additional amount of at least $1,060 per $1,000 note, producing a maximum hypothetical payment of $2,060. If Tesla ends at or below the initial level, the payout is $1,000 plus stock return, with a minimum of $950 per $1,000, so up to 10% of principal is at risk.

The notes pay no interest, pass through no Tesla dividends, and are not bank deposits or FDIC insured. An indicative estimated value is about $973.40 per $1,000 today, and will not be less than $940 per $1,000 at pricing, reflecting embedded fees, hedging costs and JPMorgan’s internal funding rate.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing capped buffered enhanced participation equity notes linked to the MSCI EAFE Index, maturing on April 7, 2028. Each note has a $1,000 principal amount and pays no interest.

At maturity, investors get 1.60x any index gain, capped at a maximum settlement amount expected between $1,252.96 and $1,297.60 per $1,000 note. A 15% buffer protects against moderate index declines, but beyond that losses are magnified by about 1.1765x and principal can be fully lost.

The original issue price is 100% of principal with no underwriting commission; estimated value is expected between $979.10 and $989.10 per $1,000. The notes will not be listed, are subject to JPMorgan credit risk, and face complex, uncertain U.S. tax treatment.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing $500,000 of Capped Accelerated Barrier Notes linked to Amazon.com, Inc. common stock, maturing April 15, 2027. The notes offer 1.80x upside exposure, capped at a 38.60% maximum return ($1,386 per $1,000 note).

The Strike Value is $206.96, with a Barrier Amount at 80% of the Strike Value. If the final stock price is at or above the Barrier Amount, investors receive at least their principal; if it falls below, losses match the stock decline and can reach 100% of principal.

The notes pay no interest or dividends and are unsecured, unsubordinated obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The price to the public is $1,000 per note, while the estimated value at issuance is $989.50, reflecting embedded structuring and hedging costs.