Alerian MLP Index ETNs due January 28 2044 (AMJB) 424B Filings

JPMorgan Chase Financial Company LLC is offering auto callable dual directional contingent buffered notes linked to the SPDR® Gold Trust. Each $1,000 note can be automatically called after about one year with a call premium of at least 12.40% if GLD is at or above the share strike price on the review date.

If not called, at maturity in 2028 investors get uncapped upside if GLD is above the strike, or a positive return matching the absolute move of GLD for losses up to a 25.00% buffer. Below that buffer, principal losses match further declines in GLD, and investors can lose most or all of their investment. The notes are unsecured obligations of JPMorgan Financial, guaranteed by JPMorgan Chase & Co., with a minimum denomination of $10,000 and an indicative estimated value of about $976 per $1,000.

JPMorgan Chase Financial Company LLC is offering $355,000 in structured notes linked to the S&P 500® Futures Excess Return Index. The notes priced on February 6, 2026 and are expected to settle on or about February 11, 2026. They mature on November 9, 2029 with an Observation Date of November 6, 2029.

The notes pay no interest and provide at-maturity a cash payment equal to principal plus an Additional Amount equal to $1,000 × Index Return × Participation Rate 100.00%, floored at zero. The Initial Value was 562.19. Price to public is $1,000 per note, selling commission $9.50, proceeds to issuer $990.50, and the estimated value was $979.00 per $1,000 note when issued.

The notes are unsecured obligations of JPMorgan Financial and fully and unconditionally guaranteed by JPMorgan Chase & Co., exposing holders to the issuer’s and guarantor’s credit risk. The comparable yield for U.S. tax accrual purposes is 4.47%, with a projected payment at maturity of $1,180.12 per $1,000 principal amount for tax accrual calculations.

JPMorgan Chase Financial Company LLC is offering capped notes linked to the SPDR^® Gold Trust that provide upside participation in the Fund’s appreciation up to a maximum return of at least 19.00% and repayment of at least 90.00% of principal at maturity. The notes reference a Share Strike Price of $467.03 (closing price on Strike Date: February 9, 2026), have an Original Issue Date on or about February 13, 2026, a Valuation Date of February 22, 2027 and a Maturity Date of February 25, 2027. For each $1,000 principal amount note the Additional Amount equals $1,000 × Fund Return × 100.00% but will not exceed the Maximum Amount of at least $190.00, and the payment at maturity will not be less than $900.00 per $1,000. The estimated indicative value at time of pricing is shown as approximately $984.10 per $1,000, with a stated floor for the estimated value of $970.00 per $1,000; final pricing terms will be provided in the pricing supplement.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering capped buffered equity notes linked to the S&P 500® Futures Excess Return Index, maturing on August 16, 2027. The notes provide 1.00x index appreciation at maturity, capped at a maximum return of at least 17.00%.

A 25.00% downside buffer protects principal against moderate index declines, but if the index falls by more than 25.00%, investors lose 1% of principal for each additional 1% decline, up to a 75.00% loss of principal. The notes pay no interest, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and will not be listed, so liquidity may be limited.

If priced on the date shown, the estimated value would be approximately $986.20 per $1,000 note, and at pricing it will not be less than $900.00 per $1,000, reflecting structuring, hedging costs and selling commissions.

JPMorgan Chase Financial Company LLC is issuing $4,600,000 of capped accelerated barrier notes linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes offer 3.00x exposure to any positive performance of the worst-performing index, up to a maximum return of 47.50% at maturity. If all indices finish at or above 60% of their initial levels, investors receive at least their $1,000 principal per note back.

If any index closes below 60% of its initial level on the observation date, principal is reduced one-for-one with the decline of the weakest index, and investors can lose up to their entire investment. The notes pay no interest or dividends and are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.

The price to the public is $1,000 per note, including $23.50 in selling commissions, while the estimated value at pricing was $972.30 per $1,000 note, reflecting embedded costs and issuer funding assumptions. The notes are not bank deposits, are not FDIC insured and are not designed for short-term trading.

JPMorgan Chase Financial Company LLC is offering Capped Dual Directional Buffered Return Enhanced Notes linked to the lesser performing of the Dow Jones Industrial Average and the Russell 2000 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co., maturing on August 20, 2027.

The notes provide 1.25x leveraged upside on positive index performance, capped at a Maximum Upside Return of at least 24.25%, and a positive return equal to the absolute value of index declines up to a 15% buffer. Below this buffer, principal is exposed to losses down to 85% loss of principal.

The minimum denomination is $1,000. If priced on the reference date, the estimated value would be about $987.30 per $1,000, and at issuance it will not be less than $900, reflecting structuring and hedging costs. The notes pay no interest or dividends and are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC is issuing $564,000 of Auto Callable Contingent Interest Notes linked to the common stock of Broadcom Inc., fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay a contingent interest rate of 13.50% per annum (3.375% quarterly) when Broadcom’s share price on a review date is at or above 50% of the initial value of $332.92, setting the interest barrier and trigger value at $166.46. The notes may be automatically called on specified quarterly review dates starting August 6, 2026 if Broadcom’s share price is at or above the initial value, in which case investors receive $1,000 per note plus due and unpaid contingent interest.

If the notes are not called and the final share price is below the trigger value, repayment at maturity on February 10, 2028 is reduced dollar-for-dollar with Broadcom’s decline, and investors can lose more than half, up to all, of their principal. The notes are unsecured, unsubordinated obligations of JPMorgan Chase Financial, subject to the credit risk of both the issuer and guarantor. The price to the public is $1,000 per note, including $18.50 in fees and commissions, with issuer proceeds of $981.50 per note and an estimated value of $960.90 per $1,000 at pricing.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Uncapped Buffered Return Enhanced Notes linked to the lesser performance of the iShares MSCI EAFE ETF and the EURO STOXX 50 Index, maturing on February 16, 2028.

The notes provide at least 1.694× any positive return of the lesser performing underlying if both finish above their initial values, with a 10% downside buffer. If either underlying falls more than 10%, investors lose 1% of principal for each additional 1% decline of the lesser performer, up to a 90% loss.

The notes pay no interest, do not provide dividends, and are unsecured obligations subject to the credit risk of both issuers. They are not listed, may have limited liquidity, and their estimated value at pricing is expected to be below the issue price due to selling, structuring, and hedging costs.

JPMorgan Chase Financial Company LLC is offering $1,530,000 of Uncapped Buffered Return Enhanced Notes linked to an unequally weighted basket of five equity indices, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes provide 1.85x leveraged upside on any positive basket return at maturity, with a 15% downside buffer. If the basket falls more than 15%, principal losses match the decline beyond that buffer, up to an 85% loss. The notes pay no interest or dividends, are unsecured, not FDIC‑insured, and expose holders to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The EURO STOXX 50® Index carries a 50% weight in the basket, so performance of that index has the greatest influence on returns. The original issue price is $1,000 per note, with selling commissions of $3.50 per $1,000 and an estimated value at pricing of $979.60.

JPMorgan Chase Financial Company LLC is issuing $7,144,000 of capped buffered equity notes linked to the lesser performing of the Dow Jones Industrial Average and the S&P 500 Index, maturing on February 10, 2028 and fully guaranteed by JPMorgan Chase & Co.

The notes offer 1.00x upside on the lesser performing index, capped at a maximum return of 27.00% ($1,270 per $1,000). A 30.00% downside buffer applies, but if either index falls by more than 30.00%, principal is reduced one-for-one, up to a 70.00% loss. The notes pay no interest or dividends, are unsecured, not FDIC-insured, and carry issuer and guarantor credit risk. The estimated value at pricing was $992.30 per $1,000.

JPMorgan Chase Financial Company LLC is issuing $1,631,000 of Uncapped Buffered Return Enhanced Notes linked to the S&P 500 Futures Excess Return Index, maturing on February 11, 2031 and fully guaranteed by JPMorgan Chase & Co.

The notes offer 1.80x leveraged upside on any positive index return at maturity, with a 20% downside buffer. If the index falls more than 20%, investors lose 1% of principal for each additional 1% decline, up to an 80% loss of principal.

The notes pay no interest, are unsecured and unsubordinated, and will not be listed on an exchange. The price to the public is $1,000 per note, including selling commissions of $11.25, while the issuer’s estimated value is $975.70 per $1,000 note, reflecting embedded costs and hedging assumptions.

JPMorgan Chase Financial Company LLC priced $1,512,000 of Capped Buffered Return Enhanced Notes linked to the EURO STOXX 50® Index. The notes, fully guaranteed by JPMorgan Chase & Co., offer 2.00× upside to index appreciation capped at 59.30%, a 10.00% downside buffer and maturity on February 9, 2029.

Purchasers may forgo interest and dividends, face credit exposure to JPMorgan Financial and JPMorgan Chase & Co., and can lose up to 90.00% of principal if the index declines beyond the buffer. Pricing date was February 6, 2026 with settlement expected on or about February 11, 2026.

JPMorgan Chase Financial Company LLC is issuing $1,110,000 of uncapped digital barrier notes maturing on February 11, 2030, linked to the worst performer among the Dow Jones Industrial Average, Nasdaq-100 Index and S&P 500 Index.

At maturity, if every index finishes at or above its initial level, investors receive their principal plus the greater of a 44.75% contingent digital return or the actual return of the least performing index. If any index is below its initial level but all remain at or above 75% of initial, principal is returned. If any index closes below this 75% barrier, principal is reduced one-for-one with the decline of the least performing index and can be fully lost. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and guarantor JPMorgan Chase & Co., and will not be listed on an exchange. The estimated value at pricing was $957.40 per $1,000, below the issue price, reflecting structuring and hedging costs.

JPMorgan Chase Financial Company LLC priced $1,392,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes priced on February 6, 2026 and are expected to settle on or about February 11, 2026, with a minimum denomination of $1,000.

The notes pay a contingent coupon of 9.75% per annum when the Index on a Review Date is at or above an Interest Barrier equal to 70.00% of the Initial Value, and are subject to an automatic call feature (earliest callable on February 8, 2027). Investors face a potential principal loss of up to 85.00% at maturity if the Final Value is below the Buffer Threshold; the Index is subject to a 6.0% per annum daily deduction and a notional financing cost, which materially reduce Index performance. The pricing supplement notes an estimated value of $917.10 per $1,000 note and lists selling commissions of $41.50 per $1,000.

The pricing supplement describes JPMorgan Chase Financial Company LLC notes linked to the EURO STOXX 50® Index due February 11, 2031, fully guaranteed by JPMorgan Chase & Co. The offering totals $2,190,000 at a $1,000 original issue price per note with a 15.00% downside buffer and an earliest automatic call on February 11, 2027. If called, investors receive principal plus a staged call premium (first Review Date 7.150% × $1,000 up to final Review Date 35.750% × $1,000). The notes are unsecured, not FDIC-insured, carry issuer and guarantor credit risk, and may lose up to 85.00% of principal at maturity.

JPMorgan Chase Financial Company LLC is offering $800,000 of auto callable accelerated barrier notes linked to the common stock of Salesforce, Inc., fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes price at $1,000 each, with proceeds to the issuer of $990 per note after fees.

The notes may be automatically called on February 10, 2027 if Salesforce’s stock closes at or above 90% of its initial value, paying principal plus a fixed $210 call premium per $1,000 note. If not called and held to February 9, 2029, investors receive 1.50 times any positive stock return, principal back if the final price is at or above 70% of the initial value, and a one-for-one loss below that barrier. The product pays no interest or dividends, is unsecured, and carries a risk of losing a significant portion or all principal, with value also dependent on the credit of JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing $155,000 of Uncapped Accelerated Barrier Notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 and S&P 500, maturing April 26, 2029.

The notes provide 1.34x leveraged upside if all three indexes finish above their initial levels, principal back if each stays at or above 70% of its initial value, and 1-for-1 downside to the weakest index below that barrier, which can result in losing most or all principal.

The notes pay no interest or dividends, are unsecured unsubordinated obligations subject to the credit risk of both issuers, and will not be listed on an exchange. The price to public is $1,000 per note, including $38.50 in selling commissions, while the issuer’s estimated value is $944.30 per $1,000.

JPMorgan Chase Financial Company LLC priced a primary offering of Contingent Income Auto-Callable Securities totalling $2,000,000 linked to a WTI crude oil NYMEX futures contract. The securities have a $1,000 stated principal amount, an issue price of $1,000 per security, and an estimated value at pricing of $963.60 per security.

Holders may receive a contingent quarterly payment of $30.00 (3.00% of principal) on each determination date if the contract price is at least the downside threshold of $44.485 (70% of the initial contract price). If not automatically redeemed and the final contract price is below that threshold, maturity payment equals principal times the contract performance factor and could be less than $700 of principal and could be zero. Pricing date was February 6, 2026, original issue date February 11, 2026, and maturity February 22, 2027.

JPMorgan Chase Financial Company LLC priced a structured note offering of $570,000 principal amount of Auto Callable Contingent Interest Notes linked to the common stock of PayPal Holdings, Inc., due August 10, 2027, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes were priced on February 6, 2026 with expected settlement on or about February 11, 2026. Key economic terms include a Contingent Interest Rate of 14.50% per annum, an Interest Barrier equal to 70.00% of the Strike Value, an earliest automatic call date of February 5, 2027, minimum denominations of $1,000, a price to public of $1,000 per note, selling commissions of $3.00 per note, proceeds to issuer of $997 per note, and an estimated value at pricing of $978.10 per note.

The notes expose holders to issuer and guarantor credit risk, potential loss of principal if the Final Value is below the Trigger Value, no dividend or voting rights on the Reference Stock, limited anti-dilution adjustment discretion, and restricted liquidity because the notes will not be exchange-listed.

JPMorgan Chase Financial Company LLC priced $9,228,000 of auto-callable contingent interest notes due February 10, 2031, fully guaranteed by JPMorgan Chase & Co. The notes pay quarterly Contingent Interest Payments when both the Russell 2000® and the EURO STOXX 50® close at or above 75.00% of their Strike Values on a Review Date and are callable beginning November 5, 2026. At maturity, if not called, repayment depends on the Lesser Performing Index: you may receive $1,000 plus contingent interest, or a principal loss equal to the Lesser Performing Index Return. The notes priced on February 6, 2026, with expected settlement on or about February 11, 2026. The estimated value at issuance was $971.10 per $1,000; price to public was $1,000 per note with $2.50 selling commission per note.

JPMorgan Chase Financial Company LLC priced $1,500,000 of Auto Callable Contingent Interest Notes due February 10, 2028. The notes are linked to the lesser performing of the State Street Energy Select Sector SPDR ETF and the EURO STOXX 50 Index.

The notes pay Contingent Interest only on Review Dates when each Underlying is at least 70.00% of its Initial Value; they are automatically called if on a Review Date (other than the first and final) both Underlyings are at or above their Initial Values, with the earliest possible automatic call on August 6, 2026. If not called, maturity payoff is $1,000 plus exposure to the Lesser Performing Underlying Return, which can result in partial or total principal loss.

The notes priced on February 6, 2026, are expected to settle on or about February 11, 2026, have a minimum denomination of $1,000, a price to public of $1,000 per note, selling commissions of $22.50 per note, proceeds to issuer of $977.50 per note, and an estimated value of $959.10 per $1,000 note.

JPMorgan Chase Financial Company LLC is offering $1,171,000 of Auto Callable Dual Directional Barrier Notes linked to the common stock of SLB N.V. and fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes mature on February 9, 2029, may be automatically called if the Reference Stock closing price on the Review Date ( February 12, 2027 ) is at or above the Call Value (100% of the Initial Value), and priced on February 6, 2026 with expected settlement on or about February 11, 2026. If not called, payout at maturity depends on the Final Value relative to the Initial Value ($50.70) and a Barrier Amount equal to 70.00% of the Initial Value; a negative Stock Return below the Barrier exposes holders to principal loss, while limited upside and an effective cap of 30.00% applies to certain negative-return scenarios. The notes do not pay interest or dividends and are subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC priced $763,000 of callable Contingent Interest Notes linked to the least performing of the Nasdaq-100® Technology Sector, the Russell 2000® Index and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay Contingent Interest Payments at a Contingent Interest Rate of 11.25% per annum when each Index on a Review Date is at or above an Interest Barrier of 70.00% of its Initial Value, and are subject to a Trigger Value of 70.00% at maturity. The earliest optional early redemption date is May 11, 2026; pricing date was February 6, 2026 with expected settlement on or about February 11, 2026. The original issue price was $1,000 per note, the estimated value at pricing was $975.10 per $1,000, and minimum denominations are $1,000.

JPMorgan Chase Financial Company LLC priced a $1,825,000 offering of Auto Callable Contingent Interest Notes due January 11, 2028, fully guaranteed by JPMorgan Chase & Co.

The notes pay contingent interest at a 7.95% per annum rate when, on each Review Date, the closing value of each underlying (the Nasdaq-100 Index, the S&P 500 Index and the SPDR S&P Regional Banking ETF) is at or above an Interest Barrier of 60.00% of initial value. A Trigger Value equal to 55.00% applies at maturity to determine principal repayment linked to the least performing underlying. The notes are automatically callable beginning August 6, 2026. The price to public was $1,000 per note with selling commissions of $22.25, proceeds to issuer of $977.75 per note, and an estimated value at issuance of $962.00 per note. The notes priced on February 6, 2026 and are expected to settle on or about February 11, 2026. Investors bear credit risk of JPMorgan Financial and JPMorgan Chase & Co., market risk of each underlying individually, and limited liquidity.

JPMorgan Chase Financial Company LLC is issuing $3,330,000 of callable contingent interest notes due February 9, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked to the least performing of the Dow Jones Industrial Average, the Nasdaq‑100 Technology Sector and the Russell 2000 Index.

Investors receive a monthly contingent coupon at a rate of 10.25% per annum (0.85417% per month) only if, on a given review date, the closing level of each index is at or above 70% of its initial value. If any index is below this 70% interest barrier, no interest is paid for that month.

The issuer may redeem the notes early, in whole, on any interest payment date starting May 11, 2026 (excluding the first, second and final payment dates). If called, investors receive $1,000 per note plus the applicable contingent interest and no further payments.

If the notes are held to maturity and not redeemed early, principal is protected only if the final level of each index is at or above 60% of its initial value (the trigger). If any index finishes below 60%, repayment of principal is reduced in line with the decline of the worst-performing index, and investors can lose a substantial portion or all of their investment.

The notes are unsecured, unsubordinated obligations of JPMorgan Chase Financial, guaranteed by JPMorgan Chase & Co., and are not bank deposits or FDIC insured. The price to the public is $1,000 per note, including selling commissions of $9, while the issuer’s estimated value is $969.10 per $1,000, reflecting embedded fees, hedging costs and internal funding rates. Liquidity may be limited, and secondary market prices are expected to be below the original issue price.

JPMorgan Chase Financial Company LLC priced a structured note offering of $2,541,000 linked to the MerQube US Tech+ Vol Advantage Index, maturing on February 11, 2031 and fully guaranteed by JPMorgan Chase & Co.

The notes were priced on February 6, 2026 with an original issue price of $1,000 per note, selling commissions of $44 per note and proceeds to the issuer of $956 per note. The pricing supplement states an estimated value of $904.40 per note. The Index initial level was 11,727.13 on the Pricing Date.

The notes feature an automatic call beginning on February 11, 2027 if the Index closing level on a Review Date is at or above the Call Value (set at 95.00% of the Initial Value). A Call Premium Amount applies by Review Date (ranging from $153.50 to $767.50 per $1,000). At maturity, a Buffer Amount of 15.00% protects against limited declines; investors may lose up to 85.00% of principal if the Final Value falls more than the Buffer. The Index is reduced by a 6.0% per annum daily deduction and a notional financing cost.

JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering $500,000 of Callable Fixed to Floating Rate Notes due February 8, 2036, in $1,000 denominations. The issuer receives $975 per note in proceeds, after $25 in fees and commissions.

Investors receive a fixed 10.00% per annum coupon during the initial interest periods, paid quarterly. After February 10, 2027, the rate becomes floating, set each interest period at (5.50% minus the 10-Year CMT Rate) multiplied by 8.00, with a minimum of 0.00% and effectively capped at 25.00% under current New York usury law.

The notes are callable at the issuer’s option, in whole but not in part, on the 10th calendar day of February, May, August and November from February 10, 2027 through November 10, 2035, at par plus accrued interest. Principal is repaid at maturity, with any accrued but unpaid interest, if the notes have not been redeemed earlier.

JPMorgan Chase Financial Company LLC is offering $1,635,000 of Callable Contingent Interest Notes due February 11, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay contingent monthly interest at a 7.75% per annum rate only when each of the Nasdaq-100® Technology Sector, the Russell 2000® Index and the S&P 500® Index is at or above an Interest Barrier of 70.00% of its Initial Value on a Review Date. The issuer may call the notes early beginning February 11, 2027. At maturity, if any Index’s Final Value is below its Trigger Value, repayment will be reduced by the performance of the least performing Index, potentially resulting in loss of principal. The notes priced on February 6, 2026 and are expected to settle on or about February 11, 2026.

JPMorgan Chase Financial Company LLC priced $1,850,000 of structured notes linked to the MerQube US Tech+ Vol Advantage Index, due February 11, 2031, with expected settlement on or about February 11, 2026. The notes are unsecured obligations of JPMorgan Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes have a $1,000 denomination, priced at $1,000 to the public with selling commissions of $6.50 per note and proceeds to issuer of $993.50 per note. The estimated value at pricing was $942.70 per $1,000. The earliest automatic call date is February 10, 2027. Investors face up to an 80.00% principal loss at maturity and the Index is subject to a 6.0% per annum daily deduction plus a notional financing cost; a 20.00% downside buffer applies to maturity payoff calculations.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering $300,000 of auto callable buffered return enhanced notes linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index, maturing in February 2030.

The notes may be automatically called on February 12, 2027 if each index is at or above its Call Value, paying $1,000 plus a $148.50 call premium per note. If not called and all final index levels exceed their initial levels, investors receive 1.50 times the appreciation of the least performing index.

A 20% downside buffer applies; if any index falls by more than this, principal is reduced 1% for each additional 1% decline, up to an 80% loss. The notes pay no interest or dividends, are unsecured obligations subject to JPMorgan credit risk, will not be listed, and have an estimated value of $976.70 per $1,000 at pricing, below the $1,000 issue price due to selling, structuring and hedging costs.

JPMorgan Chase Financial Company LLC priced $3,187,000 Auto Callable Contingent Interest Notes linked to the MerQube US Tech+ Vol Advantage Index due February 11, 2031.

The notes pay a contingent monthly interest at a stated 17.25% per annum (1.4375% per month) when the Index on a Review Date is ≥ the Interest Barrier of 72.00% of the Initial Value, are auto-callable if the Index on applicable Review Dates (after the 11th) is ≥ the Initial Value, and may be called as early as February 8, 2027. The offering priced on February 6, 2026 with settlement expected about February 11, 2026, original issue price $1,000 per note, estimated value $933.00 per $1,000, and selling commission $6.50 per $1,000.

Investors bear full credit risk of JPMorgan Financial and the guarantee of JPMorgan Chase & Co., face a 6.0% per annum daily index deduction plus a notional financing cost, possible loss of principal if Final Value < Trigger Value, and limited liquidity.

JPMorgan Chase Financial Company LLC is offering capped, dual-direction buffered equity notes due August 18, 2027, fully guaranteed by JPMorgan Chase & Co.

The notes reference the lesser performing of the Russell 2000® and the S&P 500®, provide a Buffer Amount of 20.00%, a stated Maximum Upside Return of at least 11.00%, and permit potential principal loss up to 80.00%. The estimated value at pricing is approximately $972.10 per $1,000 note, with an explicit floor not less than $900.00. The notes are expected to price on or about February 13, 2026 and settle on or about February 19, 2026.

JPMorgan Chase Financial Company LLC priced auto-callable Dual Directional Accelerated Barrier Notes linked to the lesser performing of the common stock of KKR & Co. Inc. and Blackstone Inc. The notes are fully and unconditionally guaranteed by JPMorgan Chase & Co.

Pricing is expected on or about February 18, 2026 with settlement on or about February 23, 2026. An automatic call may occur on February 24, 2027. Key terms include a 60.00% Barrier Amount, an Upside Leverage Factor of 1.50, a Call Premium Amount of at least $300.00 per $1,000 note, minimum denominations of $1,000, and an expected estimated value of approximately $960.00 per $1,000 note (not less than $940.00 when set). Payments at maturity depend on the lesser performing reference stock and can result in full loss of principal if the Final Value is below the Barrier Amount.

JPMorgan Chase & Co. is offering preliminary callable fixed rate notes due February 23, 2056. The notes pay 5.40% per annum, with interest paid monthly on the 23rd of each month, calculated on a 30/360 day count basis.

Starting August 23, 2030, and on each February 23 and August 23 through 2055, JPMorgan may redeem the notes at par plus accrued interest. At maturity, investors receive principal plus accrued interest if the notes have not been called.

The notes are senior unsecured obligations of JPMorgan Chase & Co., are not bank deposits and are not FDIC insured. In a bankruptcy or resolution scenario, losses would be borne first by equity holders and then by unsecured creditors, including holders of these notes, behind creditors of JPMorgan’s subsidiaries.

JPMorgan Chase Financial Company LLC is offering Uncapped Dual Directional Accelerated Barrier Notes linked to the lesser performer of the iShares MSCI EAFE ETF and the STOXX Europe 600 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are scheduled to mature on February 14, 2028.

Investors receive at least 1.25× any positive return of the lesser performing underlying, and can earn up to a 25% positive return even if it declines, provided each underlying stays at or above 75% of its strike. If either falls below this barrier, losses match the decline of the lesser performer and principal can be lost in full. The notes pay no interest or dividends, are unsecured, and carry the credit risk of both the issuer and guarantor. The preliminary estimated value is about $980 per $1,000 note and will not be less than $950 when finalized.

JPMorgan Chase Financial Company LLC is offering structured notes linked to the least performing of the S&P 500® Index, the Russell 2000® Index and the Nasdaq‑100® Technology Sector, fully and unconditionally guaranteed by JPMorgan Chase & Co., and scheduled to mature on February 25, 2031.

The notes may be automatically called on nine semiannual Review Dates starting February 25, 2027 if each index is at or above its Call Value, paying $1,000 plus a call premium of at least 9.20% on the first Review Date up to at least 46.00% on the final Review Date.

If not called, principal is protected only by a 30.00% downside buffer. If the least performing index ends more than 30% below its initial level, repayment is reduced dollar‑for‑dollar, with up to 70.00% of principal lost at maturity. Investors forgo interest and dividends, and all payments are subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. Estimated value at pricing is expected to be below the $1,000 issue price, with an example value of approximately $965.40 per $1,000 note and a minimum stated estimated value of $900.00.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering callable fixed to floating rate notes due February 27, 2036. The notes pay a fixed 10.00% per annum during the initial interest periods through February 27, 2027.

After that, interest becomes floating each period at (5.25% − the 10-Year CMT Rate) × 10, subject to a minimum of 0.00% and a maximum of 16.00% per annum. Interest is paid quarterly on February 27, May 27, August 27 and November 27 of each year, starting May 27, 2026.

The issuer may redeem the notes in whole, but not in part, on any quarterly redemption date from February 27, 2027 through November 27, 2035 at par plus accrued interest. The notes are unsecured obligations of JPMorgan Chase Financial Company LLC, are guaranteed by JPMorgan Chase & Co., and are not bank deposits or FDIC insured.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering digital contingent buffered notes linked to the S&P 500® Index. The notes are scheduled to price on or about February 9, 2026 and mature on February 24, 2027.

At maturity, investors receive their principal plus a Contingent Digital Return of at least 6.04% per $1,000 note if the S&P 500 ending level is at or above the strike, or down by up to a 30% buffer. If the index falls by more than 30%, principal is reduced 1% for each 1% decline, and losses can reach 100%.

The notes are unsecured obligations, not bank deposits or FDIC insured. The indicative estimated value is about $986.40 per $1,000 note and will not be less than $970.00 per $1,000 at pricing, reflecting embedded selling commissions, hedging costs and issuer funding assumptions, and may differ from any secondary market price.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable yield notes linked to the least performing of NVIDIA, Broadcom and Oracle common stock, maturing on August 11, 2027.

The notes pay at least 19.85% per annum, credited monthly, as long as they remain outstanding, and may be automatically called starting February 8, 2027 if each stock is at or above its strike value. Investors face the risk of losing more than 40% and up to all principal if, at maturity without prior call, any stock finishes below 60% of its strike value. Returns also depend on the credit of JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering callable notes linked to the MerQube US Tech+ Vol Advantage Index. The index provides rules-based exposure to an unfunded position in the Invesco QQQ Trust, Series 1, reduced by a daily notional financing cost and a 6.0% per annum daily index deduction.

The notes have a five-year term with an initial one-year non-call period, then quarterly review dates. If on any review date the index is at or above 100% of its initial value, the notes are automatically called at $1,000 plus a call premium of at least 14.00% per annum. If held to maturity and not called, principal is protected only if the final index value is at or above 52.00% of the initial value; otherwise repayment is reduced one-for-one with the index decline, and investors can lose all principal.

The estimated value at pricing will not be less than $880.00 per $1,000 note. Investors receive no interest or dividends and face the credit risk of both issuing and guaranteeing JPMorgan entities, along with liquidity, tax and index-structure risks highlighted in the risk disclosures.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable yield notes linked to the least performing of Apple, Meta Platforms and NVIDIA, maturing on August 11, 2027. The notes pay at least 14.25% per annum, credited monthly, as long as they remain outstanding.

The notes are automatically called, with return of principal plus interest, if on any Review Date before maturity the closing price of one share of each stock is at or above its Strike Value, starting February 8, 2027. If not called and on the final Review Date any stock finishes below 60% of its Strike Value, repayment of principal is reduced one-for-one with that worst stock’s decline, and investors can lose more than 40% and up to all of their principal. The issuer cites an indicative estimated value of about $974.80 per $1,000 note, with a final estimated value not less than $900. Payments depend on the credit of both JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC is offering unsecured, unsubordinated Uncapped Digital Barrier Notes linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are scheduled to price on or about March 2, 2026 and mature on March 7, 2030.

At maturity, investors receive $1,000 per note plus a return equal to the greater of a contingent digital return of at least 52.40% or the least performing index return if all three indices finish at or above their initial levels. If any index is below its initial level but all remain at or above 75% of initial (the barrier), principal is repaid. If any index finishes below its 75% barrier, repayment is reduced one-for-one with the decline in the least performing index, and investors can lose most or all principal. The notes pay no interest or dividends, have an estimated initial value below the $1,000 issue price, and expose holders to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering structured notes that track the lesser performing of the Russell 2000 Index and the S&P 500 Index, maturing in February 2028.

The notes offer at least 1.22x leveraged upside if both indexes rise and a “dual directional” feature that can provide positive returns for index declines of up to 10%, but only to a maximum gain of 10% in those cases. A 10% downside buffer applies; if either index falls by more than 10%, principal is reduced one-for-one beyond that level, with up to 90% of principal at risk. The notes pay no interest or dividends, are unsecured obligations subject to JPMorgan credit risk, and have an estimated value below the $1,000 issue price per note, reflecting embedded costs and dealer compensation.

JPMorgan Chase Financial Company LLC is offering Capped Dual Directional Buffered Equity Notes linked to the lesser performing of the Nasdaq-100 Index and the S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes provide unleveraged upside to index gains, capped at a Maximum Upside Return of at least 16.35%, and also offer positive returns for index declines up to a 15.00% buffer. If either index falls by more than 15.00%, investors lose 1% of principal for each additional 1% decline, with losses up to 85.00% of principal possible at maturity.

The notes pay no interest or dividends, are unsecured and unsubordinated obligations, and will not be listed on any exchange. Minimum denomination is $1,000. If priced on the indicated date, the estimated value would be about $988.70 per $1,000, and when finalized will not be less than $900.00 per $1,000.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Capped Dual Directional Buffered Return Enhanced Notes linked to the lesser performing of the Nasdaq-100 Index® and the Russell 2000® Index, maturing August 18, 2027.

The notes provide 1.50x leveraged upside on the lesser performing index, capped at a Maximum Upside Return of at least 37.00%, and a 10.00% downside buffer. If the weaker index finishes down by up to 10.00%, investors gain the absolute decline, up to a 10.00% positive return. If it falls by more than 10.00%, principal is reduced 1% for each additional 1% drop, up to a 90.00% loss.

The notes pay no interest, offer no dividends, and are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. If priced on the example date, the estimated value would be about $982.10 per $1,000, and will not be less than $900.00 per $1,000 at issuance.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering structured Buffered Digital Notes linked to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500 indices, maturing on March 17, 2027.

The notes target a fixed return of at least 10.60% at maturity per $1,000 if the least performing index is at or above its initial level, or down by no more than 15.00%. If any index falls by more than 15.00%, investors lose principal on a 1:1 basis beyond that buffer, up to an 85.00% loss. The notes pay no interest or dividends, are unsecured, not FDIC insured, and expose investors to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., as well as liquidity and valuation risks in any secondary market.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Uncapped Buffered Return Enhanced Notes linked to the S&P 500® Futures Excess Return Index, maturing on February 19, 2031.

The notes provide at least 1.76x any positive Index return at maturity, with a 20% downside buffer. If the Index falls more than 20%, holders lose 1% of principal for each additional 1% decline, up to an 80% loss. The minimum denomination is $1,000, they pay no interest, are unsecured, and expose buyers to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. A preliminary estimated value is about $975.10 per $1,000 note, with the final estimated value to be at least $900.00 per $1,000 at pricing.

JPMorgan Chase Financial Company LLC is offering capped buffered equity notes linked to the S&P 500® Index, due February 16, 2029, fully guaranteed by JPMorgan Chase & Co. The notes provide 1.00x index appreciation up to a maximum return of at least 28.00%.

Principal is protected only by a 15.00% downside buffer. If the index falls more than 15.00%, investors lose 1% of principal for each additional 1% decline, up to an 85.00% loss at maturity. The notes pay no interest or dividends and are unsecured, subject to the credit risk of both issuers.

The price to public is $1,000 per note, while the estimated value would be approximately $959.60 per $1,000 if priced on the indicated date and will not be less than $900.00 per $1,000 when finalized. The notes are not listed, and secondary market prices are expected to be below the issue price.

JPMorgan Chase Financial Company LLC is offering unsecured, unsubordinated uncapped buffered return enhanced notes linked to the lesser performer of the Dow Jones Industrial Average® and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co., and maturing on February 18, 2031.

The notes are issued in $1,000 minimum denominations and pay no interest or dividends. At maturity, if both indices are above their initial levels, investors receive $1,000 plus at least 1.02 times the gain of the lesser-performing index. A 40% buffer protects against moderate declines, but if either index falls by more than 40%, principal is reduced 1% for each percentage point beyond the buffer, up to a 60% loss.

The estimated value example is $971.40 per $1,000 note, and the final estimated value will not be less than $930.00, reflecting selling commissions, structuring and hedging costs. Investors are exposed to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and the notes will not be listed on any exchange, so liquidity may be limited.