Alerian MLP Index ETNs due January 28 2044 424B Filings

JPMorgan Chase Financial Company LLC is offering structured notes linked to the least performing of the S&P 500® Index, the Russell 2000® Index and the Nasdaq‑100® Technology Sector, fully and unconditionally guaranteed by JPMorgan Chase & Co., and scheduled to mature on February 25, 2031.

The notes may be automatically called on nine semiannual Review Dates starting February 25, 2027 if each index is at or above its Call Value, paying $1,000 plus a call premium of at least 9.20% on the first Review Date up to at least 46.00% on the final Review Date.

If not called, principal is protected only by a 30.00% downside buffer. If the least performing index ends more than 30% below its initial level, repayment is reduced dollar‑for‑dollar, with up to 70.00% of principal lost at maturity. Investors forgo interest and dividends, and all payments are subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. Estimated value at pricing is expected to be below the $1,000 issue price, with an example value of approximately $965.40 per $1,000 note and a minimum stated estimated value of $900.00.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering callable fixed to floating rate notes due February 27, 2036. The notes pay a fixed 10.00% per annum during the initial interest periods through February 27, 2027.

After that, interest becomes floating each period at (5.25% − the 10-Year CMT Rate) × 10, subject to a minimum of 0.00% and a maximum of 16.00% per annum. Interest is paid quarterly on February 27, May 27, August 27 and November 27 of each year, starting May 27, 2026.

The issuer may redeem the notes in whole, but not in part, on any quarterly redemption date from February 27, 2027 through November 27, 2035 at par plus accrued interest. The notes are unsecured obligations of JPMorgan Chase Financial Company LLC, are guaranteed by JPMorgan Chase & Co., and are not bank deposits or FDIC insured.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering digital contingent buffered notes linked to the S&P 500® Index. The notes are scheduled to price on or about February 9, 2026 and mature on February 24, 2027.

At maturity, investors receive their principal plus a Contingent Digital Return of at least 6.04% per $1,000 note if the S&P 500 ending level is at or above the strike, or down by up to a 30% buffer. If the index falls by more than 30%, principal is reduced 1% for each 1% decline, and losses can reach 100%.

The notes are unsecured obligations, not bank deposits or FDIC insured. The indicative estimated value is about $986.40 per $1,000 note and will not be less than $970.00 per $1,000 at pricing, reflecting embedded selling commissions, hedging costs and issuer funding assumptions, and may differ from any secondary market price.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable yield notes linked to the least performing of NVIDIA, Broadcom and Oracle common stock, maturing on August 11, 2027.

The notes pay at least 19.85% per annum, credited monthly, as long as they remain outstanding, and may be automatically called starting February 8, 2027 if each stock is at or above its strike value. Investors face the risk of losing more than 40% and up to all principal if, at maturity without prior call, any stock finishes below 60% of its strike value. Returns also depend on the credit of JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering callable notes linked to the MerQube US Tech+ Vol Advantage Index. The index provides rules-based exposure to an unfunded position in the Invesco QQQ Trust, Series 1, reduced by a daily notional financing cost and a 6.0% per annum daily index deduction.

The notes have a five-year term with an initial one-year non-call period, then quarterly review dates. If on any review date the index is at or above 100% of its initial value, the notes are automatically called at $1,000 plus a call premium of at least 14.00% per annum. If held to maturity and not called, principal is protected only if the final index value is at or above 52.00% of the initial value; otherwise repayment is reduced one-for-one with the index decline, and investors can lose all principal.

The estimated value at pricing will not be less than $880.00 per $1,000 note. Investors receive no interest or dividends and face the credit risk of both issuing and guaranteeing JPMorgan entities, along with liquidity, tax and index-structure risks highlighted in the risk disclosures.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable yield notes linked to the least performing of Apple, Meta Platforms and NVIDIA, maturing on August 11, 2027. The notes pay at least 14.25% per annum, credited monthly, as long as they remain outstanding.

The notes are automatically called, with return of principal plus interest, if on any Review Date before maturity the closing price of one share of each stock is at or above its Strike Value, starting February 8, 2027. If not called and on the final Review Date any stock finishes below 60% of its Strike Value, repayment of principal is reduced one-for-one with that worst stock’s decline, and investors can lose more than 40% and up to all of their principal. The issuer cites an indicative estimated value of about $974.80 per $1,000 note, with a final estimated value not less than $900. Payments depend on the credit of both JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC is offering unsecured, unsubordinated Uncapped Digital Barrier Notes linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are scheduled to price on or about March 2, 2026 and mature on March 7, 2030.

At maturity, investors receive $1,000 per note plus a return equal to the greater of a contingent digital return of at least 52.40% or the least performing index return if all three indices finish at or above their initial levels. If any index is below its initial level but all remain at or above 75% of initial (the barrier), principal is repaid. If any index finishes below its 75% barrier, repayment is reduced one-for-one with the decline in the least performing index, and investors can lose most or all principal. The notes pay no interest or dividends, have an estimated initial value below the $1,000 issue price, and expose holders to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering structured notes that track the lesser performing of the Russell 2000 Index and the S&P 500 Index, maturing in February 2028.

The notes offer at least 1.22x leveraged upside if both indexes rise and a “dual directional” feature that can provide positive returns for index declines of up to 10%, but only to a maximum gain of 10% in those cases. A 10% downside buffer applies; if either index falls by more than 10%, principal is reduced one-for-one beyond that level, with up to 90% of principal at risk. The notes pay no interest or dividends, are unsecured obligations subject to JPMorgan credit risk, and have an estimated value below the $1,000 issue price per note, reflecting embedded costs and dealer compensation.

JPMorgan Chase Financial Company LLC is offering Capped Dual Directional Buffered Equity Notes linked to the lesser performing of the Nasdaq-100 Index and the S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes provide unleveraged upside to index gains, capped at a Maximum Upside Return of at least 16.35%, and also offer positive returns for index declines up to a 15.00% buffer. If either index falls by more than 15.00%, investors lose 1% of principal for each additional 1% decline, with losses up to 85.00% of principal possible at maturity.

The notes pay no interest or dividends, are unsecured and unsubordinated obligations, and will not be listed on any exchange. Minimum denomination is $1,000. If priced on the indicated date, the estimated value would be about $988.70 per $1,000, and when finalized will not be less than $900.00 per $1,000.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Capped Dual Directional Buffered Return Enhanced Notes linked to the lesser performing of the Nasdaq-100 Index® and the Russell 2000® Index, maturing August 18, 2027.

The notes provide 1.50x leveraged upside on the lesser performing index, capped at a Maximum Upside Return of at least 37.00%, and a 10.00% downside buffer. If the weaker index finishes down by up to 10.00%, investors gain the absolute decline, up to a 10.00% positive return. If it falls by more than 10.00%, principal is reduced 1% for each additional 1% drop, up to a 90.00% loss.

The notes pay no interest, offer no dividends, and are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. If priced on the example date, the estimated value would be about $982.10 per $1,000, and will not be less than $900.00 per $1,000 at issuance.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering structured Buffered Digital Notes linked to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500 indices, maturing on March 17, 2027.

The notes target a fixed return of at least 10.60% at maturity per $1,000 if the least performing index is at or above its initial level, or down by no more than 15.00%. If any index falls by more than 15.00%, investors lose principal on a 1:1 basis beyond that buffer, up to an 85.00% loss. The notes pay no interest or dividends, are unsecured, not FDIC insured, and expose investors to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., as well as liquidity and valuation risks in any secondary market.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Uncapped Buffered Return Enhanced Notes linked to the S&P 500® Futures Excess Return Index, maturing on February 19, 2031.

The notes provide at least 1.76x any positive Index return at maturity, with a 20% downside buffer. If the Index falls more than 20%, holders lose 1% of principal for each additional 1% decline, up to an 80% loss. The minimum denomination is $1,000, they pay no interest, are unsecured, and expose buyers to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. A preliminary estimated value is about $975.10 per $1,000 note, with the final estimated value to be at least $900.00 per $1,000 at pricing.

JPMorgan Chase Financial Company LLC is offering capped buffered equity notes linked to the S&P 500® Index, due February 16, 2029, fully guaranteed by JPMorgan Chase & Co. The notes provide 1.00x index appreciation up to a maximum return of at least 28.00%.

Principal is protected only by a 15.00% downside buffer. If the index falls more than 15.00%, investors lose 1% of principal for each additional 1% decline, up to an 85.00% loss at maturity. The notes pay no interest or dividends and are unsecured, subject to the credit risk of both issuers.

The price to public is $1,000 per note, while the estimated value would be approximately $959.60 per $1,000 if priced on the indicated date and will not be less than $900.00 per $1,000 when finalized. The notes are not listed, and secondary market prices are expected to be below the issue price.

JPMorgan Chase Financial Company LLC is offering unsecured, unsubordinated uncapped buffered return enhanced notes linked to the lesser performer of the Dow Jones Industrial Average® and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co., and maturing on February 18, 2031.

The notes are issued in $1,000 minimum denominations and pay no interest or dividends. At maturity, if both indices are above their initial levels, investors receive $1,000 plus at least 1.02 times the gain of the lesser-performing index. A 40% buffer protects against moderate declines, but if either index falls by more than 40%, principal is reduced 1% for each percentage point beyond the buffer, up to a 60% loss.

The estimated value example is $971.40 per $1,000 note, and the final estimated value will not be less than $930.00, reflecting selling commissions, structuring and hedging costs. Investors are exposed to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and the notes will not be listed on any exchange, so liquidity may be limited.

JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co., with minimum denominations of $1,000.

The notes pay a Contingent Interest Payment only when the Index closes at or above 70% of the Initial Value (the Interest Barrier) on a Review Date. If that happens, investors also receive any previously unpaid contingent interest. The Contingent Interest Rate will be at least 13.50% per annum.

The notes are automatically called if, on certain Review Dates starting February 10, 2027, the Index closes at or above its Initial Value. If not called, principal is protected only down to a Trigger Value of 60% of the Initial Value; below that, losses match the Index decline and can reach 100% of principal.

The underlying Index dynamically allocates exposure, from 0% to 500%, to E-mini S&P 500 futures while targeting 35% implied volatility and is subject to a 6.0% per annum daily deduction, which creates a persistent performance drag versus an identical index without such a fee.

The notes’ estimated value, if priced on the indicated date, would be about $941.70 per $1,000 principal amount, and will not be less than $900.00 per $1,000 when finalized, reflecting embedded costs and the issuer’s internal funding rate. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. and will not be listed, so liquidity may be limited.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Uncapped Digital Barrier Notes linked to the least performing of the Dow Jones Industrial Average®, Russell 2000® Index and S&P 500® Index, maturing on March 6, 2031.

The notes provide uncapped, unleveraged upside to any gain in the least performing index, with a contingent digital return of at least 57.00% if each index finishes at or above its initial level. If any index finishes below its initial level but all remain at or above 75.00% of initial (barrier), investors receive principal back.

If any index closes below its barrier, repayment is reduced 1% for every 1% decline in the least performing index, exposing investors to losses up to total principal. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and have an estimated value below the $1,000 price, illustrated at approximately $941.60 in the example.

JPMorgan Chase Financial Company LLC is offering Uncapped Digital Barrier Notes linked to the lesser performing of the S&P 500® Index and the Russell 2000® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are scheduled to mature on February 17, 2028.

At maturity, if the final level of each index is at least 70% of its initial level, investors receive the greater of a contingent digital return of at least 11.25% or the actual percentage gain of the lesser performing index. If either index finishes below 70% of its initial level, repayment of principal is reduced 1% for each 1% decline in the lesser performing index, and investors can lose all principal.

The notes pay no interest, do not provide dividends, are unsecured and unsubordinated, and carry the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The price to the public is $1,000 per note, while the estimated value would be approximately $990 per $1,000, and will not be less than $970 per $1,000 when finalized.

JPMorgan Chase Financial Company LLC is offering structured Review Notes linked to the Dow Jones Industrial Average®, Nasdaq-100 Index® and Russell 2000® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes run to March 1, 2029 and can be automatically called as early as March 2, 2027 if each index closes at or above its Call Value.

If called, investors receive $1,000 per note plus a Call Premium Amount that steps up over time (at least 13.60% on the first Review Date up to at least 40.80% on the final Review Date). If not called, principal is protected only by a 15% buffer on the least performing index; if that index falls more than 15%, holders lose 1% of principal for each 1% decline beyond the buffer, up to a maximum loss of 85% at maturity. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and an estimated value of about $982 per $1,000 note is indicated, with a minimum estimated value at pricing of $900.

JPMorgan Chase Financial Company LLC is offering medium-term digital equity notes due April 13, 2028, linked to the EURO STOXX 50® Index and fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay no interest. At maturity, if the index is at or above 82.50% of its initial level, investors receive a fixed threshold settlement amount, expected between $1,153.60 and $1,180.60 per $1,000 note, capping upside.

If the index has fallen by more than 17.50%, principal loss is leveraged by a buffer rate of approximately 1.2121, and investors can lose their entire investment. The preliminary estimated value is expected between $974.80 and $984.80 per $1,000, the notes will not be listed, and any secondary market will be limited and discretionary.

JPMorgan Chase Financial Company LLC is offering uncapped Dual Directional Buffered Return Enhanced Notes linked to the lesser performer of the Dow Jones Industrial Average® and the Nasdaq‑100 Index®, maturing on February 15, 2029 and fully guaranteed by JPMorgan Chase & Co.

The notes provide at least 1.2425x leveraged upside if both indices finish above their initial levels, and a "dual directional" feature that mirrors index declines up to a 15% buffer, so a 10% drop in the lesser index pays a 10% gain. If either index falls more than 15%, principal is reduced 1‑for‑1, with up to an 85% loss of principal. The notes pay no interest or dividends, are unsecured obligations subject to JPMorgan credit risk, have a minimum denomination of $1,000, and an estimated value example of about $976.40 per $1,000, lower than the issue price due to selling, structuring and hedging costs.

JPMorgan Chase Financial Company LLC is offering capped dual directional buffered return enhanced notes linked to the lesser performance of the iShares MSCI EAFE ETF and the S&P 500 Index, maturing on August 18, 2027, and fully guaranteed by JPMorgan Chase & Co.

The notes provide 1.50x leveraged upside on any positive return of the lesser performing underlying, capped at a Maximum Upside Return of at least 16.35%. If the lesser performer finishes up to 10% below its initial value, investors receive a positive, uncapped return equal to the absolute decline, up to 10%.

If either underlying falls by more than the 10% buffer, investors lose 1% of principal for each 1% drop beyond the buffer and may lose up to 90% of principal. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of both issuers, and will not be listed on an exchange. For illustration, if priced today the estimated value is about $968.30 per $1,000 note, and the final estimated value on pricing will not be less than $900 per $1,000.

JPMorgan Chase Financial Company LLC is offering $1,275,000 of Digital Equity Notes due August 9, 2027, linked to the S&P 500® Index and fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes do not pay interest. At maturity, for each $1,000 note, investors receive $1,124.50 (the threshold settlement amount) if the S&P 500® final level on August 5, 2027 is at least 90.00% of the initial level of 6,917.81. If the index falls by more than 10.00%, principal is lost on a leveraged basis: roughly 1.1111% of principal is lost for each 1% decline beyond the 10.00% buffer, with maximum loss of the entire investment.

The estimated value of the notes at pricing is $986.50 per $1,000, below the issue price, reflecting selling commissions of 1.11% and hedging and structuring costs. The notes are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., will not be listed on any exchange, and may have limited or no secondary market liquidity. Tax treatment is uncertain and may change, including potential impacts from future guidance on prepaid forward contracts and Section 871(m).

JPMorgan Financial is offering $4,000,000 principal amount of Callable Range Accrual Notes linked to the 10-Year CMT Rate, due February 9, 2046, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay an Initial Interest Rate of 11.00% per annum for the Initial Interest Periods and thereafter pay interest determined by the proportion of days the 10‑Year CMT Rate is at or below 5.00%, with a minimum of 0.00% and a maximum of 11.00%. The notes are callable quarterly beginning February 10, 2027. Price to public is $1,000 per note; total offering equals $4,000,000, with proceeds to issuer of $3,869,748.

JPMorgan Chase & Co. is offering callable fixed rate notes due February 23, 2056 that pay simple annual interest of 5.55% on a 30/360 basis. Interest is paid in arrears each year on February 23, starting in 2027, if the notes remain outstanding.

Beginning August 23, 2030, and every February 23 and August 23 through August 23, 2055, the issuer may redeem the notes at par plus accrued interest, in whole but not in part. The notes are unsecured obligations of JPMorgan Chase & Co., structurally junior to subsidiary creditors and not FDIC insured. In a resolution under U.S. bankruptcy or Title II of Dodd-Frank, holders could absorb losses and recover only residual value from the group’s subsidiaries.

JPMorgan Chase & Co. is issuing $9,200,000 of capped floating rate notes maturing on February 8, 2041. Each $1,000 note pays back principal at maturity plus any accrued but unpaid interest.

Interest is paid quarterly on February 9, May 9, August 9 and November 9, starting May 9, 2026. The annual interest rate for each period equals the Benchmark Rate (initially Compounded SOFR) plus 1.33%, with a minimum of 0.00% and a maximum of 6.50%.

The notes are unsecured obligations of JPMorgan Chase & Co., are not bank deposits and are not FDIC insured. In a stress or resolution scenario, holders rank behind creditors of JPMorgan’s subsidiaries. For U.S. tax purposes, the notes are treated as variable rate debt, with interest generally taxed as ordinary income.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering return enhanced notes linked to the Nasdaq-100 Futures Excess Return Index. The notes provide at least 3.15x any positive index performance at maturity but expose investors to full downside.

The strike level is 669.6414, set on February 6, 2026, with a valuation date in February 2036 and maturity in February 2036. If priced on the described terms, the estimated value would be about $974.40 per $1,000 note, and will not be less than $960.00 per $1,000 when finally set.

JPMorgan Chase Financial Company LLC priced a offering of Capped Barrier Notes linked to the SPDR® Gold Trust (GLD), with terms set in a pricing supplement dated February 2026. The notes have a Maximum Return of at least 43.60%, a Strike Value of $441.88 (Strike Date: February 5, 2026) and a Barrier Amount equal to 70.00% of the Strike Value ($309.316).

The notes are expected to price on or about February 9, 2026, settle on or about February 11, 2026, observe closing price on February 7, 2028 and mature on February 10, 2028. The estimated value at issuance is ~$970.00 per $1,000 note (will not be less than $950.00), selling commissions may be up to $20.00 per $1,000 note, and the notes are unsecured obligations guaranteed by JPMorgan Chase & Co..

JPMorgan Chase Financial Company LLC is offering $832,000 of Uncapped Buffered Return Enhanced Notes linked to the EURO STOXX 50® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes run to February 10, 2028, provide 1.13415x leveraged upside on index gains, and include a 15% buffer against moderate losses. If the index falls more than 15%, principal is reduced one-for-one, with up to 85% loss of principal possible at maturity. The notes pay no interest or dividends, are unsecured obligations exposed to the credit risk of both issuers, and were priced at $1,000 with an estimated value of $980.90 per $1,000.

JPMorgan Chase Financial Company LLC is offering index-linked Review Notes due February 19, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are tied separately to the Nasdaq-100 Index®, Russell 2000® Index and S&P 500® Index, with automatic call features on annual Review Dates.

If on any Review Date each index is at or above 100% of its initial level, the notes are automatically called at $1,000 plus a call premium starting at at least 10.55% and rising to at least 52.75% by the final Review Date. A 20% downside buffer applies at maturity, but if the least performing index falls by more than 20%, investors lose 1% of principal for each 1% drop beyond the buffer, up to 80% loss.

The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., will not be listed on any exchange and may have limited or no secondary market liquidity. The preliminary estimated value would be about $963.40 per $1,000 principal amount, and will not be less than $900.00 when set, reflecting embedded costs and internal funding assumptions.

JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes due February 15, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay monthly contingent interest only if each of the S&P 500® Index, State Street® Energy Select Sector SPDR® ETF and EURO STOXX 50® Index closes at or above an 80% barrier.

The notes may be automatically called as early as February 12, 2027 if each underlying is at or above its initial value on certain review dates, returning principal plus any due interest. If not called and any underlying finishes below a 60% trigger, investors lose principal in proportion to the decline, up to total loss. A hypothetical contingent rate of 10.25% per annum is shown, with the actual rate at least that level, and the estimated value is currently about $968.40 per $1,000 note, not less than $930. The investment is unsecured and subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC is offering auto callable accelerated barrier notes linked to the Dow Jones Industrial Average®, Nasdaq-100 Index® and Russell 2000® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes may be automatically called on February 18, 2027 if each index closes at or above its Call Value, paying $1,000 plus a Call Premium Amount of at least $120 per note.

If not called and each index finishes above its initial level at maturity in 2031, holders receive $1,000 plus 2.228 times the gain of the least performing index. If any index finishes between its initial level and a 70% barrier, principal is returned. If any index closes below the barrier, repayment is reduced one-for-one with the decline of the least performing index, potentially to zero.

Investors forgo interest and dividends and face credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The preliminary estimated value is about $944.30 per $1,000 note, and will not be less than $900 when finalized, reflecting embedded selling, structuring and hedging costs. The notes are unsecured, not bank deposits and will not be listed, so liquidity may be limited.

JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering $1,125,000 of Auto Callable Contingent Interest Notes linked to the worst-performing of Centene, Invesco and Coinbase Class A shares, due February 10, 2028.

The notes pay a 26.75% per annum contingent interest (6.6875% quarterly) only if on a Review Date each stock closes at or above 60% of its Initial Value; missed coupons can be paid later if conditions are met. The notes are automatically called, starting August 5, 2026, if each stock is at or above its Initial Value, returning principal plus due and unpaid contingent interest.

If the notes are not called and any stock finishes below 60% of its Initial Value at maturity, repayment is reduced one-for-one with the worst stock’s loss, leading to losses over 40% and potentially a total loss of principal. The price to public is $1,000 per note, with selling fees of $40 and issuer proceeds of $960 per note; the estimated value at pricing was $914.80, reflecting embedded costs and JPMorgan’s internal funding and hedging assumptions. Payments are unsecured and subject to the credit risk of both the issuer and guarantor.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering unsecured auto callable contingent interest notes linked to the MerQube US Tech+ Vol Advantage Index, maturing in 2031. Investors receive monthly contingent interest only when the Index is at or above 75% of its initial level, and the notes can be automatically called starting in 2027 if the Index reaches a preset call level.

The notes expose holders to up to a 70% loss of principal if the Index finishes below a 70% buffer threshold at maturity and may pay no interest over their life. The Index itself includes a 6.0% per annum daily deduction and a notional financing cost, which drag on performance. Denominations are $1,000, with an estimated value of about $905 per $1,000 note and not less than $900, reflecting embedded fees and hedging costs.

JPMorgan Chase Financial Company LLC is offering callable contingent interest notes due August 17, 2027, fully guaranteed by JPMorgan Chase & Co. The notes are linked to the least performing of the S&P 500® Index, the State Street® Technology Select Sector SPDR® ETF and the VanEck® Gold Miners ETF.

Investors receive monthly Contingent Interest Payments only when the closing value of each underlying is at or above 60% of its Initial Value, with a minimum Contingent Interest Rate of 14.65% per annum (about 1% per month). The issuer can redeem the notes early on specified dates starting May 15, 2026. If held to maturity and any underlying finishes below its 60% Trigger Value, repayment of principal is reduced in line with the loss on the worst performer, potentially to zero. The preliminary estimated value is approximately $967.50 per $1,000 note, and the notes are unsecured, not FDIC insured, and subject to JPMorgan credit risk.

JPMorgan Chase Financial Company LLC is offering structured notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes can be automatically called from February 25, 2027, paying preset call premiums if the Index closes at or above a Call Value on any Review Date.

Holders forgo interest and dividends and accept exposure to Index performance with a 20% downside buffer; beyond that, principal losses increase one-for-one, up to 80% of principal. The Index includes a 6.0% per annum daily deduction and a notional financing cost, which drag on returns and cause it to trail a similar index without such charges. The notes are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable accelerated barrier notes linked to the lesser performance of the Nasdaq-100 Index® and the S&P 500® Index, maturing in January 2031.

The notes may be automatically called as early as February 2027 if each index closes at or above its call value, paying back principal plus at least a $190 call premium per $1,000. If not called and both final index levels exceed their initial levels, holders receive an uncapped leveraged upside of 1.5x the lesser-performing index’s gain.

If the notes are not called and either index finishes below its 80% barrier, repayment is reduced in line with the lesser-performing index, and investors can lose up to their entire principal. The notes pay no interest or dividends, carry full issuer and guarantor credit risk, and may have limited or no secondary market liquidity.

JPMorgan Chase Financial Company LLC is offering callable contingent interest notes linked to the least performing of the S&P 500 Index, the State Street Technology Select Sector SPDR ETF and the VanEck Gold Miners ETF, fully guaranteed by JPMorgan Chase & Co.

The notes pay monthly contingent interest only if each underlying stays at or above 60% of its initial value, with a contingent interest rate of at least 13.25% per annum. If any underlying finishes below its 60% trigger level at maturity and the notes have not been called, investors lose principal in line with the decline of the worst performer. The issuer shows an estimated value of about $958.50 per $1,000 note on the trade date illustration, with a floor of $900.00 per $1,000 when terms are set, and highlights significant credit, market, sector, commodity, liquidity and tax risks.

JPMorgan Chase Financial Company LLC is offering callable contingent interest notes linked individually to the Nasdaq-100, Russell 2000 and S&P 500 indexes, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes can pay at least 9.00% per annum in contingent interest when, on a review date, each index is at or above 70% of its initial level. If any index finishes below its 70% trigger at maturity and the notes are not called, investors lose principal in line with the weakest index and could lose their entire investment. An indicative estimated value is $958.10 per $1,000, and the earliest optional call date is in February 2027.

JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering market-linked notes tied to the common stock of Advanced Micro Devices, Inc. (AMD), maturing February 17, 2028. Each security has a $1,000 principal amount and pays a monthly contingent coupon at a rate set on the pricing date, at least 19.10% per annum, but only if AMD’s closing price on the relevant calculation day is at or above a threshold set at 65% of the starting price. Missed coupons can be “remembered” and paid later if the stock recovers above the threshold.

The notes are auto-callable monthly from May 2026 through January 2028 if AMD’s closing price is at or above the starting price, in which case investors receive $1,000 plus the applicable contingent coupon and any unpaid coupons, and the notes terminate early. If the notes are not called and AMD’s final price on February 14, 2028 is below the threshold, the maturity payment is reduced in line with AMD’s decline, and investors can lose more than 35%, up to all, of principal.

The price to the public is $1,000 per security, including selling commissions of $20.75, for net proceeds to the issuer of $979.25 per security. If priced on the indicated date, the estimated value would be approximately $962 per security, and at pricing it will not be less than $930, reflecting internal funding rates, structuring and hedging costs. The notes are unsecured obligations, are not bank deposits, and are not insured by the FDIC or any government agency.

JPMorgan Chase Financial Company LLC is offering capped buffered return enhanced notes linked to the MSCI EAFE Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes provide 1.50x exposure to index gains at maturity, but returns are capped at a maximum return of at least 39.25%.

Investors receive their principal back if the index level at maturity is flat or down by up to a 15% buffer. If the index falls by more than 15%, losses accelerate by a downside leverage factor of 1.17647, so investors can lose some or all of their principal.

The notes pay no interest, pass through no dividends from the underlying non‑U.S. equities and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. Secondary market liquidity is not assured, the estimated value is below the issue price, and holders face additional risks from currency movements, tax uncertainty and potential early acceleration after certain legal or regulatory changes.

JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering 5-year, non-call 1-year auto callable notes linked to the MerQube US Large-Cap Vol Advantage Index. The index uses leveraged E-Mini S&P 500 futures exposure, capped at 500%, and deducts 6.0% per year daily.

After the first year, the notes are automatically called if the index is at or above a defined Call Value, paying back principal plus a call premium based on a rate of at least 14.10% per year. If not called and the final index level is below the 60% barrier, investors lose more than 40% of principal and could lose it all. The estimated value at issuance will be at least $880 per $1,000 note, and all payments depend on JPMorgan’s credit.

JPMorgan Chase Financial Company LLC is offering Uncapped Return Enhanced Notes linked to the lesser performing of Fiserv, Inc. and PayPal Holdings, Inc., fully and unconditionally guaranteed by JPMorgan Chase & Co., and maturing on February 8, 2029.

The notes provide at least 2.885x leveraged upside on any positive performance of the weaker stock, but offer no interest or dividends. If either stock finishes below its strike value, investors lose 1% of principal for each 1% decline, up to a total loss.

The minimum denomination is $1,000. The issuer cites an illustrative estimated value of about $950 per $1,000 note, and the final estimated value will not be less than $930, reflecting embedded fees, hedging costs and issuer funding assumptions. The notes will not be listed on any exchange and carry the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Financial, fully guaranteed by JPMorgan Chase & Co., is offering auto callable contingent buffered equity notes linked to the S&P 500® Index. The notes may be automatically called in about one year if the Index is at or above the strike, paying $1,000 plus at least a 10.10% call premium.

If not called and the average ending Index level is at or above the strike, investors receive uncapped upside with a contingent minimum return of at least 20.20%, for at least $1,202 per $1,000 note. A 20.00% contingent buffer protects principal for moderate declines, but below 80.00% of the strike investors lose 1% of principal for each 1% Index drop and can lose all principal.

The notes pay no interest or dividends, are unsecured and unsubordinated, and depend on the credit of JPMorgan Financial and JPMorgan Chase & Co. They are not listed, may be hard to sell, and their estimated value would be about $977.50 per $1,000 note if priced today and not less than $960.00 at pricing.

JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering market-linked notes tied to the Class A common stock of Coinbase Global, Inc. The securities mature on February 15, 2029 and are issued in $1,000 denominations.

Investors can receive a high contingent coupon, set on the pricing date at not less than 25.35% per annum, paid quarterly only if Coinbase’s stock closes at or above a threshold equal to 50% of the starting price on the relevant calculation day. If the stock is below this level, no coupon is paid for that period.

The notes are auto-callable quarterly from May 2026 through November 2028 if Coinbase closes at or above 90% of the starting price, returning principal plus a final coupon. If not called, and the final stock price is at or above the 50% threshold, investors receive their $1,000 principal back; if it is below, repayment falls in line with the stock loss, potentially down to $0.

If priced on the indicated date, the estimated value would be about $953 per $1,000 note, with a final estimated value not less than $920, reflecting selling commissions and hedging costs. These unsecured notes are not FDIC insured and involve significant market and credit risk.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering capped buffered medium-term notes linked to an unequally weighted equity index basket. Each $1,000 note pays no interest and matures on April 13, 2028.

The basket starts at 100 and includes the EURO STOXX 50 (38%), TOPIX (26%), FTSE 100 (17%), Swiss Market Index (11%) and S&P/ASX 200 (8%). Investors get 2.5x upside participation if the basket rises, but returns are capped at an expected $1,250.50–$1,294.50 per $1,000 note. A 17.5% downside buffer protects principal for moderate declines, but losses beyond that are leveraged, and investors could lose their entire investment.

The notes are unsecured obligations subject to the credit risk of JPMorgan Chase Financial and JPMorgan Chase & Co., are not listed on any exchange, and have an estimated initial value between $977.30 and $987.30 per $1,000 note.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., offers callable review notes linked to the MerQube US Large-Cap Vol Advantage Index. The notes have a minimum denomination of $1,000 and a final maturity on February 18, 2031, with quarterly review dates after an initial one-year non-call period.

The index provides rules-based exposure to E-Mini S&P 500 futures with a maximum 500% and minimum 0% futures exposure and embeds a 6.0% per annum daily deduction. Notes may be automatically called if the index is at or above specified call values, paying back principal plus a call premium that will not be less than 16.75% per annum.

If the notes are not called and the final index value is below the 60.00% barrier, investors lose more than 40% of principal and could lose it all. The estimated value on the pricing date will not be less than $870 per $1,000 note, and returns are subject to the credit risk of both the issuer and guarantor. The document highlights numerous risks, including index leverage, lack of liquidity, conflicts of interest, and complex tax treatment.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing auto callable dual directional buffered return enhanced notes linked to Broadcom common stock with a total offering of $8,445,000.00 (denominations of $1,000).

The notes may be automatically called on the February 16, 2027 review date if Broadcom’s share price is at or above the $320.33 strike, paying $1,000 plus a 33.15% call premium. If held to the February 8, 2028 maturity and not called, upside is uncapped with a 1.50 leverage factor on positive stock returns.

If Broadcom falls but remains within a 30.00% downside buffer, investors receive a positive “dual directional” return matching the absolute stock move, up to $1,300 per $1,000 note. Below the 30.00% buffer, principal loss is 1:1 with the stock decline and can reach total loss. The notes pay no interest or dividends, are unsecured, and their initial estimated value is $973.00 per $1,000 note, below the price to public.

JPMorgan Chase Financial Company LLC is offering $600,000 of capped notes linked to the SPDR® Gold Trust. The notes run from an original issue date on or about February 9, 2026 to a March 8, 2027 maturity and are fully and unconditionally guaranteed by JPMorgan Chase & Co.

Investors get 100% exposure to GLD’s price move, but gains are capped at a 13.00% maximum return, or $130 per $1,000 note. At maturity, payment is at least $950 per $1,000 note, so investors can lose up to 5.00% of principal if GLD falls.

The share strike price is $454.29, based on GLD’s February 3, 2026 close, with the final share price set on March 3, 2027. The estimated value is $986.60 per $1,000 note, below the $1,000 issue price, reflecting selling costs and hedging.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering digital contingent buffered notes linked to Coinbase Global’s Class A common stock. The notes are priced at $1,000 each, in a $1,000,000 issuance, with a minimum denomination of $10,000.

If, on the March 3, 2027 valuation date, Coinbase’s closing price is at or above the stock strike price of $178.72, or down by no more than 25%, investors receive a fixed 42.65% return, for a maximum maturity payment of $1,426.50 per $1,000 note on March 8, 2027.

If the final stock price is more than 25% below the strike, principal is reduced 1% for each 1% decline, exposing investors to losses greater than 25% and up to 100%. The notes pay no interest or dividends, are unsecured, and the estimated value at pricing was $975.90 per $1,000 note.