Alerian MLP Index ETNs due January 28 2044 424B Filings

JPMorgan Chase Financial Company LLC is offering $1,401,000 of Review Notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes can be automatically called any Review Date from February 4, 2027 through February 3, 2033 if the Index is at or above the Call Value.

Holders receive no interest or dividends and face downside exposure below a Barrier Amount set at 60% of the Initial Value of 11,948.96, meaning they can lose a significant portion or all principal at maturity. A fixed 6.0% per annum daily deduction and a notional financing cost drag on Index performance versus similar exposure without these charges.

The price to public is $1,000 per note, including $20 in fees and commissions, while the estimated value at pricing was $924.50 per $1,000, reflecting selling, structuring and hedging costs. The notes are unsecured, unsubordinated obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. and are not bank deposits or insured by any government agency.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Trigger Autocallable Contingent Yield Notes linked to the Class A common stock of Block, Inc. The total offering is $1,878,000, in $10 denominations with a minimum investment of $1,000.

The Notes pay a quarterly contingent coupon at a 12.10% per annum rate (or $0.3025 per $10) only if Block’s share price on an Observation Date is at or above the Coupon Barrier of $30.20, which is 50% of the Initial Value of $60.40. The Notes are automatically called if Block’s share price on any Observation Date is at or above the Initial Value, returning principal plus that period’s coupon.

If the Notes are not called and Block’s final share price is at or above the $30.20 Downside Threshold, investors receive principal plus the final coupon at maturity on February 5, 2027. If the final price is below the Downside Threshold, repayment is reduced in line with Block’s decline, and investors can lose most or all of their principal.

The Notes are unsecured, unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not FDIC insured, and will not be listed on an exchange. The price to public is $10 per Note, including $0.15 in fees and commissions, while the estimated value at pricing was $9.671 per $10 Note.

JPMorgan Chase Financial Company LLC is offering Uncapped Accelerated Barrier Notes linked to the Bloomberg Commodity Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are expected to price around February 24, 2026 and mature on February 27, 2031.

At maturity, investors receive leveraged upside of at least 1.65 times any positive index return, with full principal repaid if the index is at or above 70% of its initial level. If the index finishes below this 70% barrier, repayment falls one-for-one with the index, and all principal can be lost.

The notes pay no interest, are unsecured and unsubordinated obligations, and are not bank deposits or FDIC insured. An example estimated value is approximately $934.60 per $1,000 note, and the final estimated value will not be less than $900.00 per $1,000 at issuance.

JPMorgan Chase Financial Company LLC is offering $3,860,000 of Digital Equity Notes due November 8, 2027, linked to the S&P 500 Index and fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay no interest and are issued at 100% of principal with selling commissions of 2.21%, so net proceeds to the issuer are 97.79% of principal. For each $1,000 note, if the S&P 500 final level on November 4, 2027 is at least 90% of the initial level of 6,917.81, investors receive a fixed threshold settlement amount of $1,131.50, capping upside at a 13.15% return.

If the index declines by more than 10%, principal is exposed to losses at a buffer rate of approximately 1.1111% for each additional 1% decline, down to total loss if the index falls to zero. The estimated value at pricing is $974.10 per $1,000 note, reflecting selling costs and hedging. The notes are unsecured obligations of JPMorgan Financial, guaranteed by JPMorgan Chase & Co., are not FDIC insured, and will not be listed on any exchange, with secondary liquidity expected, if at all, mainly through J.P. Morgan Securities LLC.

JPMorgan Chase Financial Company LLC is offering $997,000 of Uncapped Buffered Digital Notes linked to the S&P 500® Futures Excess Return Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes price at $1,000 each, with $5 in selling commissions and $995 in proceeds to the issuer per note.

The notes pay no interest and mature on February 6, 2032. At maturity, investors receive a 45.00% Contingent Digital Return if the index is at or above its initial level, or down by up to 15%. Above 145% of the initial level, they also receive 3.40x the index gain above 45%, with no upside cap.

If the index falls more than 15% below the initial level, principal is reduced 1% for each additional 1% decline, up to an 85.00% loss of principal. The initial index level was 561.30 on February 3, 2026, and the notes are unsecured obligations exposed to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The estimated value at pricing was $968.30 per $1,000 note, below the issue price due to embedded costs.

JPMorgan Chase Financial Company LLC is offering $1,500,000 of Series A digital equity notes linked to the S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount, is issued at 100.00% and pays no interest.

At maturity on July 23, 2032, investors receive $1,541.00 per $1,000 note if the S&P 500 final level is at least 85.00% of the initial level of 6,917.81, capping the maximum payoff at 154.10% of principal. If the index falls more than 15.00%, repayment is reduced 1% for every 1% decline, down to zero, so investors could lose their entire investment.

The estimated value at pricing is $936.60 per $1,000 note, below the issue price, reflecting selling commissions of 5.00% and hedging and structuring costs. The notes are not FDIC insured, will not be listed, have no issuer call feature, and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., as well as complex and uncertain U.S. tax treatment.

JPMorgan Chase Financial Company LLC is issuing $2,773,000 of digital equity notes due July 30, 2027, linked to the MSCI EAFE® Index and fully guaranteed by JPMorgan Chase & Co. The notes pay no interest.

At maturity, each $1,000 note pays $1,125.70 if the index is at or above 90% of its initial level of 3,061.48. If the index falls more than 10%, principal losses are amplified: for every 1% drop beyond that buffer, investors lose about 1.1111% of principal, up to a total loss. Returns are capped at 112.57% of principal even if the index rises more. The estimated value at pricing was $992.20 per $1,000, the notes are unsecured, not FDIC‑insured, not listed, have no early redemption, and are subject to JPMorgan Financial and JPMorgan Chase & Co. credit risk and complex, uncertain tax treatment.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable buffered equity notes linked to the common stock of Microsoft Corporation. The notes do not pay interest or dividends and expose investors to Microsoft’s share price performance.

The notes can be automatically called on February 17, 2027 if Microsoft’s share price is at or above the stock strike price, paying $1,000 per note plus a call premium of at least 14.35%. If not called and held to February 9, 2028, investors receive uncapped upside linked to Microsoft’s stock return, subject to a contingent minimum return of at least 28.70% when the final stock price is at or above the strike.

The structure includes a 15.00% downside buffer; below that level, losses are magnified by a downside leverage factor of 1.17647, so investors can lose some or all principal. The stock strike price is $414.19, and the estimated value per $1,000 note, if priced on the example date, would be approximately $975.60, with a minimum estimated value at issuance of $960.00. The notes are unsecured, unsubordinated obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. and will not be listed on any securities exchange.

JPMorgan Chase Financial Company LLC is issuing $31,115,000 of Series A Digital Equity Notes due November 8, 2027, linked to the S&P 500® Index and fully guaranteed by JPMorgan Chase & Co. The notes have a $1,000 principal amount each and do not pay interest.

The return depends on S&P 500 performance from the February 3, 2026 trade date to the November 4, 2027 determination date, starting from an initial level of 6,917.81. If the final index level is at least 90% of the initial level, holders receive a fixed $1,144.50 per $1,000 note, capping upside even if the index rises more.

If the index falls more than 10%, principal loss is magnified by a buffer rate of about 1.1111, and investors can lose their entire investment. The estimated value at pricing is $983.40 per $1,000 note, the notes are not listed or redeemable early, and payments are subject to the credit risk of both the issuer and guarantor. The tax treatment is uncertain and relies on treatment as an open transaction for U.S. federal income tax purposes.

JPMorgan Chase & Co. is offering $25,000,000 of callable fixed rate notes due February 5, 2031. The notes pay 4.20% per annum, with interest paid in arrears every February 5 and August 5, starting August 5, 2026, using a 30/360 day count.

The notes may be called at the issuer’s option on February 5, 2029 at par plus accrued interest. Each note is issued at $1,000, with $2.30 per note in selling commissions, resulting in $24,942,500 in proceeds to the issuer. The notes are unsecured obligations, not bank deposits, not FDIC insured, and in a resolution scenario losses would be borne by equity holders first and then unsecured creditors, including noteholders.

JPMorgan Chase Financial Company LLC is issuing $6,375,000 of Series A medium‑term “digital” notes linked to the iShares 20+ Year Treasury Bond ETF, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay no interest and mature on February 3, 2028

The original issue price is 100% of principal, with a 1.47% selling commission and net proceeds of 98.53%. The bank’s estimated value is $975.70 per $1,000, reflecting embedded selling, structuring and hedging costs. The notes are unsecured, unsubordinated obligations subject to the credit risk of JPMorgan Chase Financial and JPMorgan Chase & Co., are not listed, have no redemption feature, and involve complex U.S. tax and market risks.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing $7,220,000 of Russell 2000®-linked Digital Equity Notes maturing on November 8, 2027. Each note has a $1,000 principal amount and pays no interest.

At maturity, if the Russell 2000® final level is at least 85.00% of its initial level of 2,648.499, holders receive a fixed $1,151.50 per $1,000 note (a 15.15% maximum gain). If the index falls by more than 15%, principal is lost on a leveraged basis at about 1.1765% per 1% additional decline, down to a possible total loss.

The notes are unsecured obligations exposed to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not FDIC insured, and will not be listed on an exchange. The estimated value at pricing was $980.30 per $1,000 note, reflecting selling commissions, structuring and hedging costs, and an internal funding rate. The U.S. tax treatment is uncertain and may be affected by future IRS or Treasury actions.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing Uncapped Accelerated Barrier Notes linked to the Nasdaq‑100 Futures Excess Index, maturing in May 2036. The notes offer at least 3.33x leveraged upside on any index gain at maturity, with no cap on potential positive return.

If the index finish level is at or above 70% of its initial level, investors receive full principal back, and if it is above the initial level they also receive leveraged gains. If the index closes below the 70% barrier on the observation date, repayment is reduced one‑for‑one with the index loss, and all principal can be lost.

The notes pay no interest, are unsecured obligations of the finance subsidiary, and depend on the credit of both JPMorgan Financial and JPMorgan Chase & Co. The preliminary estimated value is about $970 per $1,000 note and will not be less than $950, reflecting embedded fees, hedging costs and dealer compensation. Liquidity is limited because the notes will not be listed, and secondary prices are expected to be below the issue price. The tax treatment is uncertain, with JPMorgan intending to treat the notes as open transactions, and investors are warned about significant product, market, liquidity and tax risks.

JPMorgan Chase Financial Company LLC is offering callable contingent interest notes linked separately to the S&P 500® Index and the EURO STOXX 50® Index, maturing in February 2031 and fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay monthly contingent interest only if, on a Review Date, both indices close at or above 75% of their Initial Values, with a Contingent Interest Rate of at least 9.55% per annum. If either index finishes below its Trigger Value of 70% at final maturity and the notes have not been called, investors lose 1% of principal for each 1% decline in the lesser performing index, up to total loss.

The issuer may redeem the notes quarterly starting in August 2026, paying $1,000 per note plus any due contingent interest. Minimum denomination is $1,000, and the preliminary estimated value is about $960 per $1,000 note, and will not be less than $940 per $1,000 note when finalized, reflecting embedded costs and hedging.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering $23,638,000 of S&P 500®-linked capped enhanced participation equity notes maturing in May 2027.

The notes pay no interest and repay on maturity based on S&P 500® performance from the February 3, 2026 trade date to the May 11, 2027 determination date. Investors gain 3x the index’s positive return up to a cap level of 105.37% of the initial index level, for a maximum cash payment of $1,161.10 per $1,000 note. If the final index level is below the initial level, principal is reduced one-for-one with the index decline, down to total loss.

The original issue price is 100% of principal, with a 1.25% underwriting commission and an estimated value of $985.60 per $1,000, reflecting structuring, selling and hedging costs. The notes are unsecured obligations subject to the credit risk of both the issuer and guarantor, are not FDIC insured, and will not be listed on any exchange.

JPMorgan Chase Financial Company LLC plans to issue structured notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, maturing on February 14, 2029 and fully guaranteed by JPMorgan Chase & Co.

The notes offer at least 95.00% principal repayment at maturity, so holders can lose up to 5.00% if any index finishes below its initial level. If all three indices end above their initial levels, investors receive $1,000 plus an Additional Amount, calculated as $1,000 times the least performing index return times a participation rate of at least 114.00%.

The notes pay no periodic interest and do not provide dividends from index constituents. They are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., may be hard to sell before maturity, and are expected to have an estimated value below the $1,000 issue price.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering market-linked, auto-callable notes due February 14, 2029, tied to the worst performer of the Nasdaq-100 Index, the Russell 2000 Index and the EURO STOXX 50 Index.

Each $1,000 security pays a contingent quarterly coupon at a rate set on the pricing date of at least 10.70% per annum, but only when the lowest-performing index on a calculation day is at or above 75% of its starting level. From August 2026 to November 2028, if the lowest-performing index is at or above its starting level on a calculation day, the notes are automatically called at par plus the applicable coupon.

If not called and, on the final calculation day, the lowest-performing index is at or above 75% of its starting level, investors receive the $1,000 principal per security (plus any final coupon). If it is below 75%, repayment of principal is reduced one-for-one with the index loss, down to zero.

The price to the public is $1,000.00 per security, including $23.25 of fees and commissions and $976.75 in proceeds to the issuer. If priced on February 5, 2026, the estimated value would be approximately $954.80 per security, and at pricing it will not be less than $920.00 per security.

JPMorgan Chase Financial Company LLC is offering $550,000 of unsecured Auto Callable Contingent Interest Notes linked to CrowdStrike Holdings Class A stock, due February 8, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay a contingent interest rate of 10.75% per annum (2.6875% quarterly) only if CrowdStrike’s share price on a Review Date is at or above a 50% Interest Barrier. Missed coupons can be “made up” later if the barrier is met on a subsequent Review Date.

The notes may be automatically called as early as February 3, 2027 if the stock closes at or above the Initial Value on a non-excluded Review Date, returning $1,000 per note plus due interest. If held to maturity and the final stock price is below the 50% Trigger Value, investors lose 1% of principal for each 1% stock decline, potentially losing all principal. The estimated value is $949.40 per $1,000, below the $1,000 issue price, and the notes are illiquid, subject to JPMorgan credit risk, and do not pay dividends.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering callable contingent interest notes linked to the lesser performance of the Consumer Discretionary Select Sector SPDR ETF (XLY) and the VanEck Semiconductor ETF (SMH), maturing February 15, 2029.

The notes target a contingent interest rate of at least 13.25% per year (about 1.10% per month) when, on a review date, each ETF closes at or above 60% of its initial value; otherwise no interest is paid. If not called early and either ETF finishes below 50% of its initial value at final valuation, repayment of principal is reduced in line with the weaker ETF and investors can lose most or all of their investment.

JPMorgan may redeem the notes early on specified interest payment dates, returning $1,000 per note plus any due interest. The estimated value is initially about $971.50 per $1,000 note and will not be less than $900, reflecting embedded fees and hedging costs. The notes are unsecured, not FDIC insured, have no stockholder rights or dividends, and are expected to be illiquid with no exchange listing.

JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering S&P 500®-linked Digital Equity Notes due February 11, 2027 with a $1,000 principal amount per note. The notes pay no interest and are unsecured obligations subject to issuer and guarantor credit risk.

At maturity, if the S&P 500® final level is at least 90% of the initial level of 6,917.81, investors receive a threshold settlement amount expected to be at least $1,083.50 per $1,000 note, capped at a level expected to be at least 108.35% of the initial index level. If the index falls more than 10%, losses are leveraged at approximately 1.1111 times the decline beyond this 10% buffer, and principal can be fully lost.

The preliminary estimated value is expected between $979.90 and $989.90 per $1,000 note, reflecting embedded fees, commissions of up to 0.75%, and hedging costs. The notes will not be listed on an exchange, and secondary market liquidity, if any, will be provided on a discretionary basis by J.P. Morgan Securities LLC.

JPMorgan Chase Financial Company LLC is offering auto callable dual directional accelerated barrier notes linked to the least performing of three ETFs: VanEck Gold Miners (GDX), Utilities Select Sector SPDR (XLU) and Health Care Select Sector SPDR (XLV). The notes are fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes may be automatically called on February 12, 2027 if each ETF is at or above its Call Value, paying $1,000 plus a Call Premium Amount of at least $291 per $1,000 note. If not called, at the February 9, 2029 maturity investors receive 2.00 times the gain of the least performing ETF if all three finish above their initial levels, or a positive return equal to the absolute loss of the least performer, up to 40%, if all three remain at or above 60% of their Initial Values.

If any ETF ends below 60% of its Initial Value, repayment is reduced one-for-one with the decline of the least performing ETF, and investors can lose all principal. The notes pay no interest, pass through no dividends, are unsecured obligations subject to JPMorgan credit risk, and are not listed. The minimum denomination is $1,000, and the indicative estimated value is approximately $938.10 per $1,000, with a final estimated value not less than $900.

JPMorgan Chase Financial Company LLC is offering $870,000 of Auto Callable Accelerated Barrier Notes linked to the lesser performance of the iShares Russell 2000 Value ETF and the TOPIX Index, due February 6, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes are issued in $1,000 denominations, pay no interest or dividends, and can be automatically called on February 8, 2027 for $1,300 per $1,000 note if each underlying is at or above its 100% Call Value. If held to maturity and not called, investors get 3.00 times any gain of the lesser-performing underlying, but losses below the 80% barrier are passed through one-for-one, meaning investors can lose most or all principal. The price to public is $1,000, including $4 in selling commissions, with issuer proceeds of $996 and an estimated value of $976.80 per $1,000 note.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering market-linked, auto-callable securities tied to the Class A common stock of CoreWeave, Inc., maturing on February 8, 2029, in $1,000 denominations.

The notes pay no interest and do not guarantee principal. They may be automatically called on February 10, 2027 if CoreWeave’s stock closing price is at or above 73% of the $82.46 starting price, paying principal plus at least a 50% call premium. If not called, at maturity investors get leveraged upside at 170% of any stock gain, full principal back if the stock is at or above 60% of the starting price, and one-for-one downside below that threshold, risking more than 40% and up to all principal. The preliminary estimated value is about $932 per $1,000, with a minimum of $900, reflecting embedded fees and hedging costs. The securities are unsecured, subject to JPMorgan credit risk, not FDIC insured, and are not exchange-listed.

JPMorgan Chase Financial Company LLC is offering $788,000 of auto callable accelerated barrier notes linked to the least performing of the Dow Jones Industrial Average®, Nasdaq-100 Index® and Russell 2000® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes can be automatically called on February 9, 2027 if each index closes at or above its Call Value, paying $1,000 plus a fixed $175 call premium per note. If not called, at maturity investors receive 1.50 times any positive return of the least performing index, full principal back if all indices stay above a 70% barrier, or a 1:1 loss with the least performing index below that barrier, up to total principal loss. The notes pay no interest or dividends, are unsecured obligations subject to JPMorgan credit risk, have an estimated value of $964.70 per $1,000, and may be illiquid with secondary prices typically below issue price.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering unsecured, unsubordinated callable contingent interest notes linked separately to the S&P 500 Index and the VanEck Gold Miners ETF, maturing in August 2027.

The notes pay a monthly contingent interest rate of at least 15.50% per annum (1.29167% per month) only when the closing value of both underlyings on a review date is at or above 70% of their initial values. JPMorgan may redeem the notes early on specified interest payment dates, returning $1,000 per note plus any due contingent interest.

If held to maturity without early redemption and either underlying finishes below its 70% trigger level, repayment is reduced one-for-one with the loss on the lesser-performing underlying, down to zero. An example shows a 60% underlying loss leading to a $400 payment per $1,000 note. The preliminary estimated value is about $950.60 per $1,000, and at pricing will not be less than $900, reflecting embedded costs and issuer funding assumptions.

JPMorgan Chase Financial Company LLC is issuing $1,800,000 of auto callable contingent interest notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay a contingent coupon at a rate of 17.10% per annum (1.425% per month) for any monthly Interest Review Date on which the Index closes at or above 70% of its Initial Value, the Interest Barrier. If the Index is below this level, no interest is paid for that month.

The notes are automatically called on any quarterly Autocall Review Date, starting August 3, 2026, if the Index closes at or above the Initial Value, returning $1,000 per note plus the applicable contingent interest, with no further payments.

If the notes are not called, principal repayment at maturity depends on the Final Value. If the Final Value is at least 50% of the Initial Value, investors receive $1,000 per note plus any final contingent interest. If the Final Value is below 50%, repayment is $1,000 plus $1,000 times the Index Return, so investors lose 1% of principal for each 1% Index decline from the Initial Value and can lose their entire investment.

The Index is a leveraged, rules-based strategy on E-mini S&P 500 futures with a 35% target volatility and can take up to 500% or as little as 0% futures exposure. It is subject to a 6.0% per annum daily deduction, which reduces performance versus an identical index without such a charge and is highlighted as a key drag on returns.

The estimated value of the notes on the pricing date is $928.20 per $1,000 note, below the $1,000 issue price due to selling commissions, hedging costs and JPMorgan’s internal funding rate. The notes are unsecured, unsubordinated obligations of JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., and carry the credit risk of both entities.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering unsecured Review Notes linked to the MerQube US Tech+ Vol Advantage Index, targeting investors who accept equity‑like risk and seek potential early redemption at a premium.

The notes may be automatically called on scheduled Review Dates starting in February 2027 if the Index is at or above 100% of its initial level, paying $1,000 plus a call premium that can range from at least 18.25% on the first Review Date up to at least 91.25% on the final one. If not called, a 15% downside buffer applies at maturity; below that, investors lose 1% of principal for each additional 1% Index decline, up to an 85% loss.

The Index itself is complex: it dynamically leverages exposure to the Invesco QQQ Trust based on a 35% volatility target, can use up to 500% exposure, and is reduced by a 6.0% per annum daily deduction plus a daily notional financing cost, which will drag on performance. The preliminary estimated value is about $904 per $1,000 note, reflecting embedded costs. The notes pay no interest, pass through no QQQ dividends, are subject to JPMorgan credit and liquidity risk, conflicts of interest around index design and ownership, complex tax treatment and significant leverage and volatility risks.

JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the common stock of Broadcom Inc., fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes run to March 18, 2027 and are issued in $1,000 minimum denominations.

Investors may receive monthly contingent interest only when Broadcom’s share price on a review date is at or above 56.00% of the initial value, with a contingent interest rate of at least 13.50% per annum. The notes can be automatically called as early as August 13, 2026 if Broadcom’s share price is at or above the initial value, returning principal plus the applicable interest payment.

If the notes are not called and Broadcom’s final share price is below the 56.00% trigger, repayment at maturity is reduced one-for-one with the stock’s decline, and investors can lose some or all principal. The indicative estimated value is about $964.70 per $1,000 note, reflecting selling commissions, hedging costs and issuer funding assumptions, and the notes carry the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC is offering unsecured, unsubordinated structured notes linked to the worst performer of the Nasdaq-100® Technology Sector, the Russell 2000® Index and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay no interest or dividends but offer a fixed Contingent Digital Return of at least 10.60% at maturity on March 11, 2027 if the final level of the least performing index is at or above its initial level, or has fallen by no more than the 15.00% buffer. If any index is down by more than 15%, principal is reduced 1% for each 1% decline beyond the buffer, up to a maximum loss of 85% of principal.

The price to public is $1,000 per note, with selling commissions not exceeding $6.50 per $1,000, and the indicative estimated value is approximately $983.70 per $1,000, not less than $900 at pricing. The notes will not be listed on any exchange, and their value and repayment are subject to the credit risks of JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC is offering $3,890,000 of callable contingent interest notes linked to the Nasdaq-100 Index®, Russell 2000® Index and State Street® Utilities Select Sector SPDR® ETF, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay a contingent interest rate of 11.05% per annum only if, on a given review date, each underlying is at or above 70% of its initial value; otherwise no interest is paid. The issuer can redeem the notes early on specified dates starting May 7, 2026, paying $1,000 plus any due contingent interest. If held to maturity and the least performing underlying finishes below its 70% trigger value, principal is reduced one-for-one with the decline, potentially to zero. The price to public is $1,000 per note, including $8.50 in selling commissions, while the estimated value at pricing was $973.50, reflecting embedded fees and hedging costs.

JPMorgan Chase Financial Company LLC is offering $1,450,000 of auto callable contingent interest notes linked to the common stock of Freeport-McMoRan Inc., fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a contingent interest rate of 16.15% per annum (4.0375% quarterly) only for Review Dates when the Freeport-McMoRan share price is at or above 60% of the strike price. The notes may be automatically called as early as August 3, 2026 if the stock closes at or above the strike on a Review Date, returning $1,000 per note plus the applicable interest. If the notes are not called and the final stock value is below 50% of the strike, investors lose principal in proportion to the stock’s decline and can lose their entire investment. The price to public is $1,000 per note, while the estimated value at pricing was $972.10, reflecting fees, hedging costs and issuer funding assumptions.

JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked individually to the Nasdaq-100 Index®, the S&P 500® Index and the State Street® SPDR® S&P® Regional Banking ETF, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay a monthly contingent coupon (at least 7.95% per annum) only if the closing value of each underlying is at or above 60% of its initial value on a review date. The notes can be automatically called as early as August 6, 2026 if each underlying is at or above its initial value, returning principal plus applicable interest.

If the notes are not called and any underlying finishes below 55% of its initial value at maturity, repayment of principal is reduced one-for-one with the decline of the worst-performing underlying, and investors can lose most or all of their investment. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and they do not pay dividends or provide direct ownership in the underlyings.

JPMorgan Chase Financial Company LLC is offering $1,444,000 of auto callable contingent interest notes linked to the Nasdaq-100 Index®, the Russell 2000® Index and the State Street® SPDR® S&P® Regional Banking ETF, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay a monthly contingent coupon at a rate of 12.35% per annum (1.02917% per month) only when the closing value of each underlying is at or above 70% of its Initial Value. Starting May 4, 2026, the notes are automatically called if on a review date (other than the first, second and final) each underlying is at or above its Initial Value.

If the notes are not called and on the final review date any underlying finishes below its 60% Trigger Value, principal is reduced one-for-one with the loss on the worst performer, up to a total loss. The notes are unsecured, subject to JPMorgan credit risk, may be illiquid, and have an estimated value of $978.70 per $1,000, below the issue price.

JPMorgan Chase Financial Company LLC is offering unsecured, callable contingent interest notes due February 15, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked to the least performing of the Nasdaq-100® Technology Sector index, the State Street® Consumer Discretionary Select Sector SPDR® ETF and the State Street® SPDR® S&P® Biotech ETF.

Investors receive monthly Contingent Interest Payments only when the closing value of each underlying on a Review Date is at or above 70% of its Initial Value (the Interest Barrier). The Contingent Interest Rate, set on pricing, will be at least 12.25% per annum, paid monthly if conditions are met, and the issuer may redeem the notes early on specified Interest Payment Dates starting May 14, 2026.

If the notes are not redeemed early, principal repayment at maturity depends on the Least Performing Underlying. Full principal is repaid only if its Final Value is at or above 60% of its Initial Value (the Trigger Value); below that level, repayment is reduced one-for-one with the decline, and investors can lose all principal. The notes are not listed, carry JPMorgan credit risk, and their estimated value, if priced on the indicated date, would be about $965.60 per $1,000 principal amount, with a final estimated value not less than $900.00 per $1,000.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable contingent interest notes linked to the worst performer of the Nasdaq-100 Technology Sector, the Russell 2000 Index and the State Street Utilities Select Sector SPDR ETF, maturing in 2029.

The notes pay a monthly contingent coupon only when the closing value of each underlying is at or above 70% of its initial value, with a minimum contingent interest rate of 8.60% per annum. Starting in August 2026, the notes are automatically called if, on a review date, each underlying is at or above its initial value, returning $1,000 per note plus that period’s coupon.

If the notes are not called and any underlying finishes below 70% of its initial value at maturity, repayment of principal is reduced one-for-one with the decline of the least performing underlying, potentially down to zero. The preliminary estimated value is about $947.40 per $1,000 note, reflecting embedded fees, hedging costs and JPMorgan’s internal funding rate.

JPMorgan Chase Financial Company LLC is offering unsecured, auto-callable structured notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co., with a scheduled maturity on February 27, 2031.

The notes may be automatically called quarterly starting February 26, 2027 if the Index is at or above the Call Value, paying $1,000 plus a preset Call Premium Amount that rises from at least 17% to 85% of principal over successive Review Dates.

If not called, principal is protected only by a 15% downside buffer; if the Index closes more than 15% below its initial level at final valuation, investors lose 1% of principal for each additional 1% decline, up to an 85% loss.

The underlying Index applies a 6.0% per annum daily deduction and a notional financing cost (SOFR plus 0.50%), can use up to 500% leverage, and targets 35% implied volatility, so it is designed to trail a similar index without these charges.

The minimum denomination is $1,000, the estimated value is indicated at approximately $910.20 per $1,000 note (and not less than $900.00 when set), the notes pay no interest or dividends, are not FDIC insured, and will not be listed, leaving any secondary liquidity largely dependent on J.P. Morgan Securities LLC.

JPMorgan Chase Financial Company LLC is issuing $1,375,000 of callable contingent interest notes linked to the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the State Street Energy Select Sector SPDR ETF, guaranteed by JPMorgan Chase & Co. The notes are scheduled to mature on January 6, 2028 and are issued in $1,000 minimum denominations.

The notes pay a contingent coupon at an annual rate of 8.10% (0.675% monthly) only if, on a Review Date, each underlying is at or above 60% of its Initial Value. JPMorgan may redeem the notes early on specified interest payment dates, no earlier than May 7, 2026, returning $1,000 plus the applicable coupon.

If the notes are not called and, on the final Review Date, any underlying finishes below its 60% Trigger Value, repayment of principal is reduced one-for-one with the decline of the worst performer, potentially down to zero. The price to public is $1,000 per note, including $22.25 in selling commissions, while the estimated value at pricing was $956.70 per $1,000.

JPMorgan Chase Financial Company LLC is issuing unsecured Callable Contingent Interest Notes linked to the lesser performance of the Russell 2000 Index and the S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes run to February 19, 2031, pay monthly contingent interest only when each index stays at or above 75% of its initial level, and feature a 15% downside buffer. If the lesser-performing index finishes more than 15% below its initial level at maturity and the notes are not called, investors can lose up to 85% of principal. A hypothetical contingent interest rate of 6.75% per year (0.5625% per month) is illustrated, and early redemption at the issuer’s option is possible beginning February 19, 2027. The preliminary estimated value is about $942.50 per $1,000 note and will not be less than $900.00.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable accelerated barrier notes linked separately to the Nasdaq-100® Technology Sector and the Russell 2000® Index, maturing March 1, 2029.

The notes can be automatically called on review dates starting March 2, 2027 if each index closes at or above 100% of its initial level, paying $1,000 plus a call premium of at least 11.75% on the first review date or 23.50% on the second. If not called, at maturity investors receive 2.25 times any positive return of the lesser performing index, full principal back if both indices stay at or above 70% of their initial levels, and otherwise lose 1% of principal for each 1% decline in the lesser performer, potentially losing their entire investment.

JPMorgan Chase Financial Company LLC is offering unsecured, unsubordinated callable contingent interest notes linked individually to the Dow Jones Industrial Average®, Nasdaq-100 Index® and Russell 2000® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co., with $1,000 minimum denominations and maturity on January 15, 2030.

Investors receive a Contingent Interest Payment on a Review Date only if the closing level of each index is at least 60% of its Initial Value; otherwise, no interest is paid for that period. The issuer may redeem the notes early on specified Interest Payment Dates beginning February 16, 2027, paying $1,000 plus any due contingent interest.

If the notes are not redeemed and, on the final Review Date, any index finishes below its Trigger Value of 50% of its Initial Value, repayment of principal is reduced in proportion to the decline of the least performing index, potentially resulting in a substantial or total loss of principal. A hypothetical Contingent Interest Rate of 7.60% per annum is used for illustrations, and if priced today, the estimated value would be approximately $971.30 per $1,000 note, with the final estimated value not less than $900. Key risks include loss of principal, the possibility of no interest, issuer and guarantor credit risk, lack of liquidity, and complexity of tax treatment.

JPMorgan Chase & Co. is offering capped floating rate notes due February 8, 2041. Investors receive their full principal at maturity plus any accrued and unpaid interest.

The notes pay quarterly interest in arrears each February, May, August and November. The interest rate for each period equals the Benchmark Rate, initially Compounded SOFR, plus a fixed 1.33% spread. This rate cannot fall below a 0.00% minimum or exceed a 6.50% maximum per year.

Interest is calculated using a 30/360 day count and observation periods based on U.S. Government Securities Business Days. The supplement also updates how a Benchmark Replacement would be chosen if a SOFR benchmark transition occurs.

Key risks include limited precedent for compounded SOFR notes, potential volatility in SOFR, possible adverse effects from benchmark replacement procedures, limited secondary market liquidity, and the fact that noteholders rank behind creditors of JPMorgan Chase & Co.’s subsidiaries in a resolution scenario. For U.S. federal income tax purposes, the notes are treated as variable rate debt instruments, with interest generally taxed as ordinary income.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering 3-year structured notes linked to the MerQube US Tech+ Vol Advantage Index. The index references an unfunded position in the Invesco QQQ Trust, Series 1, with daily financing and a 6.0% per annum index deduction.

The notes feature automatic call opportunities on annual review dates if the index level is at or above 100% of its initial value, paying at least a 29.75% per annum call premium. Capital is protected only if, at final maturity, the index level is at or above 60% of its initial value; otherwise, investors face losses greater than 40% and up to their entire principal. The estimated value will not be less than $900 per $1,000 note, and all payments are subject to JPMorgan credit risk and limited secondary market liquidity.

JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering five-year notes linked to the MerQube US Tech+ Vol Advantage Index. The index provides rules-based exposure to an unfunded position in the Invesco QQQ Trust, with leverage between 0% and 500% and a 6.0% per annum daily deduction plus notional financing costs.

The notes can be automatically called on annual review dates if the index is at or above its initial level, paying $1,000 plus a Call Premium Amount of at least 28.50% per annum per note. If not called and the final index value is at or above 50.00% of the initial value, investors receive principal back; below that barrier, repayment is reduced by the full negative index return, so more than 50.00% and up to all principal can be lost.

The estimated value when set will be at least $900.00 per $1,000 note, and any payment depends on the credit of both the issuer and guarantor. Key risks include limited upside to call premiums, potential for significant loss of principal, index leverage and fee drag, lack of liquidity, tax uncertainty and conflicts of interest in index design and note pricing.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., offers 3-year notes linked to the MerQube US Large-Cap Vol Advantage Index. The notes have a $1,000 minimum denomination and reference index MQUSLVA, which embeds a 6.0% per annum daily deduction.

The notes may be automatically called annually if the index is at or above its initial level, paying back $1,000 plus a call premium of at least 29.75% per annum. If not called and the final index level is at or above 60% of the initial value, investors receive principal back at maturity.

If the final index value is below the 60% barrier, repayment is reduced by the full negative index return, so investors can lose more than 40% and up to all principal. Payments depend on the credit of JPMorgan entities, and the indicative estimated value will be at least $900 per $1,000 note.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering 5-year auto callable contingent interest notes tied to the MerQube US Gold Vol Advantage Index (MQUSGVA). The index provides rules-based exposure to gold futures with up to 500% leverage and includes a 6.0% per annum daily deduction.

The notes pay a contingent interest rate of at least 13.50% per annum, or at least 3.375% per quarter, but only if the index on a review date is at or above 60% of its initial level. The notes are callable quarterly after six months if the index is at or above its initial value, returning principal plus that period’s interest.

At maturity, if the notes have not been called and the index is at or above the 60% trigger, investors receive principal plus the final contingent interest. If it is below the trigger, repayment is reduced one-for-one with the index decline from the initial level, and investors can lose more than 40% and up to all of principal. The estimated value at issuance will be at least $900 per $1,000 note, reflecting internal funding and hedging costs, and returns are subject to the credit risk of both issuing and guaranteeing entities.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto-callable structured notes linked to the least performing of the Russell 2000® Index, the Nasdaq-100 Index® and the State Street® Utilities Select Sector SPDR® ETF, maturing on February 14, 2030.

The notes may be automatically called on quarterly Review Dates starting February 16, 2027 if each underlying is at or above 100% of its initial value, paying back $1,000 plus a call premium from at least 11.00% up to at least 44.00% of principal, depending on the call date.

If the notes are not called and any underlying finishes below 70% of its initial value, repayment is reduced one-for-one with the decline in the worst performer, so investors can lose more than 30% and up to all principal. The minimum denomination is $1,000. If priced on the indicated date, the estimated value would be about $926.40 per $1,000 note, and will not be less than $900.00 per $1,000 at issuance.

J.P. Morgan provides a February 2026 performance update on the J.P. Morgan Kronos US Equity (JPUSKRSP) Index, which was established on June 11, 2021. The index seeks dynamic 50%, 100% or 150% exposure to the S&P 500 Price Index based on turn-of-month effects, options expiry momentum and month-end mean reversion.

The index deducts a 0.35% per annum fee and may reflect a notional financing cost linked to the Effective Federal Funds Rate. Performance data from January 2016 through January 2026 combines hypothetical backtested results before June 11, 2021 with actual index performance afterward, and is presented with Sharpe ratio, annualized volatility and historical monthly and annual returns.

The update highlights numerous risks, including the sponsor’s discretion in index calculation, strategy-specific risks, possible periods when the index is uninvested in the S&P 500, potential replacement of the S&P 500 as the constituent, interest-rate sensitivity and the index’s limited operating history. Notes linked to the index are not bank deposits, are not FDIC insured, are not guaranteed by a bank and have not been approved or disapproved by the SEC or state regulators. The material stresses that past and backtested performance are not indicative of future results and that suitability must be assessed for each investor.

J.P. Morgan provides an index supplement for notes linked to the J.P. Morgan Kronos US Equity (JPUSKRSP) Index, showing hypothetical backtested and actual historical monthly and annual returns from 1954 through January 2026. Earlier data uses the S&P 500 Price Return Index; later data reflects the Index itself.

The materials stress that past and backtested performance are not indicative of future results and that backtests have significant limitations. The Index deducts a 0.35% per annum fee and may include a notional financing cost based on the Effective Federal Funds Rate. The Index began on June 11, 2021, has limited operating history, and uses strategies such as turn-of-month, option expiry momentum, and mean reversion, applied only during parts of each month.

The notes are not bank deposits, are not insured by the FDIC or any government agency, and are not bank obligations or guarantees. Multiple risk factors are highlighted, including potential index adjustments by an affiliate sponsor, possible periods when the Index is uninvested in its equity constituent, and sensitivity to changes in the Effective Federal Funds Rate. Investors are directed to detailed risk sections in the related prospectus and supplements.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Uncapped Dual Directional Accelerated Barrier Notes linked to the lesser performer of the Dow Jones Industrial Average and the S&P 500 Index, maturing on February 14, 2030.

The notes provide at least 1.30x leveraged upside on any gain in the weaker index and up to a 15.00% positive return if that index falls by as much as 30%, as long as both indices stay at or above 70.00% of their initial levels. If either index closes below this 70.00% barrier at maturity, investors lose principal in full proportion to the weaker index and can lose their entire investment. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of both issuers, and have an indicative estimated value of about $983 per $1,000 note, not less than $950 at pricing.