Alerian MLP Index ETNs due January 28 2044 424B Filings

JPMorgan Chase Financial Company LLC is offering structured Buffered Digital Notes linked to the lesser performer of the S&P 500 Index and the Russell 2000 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are expected to price on or about February 4, 2026 and mature on February 9, 2028.

At maturity, investors receive a fixed return of at least 26.00% per $1,000 note if the final level of each index is at or above its initial level. If either index finishes more than 10.00% below its initial level, principal is reduced 1% for each 1% drop beyond that buffer, up to a 90.00% loss.

The notes pay no interest, provide no dividends, and are unsecured, unsubordinated obligations subject to the credit risk of both issuers. They will not be listed on an exchange, and secondary market prices are expected to be below the $1,000 price, with an initial estimated value of about $981.10 per $1,000 and not less than $900.00 when finalized.

JPMorgan Chase Financial Company LLC outlines preliminary terms for unsecured Auto Callable Notes linked to the J.P. Morgan Multi-Asset Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes may be automatically called on specified annual Review Dates starting February 24, 2027, if the Index closes at or above a step-up Call Value, paying $1,000 plus a Call Premium Amount of at least 8%, 16%, 24% or 32% of principal depending on the call year.

If not called, at maturity in 2031 holders receive $1,000 plus an Additional Amount equal to the Index return times a 100% participation rate, with principal repaid in full but no guaranteed interest. The Index embeds a 1.00% per annum daily deduction and follows a momentum-based, volatility-targeted allocation across equity, bond and commodity futures. The estimated value, if priced on the described date, would be about $941.20 per $1,000 note, and will not be less than $900.00 per $1,000 at pricing. Extensive risk factors highlight credit risk of the issuer and guarantor, potential illiquidity, model and hedging risks, Index strategy limitations and U.S. tax treatment as contingent payment debt instruments.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable accelerated barrier notes linked to the S&P 500® Futures Excess Return Index, maturing on February 10, 2033. The notes may be automatically called as early as February 18, 2027 if the index on the February 12, 2027 review date is at or above the initial level.

If not called, investors receive 2.00 times any positive index return at maturity, with full principal repayment only if the final index level is at least 70% of the initial level. Below this barrier, losses are one-for-one with the index and can reach 100% of principal. The call premium will be at least $190.50 per $1,000 note, and an example estimated value is $974.70 per $1,000, reflecting selling costs and hedging.

JPMorgan Chase Financial Company LLC is offering market-linked, auto-callable notes due February 16, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each $1,000 security pays a contingent monthly coupon at a rate set on the pricing date, at least 13.80% per annum, but only if the stock closing price of the lowest performing of Constellation Energy, Zoetis and Sherwin-Williams is at or above 60% of its starting price on the relevant calculation day. Missed coupons can be recovered later through a memory feature if this condition is met on a subsequent calculation day.

The notes are auto-callable monthly from August 2026 to January 2029 if the lowest performing stock is at or above its starting price, in which case investors receive principal plus the applicable coupon and any unpaid coupons. If not called, at maturity investors receive $1,000 per security only if the lowest performing stock’s final price is at or above 60% of its starting price; otherwise repayment is reduced one-for-one with that stock’s loss, with losses greater than 40% and up to total principal possible. Investors do not receive dividends on the stocks and do not participate in any stock appreciation. The price to public is $1,000.00 per security, with $23.25 in fees and commissions and $976.75 in proceeds to the issuer; the indicative estimated value is about $921.30 per security. The securities are unsecured, subject to the credit risk of JPMorgan Chase Financial and JPMorgan Chase & Co., and are designed to be held to maturity with no exchange listing.

JPMorgan Chase & Co. is offering unsecured Callable Fixed Rate Notes due February 4, 2036. The notes pay fixed interest at 5.00% per annum, with interest paid annually on February 4, beginning in 2027, using a 30/360 day count convention.

JPMorgan may redeem the notes early, in whole but not in part, on February 4 and August 4 each year from 2031 through 2035 at par plus accrued interest. In a resolution scenario under U.S. bank resolution rules, losses would be borne first by equity and then by unsecured creditors, including holders of these notes, who rank behind creditors of JPMorgan’s subsidiaries.

JPMorgan Chase Financial Company LLC is offering auto callable accelerated barrier notes linked to the Class A common stock of Datadog, Inc., fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a scheduled maturity on February 8, 2029, with a potential automatic call on February 11, 2027.

Each note has a $1,000 denomination. If Datadog’s share price on the review date is at or above the Call Value (100% of the initial price), the notes are automatically called and pay back principal plus a Call Premium Amount of at least $310 per $1,000. If not called and Datadog’s final share price on the observation date is above the initial price, investors receive an uncapped upside equal to 1.50 times the stock’s positive return.

If the notes are not called and the final share price is at or above a Barrier Amount set at 60% of the initial price, investors receive only their principal back. If the final price is below the barrier, repayment is reduced one-for-one with the stock loss, so investors can lose more than 40% and up to all principal. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of both issuers, and are not bank deposits or FDIC insured. A sample estimated value, if priced on the date shown, is $981.20 per $1,000, and the final estimated value will not be less than $900 per $1,000, reflecting structuring and hedging costs.

JPMorgan Chase & Co. is offering callable zero coupon notes maturing on February 13, 2051. Each note has a $1,000 principal amount, is sold at an original issue price of $225.356, and pays no periodic interest. Instead, value builds through accretion at a 6.05% annual yield, compounded semiannually, with investors receiving 100% of the outstanding principal at maturity if the notes have not been called.

The notes are callable at JPMorgan’s option on February 13 and August 13 each year from February 13, 2028 through August 13, 2050, at the accreted principal amounts listed in the accretion schedule. Selling commissions are embedded in the price to the public, and the notes are unsecured obligations ranking behind creditors of JPMorgan’s subsidiaries in a resolution scenario.

JPMorgan Chase Financial Company LLC is offering unsecured Digital Equity Notes due July 30, 2027, linked to the MSCI EAFE® Index and fully guaranteed by JPMorgan Chase & Co. The notes do not pay interest and will not be listed on any exchange.

At maturity, for each $1,000 note, investors receive a cash payment based on index performance from the trade date to July 28, 2027. If the final index level is at least 90% of the initial level, the payout is a fixed threshold settlement amount, expected between $1,108.70 and $1,127.80, implying a capped gain. If the index falls more than 10%, losses are leveraged: for each 1% decline beyond the 10% buffer, the loss is about 1.1111%, and investors can lose their entire principal.

The original issue price is 100% of principal, with no underwriting commission; the estimated value is expected between $975.80 and $985.80 per $1,000, reflecting structuring and hedging costs. Key risks include full credit exposure to JPMorgan Chase Financial and JPMorgan Chase & Co., lack of liquidity, complex and uncertain U.S. tax treatment, currency and foreign equity risk from the MSCI EAFE® components, and potential conflicts of interest because affiliated entities structure, hedge, value and make markets in the notes.

JPMorgan Financial, guaranteed by JPMorgan Chase & Co., is offering auto callable dual directional contingent buffered return enhanced notes linked to the S&P 500® Index, with a $1,000 principal amount per note.

The notes can be automatically called on February 11, 2027 if the Index closes at or above the strike level, paying $1,000 plus a call premium of at least 9.35%. If not called and the Index ends above the strike on the January 31, 2028 valuation date, investors receive leveraged upside with an Upside Leverage Factor of at least 1.50. If the Index finishes up to 20% below the strike, the notes provide a positive return equal to the absolute Index move, capped at $1,200 per $1,000 note. If the Index falls by more than 20%, principal is reduced 1% for each additional 1% decline, potentially to zero.

The issuer estimates the current value at about $980.50 per $1,000 note and states the final estimated value will not be less than $970.00, below the $1,000 price because of selling commissions, hedging costs and structuring margin. The notes are unsecured obligations, not bank deposits and are not insured by the FDIC.

JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering auto callable buffered equity notes linked to the EURO STOXX 50® Index. These notes may be automatically called on March 9, 2027 if the index closes at or above its initial level, paying $1,000 plus a call premium of at least 10.65% per note.

If not called and the ending index level on February 24, 2028 is at or above the initial level, investors receive $1,000 plus the greater of the index return or a contingent minimum return of at least 21.30% per note. A 15.00% buffer protects principal against moderate index declines, but below this level losses accelerate at a downside leverage factor of 1.17647, so investors can lose some or all principal at maturity. The estimated value is about $977.00 per $1,000 note, and will not be less than $960.00 when finalized.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering digital buffered notes linked to the S&P 500® Index. The notes provide a Contingent Digital Return of at least 10.65%, so holders receive a fixed positive return if index performance stays within defined limits.

At maturity in August 2027, investors get $1,106.50 per $1,000 note (assuming a 10.65% Contingent Digital Return) if the S&P 500 level is unchanged, higher, or down by up to the 15% buffer. If the index falls more than 15%, losses accelerate at a 1.17647 downside leverage factor, and principal can be fully lost.

The notes are unsecured obligations, not bank deposits or FDIC insured. A preliminary estimated value is about $983.70 per $1,000, and the final estimated value will not be less than $970.00, reflecting embedded selling commissions, hedging costs and issuer funding assumptions. Complex and evolving U.S. tax and Section 871(m) considerations apply, and the product is intended to be held to maturity rather than traded.

JPMorgan Chase Financial Company LLC is offering medium-term digital equity notes due 2027 linked to the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay no interest and will not be listed on any securities exchange.

At maturity, investors receive a cash payment based on index performance from the trade date to November 4, 2027. If the final index level is at least 90% of the initial level, holders receive a fixed threshold settlement amount, expected between $1,112.30 and $1,132.10 per $1,000 note. If the index falls more than 10%, principal is lost on a leveraged basis at a buffer rate of about 1.1111% for each additional 1% decline, up to total loss.

The notes are subject to the credit risks of both JPMorgan Financial and JPMorgan Chase & Co. The estimated value at issuance is expected between $956.80 and $966.80 per $1,000, below the issue price due to selling commissions, hedging costs and structuring profits. Tax treatment is uncertain; counsel views the notes as open transactions rather than debt, but the IRS could challenge this.

JPMorgan Chase Financial is offering principal-at-risk Contingent Income Auto-Callable Securities due February 9, 2029, linked to the common stock of The Boeing Company. The notes are fully and unconditionally guaranteed by JPMorgan Chase & Co. and are unsecured, unsubordinated obligations.

The securities may pay a contingent quarterly coupon of at least 2.575% of the $1,000 principal (at least $25.75 per note) on each determination date when Boeing’s closing price is at or above 70% of the initial stock price, called the downside threshold. No coupon is paid for periods when the stock closes below this threshold.

The notes are auto-callable: if on any non‑final determination date Boeing’s closing price is at or above the initial stock price, investors receive early redemption equal to principal plus that period’s coupon, and the notes terminate. If held to maturity and Boeing’s final price is at or above the downside threshold, investors receive principal plus the final coupon; if it is below the threshold, repayment is reduced 1‑for‑1 with the stock’s decline and can fall below 70% of principal or to zero.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Uncapped Buffered Return Enhanced Notes linked to the lesser performer of the Dow Jones Industrial Average and the S&P 500 Index, maturing on February 11, 2031.

The notes provide at least 1.0575 times any positive return of the weaker index at maturity, with a 40% downside buffer. If either index falls by more than 40%, principal is reduced 1% for each additional 1% decline, up to a 60% loss. The notes pay no interest or dividends, are unsecured, and carry the credit risk of both issuer and guarantor. Minimum denomination is $1,000, with preliminary estimated value of about $979.80 per $1,000 and not less than $900.00 when terms are set.

JPMorgan Chase Financial Company LLC is offering Uncapped Buffered Return Enhanced Notes linked to the S&P 500® Futures Excess Return Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes mature on February 11, 2031 and are issued in $1,000 minimum denominations.

At maturity, investors receive 1.80 times any positive index return (final leverage to be set at no less than 1.80), with a 20% downside buffer. Losses begin if the index falls by more than 20%, with up to 80% of principal at risk. The notes pay no interest, are unsecured obligations subject to the credit risk of both issuer and guarantor, will not be listed on an exchange, and are exposed to futures-market risks, negative roll returns and potentially low secondary market prices.

JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the lesser performing of the S&P 500® Index and the EURO STOXX 50® Index, fully guaranteed by JPMorgan Chase & Co. The notes are expected to settle on or about February 19, 2026 and mature on February 16, 2029, in minimum denominations of $1,000.

The notes pay a quarterly contingent coupon at a rate of at least 9.10% per annum only if each index closes at or above 80% of its initial value on a review date. They may be automatically called as early as August 13, 2026 if each index is at or above its initial value. If not called and either index finishes below its 80% trigger level at maturity, investors lose 1% of principal for each 1% decline of the lesser performing index and can lose their entire investment. The estimated value is approximately $968.90 per $1,000 note today and will not be less than $940.00 when terms are set.

JPMorgan Chase Financial Company LLC is offering unsecured, unsubordinated Uncapped Buffered Return Enhanced Notes linked to the lesser performing of the Nasdaq-100 Index® and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes provide at maturity at least 1.1275 times any positive return of the lesser performing index, with no upside cap. A 15% downside buffer applies; if either index falls by more than 15%, principal is reduced 1-for-1 beyond that level, up to an 85% loss. The notes pay no interest or dividends, are not FDIC insured, and expose holders to the credit risk of both JPMorgan entities.

If priced on the indicated date, the estimated value would be about $976.80 per $1,000 note, and will not be less than $900.00 per $1,000 at pricing, reflecting embedded selling, structuring and hedging costs.

JPMorgan Chase Financial Company LLC is offering unsecured, auto-callable Review Notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay no interest and do not provide dividends.

Investors receive their principal plus a call premium if, on any Review Date from February 2027 onward, the Index closes at or above the applicable Call Value; otherwise, payment at maturity depends on Index performance and can result in losing a significant portion or all principal. The Index includes a 6.0% per annum daily deduction and uses leveraged exposure to E-mini S&P 500 futures with a 35% target volatility. The Call Premium Rate will be at least 14.10%, and the preliminary estimated value is approximately $890.50 per $1,000 note, not less than $880.00.

JPMorgan Chase & Co. is offering long-term callable fixed rate notes maturing on February 11, 2056. The notes pay fixed annual interest of 5.55%, with interest paid once a year on February 11, starting in 2027, using a 30/360 day-count basis.

Beginning on August 11, 2030, and on each February 11 and August 11 thereafter through 2055, JPMorgan may redeem the notes at par plus accrued interest, in whole but not in part. The notes are unsecured obligations of JPMorgan and are not bank deposits or FDIC insured.

The disclosure explains that, under U.S. resolution frameworks, losses in a JPMorgan failure scenario would first hit equity and then unsecured creditors, including holders of these notes, whose claims rank behind creditors of JPMorgan’s subsidiaries. Tax counsel expects the notes to be treated as fixed‑rate debt for U.S. federal income tax purposes.

JPMorgan Chase Financial Company LLC is offering callable contingent interest notes linked to the least performing of the S&P 500 Index, the State Street Consumer Discretionary Select Sector SPDR ETF and the State Street Industrial Select Sector SPDR ETF, maturing on February 3, 2027.

The notes pay a monthly contingent coupon of at least 12.65% per annum equivalent if, on a review date, each underlying stays at or above 85% of its strike value. Principal is protected only by a 15% buffer, with losses increasing at a downside leverage factor of 1.17647 if any underlying finishes below its buffer threshold. JPMorgan may redeem the notes early on specified interest payment dates.

JPMorgan Chase & Co. is offering floating rate notes linked to the U.S. Consumer Price Index, maturing on February 1, 2041. Investors receive their principal at maturity plus any accrued interest.

Interest is paid monthly in arrears on the 3rd calendar day, starting March 3, 2026. The annual Interest Rate for each period equals the CPI Rate plus a 2.30% spread, rounded to three decimal places, with a 0.00% minimum. The CPI Rate is based on year‑over‑year changes in the non‑seasonally adjusted U.S. City Average All Items CPI for All Urban Consumers, using CPI values from two and fourteen months before each Interest Period.

If the Bureau of Labor Statistics does not publish CPI for a relevant month, the calculation agent will determine a CPI level in its sole discretion, which can affect interest payments, as illustrated by the assumed October 2025 CPI of 325.604. The notes are unsecured obligations of JPMorgan Chase & Co. and, under its preferred “single point of entry” resolution strategy, losses would be borne first by equity holders and then by unsecured creditors, including holders of these notes.

JPMorgan Chase Financial Company LLC is offering $388,000 of callable contingent interest notes linked to the lesser performance of the iShares Silver Trust (SLV) and VanEck Gold Miners ETF (GDX), maturing on January 31, 2030 and fully guaranteed by JPMorgan Chase & Co.

The notes pay a contingent coupon of 14.95% per year (1.24583% per month) only if on each review date the price of one share of each fund is at least 70% of its initial value. Otherwise, no interest is paid for that period.

A 30% downside buffer applies at maturity. If the final value of either fund is below 70% of its initial level, principal is reduced point‑for‑point beyond the buffer, up to a 70% loss. The notes are callable at the issuer’s option on specified interest payment dates.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Auto-Callable Dual Directional Trigger PLUS linked to Micron Technology common stock, maturing on March 3, 2028.

Each security has a $1,000 stated principal amount and pays no interest. If Micron’s closing price on February 23, 2027 is at or above the initial stock price, the notes are automatically redeemed on February 26, 2027 for at least $1,495.50 per note, or at least 149.55% of principal.

If not called and Micron rises, holders receive principal plus 150% of the stock’s positive return. If Micron falls by up to 35%, holders receive principal plus the absolute decline, capped at a 35% gain. If Micron closes below 65% of the initial price at maturity, repayment is fully exposed to the downside and investors can lose most or all of their principal. The estimated value is indicated as below the issue price, and the notes are unsecured, unlisted, and subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing $690,000 of Contingent Interest Notes linked to Palantir Technologies Inc. Class A stock, maturing on February 2, 2027. These unsecured notes can pay monthly contingent interest at a 10.45% per annum rate if Palantir’s share price on each review date is at or above 70% of the $157.35 initial value.

Principal is protected only down to a 30% buffer; if the final share price falls more than 30% below the initial value, investors lose 1% of principal per additional 1% decline, up to a 70% loss. The notes do not pay fixed interest or dividends and have no upside participation in Palantir’s share gains. The estimated value at pricing is $968.30 per $1,000 note, below the $1,000 issue price, reflecting selling commissions and hedging costs.

JPMorgan Chase & Co. is offering $2,000,000 of callable fixed-rate notes due January 30, 2051. The notes pay interest at 5.70% per annum, with interest payable annually on January 30, beginning January 30, 2027, using a 30/360 day count convention.

The issuer may redeem all of the notes at par plus accrued interest on January 30, April 30, July 30 and October 30 of each year from 2028 through 2050. The price to the public is $1,000 per note, with proceeds to the issuer of $1,990,000 after $10,000 in selling commissions.

The notes are unsecured obligations of JPMorgan Chase & Co. and are subject to resolution strategies under the Dodd‑Frank Act, where losses would be borne after higher‑priority creditors and could result in holders receiving less than principal and interest. They are not bank deposits or FDIC insured and are expected to be treated as fixed-rate debt for U.S. federal income tax purposes.

JPMorgan Chase Financial Company LLC is issuing $299,000 of unsecured Review Notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are auto-callable from January 29, 2027 through January 28, 2031 and mature on January 31, 2031.

Investors receive no interest or dividends and can lose a significant portion or all of principal if the notes are not called and the Index finishes below the 60% barrier. A 14.00% Call Premium Rate drives increasing call premiums over time. The Index embeds a 6.0% per annum daily deduction, which drags performance versus an identical index without this fee.

The price to public is $1,000 per note, including $50 in selling commissions, for issuer proceeds of $950 per note or $284,050 in total. The estimated value at pricing is $885.90 per $1,000 note, reflecting structuring and hedging costs and internal funding assumptions.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering structured Review Notes linked separately to the Nasdaq-100, Russell 2000 and S&P 500 indices, maturing in February 2031.

The notes can be automatically called on scheduled Review Dates, starting in February 2027, if each index is at or above 100% of its initial level. In that case, investors receive $1,000 plus a fixed call premium (at least 13% on the first Review Date, rising to at least 65% on the final Review Date) and the investment ends early.

If the notes are not called and, at maturity, the least performing index is at or above 70% of its initial level, investors receive their principal back. If any index finishes below 70% of its initial level, repayment is reduced one-for-one with the decline in the least performing index, leading to losses of more than 30% and possibly a total loss of principal.

The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and are designed for investors willing to accept market and issuer risk in exchange for contingent premium payments. The preliminary estimated value is indicated around $970 per $1,000, reflecting structural costs and hedging.

JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the Class A common stock of Wayfair Inc., maturing on February 1, 2029 and fully and unconditionally guaranteed by JPMorgan Chase & Co.

Investors may receive a contingent interest payment on each Review Date if Wayfair’s closing share price is at least 50% of the Strike Value, called the Interest Barrier. If that condition is met after a missed payment, previously unpaid contingent interest amounts are also paid. The notes are automatically called, and principal is repaid early, if on any non-final Review Date the closing price is at or above the Strike Value.

If the notes are not called and Wayfair’s Final Value is below the Trigger Value, set equal to 50% of the Strike Value, repayment is reduced in line with the stock’s decline, and investors can lose most or all of principal. A hypothetical contingent interest rate of 16.15% per annum (4.0375% quarterly) is shown, with the actual rate to be at least that level.

The minimum denomination is $1,000. If priced on the assumptions shown, the estimated value would be about $930 per $1,000 note, and at pricing it will not be less than $900, reflecting selling commissions, hedging costs and issuer funding assumptions. The notes are unsecured, not FDIC insured, will not pay dividends on Wayfair shares, may be illiquid, and expose holders to credit risk of both JPMorgan Financial and JPMorgan Chase & Co., as well as complex U.S. tax treatment.

JPMorgan Chase & Co. is offering $2,000,000 of callable fixed-rate notes due January 30, 2041. The notes pay 5.40% per annum, with interest paid annually each January 30, starting January 30, 2027, using a 30/360 day-count convention.

The notes are callable by JPMorgan at par plus accrued interest on January 30, April 30, July 30 and October 30 of each year from April 30, 2028 through October 30, 2040. At maturity, if not called, investors receive principal plus any accrued interest. Each note is issued at $1,000, with $4.25 per-note selling commissions and $995.75 in proceeds to the issuer.

The notes are unsecured obligations of JPMorgan, are not bank deposits, and are not insured by the FDIC or any government agency. In a JPMorgan resolution under U.S. bankruptcy or Title II of Dodd-Frank, noteholders are unsecured creditors and could face losses after subsidiary and secured creditors are satisfied.

JPMorgan Chase & Co. is offering $18,515,000 of callable fixed‑rate notes due January 30, 2046. The notes pay fixed interest at 5.40% per annum, with interest paid annually in arrears on January 30, starting January 30, 2027, using a 30/360 day count.

The issuer may redeem the notes in whole, but not in part, on January 30 and July 30 of each year from January 30, 2029 through July 30, 2045 at par plus accrued interest. The public offering price is $1,000 per note, with selling commissions up to $24.731 per $1,000 and net proceeds of $975.578 per $1,000.

The notes are unsecured obligations of JPMorgan Chase & Co., structurally junior to liabilities of its subsidiaries. In a resolution under U.S. bankruptcy or Dodd‑Frank procedures, noteholders would absorb losses after equity and other unsecured creditors, and may recover less than principal and interest. The notes are not bank deposits and are not FDIC insured. They are expected to be treated as fixed‑rate debt for U.S. federal income tax purposes.

JPMorgan Chase & Co. is offering $12,000,000 of callable fixed-rate notes due January 30, 2036. The notes pay a 5.00% annual fixed interest rate on each January 30, beginning in 2027, calculated on a 30/360 day-count basis. At maturity, investors receive principal plus any accrued and unpaid interest if the notes have not been redeemed earlier.

JPMorgan may redeem the notes, in whole but not in part, on January 30 and July 30 of each year from January 30, 2028 through July 30, 2035, at par plus accrued interest. The price to the public is generally $1,000 per note, with total proceeds to the issuer of $11,912,250 after $87,262.50 in selling commissions. The notes are unsecured obligations of JPMorgan Chase & Co., structurally subordinated to subsidiary creditors, and could absorb losses under U.S. resolution regimes, meaning investors may recover less than principal in a JPMorgan bankruptcy or Title II resolution.

JPMorgan Chase & Co. is offering $1,235,000 principal amount of callable zero coupon notes due January 30, 2051. The notes are issued at $228.107 per $1,000 principal amount, do not pay periodic interest and accrete at a 6.00% yield to maturity, compounded semiannually.

The notes may be redeemed by JPMorgan on January 30 and July 30 of each year from January 30, 2028 through July 30, 2050 at the accreted principal amounts listed in the annex. Total price to the public is $1,235,000, with $11,372 in fees and $1,223,628 in proceeds to the issuer, and investors face loss-absorption risk in a JPMorgan resolution.

JPMorgan Chase Financial Company LLC is offering $8,400,000 of Callable Fixed Rate Notes due January 30, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay fixed interest at 4.20% per annum, with interest payable annually on January 30, beginning in 2027.

The issuer may redeem the notes, in whole but not in part, on January 30 and July 30 of each year from January 30, 2027 through July 30, 2030 at par plus accrued interest. The notes are unsecured obligations, not bank deposits and not FDIC insured. Underwriting fees total $72,400, providing approximately $8,327,600 in proceeds to the issuer.

JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is issuing $691,000 of Uncapped Dual Directional Buffered Return Enhanced Notes linked to the S&P 500® Futures Excess Return Index, maturing on August 2, 2028.

The notes offer 1.2555x leveraged upside on positive index performance and, for flat or moderate declines up to a 15.00% buffer, a positive return equal to the absolute index move. If the index falls by more than 15%, investors lose 1% of principal for each additional 1% decline, up to an 85.00% loss of principal in a full index collapse.

The notes pay no interest, are unsecured, not listed, and expose holders to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, including $8.50 in selling commissions, and the estimated value at pricing is $984.40 per $1,000 note.

JPMorgan Chase Financial Company LLC is offering $4,561,500 of Trigger Autocallable GEARS linked to an equally weighted basket of four equity indices (AEX, KOSPI 200, Swiss Market Index and FTSE 100), fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes have a term to January 31, 2031 and may be automatically called on February 4, 2027 if the basket is at or above 100% of its initial level, paying $11.45 per $10 note (a 14.50% call return). If not called and the basket is above its initial level at maturity, holders receive principal plus 1.50 times the positive basket return.

If the basket return is zero or negative but the final basket value is at least 75% of the initial basket value, investors receive only their $10 principal. If it is below 75%, repayment is $10 plus $10 times the basket return, exposing investors to full downside and possible total loss of principal. The notes pay no interest or dividends, are unsecured, not listed on an exchange, and all payments depend on the credit of JPMorgan Financial and JPMorgan Chase & Co. The issue price is $10 per note, including $0.25 in selling commissions to UBS, with estimated value of $9.469.

JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked separately to the MSCI EAFE, Russell 2000 and S&P 500 indexes, fully guaranteed by JPMorgan Chase & Co. Investors receive contingent quarterly interest only when each index closes at or above 70% of its initial level on a review date.

The notes may be automatically called as early as August 6, 2026 if each index is at or above its initial value, returning principal plus that period’s interest but ending future payments. If not called and any index finishes below its trigger (70% of initial) at maturity, principal is reduced one-for-one with the worst index’s loss and can fall to zero.

The hypothetical minimum contingent interest rate is 9.10% per year, and examples show total interest up to $455 per $1,000 note if all 20 coupons are paid. If priced today, the estimated value would be about $963 per $1,000, and will not be set below $900, reflecting structuring and hedging costs. The notes are unsecured, not FDIC insured, may be illiquid, and expose investors to equity, currency, volatility, credit and tax risks described in detail in the risk sections.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering three-year Trigger PLUS securities linked to an unequally weighted basket of five international equity indices, with the EURO STOXX 50® at 40%, TOPIX® at 25%, FTSE® 100 at 17.5%, Swiss Market Index at 10% and S&P/ASX 200 at 7.5%.

The notes pay no interest and are issued at $1,000 per security, with at least 147.50% leveraged upside on any basket gain and an 80% trigger level that provides limited downside protection. If the final basket value falls below the trigger, repayment is reduced in line with the basket’s decline, and principal can be largely or entirely lost.

The estimated value is illustrated at $959.60 per $1,000 note if priced today, and will not be less than $930.00 on the pricing date. The securities are unsecured, unsubordinated obligations, not listed on any exchange, and secondary market liquidity and pricing are expected to be limited and influenced by JPMorgan’s internal models, funding rates and hedging activity.

JPMorgan Chase Financial Company LLC is offering $8,497,200 of Trigger Autocallable Contingent Yield Notes linked to the lesser performing of the Russell 2000 Index and the EURO STOXX 50 Index, maturing January 31, 2029.

The notes pay a 10.35% per annum contingent coupon (0.2588 per $10 quarterly) only if both indices are at or above 70% of their initial levels on an observation date. After a six‑month non-call period, the notes are automatically called if both indices are at or above their initial values, returning principal plus the coupon.

If the notes are not called and either index finishes below 70% of its initial value at maturity, repayment is reduced in line with the loss on the worse-performing index, and investors can lose most or all principal. The notes are unsecured obligations of JPMorgan Chase Financial, fully guaranteed by JPMorgan Chase & Co., with an estimated value of $9.803 per $10 note at pricing.

JPMorgan Chase & Co. is offering $4,650,000 of callable fixed-rate notes due January 30, 2041. The notes pay fixed interest at 5.25% per annum, with interest paid annually on January 30, beginning January 30, 2027, based on a 30/360 day-count.

JPMorgan may redeem the notes, in whole but not in part, on January 30 and July 30 of each year from January 30, 2028 through July 30, 2040 at par plus accrued interest. Investors receive principal plus accrued interest at maturity if the notes have not been called and JPMorgan remains solvent.

The notes are unsecured obligations of JPMorgan Chase & Co., not bank deposits and not FDIC-insured. In a resolution or bankruptcy scenario, noteholders rank behind creditors of JPMorgan’s subsidiaries and certain priority and secured creditors, which could limit recovery of principal and interest.

JPMorgan Chase & Co. is offering $23,800,000 of callable fixed-rate notes due January 29, 2038 that pay 5.00% interest per year on a 30/360 basis. Interest is paid annually on January 30 from 2027 through 2037 and at maturity, assuming the notes are not redeemed earlier.

Beginning January 30, 2028 and on each January 30 and July 30 through July 30, 2037, JPMorgan may redeem all outstanding notes at par plus accrued interest. The offering price is $1,000 per $1,000 note, with selling commissions of $20.301 per note and expected proceeds to the issuer of $23,315,800.

The notes are unsecured obligations of JPMorgan Chase & Co., are not bank deposits and are not FDIC insured. In a JPMorgan group resolution, claims on these notes would rank behind liabilities of its subsidiaries and behind priority and secured creditors, which could reduce recoveries for noteholders.

JPMorgan Chase & Co. is offering $2,000,000 of callable step-up fixed rate notes maturing January 30, 2034. The notes pay annual interest in arrears on January 30, with a 30/360 day count and step-up coupon: 4.25% per annum from January 30, 2026 to January 30, 2029, 5.00% from January 30, 2029 to January 30, 2032, and 6.50% from January 30, 2032 to maturity.

JPMorgan may redeem the notes at par plus accrued interest on January 30 and July 30 each year from January 30, 2028 through July 30, 2033, which introduces call risk if rates fall. The issuer expects proceeds of $1,990,000 after $10,000 in selling commissions. The notes are unsecured obligations of JPMorgan Chase & Co., are not bank deposits and are not FDIC insured. In a JPMorgan Group resolution, holders would rank behind creditors of its subsidiaries and certain priority and secured claims.

JPMorgan Chase & Co. is offering $5,000,000 of callable fixed rate notes due January 30, 2034. The notes pay a fixed interest rate of 4.70% per year, with interest paid annually on January 30, beginning in 2027.

JPMorgan may redeem the notes in whole, but not in part, on specified Redemption Dates starting January 30, 2028 and ending October 30, 2033, at par plus accrued interest. The public offering price is $1,000 per note, with total proceeds to the issuer of $4,968,500 after $30,747.50 in selling commissions.

JPMorgan Chase & Co. is issuing $7,076,000 of callable fixed-rate notes due January 28, 2056. The notes pay 5.75% per annum, with interest paid in arrears every January 30 from 2027 through 2055 and at maturity, using a 30/360 day-count.

Starting January 30, 2028, and every January and July 30 through 2055, JPMorgan may redeem the notes in whole at par plus accrued interest. The notes are unsecured obligations of JPMorgan Chase & Co., structurally junior to subsidiary creditors, are not bank deposits, and are not FDIC insured. Tax counsel expects them to be treated as fixed-rate debt instruments for U.S. federal income tax purposes.

JPMorgan Chase & Co. is offering $3,800,000 of callable fixed-rate notes due January 30, 2036. The notes pay 4.80% per annum, with interest paid annually on January 30, starting January 30, 2027, based on a 30/360 day-count and $1,000 denominations.

JPMorgan may redeem the notes in whole on January 30 and July 30 of each year from January 30, 2028 through July 30, 2035 at par plus accrued interest. If not called, investors receive principal plus accrued interest at maturity.

The price to the public is $1,000 per note, including hedging costs, with selling commissions up to $17 per $1,000 note and net proceeds to the issuer of $3,736,375. The notes are unsecured obligations, not bank deposits or FDIC insured, and could absorb losses ahead of subsidiary creditors in a resolution scenario.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering unsecured Uncapped Accelerated Barrier Notes linked to the lesser performer of the Nasdaq-100 Futures Excess Index and the S&P 500 Futures Excess Return Index, maturing in February 2035.

The notes provide at least 3.77x leveraged upside on any gain in the weaker index if both finish above their initial levels. Principal is protected only if each index remains at or above 80% of its initial level at maturity; otherwise, repayment is reduced one-for-one with the weaker index and investors can lose all principal. The minimum denomination is $1,000, they pay no interest, are not listed, and carry the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The estimated value at pricing is expected to be about $970 per $1,000 note and not less than $950, reflecting embedded fees and hedging costs.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing $3,456,000 of Trigger Autocallable GEARS linked to the Bloomberg Commodity Index 3 Month. Each Security has a $10 principal amount and offers a 14.10% Call Return if the index is at or above 100% of its initial level on the February 4, 2027 observation date, leading to an automatic call at $11.41. If not called and the index finishes above its initial level, investors receive principal plus 1.50 times the positive index return. If the final level is between 75% and 100% of the initial level, only principal is repaid, and below 75% investors lose principal in line with the index decline down to total loss. The Securities pay no interest, are unsecured, not FDIC‑insured, carry JPMorgan and guarantor credit risk, and had an estimated value of $9.291 per $10 at pricing, below the $10 issue price; UBS receives a $0.25 per‑Security selling commission.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable buffered return enhanced notes linked to the Global X Silver Miners ETF, maturing on February 17, 2028. Each note has a $1,000 denomination and is designed to provide at least a $250 call premium if automatically called on February 18, 2027, when the ETF’s closing price is at or above 100% of its initial level.

If not called and the ETF rises, investors receive 1.5 times the fund’s gain at maturity. If the ETF is flat or down by up to 25%, principal is returned. If it falls by more than 25%, investors lose 1% of principal for each additional 1% decline, up to a 75% loss.

The notes pay no interest, do not provide ETF dividends, are unsecured and unsubordinated obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and are not expected to be listed, so liquidity and secondary market pricing may be limited. The estimated value per $1,000 note is expected to be below the issue price due to selling, structuring and hedging costs.

JPMorgan Chase & Co. is offering $2,770,000 of callable fixed-rate notes due January 30, 2046. The notes pay annual interest at a fixed 5.55% rate, with interest paid in arrears each January 30, starting in 2027.

JPMorgan may redeem the notes at par plus accrued interest on January 30 and July 30 of each year from January 30, 2028 through July 30, 2045. The pricing table shows a $1,000 price to the public per note, with selling commissions up to $10.948 per $1,000 and issuer proceeds of $2,740,570. The filing highlights structural and resolution-related risks, including that noteholders rank behind creditors of JPMorgan’s subsidiaries in a stress or resolution scenario.

JPMorgan Chase & Co. is offering $2,000,000 of callable fixed-rate notes due January 30, 2036, paying 5.10% per annum. Investors receive annual interest on January 30 and repayment of principal at maturity, if the notes have not been redeemed earlier.

The notes are callable at JPMorgan’s option on January 30 and July 30 each year from 2028 through 2035 at par plus accrued interest. They are unsecured obligations of JPMorgan Chase & Co., not bank deposits, not FDIC insured, and structurally junior to creditors of its subsidiaries in a resolution scenario.

The price to the public is $1,000 per note, with total offering size of $1,999,950 and issuer proceeds of $1,995,000 after $4,950 in selling commissions. Certain institutional or fee-based accounts may pay $999.50 per $1,000 note with reduced or no selling commissions.