JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering unsecured Structured Investments Buffered Digital Notes linked to the EURO STOXX 50® Index, maturing on February 4, 2030, in minimum denominations of $1,000.
If the index’s final level is at or above its initial level, investors receive principal plus a fixed contingent digital return of at least 43.05%. If the index is down by up to the 20.00% buffer, principal is returned. Below that buffer, repayment is reduced 1% for each additional 1% decline, with up to an 80.00% loss of principal possible.
The notes pay no interest, provide no dividends from index constituents, are not FDIC insured, and are subject to the credit risk of both issuers. A sample estimated value is about $983.60 per $1,000 note, and the final estimated value will not be less than $950.00, reflecting embedded selling, structuring and hedging costs, as well as limited liquidity and potential conflicts of interest.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering unsecured Uncapped Accelerated Barrier Notes linked to the S&P 500® Futures Excess Return Index, maturing on February 11, 2031, in minimum denominations of $1,000.
At maturity, investors receive an uncapped leveraged gain of at least 2.0355x any positive index return. If the index finishes at or above 70% of its initial level, principal is returned. If it finishes below this barrier, repayment is reduced one-for-one with the index loss, so investors can lose more than 30% and up to all principal.
The notes pay no interest and carry the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. Selling commissions may reach $7.50 per $1,000, and the estimated value would have been about $965.90 per $1,000 note on the trade date, and will not be less than $900.00 per $1,000 at pricing.
JPMorgan Chase Financial Company LLC plans to issue Uncapped Buffered Return Enhanced Notes linked to the S&P 500® Futures Excess Return Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes mature on February 9, 2029 and are issued in $1,000 minimum denominations.
At maturity, investors receive leveraged upside of at least 1.41× any positive index return, with a 20% downside buffer. If the index falls more than 20%, principal is reduced 1% for each additional 1% decline, up to an 80% loss. The notes pay no interest, are unsecured, not FDIC‑insured, and will not be listed on an exchange.
If priced today, the estimated value would be about $988.30 per $1,000 note and will not be less than $900.00 at pricing. The underlying index tracks excess return on E‑mini® S&P 500® futures and is subject to futures‑related risks, including volatility, negative roll yield and potential trading disruptions. The filing highlights significant credit risk of JPMorgan Financial and JPMorgan Chase & Co., potential conflicts of interest, complex U.S. tax treatment and Section 871(m) considerations for non‑U.S. holders.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering Auto Callable Dual Directional Contingent Buffered Return Enhanced Notes linked to the S&P 500 Index. Each note has a $1,000 denomination.
The notes may be automatically called on February 10, 2027 if the Index is at or above the strike, paying $1,000 plus at least a 9.15% call premium. If not called, positive Index performance to January 28, 2028 earns an uncapped leveraged gain with at least a 1.50x Upside Leverage Factor.
If the Ending Index Level is up to 20.00% below the strike, investors still gain the Absolute Index Return, capped at $1,200 per $1,000 note for negative Index Returns. If the Index falls by more than 20.00%, principal is reduced 1% for each additional 1% decline, potentially resulting in a total loss. The preliminary estimated value is about $980.60 per $1,000 note and will not be less than $970.00 when finalized. The notes are unsecured, unsubordinated obligations, not bank deposits and not FDIC insured.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering unsecured Return Notes linked to an unequally weighted basket of three indices: the S&P 500® Futures Excess Return Index, the STOXX® Europe 600 Index and the MSCI Emerging Markets Index.
At maturity, each $1,000 note pays $1,000 plus or minus the basket return, with no downside protection. The best-performing index over the term is assigned at least a 99.00% weighting, the second-best at most 1.00%, and the worst 0.00%. Investors forgo interest and dividends and may lose their entire principal.
The notes are expected to price on or about January 29, 2026 and mature on February 3, 2031, with minimum denominations of $1,000. If priced on the example date, the estimated value would be about $982.30 per $1,000 note and will not be less than $950.00, reflecting embedded selling commissions, hedging costs and issuer funding assumptions. The notes are not listed, may be hard to sell, and are subject to the credit risk of both the issuer and guarantor.
JPMorgan Chase Financial Company LLC is offering capped buffered return enhanced notes linked to the MSCI Emerging Markets Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes target 2.00x any index gain at maturity, capped at a maximum return of at least 27.85%.
Investors receive their principal back if the index is flat or down by up to 10%. If the index falls by more than 10%, principal is reduced 1% for each additional 1% decline, with losses up to 90%. The notes pay no interest or dividends, are unsecured obligations, and expose holders to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. They are expected to settle on or about February 4, 2026 and mature on February 3, 2028.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked separately to the Nasdaq-100, Russell 2000 and S&P 500 indexes, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes mature on February 15, 2029 and have minimum denominations of $1,000.
The notes pay a monthly contingent coupon of at least 9.80% per annum (at least $8.1667 per $1,000) only when the closing level of each index on a review date is at or above 70% of its initial value, which also serves as the trigger for principal protection at maturity. They may be automatically called, starting February 11, 2027, if each index closes at or above its initial value, returning $1,000 plus that period’s coupon. If, at maturity, any index finishes below its 70% trigger and the notes have not been called, investors lose 1% of principal for every 1% decline in the worst-performing index and can lose their entire investment. The preliminary estimated value is about $971.20 per $1,000 note and will not be less than $930.00 when finalized. The notes are unsecured obligations subject to the credit risk of both the issuer and guarantor, pay no dividends on the underlying indexes and are not expected to be listed, which may limit liquidity.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a quarterly contingent coupon of at least 11.25% per annum if, on a Review Date, the Index is at or above 60% of its Initial Value.
The notes can be automatically called starting August 10, 2026 if the Index is at or above its Initial Value on a Review Date (other than the first and final), returning $1,000 plus the applicable coupon. If the notes are not called and the final Index level is below 60% of the Initial Value, principal is reduced one-for-one with the Index loss, so investors can lose more than 40% and up to all principal.
The Index embeds a 6.0% per annum daily deduction and a notional financing cost on the QQQ Fund, which drags performance versus a similar index without these charges. Preliminary estimated value is about $905.30 per $1,000 note and will not be less than $900. The notes are unsecured, unsubordinated obligations with minimum denominations of $1,000.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to Uber Technologies, Inc. stock, maturing on February 3, 2028 and fully guaranteed by JPMorgan Chase & Co. The notes pay a contingent coupon only when Uber’s share price on a Review Date is at least 60.00% of the Initial Value, with unpaid coupons accruing and paid later if the condition is met.
The notes are automatically called, and principal repaid early, if on any Review Date other than the first and final the Uber share price is at or above the Initial Value, starting July 30, 2026. If the notes are not called and the Final Value is below the 60.00% Trigger Value, principal is reduced 1% for each 1% decline from the Initial Value, which can result in losing most or all of the investment.
The minimum denomination is $1,000. Selling commissions can be up to $17.50 and a structuring fee up to $1.00 per $1,000 note. If priced on the example date, the estimated value would be about $970.00 per $1,000 note and will not be less than $950.00 at pricing. The notes are unsecured, not FDIC insured, and subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is offering auto callable dual directional buffered return enhanced notes linked to the worst performer of the S&P 500, Russell 2000 and Nasdaq-100 indexes, fully guaranteed by JPMorgan Chase & Co.
The $1,000-denomination notes may be automatically called on February 10, 2027 if each index is at or above its initial level, paying back principal plus a call premium of at least $112 per note. If not called and all indexes finish above their initial levels at maturity in February 2029, holders receive 1.5 times the gain of the least performing index.
If the worst index is flat or down by up to 25%, investors get a positive, uncapped return equal to the absolute decline. If the worst index falls by more than 25%, principal is reduced 1% for each percentage point beyond that buffer, with losses up to 75%. The notes pay no interest or dividends, are unsecured, and carry issuer and guarantor credit risk. The estimated value is about $980 per $1,000 note on the trade date and will not be less than $950.