JPMorgan Chase Financial Company LLC is offering contingent interest notes due July 13, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a Contingent Interest Payment on each Review Date only if the closing level of each of the S&P 500®, Dow Jones Industrial Average® and Russell 2000® is at least 70.00% of its Initial Value (the Interest Barrier).
If each Index meets the Interest Barrier on a Review Date, investors receive at least $7.25 per $1,000 (equivalent to at least 8.70% per annum payable monthly). If any Index is below its Trigger Value on the final Review Date, payment at maturity is based on the Least Performing Index Return, and investors can lose a substantial portion or all principal. Pricing is expected on or about July 8, 2026 with settlement on or about July 13, 2026. The estimated value at issuance is approximately $993.70 per $1,000 (not less than $980.00) and the notes are unsecured obligations of the issuer, exposed to issuer and guarantor credit risk.
JPMorgan Chase Financial Company LLC is offering 2.92‑year Buffered Equity Notes linked to the MerQube US Tech+ Vol Advantage Index (MQUSTVA), with a 15.00% buffer, minimum denomination of $1,000, a Pricing Date of July 28, 2026 and a Maturity Date of July 3, 2029. The Underlying reflects a 6.0% per annum daily deduction and a notional financing cost. The notes include monthly Review Dates, an automatic call if the Underlying is >= 95.00% of its Initial Value on a Review Date (with Call Premiums set on the Pricing Date and not less than stated minimums), and an estimated value at pricing of at least $900.00 per $1,000 note.
At maturity, if not called, principal is preserved only if the Final Value decline is within the 15.00% buffer; declines beyond the buffer reduce principal pro rata. Payments are subject to the issuers and guarantors credit risk.
JPMorgan Chase Financial Company LLC is offering 5‑year buffered equity notes linked to the MerQube US Tech+ Vol Advantage Index (MQUSTVA), with a 15.00% buffer, a $1,000 minimum denomination and a maturity date of July 31, 2031. The Index targets volatility exposure (0%–500% allocation) and reflects a 6.0% per annum daily deduction plus a notional financing cost. The notes have monthly Review Dates after a one‑year non‑call period and an automatic call if the Underlying equals or exceeds 95.00% of the Initial Value on a Review Date; the Call Premium will be set on the Pricing Date and will be not less than 14.75% per annum. The estimated value at pricing will be at least $900 per $1,000 note. Payments are subject to issuer and guarantor credit risk.
JPMorgan Chase Financial Company LLC is offering 5-year buffered equity notes linked to the MerQube US Tech+ Vol Advantage Index (Bloomberg: MQUSTVA) with a 30.00% buffer, annual index deduction of 6.0%, and a minimum denomination of $1,000. The notes mature on July 31, 2031 and may be automatically called on specified annual review dates if the Underlying meets the Call Value, yielding a minimum Call Premium of 18.00% per annum. The estimated value at issuance will not be less than $900.00 per $1,000 principal amount, and repayment is subject to the issuer's and guarantor's credit risk.
JPMorgan Chase Financial Company LLC is offering 5-year buffered equity notes linked to the MerQube US Tech+ Vol Advantage Index (MQUSTVA). The notes have a 30.00% buffer, annual 6.0% deduction to the Index level, a minimum estimated value of $900.00 per $1,000 note, and mature on August 5, 2031. The notes may be automatically called on scheduled Review Dates if the Underlying meets call thresholds and pay a Call Premium not less than 22.00% per annum. If not called, holders receive principal at maturity if losses do not exceed the 30% buffer; larger declines reduce principal by the underlying return net of the buffer. Payments are subject to issuer and guarantor credit risk.
JPMorgan Chase Financial Company LLC offers 5‑year notes linked to the MerQube US Large‑Cap Vol Advantage Index, a rules‑based index providing dynamic exposure to E‑Mini S&P 500 futures with a 6.0% per annum daily deduction. The notes have a minimum denomination of $1,000, a Barrier Amount at 50.00% of the Initial Value, annual Review Dates through July 28, 2031, and maturity on July 31, 2031. The notes pay automatic cash calls if the Underlying meets call levels on Review Dates; estimated value will be at least $870 per $1,000 principal amount when terms are set.
The notes are five-year, principal-at-risk securities issued by JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., linked to the MerQube US Tech+ Vol Advantage Index (Bloomberg: MQUSTVA). The notes have a minimum denomination of $1,000, an estimated value of at least $900.00 per $1,000 note when priced, and mature on July 31, 2031.
The Underlying level reflects a 6.0% per annum daily deduction and a notional financing cost. The notes feature annual Review Dates with an automatic call if the Underlying equals or exceeds the Call Value, and a Barrier Amount of 50.00% of the Initial Value that conditions principal protection at maturity. If not called and Final Value is below the Barrier Amount, payments at maturity are reduced pro rata by the Underlying Return; investors may lose more than 50% or all principal. Payments are subject to issuer and guarantor credit risk.
JPMorgan Chase & Co. director Virginia M. Rometty reported a routine equity compensation transaction. On June 30, 2026, she acquired 122.2008 shares of Common Stock at a reference price of $327.33 per share, characterized as a grant or award rather than an open-market purchase.
A footnote explains this is a deferral of her quarterly director retainer, which is payable in common stock following the end of her board service. After this award, her direct holdings increased to 15,032.2448 shares of JPMorgan Chase & Co. Common Stock, showing this is a small, compensation-related addition to an existing position.
JPMorgan Chase & Co. director Phebe N. Novakovic reported a stock-based compensation transaction. On June 30, 2026, she received 122.2008 shares of common stock as a grant, award, or other acquisition at $327.33 per share, described as a deferral of her quarterly director retainer payable in stock after her board service ends.
Following this grant, she directly holds 13,582.5596 shares of JPMorgan Chase common stock and has an additional 45 shares held indirectly through her spouse. The filing reflects routine director compensation rather than an open-market purchase or sale.
HOBSON MELLODY L reported acquisition or exercise transactions in this Form 4 filing.
JPMorgan Chase & Co. director Melody L. Hobson reported routine equity compensation and updated holdings in company stock. On June 30, 2026, she received a grant/award of 137.4759 shares of Common Stock at $327.33 per share, described as a deferral of her quarterly retainer, which will be paid in stock following termination of her service as a director.
After this award, Hobson directly holds 29,965.7605 shares of JPMorgan Chase & Co. common stock. She also has indirect ownership of 124,155 shares through The GWL Living Trust. These transactions reflect compensation and holding disclosures rather than open-market buying or selling.