JPMORGAN CHASE & CO SEC Filings

JPMorgan Chase Financial Company LLC is offering unsecured, unsubordinated callable contingent interest notes fully guaranteed by JPMorgan Chase & Co., linked to the worst performer of the Russell 2000, Nasdaq‑100 and EURO STOXX 50 indices, maturing on January 25, 2029.

The notes pay a quarterly contingent coupon at a rate of at least 12.50% per annum (at least 3.125% per quarter) only if, on every day in a Quarterly Monitoring Period, each index stays at or above its Interest Barrier set at 70% of its strike level. If any index closes below its barrier on any day in a period, no interest is paid for that quarter.

JPMorgan may redeem the notes early, in whole, on any interest payment date from April 24, 2026 onward at $1,000 per note plus any due contingent interest. At maturity, if not called and each index finishes at or above its Trigger Value at 60% of strike, investors receive $1,000 per note plus any final contingent interest. If any index finishes below its Trigger Value, repayment is reduced one-for-one with the worst index decline, and investors can lose more than 40% or even all principal. The preliminary estimated value is about $970 per $1,000 note, and will not be less than $950 when finalized, reflecting selling commissions, hedging costs and issuer funding assumptions.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Uncapped Return Enhanced Notes linked to the lesser performer of Fiserv, Inc. and PayPal Holdings, Inc. common stock, maturing on January 25, 2029. The notes aim to pay at least 2.815× any positive return of the lesser performing stock when both final stock prices are above their strike values.

If either stock finishes below its strike value at maturity, investors lose 1% of principal for each 1% decline in the lesser performing stock, up to a total loss. The notes pay no interest, provide no dividends, are unsecured, and expose holders to the credit risk of both JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co. Strike values are set from the January 21, 2026 closes: $65.73 for Fiserv and $55.89 for PayPal. The issuer estimates each note’s value at approximately $950 per $1,000 face amount on pricing and states it will not be less than $930.

JPMorgan Chase Financial Company LLC outlines preliminary terms for auto callable accelerated barrier notes linked to the least performing of the Russell 2000, S&P 500 and EURO STOXX 50 indices, maturing in January 2029 and fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes may be automatically called on January 25, 2027 if each index is at or above its Call Value, paying $1,000 plus a Call Premium Amount of at least $184.50 per $1,000 note. If not called and all indices finish above their initial values, holders receive 1.5 times the gain of the least performing index; if any index finishes below a 70% barrier, principal is reduced one-for-one with the least performing index’s loss, potentially to zero.

The minimum denomination is $1,000. If priced on the reference date in the document, the estimated value would be about $984.50 per $1,000 note and will not be less than $950.00 at pricing. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of both issuers, may be illiquid, and embed complex market, small-cap, non‑U.S. equity, valuation and tax risks.

JPMorgan Chase Financial Company LLC is offering uncapped accelerated barrier notes linked to the lesser performer of the Nasdaq-100 Index and the S&P 500 Index, maturing February 1, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes provide at least 1.3165x leveraged upside on any gain in the lesser-performing index if both indices finish above their initial levels. Principal is protected only if each index stays at or above 80% of its initial level on the observation date; otherwise, investors lose 1% of principal for every 1% decline in the lesser performer and can lose their entire investment. The notes pay no interest or dividends, are unsecured, not FDIC-insured, and have an estimated value below the $1,000 issue price due to selling, structuring, and hedging costs.

JPMorgan Chase Financial Company LLC is offering callable contingent interest notes linked individually to the Nasdaq-100 Index®, the Russell 2000® Index and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay monthly contingent interest only if the closing level of each index on a Review Date is at or above 70% of its Initial Value, and may be called at the issuer’s option on specified Interest Payment Dates starting on February 5, 2027. If held to maturity and any index finishes below its 65% Trigger Value, repayment of principal is reduced one-for-one with the decline of the least-performing index, up to total loss of principal. A hypothetical minimum Contingent Interest Rate of 7.40% per annum is illustrated, and if priced today, the estimated value would be about $934.60 per $1,000 note, not less than $900.00 at pricing, reflecting selling costs and hedging.

JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes target monthly contingent interest of at least 10.00% per annum when, on a Review Date, the Index closes at or above 75.00% of its Initial Value, with missed coupons potentially paid later if conditions are met.

The notes may be automatically called as early as February 24, 2027 if the Index is at or above its Initial Value on specified Review Dates, returning principal plus due contingent interest. If held to maturity without being called, principal is protected only down to a Buffer Threshold of 85.00% of the Initial Value; below that level, investors lose 1% of principal for every 1% Index decline beyond the 15.00% buffer, up to an 85.00% loss.

The MerQube US Tech+ Vol Advantage Index dynamically leverages exposure (from 0% to 500%) to an unfunded position in the Invesco QQQ Fund, subject to a 6.0% per annum daily deduction and a daily notional financing cost, both of which drag on performance. The preliminary estimated value is approximately $908.40 per $1,000 note and will not be less than $900.00 per $1,000 at pricing, reflecting embedded selling commissions, hedging costs and issuer funding assumptions.

JPMorgan Chase Financial Company LLC is offering $515,000 of callable contingent interest notes linked to the Nasdaq-100® Technology Sector, the Russell 2000® Index and the State Street® Energy Select Sector SPDR® ETF, guaranteed by JPMorgan Chase & Co.

The notes pay a contingent interest rate of 8.50% per annum, but only for review dates when each underlying closes at or above 70% of its initial value. JPMorgan may redeem the notes early on specified interest payment dates starting April 23, 2026; otherwise they mature on December 23, 2027.

If not redeemed and the least performing underlying finishes below 60% of its initial value, investors lose principal in line with that decline, up to a total loss. The notes are unsecured, subject to issuer and guarantor credit risk, and were sold at $1,000 per note with an estimated value of $955.90.

JPMorgan Financial is offering auto callable contingent interest notes linked to the MerQube US Large-Cap Vol Advantage Index, maturing on January 29, 2032 and fully guaranteed by JPMorgan Chase & Co. The notes pay monthly contingent interest only when the Index closes at or above 70% of its initial level.

The notes can be automatically called quarterly starting July 27, 2026 if the Index is at or above its initial level, returning principal plus the applicable interest. If held to maturity and the Index finishes below the downside trigger level, investors lose principal in line with the Index decline.

The indicative contingent interest rate is at least 17.10% per year, but payments are not guaranteed. The underlying Index uses leverage up to 500% and applies a 6.0% per annum daily deduction, which can significantly drag on performance. The notes are unsecured, subject to issuer and guarantor credit risk, not bank deposits and not FDIC insured. A preliminary estimated value is about $928.60 per $1,000 note, and will not be less than $900.00 per $1,000 at pricing.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable contingent interest notes linked separately to the Nasdaq‑100 Index®, the Russell 2000® Index and the S&P 500® Index, maturing in August 2027. The notes may pay monthly contingent interest if on a review date each index closes at or above 70% of its initial level, with an actual contingent interest rate to be set at not less than 7.90% per annum. Beginning April 30, 2026, the notes will be automatically called if on an eligible review date each index is at or above its call level, returning $1,000 per note plus the applicable interest and ending further payments. If not called, principal repayment at maturity depends on the least performing index and a trigger mechanism; if a trigger event occurs and the least performing index finishes below its initial level, investors lose 1% of principal for each 1% decline and could lose their entire investment. The estimated value, if priced on the example date, would be about $969.20 per $1,000 note and will not be less than $900.00 per $1,000 at pricing.