JPMORGAN CHASE & CO SEC Filings

JPMorgan Chase Financial Company LLC is offering Capped Dual Directional Buffered Return Enhanced Notes linked to the lesser performing of the Dow Jones Industrial Average® and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are expected to price on or about January 30, 2026 and mature on February 3, 2028, in minimum denominations of $1,000.

At maturity, if both indices rise, investors receive 1.25 times the lesser index gain, capped at a Maximum Upside Return of at least 17.50%. If the lesser index is flat or down by up to the 20.00% Buffer Amount, investors receive a positive return equal to the absolute decline, up to 20.00%, for a maximum of $1,200 per $1,000 note in that scenario. If either index falls by more than 20.00%, principal is reduced 1% for each 1% loss beyond the buffer, with up to 80.00% of principal at risk.

The notes pay no interest or dividends and are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. They are not listed on an exchange, and secondary prices are expected to be below the $1,000 price to public. If priced on the date of the example, the estimated value would be about $983.30 per $1,000 note and will not be less than $900.00 per $1,000 note when finally set.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering capped dual directional buffered equity notes linked to the lesser performer of the Russell 2000 Index and the S&P 500 Index, maturing on August 3, 2027. The notes provide unleveraged exposure to gains in the weaker index, with a Maximum Upside Return of at least 27.00%, and also pay a positive return if that index declines by up to the 10.00% buffer, using the absolute value of the loss.

If either index falls by more than 10.00%, investors lose 1% of principal for each additional 1% decline in the lesser-performing index, up to a 90.00% loss at maturity. The notes pay no interest, do not provide dividends, are unsecured and unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and are not expected to be listed, so liquidity may be limited. The estimated value is indicated at approximately $964.10 per $1,000 note, and will not be less than $900.00 when finalized.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering unsecured structured notes linked to the lesser performing of the Russell 2000® Index and the S&P 500® Index, maturing on February 2, 2029. The notes provide at least 1.14x leveraged upside participation when both indices finish above their initial levels and a dual-directional feature that can pay positive returns for index declines of up to the 15.00% buffer.

If either index falls by more than 15.00%, investors lose 1% of principal for each additional 1% decline in the lesser performing index, with losses up to 85.00% of principal. The notes pay no interest, do not pass through dividends, and will not be listed on an exchange, so liquidity depends on dealer bids. Minimum denomination is $1,000. If priced on the date shown, the estimated value would be approximately $975.70 per $1,000 note and will not be less than $900.00 per $1,000 at pricing.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., describes Uncapped Accelerated Barrier Notes linked to the Bloomberg Commodity IndexSM that are scheduled to mature on February 4, 2031. The notes provide an uncapped payout of at least 1.80 times any positive Index return at maturity, but do not pay periodic interest.

The structure includes a 70.00% barrier of the Initial Value: if the Index finishes at or above this level, investors receive at least their principal back; if it finishes below, repayment is reduced one‑for‑one with the Index loss and can fall to zero. A hypothetical example shows a 10% Index gain producing an 18% return, while a 60% decline would reduce repayment to $400 per $1,000 note.

The notes are unsecured, unsubordinated obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The estimated value, if priced on the described terms, would be approximately $958.80 per $1,000 note and will not be less than $900.00 per $1,000 when finalized, reflecting selling commissions, projected hedging profits or losses, and hedging costs.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering long‑dated auto callable notes linked to the J.P. Morgan Multi‑Asset Index, maturing on February 3, 2033. Each note has a minimum denomination of $1,000 and offers potential early redemption at a premium if, on specified Review Dates starting in 2027, the Index closes at or above preset Call Values.

If the notes are not called early, investors receive full principal at maturity plus any upside based on the Index Return, with a 100% participation rate and no cap on gains. The Index is a rules‑based, futures‑based multi‑asset strategy with a built‑in 1.00% per annum daily deduction, which reduces its level versus a similar portfolio without this fee.

The notes pay no periodic interest and expose holders to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The preliminary document states an estimated value of approximately $913.00 per $1,000 note if priced today, and that the final estimated value will not be less than $900.00 per $1,000 note, reflecting embedded costs and hedging. Liquidity may be limited, secondary market prices are expected to be below issue price, and complex risks arise from the Index’s momentum, volatility targeting and futures‑based structure.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Uncapped Accelerated Barrier Notes linked to the Bloomberg Commodity IndexSM, maturing on January 30, 2031. The notes provide at least 1.60x any positive Index return at maturity, with no cap on upside. If the Index finishes at or above 70% of its initial level, investors receive at least their $1,000 principal per note back; if it finishes below that barrier, repayment falls one-for-one with the Index and principal losses can reach 100%. The notes pay no interest, are unsecured obligations subject to the credit risk of both issuers, and are not bank deposits or FDIC insured. An illustrative estimated value is about $933.40 per $1,000 note, and the final estimated value will not be less than $900.00 per note, reflecting selling commissions, hedging costs and issuer funding assumptions.

JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering 7-year auto callable notes linked to the J.P. Morgan Multi-Asset Index (ticker MAX). The Index uses a momentum-based strategy across up to 10 futures-based indices in equities, fixed income and commodities, with a 4.0% initial volatility threshold and a 1.00% per annum daily deduction.

The notes have a $1,000 minimum denomination, 100% participation rate and annual review dates. If on any review date (before the final one) the Index level is at or above the applicable call value, the notes are automatically called and pay $1,000 plus a call premium of at least 7.00% per annum. If never called, at maturity investors receive full principal back and, if the Index is above its initial value, an additional return based on the Index performance. The estimated value at pricing will be at least $900 per $1,000, and all payments are subject to the credit risks of the issuer and guarantor, as well as numerous market and liquidity risks.

JPMorgan Chase Financial Company LLC is offering auto callable accelerated barrier notes linked to the iShares Bitcoin Trust ETF. The notes can be automatically called on February 3, 2027 if the ETF’s closing price is at or above the Call Value, paying $1,000 plus a Call Premium Amount of at least $262.50 per $1,000 note. If not called and held to February 2, 2029, investors get 1.50 times any positive ETF return, an at-par return if the final ETF price is at or above 70% of the initial level, and a one-for-one loss below that barrier, up to a total loss of principal. The notes pay no interest, are unsecured obligations of JPMorgan Chase Financial Company LLC, fully and unconditionally guaranteed by JPMorgan Chase & Co., and expose investors to the high volatility and regulatory risks of bitcoin through the ETF. The preliminary estimated value is about $958.10 per $1,000 note and will not be less than $900.00 when finalized.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Capped Dual Directional Buffered Equity Notes linked to the lesser performing of the S&P 500® Index and the Russell 2000® Index, maturing July 12, 2027. The notes provide unleveraged upside to index gains, capped at a Maximum Upside Return of at least 27.85%, and upside to index declines up to a 15.00% buffer, so a 15% drop in the weaker index would pay $1,150 per $1,000 note. If either index falls more than 15%, investors lose 1% of principal for each 1% drop beyond the buffer, with up to 85.00% principal loss. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., have $1,000 minimum denominations, and an estimated value of about $986.40 per $1,000 note, not less than $900.00 when finalized.