JPMORGAN CHASE & CO (AMJB) SEC Filings, Jan 2, 2026

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Uncapped Accelerated Barrier Notes linked to the Bloomberg Commodity IndexSM, maturing on January 30, 2031. The notes provide at least 1.60x any positive Index return at maturity, with no cap on upside. If the Index finishes at or above 70% of its initial level, investors receive at least their $1,000 principal per note back; if it finishes below that barrier, repayment falls one-for-one with the Index and principal losses can reach 100%. The notes pay no interest, are unsecured obligations subject to the credit risk of both issuers, and are not bank deposits or FDIC insured. An illustrative estimated value is about $933.40 per $1,000 note, and the final estimated value will not be less than $900.00 per note, reflecting selling commissions, hedging costs and issuer funding assumptions.

JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering 7-year auto callable notes linked to the J.P. Morgan Multi-Asset Index (ticker MAX). The Index uses a momentum-based strategy across up to 10 futures-based indices in equities, fixed income and commodities, with a 4.0% initial volatility threshold and a 1.00% per annum daily deduction.

The notes have a $1,000 minimum denomination, 100% participation rate and annual review dates. If on any review date (before the final one) the Index level is at or above the applicable call value, the notes are automatically called and pay $1,000 plus a call premium of at least 7.00% per annum. If never called, at maturity investors receive full principal back and, if the Index is above its initial value, an additional return based on the Index performance. The estimated value at pricing will be at least $900 per $1,000, and all payments are subject to the credit risks of the issuer and guarantor, as well as numerous market and liquidity risks.

JPMorgan Chase Financial Company LLC is offering auto callable accelerated barrier notes linked to the iShares Bitcoin Trust ETF. The notes can be automatically called on February 3, 2027 if the ETF’s closing price is at or above the Call Value, paying $1,000 plus a Call Premium Amount of at least $262.50 per $1,000 note. If not called and held to February 2, 2029, investors get 1.50 times any positive ETF return, an at-par return if the final ETF price is at or above 70% of the initial level, and a one-for-one loss below that barrier, up to a total loss of principal. The notes pay no interest, are unsecured obligations of JPMorgan Chase Financial Company LLC, fully and unconditionally guaranteed by JPMorgan Chase & Co., and expose investors to the high volatility and regulatory risks of bitcoin through the ETF. The preliminary estimated value is about $958.10 per $1,000 note and will not be less than $900.00 when finalized.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Capped Dual Directional Buffered Equity Notes linked to the lesser performing of the S&P 500® Index and the Russell 2000® Index, maturing July 12, 2027. The notes provide unleveraged upside to index gains, capped at a Maximum Upside Return of at least 27.85%, and upside to index declines up to a 15.00% buffer, so a 15% drop in the weaker index would pay $1,150 per $1,000 note. If either index falls more than 15%, investors lose 1% of principal for each 1% drop beyond the buffer, with up to 85.00% principal loss. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., have $1,000 minimum denominations, and an estimated value of about $986.40 per $1,000 note, not less than $900.00 when finalized.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable contingent interest notes linked to the lesser performing of the Nasdaq‑100® Technology Sector Index and the VanEck® Semiconductor ETF, maturing on August 3, 2027. The notes pay a contingent interest rate of at least 9.50% per annum, or at least $23.75 per $1,000 per quarter, but only for Review Dates when the closing value of each underlying is at or above 70.00% of its Initial Value.

The notes may be automatically called on specified Review Dates, starting July 29, 2026, if each underlying is at or above its Initial Value; in that case, holders receive $1,000 plus the applicable contingent interest and no further payments. If the notes are not called and, at maturity, the final value of either underlying is below 70.00% of its Initial Value, repayment of principal is reduced one‑for‑one with the decline in the lesser performing underlying, and investors can lose more than 30% and up to all of their principal.

The notes are unsecured, unsubordinated obligations subject to the credit risk of both JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co. The preliminary estimated value is approximately $945.30 per $1,000 note, and the final estimated value will not be less than $900.00 per $1,000.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering structured “Review Notes” linked to the MerQube US Large-Cap Vol Advantage Index, with potential automatic early redemption at a premium if the index closes at or above 100% of its initial level on specified review dates from January 2027 to January 2031.

The notes do not pay interest or dividends and expose holders to loss of more than 50% and up to all of principal at maturity if the final index level is below a 50% barrier. Call premiums step up from at least 24% to at least 120% of principal depending on when an automatic call occurs. The underlying index applies a 6.0% per annum daily deduction and can use significant leverage (up to 500% exposure to E-mini S&P 500 futures), which can magnify losses and cause performance to lag a comparable index without such a charge.

The notes are unsecured, unsubordinated obligations subject to the credit risk of both the issuer and guarantor, will not be listed on an exchange, and may have limited or illiquid secondary trading. The preliminary estimated value is about $901.10 per $1,000 note and will not be less than $900.00 per $1,000 at pricing, reflecting embedded costs and dealer compensation.

JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering 5-year, auto callable contingent interest notes linked to the MerQube US Tech+ Vol Advantage Index. The notes have a $1,000 minimum denomination, quarterly review dates and a potential contingent interest rate of at least 10.50% per annum, paid only if the index is at or above the interest barrier on a review date. The index embeds a 6.0% per annum daily deduction and a notional financing cost on the QQQ-based underlying asset. The notes may be automatically called after the first year if the index is at or above its initial value, in which case investors receive principal plus the applicable interest and no further payments. If held to maturity and the final index level is below 50% of the initial value, repayment of principal is reduced one-for-one with the index decline, and investors can lose their entire investment; the estimated value at pricing will not be less than $900 per $1,000 note.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering 5-year, auto-callable contingent interest notes linked to the MerQube US Tech+ Vol Advantage Index (ticker: MQUSTVA). The notes have a minimum denomination of $1,000 and are scheduled to price on January 27, 2026, with a final review date of January 27, 2031 and maturity on January 30, 2031.

The notes pay a contingent interest rate of at least 9.50% per annum, paid quarterly at a rate of at least 2.375%, but interest is only paid if, on a review date, the index is at or above an interest barrier set at 50% of the initial value. The notes are automatically called if, on any review date other than the first three and the final, the index closes at or above its initial value, in which case investors receive principal plus that period’s contingent interest and no further payments.

If the notes are not called and the final index value is at or above the trigger (50% of initial), investors receive principal plus final contingent interest. If the final value is below the trigger, repayment is reduced 1% for every 1% decline from the initial value, and investors can lose more than half—or all—of their principal. The index includes a 6.0% per annum daily deduction and a daily notional financing cost. The estimated value at issuance will not be less than $900 per $1,000 note. Extensive risk factors highlight potential loss of principal, uncertain interest, credit risk of JPMorgan entities, limited liquidity, leverage in the index, and various structural and tax risks.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering 5-year auto callable review notes linked to the MerQube US Large-Cap Vol Advantage Index (ticker MQUSLVA). The notes have a $1,000 minimum denomination, a Pricing Date of January 27, 2026, and are scheduled to mature on January 30, 2031, with annual review dates.

The Index provides rules-based exposure to E‑Mini S&P 500 futures with exposure between 0% and 500% and is reduced by a 6.0% per annum daily deduction. If on any review date the Index is at or above 100% of its initial value, the notes are automatically called and pay $1,000 plus a call premium that will be at least 24.00% per annum.

If not called, and the final Index value is at or above a 50.00% barrier, investors receive full principal at maturity. If the final value is below the barrier, repayment is reduced by the Index return, so investors can lose more than 50% and up to all principal. The estimated value will not be less than $900 per $1,000 note, and all payments are subject to JPMorgan credit risk.