JPMORGAN CHASE & CO SEC Filings

JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering auto callable contingent interest notes linked to the common stock of Alcoa Corporation (AA). The notes pay a Contingent Interest Payment of at least $52.90 per $1,000 on each Interest Payment Date if Alcoa’s closing price on the related Review Date is at or above an Interest Barrier set at 65.00% of the Stock Strike Price, for maximum total coupons of $211.60 if all four are paid.

The notes are automatically called on any non-final Review Date if Alcoa closes at or above the Stock Strike Price, returning $1,000 plus the applicable coupon and any unpaid coupons. If not called, investors receive full principal at the December 31, 2026 maturity only if the Final Stock Price is at or above the Trigger Level, also 65.00% of the Stock Strike Price; otherwise the repayment is reduced one-for-one with Alcoa’s decline, down to $0 in the worst case. The preliminary estimated value is about $971.30 per $1,000 note and will not be less than $960.00 when finalized. These unsecured notes are not bank deposits and are not FDIC insured.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering unsecured “Review Notes” linked separately to the Dow Jones Industrial Average, Nasdaq‑100 Index and Russell 2000 Index, maturing in December 2028. The notes may be automatically called on review dates starting in December 2026 if each index is at or above 100% of its initial level, paying back $1,000 plus a call premium of at least 13.60%, 27.20% or 40.80% depending on when they are called.

If the notes are never called and, at maturity, any index has fallen below 70% of its initial level, repayment is reduced one‑for‑one with the weakest index and investors can lose all principal. The notes pay no interest and give no dividends. The minimum denomination is $1,000, and the estimated initial value is about $957.40 per $1,000 note, not less than $900, reflecting embedded fees and hedging costs.

JPMorgan Chase Financial Company LLC is offering $23,538,900 of Trigger Autocallable GEARS linked to the common stock of Advanced Micro Devices, Inc. (AMD), fully and unconditionally guaranteed by JPMorgan Chase & Co. Each Security has a $10 principal amount and a term to December 15, 2028, unless automatically called earlier.

If on the December 18, 2026 Observation Date AMD’s closing price is at or above the Autocall Barrier of $210.78 (100% of the Initial Value), the notes are automatically called and pay $12.00 per $10 Security, a fixed 20.00% Call Return, with no further upside. If not called, and AMD finishes above the Initial Value at final valuation, maturity payout increases with AMD’s gain, multiplied by 1.90 Upside Gearing. If AMD ends at or below the 50.00% Downside Threshold of $105.39, repayment is reduced one-for-one with AMD’s decline, up to a total loss of principal.

The notes pay no interest, do not provide AMD dividends, are unsecured obligations of JPMorgan Financial, and are not exchange-listed. UBS receives $0.25 per $10 in selling commissions, leaving issuer proceeds of $22,950,427.50. The estimated value at pricing was $9.613 per $10, highlighting embedded fees and hedging costs. Investors face both market risk tied to AMD and credit risk of JPMorgan Financial and JPMorgan Chase & Co., and tax treatment is complex and uncertain.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Callable Contingent Interest Notes due December 20, 2028 linked to the worst performer among three State Street sector ETFs: Energy Select Sector SPDR (XLE), Consumer Discretionary Select Sector SPDR (XLY) and SPDR S&P Regional Banking (KRE).

The notes pay a quarterly contingent interest rate of at least 12.50% per annum (at least $31.25 per $1,000) only if on a Review Date each ETF is at or above 70% of its Initial Value. Missed coupons can be paid later if the condition is met. JPMorgan may redeem the notes early on specified interest payment dates starting June 18, 2026, returning $1,000 per note plus any due contingent interest and unpaid coupons.

At maturity, if any ETF is below 60% of its Initial Value, principal is reduced one-for-one with the decline of the worst ETF, and investors can lose more than 40% and up to all of their principal. The estimated value on the pricing date is expected to be below the $1,000 issue price, reflecting structuring and hedging costs, and the notes are unsecured, unlisted obligations subject to the credit risk of both JPMorgan entities.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Capped Buffered Equity Notes linked to the S&P 500® Index, maturing on December 23, 2027. These structured notes give 1.00x exposure to any positive Index performance, but gains are capped at a maximum return of at least 21.90%, so the maximum payment at maturity is at least $1,219 per $1,000 note.

The notes include a 15.00% downside buffer: if the S&P 500® falls by up to 15% from the pricing date to the observation date, investors receive full principal back at maturity. If the Index declines by more than 15%, principal is reduced 1% for each additional 1% drop, up to a maximum loss of 85.00%, so investors could receive as little as $150 per $1,000 note.

The notes pay no interest, do not pass through S&P 500® dividends, and are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. If priced on the example date, the estimated value would be about $982.90 per $1,000 note and will not be less than $900.00 per $1,000 when finalized, reflecting structuring, distribution and hedging costs.

JPMorgan Chase Financial Company LLC, fully and unconditionally guaranteed by JPMorgan Chase & Co., is offering unsecured Auto Callable Contingent Interest Notes linked to the Nasdaq-100 Index, the SPDR S&P Regional Banking ETF and the VanEck Semiconductor ETF, maturing on November 22, 2027, in minimum $1,000 denominations.

The notes pay a monthly contingent coupon of at least 1.02083% (equivalent to at least 12.25% per year) for any Review Date when each underlying closes at or above 65% of its Initial Value, and may be automatically called as early as March 17, 2026 if, on an eligible Review Date, each underlying is at or above its Initial Value, returning $1,000 plus the applicable coupon.

If the notes are not called and the Final Value of any underlying is below 55% of its Initial Value, repayment is $1,000 plus $1,000 times the return of the worst performer, so investors lose more than 45% of principal and could lose it all; interest is not guaranteed, there are no dividend rights, liquidity may be limited, payments depend on the credit of JPMorgan Financial and JPMorgan Chase & Co., and if priced on the indicated date the estimated value would be about $966.30 per $1,000, with the final estimated value not less than $930.00.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable digital barrier notes linked to the worst performer of the State Street Industrial Select Sector SPDR ETF (XLI), the State Street Technology Select Sector SPDR ETF (XLK) and the EURO STOXX 50 Index, maturing on December 22, 2028.

The notes are issued in $1,000 minimum denominations and may be automatically called on December 28, 2026 if each underlying is at or above its Call Value, paying $1,000 plus a Call Premium Amount of at least $226. If not called and all underlyings finish at or above their initial values, investors receive $1,000 plus the greater of a 30.00% Contingent Digital Return or the return of the least performing underlying. If any underlying finishes below 60.00% of its initial value, investors lose principal in line with the loss on the least performer and can lose their entire investment. The notes pay no interest or dividends, are unsecured obligations subject to JPMorgan credit risk, and have an estimated value of about $956.50 per $1,000, not less than $900.00 at pricing.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable accelerated barrier notes linked to the iShares Bitcoin Trust ETF (IBIT) and maturing on January 4, 2029. The notes may be automatically called on December 31, 2026 if the ETF’s closing price is at or above the Initial Value, paying $1,000 plus a call premium of at least $145 per $1,000 note.

If not called and the ETF ends above the Initial Value on the December 29, 2028 observation date, holders receive $1,000 plus 1.5 times the ETF’s price gain. If the final price is at or below the Initial Value but at or above 60% of it, principal is returned at par. Below the 60% barrier, losses are one-for-one with the ETF decline and can reach 100% of principal.

The notes pay no interest, are unsecured obligations subject to the credit risk of JPMorgan entities, and carry significant volatility and regulatory risks tied to bitcoin and the bitcoin market. If priced on the sample date, the estimated value would be about $914.10 per $1,000 note and will not be less than $900.00 when finalized.

JPMorgan Chase Financial Company LLC is offering $250,000 of auto callable Contingent Interest Notes linked to the Class A common stock of Vertiv Holdings Co, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a monthly contingent coupon of $13.9583 per $1,000 principal (a 16.75% annual rate) only when Vertiv’s closing share price on a review date is at or above 60% of the $161.27 initial value, and any skipped coupons can be paid later if this condition is met.

The notes can be automatically called starting March 12, 2026 if Vertiv’s share price on specified review dates is at least the initial value, returning $1,000 per note plus the applicable coupon and any unpaid coupons. If the notes are not called and Vertiv’s final share price on the June 14, 2027 review date is at least 50% of the initial value, holders receive full principal plus due coupons. If it is below 50%, repayment is reduced in proportion to Vertiv’s loss, so investors can lose more than half, up to all, of their principal.

The notes are unsecured, unsubordinated obligations of JPMorgan Chase Financial and expose holders to the credit risk of both the issuer and guarantor. The price to the public is $1,000 per note, including $22.25 of selling commissions, while JPMorgan’s own estimated value at pricing was $946, reflecting embedded fees, structuring and hedging costs. The notes are not listed on an exchange, may be hard to sell, and do not pay dividends on Vertiv stock.