JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Uncapped Digital Barrier Notes linked to the lesser performing of the S&P 500 Index and the Russell 2000 Index, maturing on December 17, 2030. The notes provide uncapped, unleveraged upside at maturity with a contingent digital return of at least 46.15% if both indices finish at or above their initial levels, and principal repayment if either index is below its initial level but both stay at or above 75% of their initial values.
If either index closes below its 75% barrier on the observation date, repayment is reduced one-for-one with the decline of the lesser performing index, and investors can lose all principal. The notes pay no interest or dividends, are unsecured and unsubordinated, and will not be listed on an exchange. The price to public is $1,000 per note, with an illustrative estimated value of approximately $938.70 and a minimum estimated value of $910.00 per $1,000 note.
JPMorgan Chase & Co. is offering callable fixed rate notes due December 12, 2030. The notes pay a fixed interest rate of 4.25% per annum, with interest payable annually in arrears on December 12 of each year, beginning December 12, 2026, using a 30/360 day count convention.
Starting December 12, 2027, and on each June 12 and December 12 through June 12, 2030, the issuer may redeem the notes in whole at par plus accrued interest. The price to the public will be between $987.60 and $1,000 per $1,000 principal amount for eligible institutional and fee-based advisory accounts. If priced as described, selling commissions would be about $2.50 per $1,000, not to exceed $12.50 per $1,000.
The notes are unsecured obligations of JPMorgan Chase & Co., are not bank deposits, and are not FDIC insured. In a resolution under U.S. bankruptcy or Title II of the Dodd-Frank Act, losses could be imposed on holders of the notes after equity and other creditors, and recovery could depend on the value realized from JPMorgan Chase & Co.’s subsidiaries.
JPMorgan Chase & Co. is offering callable fixed rate notes due December 11, 2037. The notes pay a fixed interest rate of 4.80% per annum, with interest paid annually on December 12 of each year, starting December 12, 2026, and on the maturity date, based on a 30/360 day count convention.
The issuer may redeem the notes at its option at par plus accrued interest on June 12 and December 12 of each year, from December 12, 2027 through June 12, 2037. The price to the public is expected to be between $972.60 and $1,000 per $1,000 principal amount, and selling commissions are expected to be about $15.50 per $1,000, capped at $40.00. The notes are unsecured obligations of JPMorgan Chase & Co., subject to its resolution and bankruptcy framework, and are not bank deposits or FDIC insured.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Trigger Autocallable Contingent Yield Notes linked to the common stock of Snowflake Inc. These unsecured, unsubordinated notes have an 18‑month term, a $10 issue price per note and pay a contingent coupon of at least 21.25% per annum only when Snowflake’s share price on a monthly Observation Date is at or above a Coupon Barrier set at 60% of the Initial Value.
The notes are automatically called if Snowflake’s closing price on any Observation Date is at or above the Initial Value, returning principal plus that month’s coupon, with no further payments. If not called and the Final Value is at or above the same 60% Downside Threshold, investors receive $10 plus the final coupon; if below, repayment is reduced in proportion to Snowflake’s decline, and principal losses can reach 100%. The estimated value is about $9.744 per $10 note and will not be less than $9.40, reflecting embedded costs, and the notes will not be listed on any exchange.
JPMorgan Chase Financial Company LLC is offering S&P 500®-linked Digital Equity Notes due December 23, 2026, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a principal amount of $1,000 and pays no interest.
At maturity, if the S&P 500® final level is at least 85.00% of the initial level of 6,593.25, investors receive a fixed threshold settlement amount expected to be at least $1,083.00 per $1,000, corresponding to a cap level expected to be at least 108.30% of the initial level. If the index falls more than 15.00%, principal loss is leveraged: for every 1% decline beyond the 15% buffer, the loss is approximately 1.1765% of principal.
The notes are unsecured, subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., will not be listed on an exchange, and have an estimated value between $977.90 and $987.90 per $1,000 at pricing, reflecting selling commissions, hedging costs and issuer funding assumptions.
JPMorgan Chase & Co. is offering callable fixed rate notes due December 12, 2045 under a 424B2 pricing supplement. The notes pay annual interest at a fixed 5.50% per annum, calculated on a 30/360 day-count basis, with payments each December 12 starting in 2026.
The issuer may redeem the notes at its option in whole, but not in part, on June 12 and December 12 of each year from December 12, 2027 through June 12, 2045, at par plus accrued interest. The notes are unsecured and unsubordinated obligations of JPMorgan Chase & Co. and are not bank deposits or FDIC insured.
The supplement highlights resolution-planning risk: in a stressed or bankruptcy scenario, losses would be borne first by equity holders and then by unsecured creditors, including holders of these notes, whose claims are structurally junior to creditors of JPMorgan Chase & Co.’s subsidiaries. Selling commissions are paid to dealers by JPMS, and for certain institutional or fee-based accounts, the public offering price per note may range between $950.10 and $1,000 per $1,000 principal amount.
JPMorgan Chase & Co. is offering callable fixed rate notes due December 10, 2032. The notes pay interest annually at a fixed rate of 4.375% per annum, with interest on each $1,000 principal amount calculated using a 30/360 day count and paid in arrears each December 12, beginning in 2026 and ending on the maturity date, unless redeemed earlier.
Starting December 12, 2027 and on each June 12 and December 12 through June 12, 2032, JPMorgan may redeem the notes in whole at par plus accrued interest. For eligible institutional and fee-based accounts, the public offering price per $1,000 note will be between $985.10 and $1,000, and selling commissions are expected to be about $10.00 per $1,000 note, capped at $25.00. The notes are unsecured obligations of JPMorgan Chase & Co. and are subject to resolution strategies in a stress or failure scenario, in which holders rank behind creditors of its subsidiaries and priority and secured creditors.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering market-linked, auto-callable notes due December 15, 2028, with a $1,000 principal amount per security. The notes are linked to the lowest performing of the EURO STOXX 50® Index, the Russell 2000® Index and the Nasdaq‑100® Technology Sector IndexSM and can be automatically called quarterly starting December 17, 2026 if the lowest performing index is at or above its starting level.
If called, investors receive $1,000 plus a call premium starting at 16.100% of principal and rising to at least 48.300% (a payment of at least $1,483.00) if called on the final calculation day. If not called, principal is repaid at maturity only if the lowest performing index on the final calculation day is at or above 75% of its starting level; otherwise repayment is reduced one-for-one with the index loss, with the potential for a complete loss of principal.
The price to the public is $1,000.00 per security, including selling commissions of $25.75, for proceeds to the issuer of $974.25 per security. The estimated value on the pricing date would be approximately $953.30 per security and will not be less than $920.00, reflecting embedded selling, structuring and hedging costs.
JPMorgan Chase & Co. is offering callable fixed rate notes due December 12, 2045. The notes pay fixed interest of 5.30% per annum, with interest paid annually on December 12, beginning in 2026, using a 30/360 day count convention.
Starting on December 12, 2028, and on June 12 and December 12 each year through June 12, 2045, the issuer may redeem the notes at par plus accrued interest, in whole but not in part. The notes are unsecured obligations of JPMorgan Chase & Co., are not bank deposits and are not insured by the FDIC or any governmental agency.
The disclosure highlights that in a JPMorgan resolution scenario, holders of these notes rank behind creditors of JPMorgan’s subsidiaries and priority and secured creditors. Selling commissions are expected to be about $24.00 per $1,000 note, and will not exceed $50.00 per $1,000 note.
JPMorgan Chase & Co. is offering unsecured, callable fixed rate notes due December 10, 2032 that pay 4.50% per year. Investors receive annual interest in arrears each December 12 from 2026 through 2031 and a final payment of principal plus accrued interest at maturity, if the notes have not been redeemed earlier.
Starting December 12, 2027, and on June 12 and December 12 of each year through June 12, 2032, JPMorgan may redeem the notes at par plus accrued interest. The notes are expected to be sold at $1,000 per note, with certain institutional or fee-based accounts paying between $985.10 and $1,000 per $1,000 principal, and selling commissions currently indicated at about $4.25 per $1,000, capped at $20.00.
The notes are not bank deposits, are not FDIC‑insured and rank as unsecured obligations of JPMorgan Chase & Co. Under its preferred “single point of entry” resolution strategy or a potential Title II resolution, losses could be imposed on these notes after equity and before subsidiary creditors, which may limit recoveries in a failure scenario.