JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering $825,000 of callable contingent interest notes linked to the Nasdaq-100® Technology Sector IndexSM, the Russell 2000® Index and the S&P 500® Index, maturing October 26, 2028.
The notes pay a 10.00% per annum contingent coupon (0.83333% per month) only when, on a Review Date, each index closes at or above 76.25% of its Initial Value; otherwise, no interest is paid for that period. If the notes are not called and the least performing index finishes below 70.00% of its Initial Value at maturity, investors lose 1% of principal for each 1% decline and can lose their entire investment. The issuer may redeem the notes early on specified dates starting May 27, 2026. The notes price at $1,000 per unit with estimated value of $945.50, reflecting selling commissions and hedging costs.
JPMorgan Chase Financial Company LLC is offering structured notes linked to the S&P 500® Index with a total offering of $3,572,000, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes provide capped exposure to index moves, with a Maximum Upside Return of 20.25% and a Buffer Amount of 15.00% that allows positive returns on moderate declines, but investors can still lose up to 85.00% of principal if the index falls sharply.
The notes are issued in $1,000 denominations, pay no interest, and do not provide dividends from S&P 500® companies. The price to public is $1,000 per note, including fees and commissions, while proceeds to the issuer are $991.1925 per note, and the estimated value at pricing was $983.20. The notes are unsecured, subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., are not FDIC insured, and are expected to have limited or no secondary market liquidity.
JPMorgan Chase Financial Company LLC is offering $250,000 of auto callable contingent interest notes linked separately to the Russell 2000®, S&P 500® and EURO STOXX 50® indices, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a contingent interest rate of 7.80% per annum (0.65% per month) only for Review Dates when each index closes at or above 70% of its Initial Value. The notes may be automatically called starting on May 21, 2026 if on a Review Date (other than the first five and final) each index is at or above its Initial Value, returning principal plus the applicable interest coupon.
If the notes are not called and the least performing index finishes below its 70% Trigger Value at maturity on October 26, 2027, investors lose 1% of principal for each 1% decline in that index, potentially losing their entire investment. The notes are unsecured, not FDIC insured, not listed on any exchange, and are subject to the credit risk of both the issuer and guarantor. The price to public is $1,000 per note, while the estimated value at pricing was $953.20, reflecting embedded selling, structuring and hedging costs.
JPMorgan Chase Financial Company LLC is offering $1,910,000 of Series A Digital Equity Notes due December 10, 2026, linked to the S&P 500® Index and fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount and does not pay interest.
At maturity, if the S&P 500 final level is at least 90% of the initial level of 6,602.99, investors receive a fixed $1,092.50 per $1,000 note, equal to a capped return of 9.25%. If the index falls more than 10%, principal loss is leveraged: for every 1% drop beyond the 10% buffer, the payoff falls about 1.1111%, and a large decline can result in losing the entire investment.
The notes are unsecured obligations of JPMorgan Financial, guaranteed by JPMorgan Chase & Co., and are subject to both entities’ credit risk. They will not be listed on an exchange, may have limited or no secondary liquidity, and were initially priced at 100% despite an estimated value of $984 per $1,000. The tax treatment is uncertain, and holders are directed to detailed risk and tax discussions in the accompanying materials.
JPMorgan Chase Financial Company LLC is offering $2,062,000 of unsecured, auto-callable structured notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes can be automatically called as early as November 25, 2026 if the Index closes at or above preset call values, paying call premiums that start at $140 and rise to $700 per $1,000 note by the final review date.
If the notes are never called and the Index ends below the 52.25% barrier level, investors lose 1% of principal for each 1% Index decline from the initial level, potentially up to a total loss. The Index embeds a 6.0% per annum daily deduction and a notional financing cost tied to SOFR plus 0.50%, which drag on performance and cause it to lag an equivalent index without these charges. The notes pay no interest or dividends, are not FDIC insured, and have limited liquidity. The estimated value at pricing was $901.70 per $1,000, below the $1,000 issue price, reflecting selling commissions, hedging costs and issuer funding assumptions. Returns also depend on the credit of JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering $5,181,000 of Market Linked Securities tied to the worst performer among Alphabet Class A, Netflix and Broadcom shares. Each security has a $1,000 principal amount, priced at $1,000 with selling fees of $25.75 and issuer proceeds of $974.25 per security. The estimated value at pricing was $931.50, reflecting structuring and hedging costs.
The notes are auto-callable on November 27, 2026 if the lowest-performing stock is at or above its starting price, paying back $1,000 plus a 45.25% call premium ($1,452.50 total). If not called, at maturity on November 27, 2028 investors receive: leveraged upside at a 200% participation rate if the lowest-performing stock finishes above its start; a positive “absolute return” if it is between its starting price and a 50% threshold; or full downside exposure if it falls below that threshold, with potential loss of more than 50% and up to all principal.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing $1,235,000 of market-linked notes tied to the lowest performing of four sector ETFs: Technology (XLK), Energy (XLE), Health Care (XLV) and Consumer Staples (XLP), maturing on December 3, 2026.
Each security has a $1,000 principal amount, no interest, and no listing, and is designed to be held to maturity. If the lowest-performing fund rises, investors receive $1,000 plus 100.85% of its percentage gain. If it falls but by no more than the 17.50% buffer, investors receive a positive “absolute return” up to 17.50%. If it falls beyond the buffer, principal is reduced 1-for-1 past that level and investors may lose up to 82.50% of principal.
The price to public is $1,000 per note, including $23.25 in selling commissions, for issuer proceeds of $976.75 per note. The estimated value at pricing was $959.00, reflecting structuring and hedging costs and the issuer’s internal funding rate.
JPMorgan Chase Financial Company LLC is issuing $1,200,000 of auto callable contingent interest notes linked to the Class A common stock of Palantir Technologies Inc., due November 26, 2027 and guaranteed by JPMorgan Chase & Co. The notes pay a quarterly contingent coupon of 5.0625% (20.25% per annum) per $1,000 note when Palantir’s share price on a review date is at least the Interest Barrier of $77.8725, equal to 50.00% of the Strike Value of $155.745.
The notes are automatically called, starting November 20, 2026, if Palantir’s share price on certain review dates is at least the Strike Value, returning $1,000 plus the applicable coupon. If the notes are not called and the final share price is below the Trigger Value (50.00% of the Strike Value), repayment of principal is reduced one-for-one with the stock’s loss, and investors can lose most or all of their investment. The price to public is $1,000 per note, including $5 in selling commissions, for issuer proceeds of $995 per note, and the estimated value is $969.20.
JPMorgan Chase Financial Company LLC is offering $1,900,000 of Callable Contingent Interest Notes linked to the S&P 500® Index, EURO STOXX 50® Index and iShares® Semiconductor ETF, fully and unconditionally guaranteed by JPMorgan Chase & Co. Investors receive a monthly contingent coupon of $11.3333 per $1,000 note, equal to a 13.60% per annum rate, only if on each Review Date all three underlyings are at or above 65% of their Strike Values. The notes can be redeemed early at the issuer’s option on specified Interest Payment Dates, starting May 26, 2026, at $1,000 plus any due contingent interest.
Principal is protected only down to 80% of each Underlying’s Strike Value; if any finishes below this Buffer Threshold at maturity, repayment is reduced using a 20% buffer and a 1.25 downside leverage factor, so investors can lose some or all of their principal. The price to the public is $1,000 per note, including $4 in selling commissions, for issuer proceeds of $996 per note, and the initial estimated value is $982.10, reflecting embedded fees and hedging costs. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., pay no fixed interest or dividends, are not listed on an exchange and may have limited or no secondary market liquidity.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering $303,000 of callable contingent interest notes linked to the S&P 500 Index, Nasdaq-100 Index and VanEck Semiconductor ETF, maturing on May 26, 2027. The notes pay a 10.20% per annum contingent interest rate (0.85% monthly) only when, on a review date, each underlying is at or above 70% of its initial value; otherwise no interest is paid for that period.
The issuer can redeem the notes early on specified interest payment dates starting May 27, 2026 at $1,000 plus any due contingent interest. If the notes are not called and any underlying finishes below 60% of its initial value, principal is reduced one-for-one with the loss on the worst performer, and investors can lose more than 40% or all of their investment. The notes are unsecured, not FDIC insured, and were sold at $1,000 per note with an estimated value of $958.70 after structuring and distribution costs.