Amerant Bancorp Inc. (NYSE: AMTB) furnishes credit and asset quality slides

Rhea-AI Filing Summary

Amerant Bancorp Inc. furnished an investor slide presentation focused on updates to its credit and asset quality. The presentation is attached as Exhibit 99.1 and dated December 30, 2025. The material is provided under a Regulation FD disclosure and is treated as “furnished,” not “filed,” which limits its use for certain liability purposes under securities laws. The company’s Class A common stock continues to trade on the New York Stock Exchange under the symbol AMTB.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): December 30, 2025

 

Amerant Bancorp Inc.

(Exact name of registrant as specified in its charter) 

Florida

001-38534

65-0032379

(State or other jurisdiction of incorporation

(Commission file number)

(IRS Employer Identification Number)

220 Alhambra Circle
Coral Gables, Florida						33134
(Address of principal executive offices)						(Zip Code)
(305) 460-8728       (Registrant's telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbols			Name of exchange on which registered
Class A Common Stock			AMTB			New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01 Regulation FD Disclosure

The Company has furnished a slide presentation providing updates to credit and asset quality attached as exhibit 99.1 to this Current Report on Form 8-K and incorporated herein by reference.

In accordance with General Instruction B.2 of Form 8-K, the information in this Item 7.01 of this Current Report on Form 8-K, including Exhibit 99.1 attached hereto, is being “furnished” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as shall be expressly set forth by specific reference in such a filing.

Item 9.01 Financial Statements and Exhibits

Number			Exhibit
99.1			Slide presentation of Amerant Bancorp Inc., dated December 30, 2025
104			Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: December 30, 2025

Amerant Bancorp Inc.

By:

/s/ Julio V. Pena

Name: Julio V. Pena

Title:  Executive Vice President, Associate General Counsel and Corporate Secretary

FAQ

What did Amerant Bancorp Inc. (AMTB) disclose in this 8-K?

Amerant Bancorp Inc. furnished a slide presentation as Exhibit 99.1 that provides updates on the company’s credit and asset quality as of December 30, 2025.

How is the Amerant Bancorp (AMTB) slide presentation treated under securities laws?

The slide presentation attached as Exhibit 99.1 is being “furnished” under Regulation FD and is not deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934.

What is the main topic of Amerant Bancorp’s Exhibit 99.1?

Exhibit 99.1 is a slide presentation that provides updates related to Amerant Bancorp Inc.’s credit and asset quality.

Is Amerant Bancorp Inc. (AMTB) changing its stock exchange listing in this report?

No. The report confirms that Amerant Bancorp Inc.’s Class A common stock is registered and trades on the New York Stock Exchange under the symbol AMTB.

Does this Amerant Bancorp 8-K include full financial statements?

No. The filing lists Exhibit 99.1 as a slide presentation on credit and asset quality and identifies the cover page interactive data file, but it does not include full financial statements.

Who signed this Amerant Bancorp Inc. (AMTB) 8-K report?

The report was signed on behalf of Amerant Bancorp Inc. by Julio V. Pena, Executive Vice President, Associate General Counsel and Corporate Secretary.