Amerant Bancorp Inc. (AMTB) EVP and interim COO details stock and RSU holdings

Rhea-AI Filing Summary

Amerant Bancorp Inc. executive Adrian Rodriguez, EVP and Interim Chief Operating Officer, reported his ownership of the company’s Class A common stock as of December 10, 2025. He directly holds 4,489 Class A shares, including 4,156 owned outright and 333 unvested restricted shares granted on January 11, 2023 that are scheduled to vest on January 11, 2026.

Rodriguez also beneficially owns several awards of restricted stock units tied to Class A common stock, including 500 RSUs from the 2023 long-term incentive grant, 1,000 from the 2024 long-term incentive grant, 1,200 promotion RSUs, and 2,500 performance-based RSUs from a 2025 award. Each RSU is economically equivalent to one share of Class A common stock and generally vests in multi-year installments, subject to his continued service with the company or a subsidiary.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Rodriguez Adrian

(Last) (First) (Middle)

C/O AMERANT BANCORP INC.

220 ALHAMBRA CR., 12TH FLOOR

(Street)

CORAL GABLES FL 33134

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
12/10/2025

3. Issuer Name and Ticker or Trading Symbol
Amerant Bancorp Inc. [ AMTB ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	See remarks

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Class A Common Stock	4,489(1)	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units LTI 2023	(2)	(2)	Class A Common Stock	500	$0(3)	D
Restricted Stock Units LTI 2024	(4)	(4)	Class A Common Stock	1,000	$0(3)	D
Restricted Stock Units Promotion	(5)	(5)	Class A Common Stock	1,200	$0(3)	D
Performance Based Restricted Stock Units LTI 2025	(6)	(6)	Class A Common Stock	2,500	$0(3)	D

Explanation of Responses:

1. Includes 4,156 shares of Class A Common Stock owned outright and 333 unvested shares of Class A Common Stock granted to the reporting owner in the form of restricted stock on January 11, 2023, which are scheduled to vest on January 11, 2026.

2. On February 16, 2023, Mr. Rodriguez was awarded 1,500 Restricted Stock Units (RSUs) each representing the right to receive, following vesting, one share of Class A Common Stock. The award vests in substantially equal installments on each of the first three anniversaries of the date of grant, provided that Mr. Rodriguez remains in the continuous service of the Company or a subsidiary through each such date.

3. Each RSU is the economic equivalent of one share of Class A Common Stock.

4. On February 16, 2024, Mr. Rodriguez was awarded 1,500 RSUs, each representing the right to receive, following vesting, one share of Class A Common Stock. The award vests in substantially equal installments on each of the first three anniversaries of the date of grant, provided that Mr. Rodriguez remains in the continuous service of the Company or a subsidiary through each such date.

5. On May 28, 2024, Mr. Rodriguez was awarded 1,500 RSUs, each representing the right to receive, following vesting, one share of Class A Common Stock. Twenty percent (20%) of the restricted stock units vests on each of the first two anniversaries of the date of grant and the remaining sixty percent (60%) will vest on the third anniversary of the date of grant, provided that Mr. Rodriguez remains in the continuous service of the Company or a subsidiary through each such date.

6. On February 18, 2025, Mr. Rodriguez was awarded 2,500 RSUs each representing the right to receive, following vesting, one share of Class A Common Stock. The award vests in substantially equal installments on each of the first three anniversaries of the date of grant, provided that Mr. Rodriguez remains in the continuous service of the Company or a subsidiary through each such date.

Remarks:

EVP, Interim Chief Operating Officer

	/s/ Julio Pena, as Attorney-in-Fact for Adrian Rodriguez	12/17/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider ownership did Amerant Bancorp Inc. (AMTB) disclose for Adrian Rodriguez?

The report shows that Adrian Rodriguez, EVP and Interim Chief Operating Officer, beneficially owns Amerant Bancorp Class A common stock and several restricted stock unit awards.

How many Amerant Bancorp Inc. (AMTB) Class A shares does Adrian Rodriguez own directly?

He beneficially owns 4,489 shares of Class A common stock directly, consisting of 4,156 shares owned outright and 333 unvested restricted shares granted on January 11, 2023 that are scheduled to vest on January 11, 2026.

What restricted stock unit (RSU) awards does Adrian Rodriguez hold at Amerant Bancorp Inc. (AMTB)?

He holds RSU awards covering Class A common stock, including 500 RSUs from a February 16, 2023 long-term incentive grant, 1,000 RSUs from a February 16, 2024 long-term incentive grant, 1,200 RSUs from a May 28, 2024 promotion grant, and 2,500 performance-based RSUs from a February 18, 2025 long-term incentive grant.

How do Adrian Rodriguez’s Amerant Bancorp (AMTB) RSUs vest?

The February 16, 2023 and February 16, 2024 RSU awards each vest in substantially equal installments on the first three anniversaries of their grant dates, subject to continued service. The May 28, 2024 promotion RSUs vest 20 percent on each of the first two anniversaries of grant and 60 percent on the third anniversary, also subject to continued service. The February 18, 2025 performance-based RSUs vest in substantially equal installments on the first three anniversaries of that grant date, subject to continued service.

What is Adrian Rodriguez’s role at Amerant Bancorp Inc. (AMTB)?

Adrian Rodriguez serves as Executive Vice President and Interim Chief Operating Officer of Amerant Bancorp Inc., as noted in the report remarks.

What date does this Amerant Bancorp Inc. (AMTB) ownership report relate to?

The date of the event requiring the ownership statement is listed as December 10, 2025.