Amerant Bancorp Inc. (AMTB) executive details shares and 2025 RSU grants

Rhea-AI Filing Summary

Amerant Bancorp Inc. executive Michael E. Nursey filed an insider ownership report as of 12/10/2025. He directly owns 1,015 shares of Class A common stock and also holds several restricted stock unit (RSU) awards, each giving the right to receive one share of Class A common stock after vesting. RSU grants in 2025 include 2,500 units awarded on February 18 that vest in substantially equal installments over three years, plus awards of 4,000 and 2,500 RSUs granted on March 3 and October 8 that vest 20% on each of the first two anniversaries and 60% on the third, subject to continued service. Nursey serves as Senior Executive Vice President and Chief Commercial Banking Officer.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Nursey Michael E.

(Last) (First) (Middle)

C/O AMERANT BANCORP INC.

220 ALHAMBRA CR., 12TH FLOOR

(Street)

CORAL GABLES FL 33134

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
12/10/2025

3. Issuer Name and Ticker or Trading Symbol
Amerant Bancorp Inc. [ AMTB ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	See remarks

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Class A Common Stock	1,015	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units sign-on	(1)	(1)	Class A Common Stock	5,373	$0(2)	D
Restricted Stock Units LTI 2025	(3)	(3)	Class A Common Stock	2,500	$0(2)	D
Restricted Stock Units	(4)	(4)	Class A Common Stock	4,000	$0(2)	D
Restricted Stock Units Promotion	(5)	(5)	Class A Common Stock	2,500	$0(2)	D

Explanation of Responses:

1. On June 17, 2024, Mr. Nursey was awarded 6,716 restricted stock units ("RSUs"), each representing the right to receive, following vesting, one share of Class A Common Stock. Twenty percent (20%) of the restricted stock units vests on each of the first two anniversaries of the date of grant and the remaining sixty percent (60%) will vest on the third anniversary of the date of grant, provided that Mr. Nursey remains in the continuous service of the Company or a subsidiary through each such date.

2. Each RSU is the economic equivalent of one share of Class A Common Stock.

3. On February 18, 2025, Mr. Nursey was awarded 2,500 RSUs each representing the right to receive, following vesting, one share of Class A Common Stock. The award vests in substantially equal installments on each of the first three anniversaries of the date of grant, provided that Mr. Nursey remains in the continuous service of the Company or a subsidiary through each such date.

4. On March 3, 2025, Mr. Nursey was awarded 4,000 RSUs, each representing the right to receive, following vesting, one share of Class A Common Stock. Twenty percent (20%) of the restricted stock units vests on each of the first two anniversaries of the date of grant and the remaining sixty percent (60%) will vest on the third anniversary of the date of grant, provided that Mr. Nursey remains in the continuous service of the Company or a subsidiary through each such date.

5. On October 8, 2025, Mr. Nursey was awarded 2,500 RSUs, each representing the right to receive, following vesting, one share of Class A Common Stock. Twenty percent (20%) of the restricted stock units vests on each of the first two anniversaries of the date of grant and the remaining sixty percent (60%) will vest on the third anniversary of the date of grant, provided that Mr. Nursey remains in the continuous service of the Company or a subsidiary through each such date.

Remarks:

SEVP, Chief Commercial Banking Officer

	/s/ Julio Pena, as Attorney-in-Fact for Michael E. Nursey	12/17/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider ownership did Amerant Bancorp (AMTB) report for Michael E. Nursey?

The filing shows that Michael E. Nursey beneficially owns 1,015 shares of Amerant Bancorp Inc. Class A common stock directly, along with multiple restricted stock unit (RSU) awards tied to additional Class A shares.

What is Michael E. Nurseys role at Amerant Bancorp (AMTB)?

According to the report, Michael E. Nursey is an officer of Amerant Bancorp Inc., serving as Senior Executive Vice President, Chief Commercial Banking Officer.

What RSU grants did Amerant Bancorp (AMTB) award to Michael E. Nursey in 2025?

In 2025, Nursey received RSU grants covering Amerant Bancorp Class A common stock, including 2,500 RSUs on February 18, 2025, 4,000 RSUs on March 3, 2025, and 2,500 RSUs on October 8, 2025.

How do Michael E. Nurseys Amerant Bancorp (AMTB) RSUs vest?

The February 18, 2025 award of 2,500 RSUs vests in substantially equal installments on each of the first three anniversaries of the grant date. The March 3, 2025 and October 8, 2025 RSU awards each vest 20% on the first two anniversaries and 60% on the third anniversary, in each case if Nursey remains continuously employed by the company or a subsidiary.

What does it mean that each Amerant Bancorp (AMTB) RSU is equivalent to one share?

The filing states that each restricted stock unit (RSU) is the economic equivalent of one share of Amerant Bancorp Inc. Class A common stock, meaning that after an RSU vests, it entitles Nursey to receive one share of Class A common stock.

As of what date are Michael E. Nurseys Amerant Bancorp (AMTB) holdings reported?

The insider ownership information for Michael E. Nursey is reported as of the event date 12/10/2025.