[Form 4] Amerant Bancorp Inc. Insider Trading Activity

Rhea-AI Filing Summary

Amerant Bancorp Inc. (AMTB) – Form 4 Insider Activity

On 28 Jul 2025, director Jack L. Kopnisky purchased 5,000 Class A common shares in the open market (transaction code P) at $20.21 per share, a total outlay of roughly $101k. After the trade he now directly owns 5,000 shares. No derivative securities or additional transactions were reported and no other officers joined the filing.

• This is the first holding disclosed for Kopnisky, filed individually.
• Purchase represents a modest stake relative to AMTB’s share count but signals personal confidence.

Positive

• Director insider purchase: Jack L. Kopnisky bought 5,000 AMTB shares at $20.21, indicating personal confidence.

Negative

• Limited scale: The 5,000-share buy (~$101k) is small relative to Amerant’s float and unlikely to influence stock dynamics.

Insights

Securities Analyst

TL;DR: Small director buy signals confidence but immaterial to valuation; neutral impact.

The $101k purchase is positive sentimentally yet inconsequential versus Amerant’s market cap and daily volume. No financial metrics or strategic shifts accompany the filing, so the market effect should be limited. Still, insider buying—especially by new directors—tends to correlate with favorable risk-adjusted returns, making this worth monitoring for follow-up purchases.

Corporate Governance Expert

TL;DR: Purchase modestly aligns director-shareholder interests; size too small for governance re-rating.

Kopnisky’s first disclosed stake removes an optics gap by ensuring directors hold shares. However, 5,000 shares offers limited economic exposure, so it won’t materially alter board incentive structure. No indication of coordinated insider accumulation was provided.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

KOPNISKY JACK L

(Last) (First) (Middle)

C/O AMERANT BANCORP INC.

220 ALHAMBRA CR., 12TH FLOOR

(Street)

CORAL GABLES FL 33134

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Amerant Bancorp Inc. [ AMTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
07/28/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	07/28/2025		P		5,000	A	$20.21	5,000	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/ Julio V. Pena, as Attorney-in-Fact for Jack L. Kopnisky	07/28/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

Who purchased AMTB shares in the latest Form 4?

Director Jack L. Kopnisky reported the transaction.

How many Amerant Bancorp (AMTB) shares were bought?

5,000 Class A common shares were acquired.

What was the purchase price per share?

The shares were bought at $20.21 each.

When did the insider transaction occur?

The trade took place on 28 July 2025.

What is the insider's total AMTB ownership after the trade?

Kopnisky now directly owns 5,000 shares.

What is Jack L. Kopnisky’s role at Amerant Bancorp?

He serves as a Director of the company.