Amerant Bancorp (AMTB) officer exercises RSUs, surrenders shares for taxes

Rhea-AI Filing Summary

Amerant Bancorp Inc. officer Pedro Parra reported equity award activity in Class A Common Stock. On February 18, 2026, he exercised 666 Restricted Stock Units, which are each economically equivalent to one share of Class A Common Stock, receiving 666 shares at no cash cost. A related derivative entry reflects the RSU conversion. He then surrendered 163 shares of Class A Common Stock at $22.38 per share to satisfy tax withholding obligations upon vesting. After these transactions, he directly owned 18,239.28 shares of Class A Common Stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Parra Pedro

(Last) (First) (Middle)

C/O AMERANT BANCORP INC.

220 ALHAMBRA CR. 12TH FLOOR

(Street)

CORAL GABLES FL 33134

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Amerant Bancorp Inc. [ AMTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	See Remarks

3. Date of Earliest Transaction (Month/Day/Year)
02/18/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	02/18/2026		M		666	A	$0(1)	18,402.28	D
Class A Common Stock	02/18/2026		F		163(2)	D	$22.38	18,239.28	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units LTI 2025	$0(1)	02/18/2026		M			666	(3)	(3)	Class A Common Stock	666	$0	1,334	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") is the economic equivalent of one share of Class A Common Stock.

2. Reflects the shares of Class A Common Stock that were surrendered in order to satisfy the reporting person's tax withholding obligation upon the vesting of RSUs.

3. On February 18, 2025, Mr. Parra was awarded 2,000 RSUs, each representing the right to receive, following vesting, one share of Class A Common Stock. The award vests in substantially equal installments on each of the first three anniversaries of the date of grant, provided that Mr. Parra remains in the continuous service of the Company or a subsidiary through each such date.

Remarks:

	/s/ Julio V. Pena, as Attorney-in-Fact for Pedro Parra	02/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transactions did Amerant Bancorp (AMTB) report for Pedro Parra?

Amerant Bancorp reported that officer Pedro Parra exercised 666 Restricted Stock Units into 666 shares of Class A Common Stock and surrendered 163 shares to cover tax withholding obligations, resulting in direct ownership of 18,239.28 Class A Common shares after the transactions.

Did the Amerant Bancorp (AMTB) insider transaction involve an open-market stock purchase or sale?

The filing shows no open-market buy or sale. Pedro Parra exercised 666 Restricted Stock Units into Class A Common Stock and disposed of 163 shares solely to satisfy tax withholding obligations related to the vesting of those RSUs, not as a discretionary market trade.

How many Amerant Bancorp (AMTB) shares does Pedro Parra own after these transactions?

Following the reported transactions, Pedro Parra directly owns 18,239.28 shares of Amerant Bancorp Class A Common Stock. This figure reflects receiving 666 shares from RSU conversion and surrendering 163 shares to pay required tax withholding tied to the RSU vesting event.

What are the terms of Pedro Parra’s Amerant Bancorp (AMTB) RSU award?

On February 18, 2025, Pedro Parra was awarded 2,000 Restricted Stock Units, each representing one future share of Class A Common Stock. The RSUs vest in substantially equal installments on each of the first three anniversaries of the grant date, subject to continued service.

Why were 163 Amerant Bancorp (AMTB) shares surrendered by Pedro Parra?

The 163 shares of Amerant Bancorp Class A Common Stock were surrendered to satisfy Pedro Parra’s tax withholding obligation arising from the vesting of Restricted Stock Units. This tax-withholding disposition is recorded with transaction code F, rather than as a voluntary market sale.

How are Amerant Bancorp (AMTB) RSUs treated relative to common shares in this filing?

Each Amerant Bancorp Restricted Stock Unit is economically equivalent to one share of Class A Common Stock. Upon vesting and exercise, RSUs convert into Class A Common shares, as shown by the 666 RSUs exercised into 666 shares with no cash exercise price in this report.