Amerant Bancorp Inc. (AMTB) executive settles RSUs and tax shares

Rhea-AI Filing Summary

Amerant Bancorp Inc. executive Michael E. Nursey exercised 800 restricted stock units into 800 shares of Class A Common Stock on March 3, 2026 at 0.0000 per share. To cover taxes at vesting, 195 shares were surrendered at 21.5800 per share, leaving 2,099 common shares directly owned.

Each RSU equals one Class A share. A prior award granted 4,000 RSUs on March 3, 2025, with 20% vesting on each of the first two anniversaries and 60% on the third, contingent on continued service.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Nursey Michael E.

(Last) (First) (Middle)

C/O AMERANT BANCORP INC.

220 ALHAMBRA CR., 12TH FLOOR

(Street)

CORAL GABLES FL 33134

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Amerant Bancorp Inc. [ AMTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	See remarks

3. Date of Earliest Transaction (Month/Day/Year)
03/03/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	03/03/2026		M		800	A	$0(1)	2,294	D
Class A Common Stock	03/03/2026		F		195(2)	D	$21.58	2,099	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	$0(1)	03/03/2026		M			800	(3)	(3)	Class A Common Stock	800	$0	3,200	D

Explanation of Responses:

1. Each RSU is the economic equivalent of one share of Class A Common Stock.

2. Reflects the shares of Class A Common Stock that were surrendered in order to satisfy the reporting person's tax withholding obligation upon the vesting of RSUs.

3. On March 3, 2025, Mr. Nursey was awarded 4,000 RSUs, each representing the right to receive, following vesting, one share of Class A Common Stock. Twenty percent (20%) of the restricted stock units vests on each of the first two anniversaries of the date of grant and the remaining sixty percent (60%) will vest on the third anniversary of the date of grant, provided that Mr. Nursey remains in the continuous service of the Company or a subsidiary through each such date.

Remarks:

SEVP, Chief Domestic Banking Officer

	/s/ Julio Pena, as Attorney-in-Fact for Michael E. Nursey	03/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What did Amerant Bancorp (AMTB) executive Michael Nursey report in this Form 4?

Michael E. Nursey reported exercising 800 restricted stock units into 800 shares of Class A Common Stock. He also reported a related tax-withholding disposition of 195 shares, surrendered to satisfy withholding obligations tied to the RSU vesting event.

How many Amerant Bancorp RSUs did Michael Nursey exercise and at what price?

Michael Nursey exercised 800 restricted stock units into 800 Class A Common shares at a stated price of 0.0000 per share. This reflects a derivative exercise or conversion, not an open-market purchase, according to the Form 4 transaction code and description.

Why were 195 Amerant Bancorp (AMTB) shares disposed of in this filing?

The 195 Class A Common shares were surrendered to cover Michael Nursey’s tax withholding obligation when his RSUs vested. The shares were valued at 21.5800 per share and represent a tax-withholding disposition, not a traditional open-market sale of stock.

What ongoing RSU award does Michael Nursey hold at Amerant Bancorp?

On March 3, 2025, Michael Nursey was granted 4,000 restricted stock units. Twenty percent vest on each of the first two anniversaries of grant and sixty percent on the third, provided he remains continuously employed by Amerant Bancorp or a subsidiary through each vesting date.

How many Amerant Bancorp shares does Michael Nursey own after these transactions?

After the reported transactions, Michael Nursey directly owns 2,099 shares of Amerant Bancorp Class A Common Stock. This reflects the 800 RSU-converted shares minus 195 shares surrendered for tax withholding, as shown in the post-transaction ownership figures.

Do Amerant Bancorp RSUs equal common shares for Michael Nursey?

Each restricted stock unit held by Michael Nursey is economically equivalent to one share of Amerant Bancorp Class A Common Stock. Upon vesting and settlement, each RSU entitles him to receive one corresponding share, as specified in the Form 4 footnote language.