Amerant Bancorp (AMTB) director shifts 612,443 shares to estate planning trust

Rhea-AI Filing Summary

Amerant Bancorp director Gustavo Marturet reported a bona fide gift of 612,443 shares of Class A Common Stock to the Irrevocable Florida Trust for GAMM as part of an estate planning strategy. He is the beneficiary of this trust and has sole voting and investment power over these shares.

In addition to this trust position, the filing shows 70,657 shares held indirectly through other trusts and companies for Marturet family members, and 8,252 shares held directly. The transaction does not reflect an open‑market purchase or sale but a non‑cash transfer within his overall holdings.

Insider Trade Summary

612,443 shares gifted

Mixed 3 txns

Insider Marturet M. Gustavo

Role Director

Type	Security	Shares	Price	Value
Gift	Class A Common Stock	612,443	$0.00	--
holding	Class A Common Stock	--	--	--
holding	Class A Common Stock	--	--	--

Holdings After Transaction: Class A Common Stock — 612,443 shares (Indirect, By Irrevocable Florida Trust for GAMM); Class A Common Stock — 8,252 shares (Direct)

Footnotes (1)

1. Represents a gift of shares made to the Irrevocable Florida Trust for GAMM (the "Trust") as part of an estate planning strategy. The reporting person is the beneficiary of the Trust and has sole voting and investment power over the 612,443 shares of Class A Common Stock. These shares consist of shares held by certain trusts and companies under common control by and/or for the benefit of certain members of the Marturet family.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Marturet M. Gustavo

(Last) (First) (Middle)

C/O AMERANT BANCORP INC.

220 ALHAMBRA CIRCLE

(Street)

CORAL GABLES FLORIDA 33134

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Amerant Bancorp Inc. [ AMTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	03/26/2026		G(1)		612,443	A	$0	612,443	I	By Irrevocable Florida Trust for GAMM
Class A Common Stock								70,657	I	See footnote(2)
Class A Common Stock								8,252	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents a gift of shares made to the Irrevocable Florida Trust for GAMM (the "Trust") as part of an estate planning strategy. The reporting person is the beneficiary of the Trust and has sole voting and investment power over the 612,443 shares of Class A Common Stock.

2. These shares consist of shares held by certain trusts and companies under common control by and/or for the benefit of certain members of the Marturet family.

Remarks:

	/s/ Julio V. Pena, as Attorney-in-Fact for Gustavo Marturet M.	03/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Amerant Bancorp (AMTB) director Gustavo Marturet report?

Gustavo Marturet reported a bona fide gift of 612,443 Amerant Bancorp Class A shares to the Irrevocable Florida Trust for GAMM. This was part of an estate planning strategy and did not involve an open‑market sale or purchase.

Who controls the 612,443 Amerant Bancorp (AMTB) shares transferred to the trust?

The 612,443 gifted shares are held by the Irrevocable Florida Trust for GAMM, but Marturet is the beneficiary and has sole voting and investment power. This means he continues to control how these shares are voted and managed.

Did Gustavo Marturet sell any Amerant Bancorp (AMTB) shares in this Form 4?

No sale occurred in this Form 4. The main transaction is a bona fide gift of 612,443 shares to an irrevocable trust, recorded at a price of $0.00 per share, reflecting a non‑cash transfer rather than a market trade.

What other Amerant Bancorp (AMTB) holdings are shown for Gustavo Marturet?

Beyond the 612,443 trust shares, the filing shows 70,657 shares held indirectly through certain trusts and companies for Marturet family members and 8,252 shares held directly. These entries describe his post‑transaction positions on the reported date.

Is the Amerant Bancorp (AMTB) insider transaction part of an estate plan?

Yes. The filing states the 612,443‑share gift to the Irrevocable Florida Trust for GAMM was made as part of an estate planning strategy. This indicates a structural transfer of ownership rather than a trade based on short‑term market views.