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Amerant Bancorp (NASDAQ: AMTB) EVP RSUs vest with tax-withholding share surrender

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Amerant Bancorp Inc. executive Armando Fleitas reported routine equity compensation activity involving Class A Common Stock. On May 11, 2026, 834 Restricted Stock Units vested and were converted into an equal number of Class A shares. In connection with this vesting, 204 shares were surrendered to cover tax withholding obligations at a price of $23.09 per share. Following these transactions, Fleitas directly owned 9,850.74 Class A shares. The RSUs were part of a 2,500-unit award granted in May 2023 that vests in three annual installments, contingent on continued service.

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Insider Fleitas Armando
Role EVP, Chief Accounting Officer
Type Security Shares Price Value
Exercise Restricted Stock Units 834 $0.00 --
Exercise Class A Common Stock 834 $0.00 --
Tax Withholding Class A Common Stock 204 $23.09 $5K
Holdings After Transaction: Restricted Stock Units — 0 shares (Direct, null); Class A Common Stock — 10,054.74 shares (Direct, null)
Footnotes (1)
  1. Each restricted stock unit (RSU) is the economic equivalent of one share of Class A Common Stock. Reflects the shares of Class A Common Stock that were surrendered in order to satisfy the reporting person's tax withholding obligation upon the vesting of RSUs. On May 9, 2023, Mr. Fleitas was awarded 2,500 RSUs in connection with his promotion to Executive Vice President. Each RSU represents the right to receive, following vesting, one share of Class A Common Stock. The award vests in substantially equal installments on each of the first three anniversaries of the date of grant, provided that Mr. Fleitas remains in the continuous service of the Company or a subsidiary through each such date. Since the anniversary of the grant date was on Saturday, May 9, 2026, a weekend, the vesting occurred on Monday, May 11, 2026, the next business day.
RSUs vested and converted 834 shares Restricted Stock Units converted into Class A Common Stock on May 11, 2026
Shares surrendered for taxes 204 shares Class A Common Stock surrendered to satisfy tax withholding
Tax withholding price $23.09 per share Value of shares surrendered for tax withholding
Post-transaction holdings 9,850.74 shares Class A Common Stock directly owned after transactions
Original RSU grant size 2,500 RSUs Awarded May 9, 2023 upon promotion to EVP
RSU vesting schedule 3 annual installments Substantially equal installments on first three anniversaries of grant
Restricted Stock Units financial
"On May 9, 2023, Mr. Fleitas was awarded 2,500 RSUs in connection with his promotion"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
tax withholding obligation financial
"shares of Class A Common Stock that were surrendered in order to satisfy the reporting person's tax withholding obligation"
derivative security financial
"transaction_code_description": "Exercise or conversion of derivative security""
A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.
Class A Common Stock financial
"Each restricted stock unit (RSU) is the economic equivalent of one share of Class A Common Stock."
Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Fleitas Armando

(Last)(First)(Middle)
220 ALHAMBRA CIRCLE

(Street)
CORAL GABLES FLORIDA 33134

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Amerant Bancorp Inc. [ AMTB ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP, Chief Accounting Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/11/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock05/11/2026M834A$0(1)10,054.74D
Class A Common Stock05/11/2026F204(2)D$23.099,850.74D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units$0(1)05/11/2026M834 (3) (3)Class A Common Stock834$00D
Explanation of Responses:
1. Each restricted stock unit (RSU) is the economic equivalent of one share of Class A Common Stock.
2. Reflects the shares of Class A Common Stock that were surrendered in order to satisfy the reporting person's tax withholding obligation upon the vesting of RSUs.
3. On May 9, 2023, Mr. Fleitas was awarded 2,500 RSUs in connection with his promotion to Executive Vice President. Each RSU represents the right to receive, following vesting, one share of Class A Common Stock. The award vests in substantially equal installments on each of the first three anniversaries of the date of grant, provided that Mr. Fleitas remains in the continuous service of the Company or a subsidiary through each such date. Since the anniversary of the grant date was on Saturday, May 9, 2026, a weekend, the vesting occurred on Monday, May 11, 2026, the next business day.
Remarks:
/s/ Julio V. Pena, as Attorney-in-Fact for Armando Fleitas05/13/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did AMTB executive Armando Fleitas report?

Armando Fleitas reported vesting of 834 RSUs that converted into Class A Common Stock and a related tax-withholding share surrender. These transactions reflect routine equity compensation rather than an open-market purchase or sale of Amerant Bancorp Inc. stock.

How many Amerant Bancorp (AMTB) shares were withheld for taxes?

A total of 204 shares of Amerant Bancorp Class A Common Stock were surrendered to satisfy Fleitas’s tax withholding obligation. The shares were valued at $23.09 each, according to the reported transaction price per share in the Form 4 filing.

How did this Form 4 change Armando Fleitas’s AMTB holdings?

After the RSU vesting and related tax-withholding disposition, Fleitas directly held 9,850.74 shares of Amerant Bancorp Class A Common Stock. The filing shows this as his post-transaction ownership balance following the May 11, 2026 equity compensation events.

What was the origin of the RSUs that vested for AMTB’s Armando Fleitas?

The 834 RSUs that vested were part of a 2,500-unit award granted on May 9, 2023 in connection with Fleitas’s promotion to Executive Vice President. The grant vests in substantially equal installments on each of the first three anniversaries.

Why did the Amerant Bancorp RSUs vest on May 11, 2026 instead of May 9, 2026?

Although the grant date anniversary was May 9, 2026, that day fell on a Saturday. The vesting occurred on Monday, May 11, 2026, the next business day, consistent with the terms described for the RSU award vesting schedule.