Every 10-Q that Apptech (APCX) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow APCX and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full APCX filings page.
AppTech Payments Corp. reported strong top-line growth but continued losses for the quarter and six months ended June 30, 2026. Revenue rose to $1.66M for the quarter and $3.11M year‑to‑date, driven mainly by the Infinitus Pay platform and higher merchant processing, partially offset by disruption in its Banking‑as‑a‑Service offering.
Despite higher gross profit, operating expenses of $5.43M for the first half and higher interest and debt‑related costs led to a six‑month net loss of $4.32M. Cash was $183k and total assets $8.94M, against total liabilities of $9.37M, resulting in a stockholders’ equity deficit of $(0.43)M. Management discloses substantial doubt about the company’s ability to continue as a going concern and is relying on convertible notes, related‑party financing and a revenue participation agreement for liquidity.
The Infinitus Pay acquisition added goodwill and identifiable intangibles and includes up to $1.0M of contingent consideration. AppTech also has a high level of equity overhang with 6.95M options and 29.78M warrants outstanding. Management identified a material weakness in internal control over financial reporting related to insufficient formal financial reporting policies and post‑close adjustments.
AppTech Payments Corp. (APCX) reported Q3 2025 results. Revenue rose to $227 thousand from $43 thousand a year ago, with nine-month revenue at $735 thousand versus $224 thousand. Gross profit reached $127 thousand in the quarter. Operating expenses declined year over year, driving a narrower quarterly operating loss of $1.571 million, and a nine‑month operating loss of $6.108 million.
Cash and cash equivalents were $439 thousand as of September 30, 2025. Management disclosed substantial doubt about the company’s ability to continue as a going concern due to recurring losses. The company also noted its transition to trading on the OTCQB.
Balance sheet items reflected increased current liabilities including $900 thousand of convertible notes (net of discount) and a $250 thousand note payable tied to a three‑party agreement. Shares outstanding were 34,488,934 as of November 13, 2025. Subsequent to quarter-end, AppTech completed the acquisition of Infinitus Pay and arranged financing, including $1,000 thousand from AFIOS members and a $1,000 thousand loan at 24% interest secured by accounts receivable and a portion of IP stock.