Arrow Financial Corporation filings document a bank holding company's operating results, capital actions, governance matters, and material-event disclosures. Form 8-K reports furnish quarterly earnings releases, Regulation FD investor presentations, dividend declarations, share repurchase authorization, and other corporate updates tied to Arrow's banking operations, loan portfolio, deposits, investment portfolio, and non-interest income sources.
The company's proxy materials cover board elections, director and executive compensation, pay-versus-performance disclosures, and shareholder voting matters. Other current reports record board appointments and retirements, compensatory arrangements, and shareholder derivative litigation disclosures, including statements about the financial impact of related settlement activity.
Reporting person: Penko Ivanov, SEVP, Treasurer and CFO of Arrow Financial Corp (AROW). Transactions: Ivanov purchased common stock on 08/26/2025 and 08/27/2025 in three open-market transactions totaling 12,000 shares at prices of $29.46, $29.38 and $29.50 per share, and reports an aggregate holding of 19,715 shares after the trades. The filing also discloses 6 shares acquired under the company's DRIP since August 6, 2025 that are being furnished to show total holdings. The Form 4 reports direct ownership and is filed individually by the reporting person.
Arrow Financial Corp director Philip C. Morris purchased 35 shares of the company's common stock on 08/14/2025 through the company's dividend reinvestment plan at $28.51 per share, increasing his direct beneficial ownership to 5,784 shares. The filing is a Form 4 reporting an individual transaction by a director and confirms the purchase was an optional cash DRIP acquisition rather than an open-market trade or option exercise. The transaction was reported on the Form 4 and signed by an attorney-in-fact on behalf of the reporting person.
Arrow Financial Corp filed a Form 13F holdings report signed by Chief Financial Officer Penko Ivanov on 08-08-2025. The report lists 286 holdings entries with an aggregate value of $949,676,486. The filing names one other included manager: Arrow Bank National Association.
Arrow Financial (AROW) Q2 2025 10-Q highlights
• Net income climbed 26% YoY to $10.8 M; diluted EPS $0.65 vs $0.52.
• Net interest income rose 20% to $32.5 M as earning-asset growth and lower funding costs offset rate pressure; interest expense fell 8%.
• Quarterly provision only $0.6 M, but 1H-25 provisioning surged to $5.6 M (vs $1.4 M YTD-24), lifting the allowance to $34.2 M (≈1.0% of loans).
• Non-interest income slipped 3% while operating expenses grew 10%, tempering margin gains.
• Loans inched up 0.9% YTD to $3.43 B; deposits advanced 2.6% to $3.93 B, trimming the loan-to-deposit ratio to 87%.
• Liquidity strengthened: cash & equivalents $268 M (+74% YTD). Unrealized securities losses narrowed, generating $7.6 M OCI and boosting total equity to $408.5 M (+1.9%).
• Capital actions: $0.56/sh dividends and repurchase of 327 k shares left 16.47 M shares outstanding.
Six-month view: net income $17.1 M (+5%), EPS $1.03. Operating cash flow $20.3 M; securities redemptions exceeded purchases by $56.2 M.
Takeaways: Wider spreads and deposit growth drove earnings, while rising credit provisions and expense inflation warrant monitoring.
Arrow Financial Corp. (AROW) Form 4 filing: Penko K. Ivanov, Senior EVP, Treasurer & CFO, bought 1,425 shares of AROW common stock on 08 Aug 2025 (trade date 06 Aug 2025) at $26.50 per share, a cash outlay of roughly $37.8k.
Following the purchase, Ivanov directly owns 7,709 shares. The filing notes an additional 477 shares accumulated since 29 Jan 2025 via the company’s DRIP (10 sh), ESPP (229 sh) and ESOP (238 sh); these did not require prior Form 4 disclosure but are now included in the total.
No derivative securities were reported. There were no dispositions, option exercises, or sales, and the transaction was coded “P” (open-market purchase). While modest in size, a direct insider purchase—especially by the CFO—can signal management confidence in the company’s valuation and prospects.
Arrow Financial Corporation filed an 8-K to disclose several capital-return actions and furnish its Q2-25 financial information.
- Item 2.02 / 7.01: The company released an earnings press release and an investor presentation for the quarter ended 30-Jun-2025 (Exhibits 99.1 & 99.2). No numeric results are included in the filing itself.
- Item 8.01: On 23-Jul-2025 the Board declared a $0.29/share quarterly cash dividend, payable 25-Aug-2025 to holders of record on 11-Aug-2025.
- The Board also authorized management to repurchase up to an additional $5 million of AROW common stock through open-market or private transactions.
No other material events, financial statements or guidance were provided in this report.
Arrow Financial Corp (AROW) filed a Form 4 reporting that director Kristine D. Duffy acquired 284 common shares on 07/09/2025 at $27.47 each. The transaction is coded “J”, denoting a non-open-market award related to the quarterly director retainer. After the grant, Duffy holds 4,855 shares directly and 790 shares indirectly through her spouse. The filing also discloses 41 dividend reinvestment plan shares accumulated since 04/09/2025, bringing her total reported beneficial ownership to roughly 5,686 shares.