Armour Residential Reit SEC Filings

On September 24, 2025, ARMOUR Residential REIT, Inc. (ARR) announced a monthly cash dividend of $0.24 per share payable to holders of common stock for the month of October 2025. The release provides the dividend amount and payment month but does not disclose the record date, payment date, source of funds, or any change to regular dividend policy.

Armour Residential REIT, Inc. produced a presentation updating its financial position, business and operations and furnished that presentation as an exhibit to this Form 8-K. The presentation is attached as Exhibit 99.1 and is furnished under the disclosure item for material events; it is expressly described as furnished and not filed for purposes of the Exchange Act unless later incorporated by reference. The filing does not include detailed financial statements, earnings figures, or other quantitative results within the text provided.

Stewart J. Paperin, a director of Armour Residential REIT, Inc. (ARR), converted 520 units of vested phantom stock into 520 shares of Armour common stock on 08/21/2025. The filing states each phantom unit equals one share. After the reported transactions, the reporting person beneficially owned 4,742 shares indirectly through the Stewart J. Paperin Family Trust and directly owned 3,740 shares following the conversion. The filing notes the phantom stock granted vests over five-year periods and was previously reported on Form 4 filings in 2021 and 2023.

Reporting person: Z. Jamie Behar, a Director of Armour Residential REIT, Inc. (ARR). On 08/21/2025 Mr. Behar converted 520 vested units of phantom stock into 520 shares of Armour common stock at a conversion price of $0 per share because each phantom unit is the economic equivalent of one share. After the transaction Mr. Behar beneficially owned 11,961 shares of common stock. The phantom stock vested over five-year periods and was previously reported on Form 4 filings dated January 14, 2021 and February 14, 2023. The Form 4 was signed on 08/22/2025.

Robert C. Hain, a director of ARMOUR Residential REIT, Inc. (ARR), reported transactions on August 21, 2025 involving vested phantom stock that converts one-for-one into ARMOUR common shares. He elected to convert 260 of the 520 vested phantom stock units into 260 shares of common stock and elected to convert the remaining 260 units into cash solely to pay income taxes on the vested stock. Following the reported transactions, the filing shows the reporting person beneficially owned 7,573 shares (with 6,563 of those shares owned jointly with his spouse). The Form 4 indicates a reported disposal of 260 shares at a price of $14.81. Each phantom unit is the economic equivalent of one share of ARMOUR common stock.

Daniel C. Staton, Chairman and a director of ARMOUR Residential REIT, Inc. (ARR), converted vested phantom stock into common shares on August 21, 2025. He elected to convert 520 vested units into 520 shares and 480 vested units into 480 shares, each unit being the economic equivalent of one ARMOUR common share. Following those conversions the filing reports beneficial ownership totals of 27,780 shares (indirect) and 28,260 shares (indirect) on the two non-derivative reporting lines, reflecting holdings through DM Staton Family Limited Partnership.

The filing also shows derivative holdings changes: the conversions reduced phantom stock balances and resulted in reported derivative beneficial ownership of 7,670 shares (direct) and 7,190 shares (direct) in Table II. Footnotes state the reporting person is a general and limited partner of DM Staton Family Limited Partnership and has a pecuniary interest in the partnership's shares. The Form 4 is signed by Mr. Staton on August 22, 2025.

John P. Hollihan, a director of ARMOUR Residential REIT, Inc. (ARR), reported transactions on August 21, 2025 converting vested phantom stock into common shares and cash. He converted 312 vested phantom units into 312 shares of ARMOUR common stock and elected to convert the remaining 208 vested units into cash to cover income taxes, resulting in an additional 312 shares acquired and 208 shares disposed of at a price of $14.81 per share. After these transactions he beneficially owned 13,341 shares of common stock and held 3,740 phantom units remaining.

Marc H. Bell, a director of Armour Residential REIT, Inc. (ARR), converted vested phantom stock into common shares on August 21, 2025. He elected to convert 520 vested phantom shares into 520 shares of ARMOUR common stock and 480 vested phantom shares into 480 shares, for a total of 1,000 common shares issued at a $0 conversion price. The Form 4 shows the reporting persons non-derivative beneficial ownership figures following the transactions as 23,358 and 23,838 shares on separate reported lines, and derivative holdings linked to phantom stock reported as resulting in underlying common shares of 7,670 and 7,190 respectively. The filing indicates these phantom units were part of previously reported multi-year vesting awards and that each phantom unit equals one share of common stock.