ASRV discloses union labor contract via 8-K; Exhibit 99.1

Rhea-AI Filing Summary

AmeriServ Financial (ASRV) furnished an 8-K under Item 7.01 announcing a press release about a new labor contract with the United Steelworkers AFL-CIO-CLC, Local Union 2635-06.

The press release is attached as Exhibit 99.1 and, as furnished information, is not deemed filed under the Exchange Act or incorporated by reference except as expressly stated.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

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Form 8-K

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Current Report

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

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Date of Report (Date of earliest event reported) October 16, 2025

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AMERISERV FINANCIAL, Inc.

(exact name of registrant as specified in its charter)

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Pennsylvania	​	0-11204	​	25-1424278
(State or other jurisdiction	​	(Commission	​	(IRS Employer
of incorporation)	​	File Number)	​	Identification No.)

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Main and Franklin Streets, Johnstown, PA	15901
(address of principal executive offices)	(Zip Code)

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Registrant's telephone number, including area code: 814-533-5300

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N/A

(Former name or former address, if changed since last report.)

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

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☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

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☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

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☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

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☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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Securities registered pursuant to Section 12(b) of the Act:

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Title Of Each Class		Trading Symbol		Name of Each Exchange On Which Registered
Common Stock	​	ASRV	​	The NASDAQ Stock Market LLC

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter).

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Emerging growth company ☐

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If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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Form 8-K

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Item 7.01  Regulation FD Disclosure.

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On October 16, 2025, AmeriServ Financial, Inc. issued a press release regarding its new labor contract with the United Steelworkers AFL-CIO-CLC, Local Union 2635-06, which press release is furnished as Exhibit 99.1 attached hereto and is incorporated herein by reference.

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The information contained in this Report, including Exhibit 99.1 attached hereto, is considered to be “furnished” and shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to liability under that section. The information contained in this Report, including Exhibit 99.1 attached hereto, shall not be incorporated by reference into any filing or other document pursuant to the Securities Act of 1933, as amended, or the Exchange Act, except as expressly set forth by specific reference in such filing.

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Item 9.01  Financial Statements and Exhibits.

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(d) Exhibits:

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99.1Press release, dated October 16, 2025, of AmeriServ Financial, Inc.

104Cover Page Interactive Data File (embedded within the Inline XBRL document).

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Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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​	AMERISERV FINANCIAL, Inc.
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Date: October 16, 2025	By	/s/ Jeffrey A. Stopko
​	​	Jeffrey A. Stopko
​	​	President & Chief Executive Officer

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FAQ

What did AmeriServ (ASRV) disclose in this 8-K?

AmeriServ furnished an Item 7.01 update about a press release announcing a new labor contract with the United Steelworkers AFL-CIO-CLC, Local Union 2635-06.

Which union is involved in ASRV’s new labor contract?

The United Steelworkers AFL-CIO-CLC, Local Union 2635-06.

How is the information in this 8-K treated legally?

It is "furnished" under Item 7.01, not deemed "filed" under the Exchange Act, and not incorporated by reference except as expressly set forth.

What exhibits accompany ASRV’s 8-K?

Exhibit 99.1 is the press release dated October 16, 2025, and Exhibit 104 is the cover page Inline XBRL data file.

What is ASRV’s trading symbol and exchange?

The trading symbol is ASRV on The NASDAQ Stock Market LLC.