Welcome to our dedicated page for Ames Natl SEC filings (Ticker: ATLO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
ames national corp is a banking company located in 405 5th st, ames, iowa, united states.AMES National Corporation announced a stock repurchase program that will commence on August 14, 2025, and separately declared a cash dividend. The filing attaches a company press release as Exhibit 99.1 that provides the announcements.
The Form 8-K does not disclose the size, authorization limit, duration, timing or dollar amount of the repurchase program, nor the dividend amount or record/payment dates in the filing itself. Because those economic terms are not stated here, the announcement signals a shareholder-return intent but does not provide sufficient data to quantify the financial impact.
Ames National Corporation reported improved profitability for the quarter ended June 30, 2025. Net income for the three months was $4.511 million versus $2.184 million a year earlier, producing basic and diluted earnings per share of $0.51 versus $0.24. For the six months, net income was $7.954 million versus $4.488 million, with six-month EPS of $0.89 versus $0.50. Net interest income rose to $13.466 million from $10.872 million, supported by higher interest and dividend income and lower interest expense.
On the balance sheet, total assets were $2.093 billion, down from $2.133 billion at year-end, and loans receivable, net totaled $1.280 billion (down from $1.304 billion). Deposits declined to $1.819 billion. Stockholders' equity strengthened to $193.029 million from $174.706 million. The securities available-for-sale portfolio carried $644.7 million with aggregated unrealized losses of $35.6 million attributed to higher market interest rates. Nonaccrual loans rose to $18.885 million from $14.772 million while the allowance for credit losses on loans was $16.971 million. The Company reported a consolidated total capital ratio of 15.1%, meeting regulatory requirements.
Director Michelle R. Cassabaum filed a Form 4 disclosing the open-market purchase of 164 Ames National Corp. (ATLO) common shares on 31-Jul-2025 at $18.29 per share. Her direct ownership rises to 8,591 shares; no derivative securities were reported. The transaction does not involve other insiders and was not executed under a 10b5-1 plan. Given the small size—adding roughly <0.1% to her holdings—the filing signals limited but positive personal conviction while carrying negligible impact on ATLO’s overall share float or valuation.
Ames National Corp. (ATLO) Form 4 shows Director Jeffery C. Baker buying company stock. On 06/20/2025 he purchased 500 common shares at $17.18 each (transaction code “P”), increasing his direct holdings to 3,449 shares. No derivative transactions were reported.
The dollar value of the trade is approximately $8.6 thousand, a modest amount relative to typical insider activity and the company’s market capitalization (not disclosed in the filing). While insider buying can signal confidence, the small size suggests limited market impact.
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