Atlantic Union Bankshares 8-K: Q3 2025 investor deck released

Rhea-AI Filing Summary

Atlantic Union Bankshares Corporation (NYSE: AUB) filed a Form 8-K dated August 1, 2025 under Item 7.01 (Regulation FD). The only disclosure is the furnishing of Exhibit 99.1, an investor presentation that management will use during meetings with investors, analysts and other stakeholders throughout Q3 2025. The slide deck is also posted on the Company’s Investor Relations website under “News & Events > Presentations.”

The information is expressly designated as “furnished, not filed,” meaning it does not become part of the Company’s periodic reporting record and carries no update to previously reported financial statements, guidance or strategic actions. There are no new earnings figures, M&A announcements or regulatory developments in this report, and all other sections (Item 9.01) merely list the exhibit and iXBRL cover-page tags. As such, the filing is a routine investor-relations communication with neutral impact on the investment thesis.

Insights

Financial Analyst

TL;DR: Routine 8-K furnishing investor deck; no financial or strategic news—neutral for valuation.

This 8-K simply places an updated investor presentation in the public domain. Because the presentation content itself is not included, there is no visibility into new metrics or guidance. The Company maintains regulatory transparency, but the absence of quantitative data or strategic announcements means the filing is unlikely to influence earnings estimates, capital allocation outlook or credit profiles. I view the disclosure as standard practice with negligible impact on AUB’s share price.

Corporate Governance Expert

TL;DR: Compliance-focused filing; fulfills FD requirements without altering governance or risk profile.

By furnishing the slide deck under Item 7.01, management ensures equal information access and mitigates selective-disclosure risk, a positive from a governance standpoint. However, because the deck contents are not detailed here, investors must review Exhibit 99.1 separately. No board actions, executive changes or risk-factor updates are reported, so governance implications remain unchanged.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Understanding 8-K Material Events →

Accepted by SEC EDGAR 08/01/2025 - 07:12 AM Learn about SEC filing dates

FAQ

What did Atlantic Union Bankshares (AUB) disclose in the August 1 2025 Form 8-K?

The Company furnished an investor presentation (Exhibit 99.1) for use in Q3 2025 meetings; no financial results or transactions were announced.

Is the information in Exhibit 99.1 considered "filed" with the SEC?

No. Item 7.01 explicitly designates the exhibit as "furnished, not filed," so it is not subject to Section 18 liability.

Where can investors access the new AUB investor presentation?

The slide deck is available on the Company’s website at investors.atlanticunionbank.com under News & Events > Presentations.

Does the 8-K include any earnings guidance or financial metrics?

No. The filing contains no updated earnings guidance, revenue figures or balance-sheet data.

Why does Atlantic Union Bankshares use Item 7.01 instead of another 8-K item?

Item 7.01 (Regulation FD) is used for voluntarily supplying information to ensure broad public dissemination without it being deemed filed.

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United States

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): August 1, 2025

ATLANTIC UNION BANKSHARES CORPORATION

(Exact name of registrant as specified in its charter)

Virginia	001-39325	54-1598552
(State or other jurisdiction	(Commission	(I.R.S. Employer
of incorporation)	File Number)	Identification No.)

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4300 Cox Road

Glen Allen, Virginia 23060

(Address of principal executive offices, including Zip Code)

Registrant’s telephone number, including area code: (804) 633-5031

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

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Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $1.33 per share	​	AUB	​	New York Stock Exchange
Depositary Shares, Each Representing a 1/400th Interest in a Share of 6.875% Perpetual Non-Cumulative Preferred Stock, Series A	​	AUB.PRA	​	New York Stock Exchange

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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Item 7.01 Regulation FD Disclosure.

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Attached as Exhibit 99.1 is a handout containing information that certain members of Atlantic Union Bankshares Corporation (the “Company”) management will use during meetings with investors, analysts, and other interested parties to assist their understanding of the Company from time to time during the third quarter of 2025. Other presentations and related materials will be made available as they are presented. This handout is also available under News & Events > Presentations in the Investor Relations section of the Company’s website at http://investors.atlanticunionbank.com. Exhibit 99.1 is incorporated by reference into this Item 7.01.

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The information disclosed in or incorporated by reference into this Item 7.01, including Exhibit 99.1, is furnished and shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934.

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Item 9.01 Financial Statements and Exhibits.

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(d) Exhibits.

Exhibit No.		Description of Exhibit
99.1		Atlantic Union Bankshares Corporation investor presentation
104	​	Cover Page Interactive Data File – the cover page iXBRL tags are embedded within the Inline XBRL document

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	ATLANTIC UNION BANKSHARES CORPORATION
Date: August 1, 2025	By:	/s/ Robert M. Gorman
		Robert M. Gorman
		Executive Vice President and
		Chief Financial Officer
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