Every 10-Q that Auburn National Bancorporation (AUBN) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow AUBN and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full AUBN filings page.
Auburn National Bancorporation, Inc. reported stronger results for the six months ended June 30, 2026. Net earnings were $4.5 million, a 34% increase from $3.4 million a year earlier, and basic and diluted EPS were $1.29 versus $0.96. Net interest income on a tax-equivalent basis rose to $15.8 million, up 9%, as the net interest margin improved to 3.31% from 3.13%, driven by higher loan yields, a more favorable asset mix, and lower costs on interest-bearing deposits.
Total assets reached $1.09 billion, with loans of $579.9 million and deposits of $988.3 million. Credit quality remained solid: nonperforming assets were $64 thousand, and the allowance for credit losses was $6.6 million, or 1.14% of loans, after a modest net release tied partly to a new municipal loan segment under CECL. Capital ratios were high, including a CET1 ratio of 16.26% and total risk-based capital ratio of 17.24%, and the company paid $0.54 per share in dividends in the first half.
Auburn National Bancorporation reported stronger first-quarter 2026 results, with net earnings of $2.2 million, up from $1.5 million a year earlier. Basic and diluted earnings per share rose to $0.63 from $0.44, reflecting improved profitability.
Net interest income on a tax-equivalent basis increased to $7.8 million from $7.1 million, as the net interest margin expanded to 3.28% from 3.09% on higher loan yields, lower deposit costs and a more favorable asset mix. Average loans grew to about $577.8 million from $566.3 million.
The allowance for credit losses was $6.8 million, or 1.16% of total loans, down from 1.27% at year-end 2025, primarily due to CECL refinements and creation of a separate municipal loan segment with lower expected losses. Nonperforming assets declined to $0.1 million, or 0.01% of total assets, indicating solid credit quality.
Capital remained strong, with the bank’s total risk-based capital ratio at 17.13% and common equity tier 1 ratio at 16.12%, well above “well capitalized” thresholds. Deposits were $931.1 million, including 28% in noninterest-bearing balances, and the company paid a quarterly dividend of $0.27 per share.
Auburn National Bancorporation (AUBN) reported Q3 2025 results. Net earnings were $2,227 thousand, or $0.64 per share, on total revenue of $8,401 thousand. Net interest income was $7,572 thousand, aided by a benefit in provision for credit losses of $255 thousand.
For the first nine months, net earnings reached $5,590 thousand ($1.60 per share). Net interest income was $21,961 thousand, and the net interest margin (tax‑equivalent) was 3.26%. Noninterest income totaled $2,365 thousand while noninterest expense was $17,388 thousand.
At September 30, 2025, total assets were $1,011,184 thousand and deposits were $917,266 thousand. Loans, net were $551,221 thousand with an allowance for credit losses of $6,691 thousand. Stockholders’ equity was $89,613 thousand, reflecting an improvement in accumulated other comprehensive loss to $21,072 thousand. The company paid cash dividends of $0.27 per share in Q3 and $0.81 per share year‑to‑date. Shares outstanding were 3,493,699 as of November 11, 2025.
Auburn National Bancorporation reported continued earnings growth and stronger liquidity in the quarter ended June 30, 2025. Total assets rose to $1,029,224 compared with $977,324 at year-end 2024, driven by higher cash and cash equivalents of $152,159 versus $93,354. Deposits increased to $939,851 from $895,824, supporting a $58,805 increase in cash during the six months. Loans were essentially stable at $562,714 compared with $564,017, with loans secured by real estate representing 87.8% of the portfolio.
Quarter net interest income was $7,344 versus $6,709 a year earlier, and the Company reported net earnings of $1,833 for the quarter and $3,363 for the six months, producing EPS of $0.52 and $0.96 for the quarter and six months, respectively. The allowance for credit losses totaled $6,965, and provision for credit losses was $113 for the quarter. Securities available-for-sale had a fair value of $239,681 and recorded gross unrealized losses of $31,121 driven by interest-rate related fair value declines; $216.3 million of securities were pledged for various purposes.