Every 8-K that Axos Financial, Inc. (AX) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow AX and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full AX filings page.
Axos Financial, Inc. (AX), through its subsidiary Axos Bank, completed the previously announced acquisition of individual retirement accounts deposited into associated savings and certificate of deposit accounts from Capital One, National Association on September 21, 2026.
Under a Purchase and Assumption Agreement dated April 22, 2026, Axos Bank acquired approximately $1.9 billion of IRA deposits and received cash for the aggregate deposit balance, less a negotiated premium. The governing agreement is identified as a Deposit Purchase Agreement and has been incorporated by reference as an exhibit.
Axos Financial, Inc. provides an investor presentation dated August 6, 2026 that will be used in investor meetings beginning around August 11, 2026. The information is presented as of August 6, 2026 and is accompanied by standard forward-looking statement cautions.
The presentation highlights consolidated fiscal fourth quarter 2026 results versus the prior year quarter, including asset growth of 21%, deposit growth of 18%, net income growth of 13%, and diluted EPS growth of 13%, with Q4 2026 net income of $124.9 million and diluted EPS of $2.16. Consolidated return on equity is 15.69% and return on assets is 1.69%. At the bank level, Axos reports ROE of 22.72%, ROAA of 2.22%, and an efficiency ratio of 41.51%, described as top-percentile performance versus a savings-bank peer group. Total deposits were $24.6 billion as of June 30, 2026, with approximately 85% FDIC-insured or collateralized and diversified across consumer, specialty, small business, commercial, treasury, fiduciary, and securities channels. Non-interest income is shown growing from $103.0 million in the year ended June 30, 2020 to an annualized $247.5 million based on the quarter ended June 30, 2026, supported by Axos securities clearing and custody operations with $47.8 billion in client assets under custody and/or administration.
Axos Financial reported higher earnings for the quarter and year ended June 30, 2026. Net income for the fourth quarter was $124.9 million and diluted EPS was $2.16, compared with $110.7 million and $1.92 a year earlier. Adjusted earnings rose to $146.2 million and adjusted EPS to $2.53. For fiscal 2026, net income was $490.4 million and diluted EPS was $8.48, up from $432.9 million and $7.43 in fiscal 2025, while adjusted EPS increased to $8.74.
Net interest income for the quarter grew 13.5% to $317.9 million and non-interest income increased 49.9% to $61.9 million, offset by a $55.3 million rise in non-interest expense that included a $21.0 million FINRA arbitration accrual and higher depreciation, amortization and salaries. Total assets reached $30.0 billion at June 30, 2026, with net loans of $25.6 billion and deposits of $24.6 billion, reflecting a deposit acquisition of approximately $2.3 billion. Non-performing assets were 0.53% of total assets, down from 0.71% a year earlier, and the allowance for credit losses covered 221% of non-accrual loans. Book value per share increased 17.6% to $55.81, tangible book value per share was $50.96, and the company repurchased $22.0 million of common stock during the quarter.
Axos Financial, Inc., through its subsidiary Axos Nevada Holding, LLC, has entered into a definitive agreement to acquire Arc Technologies, Inc., a financial technology platform serving technology and growth companies. Arc offers integrated cash management, capital markets access, and AI-powered financial software in a unified platform.
Axos expects the deal to enhance its ability to serve structurally underserved small businesses in the United States and expand its AI capabilities through Arc’s financial intelligence infrastructure and automation tools. The transaction is expected to close in July 2026, subject to customary closing conditions, and is not expected to have a material impact on Axos’ results of operations or financial condition.
As of March 31, 2026, Axos Financial reported approximately $29.2 billion in consolidated assets, while Axos Clearing LLC had about $44.0 billion of assets under custody and/or administration, providing scale to support the integration of Arc’s platform.
Axos Financial, Inc. reported that on June 8, 2026, the Office of the Comptroller of the Currency approved a planned deposit acquisition by its subsidiary, Axos Bank. This regulatory approval is a key step that allows the bank to move forward with the previously disclosed transaction.
The company currently expects the deposit acquisition to close later in calendar year 2026, pending completion of any remaining closing conditions and processes. No financial terms of the transaction are described in this disclosure.
Axos Financial, Inc. shares an investor presentation outlining strong recent performance and its diversified digital banking model. For the fiscal third quarter 2026, assets grew 22%, deposits grew 11%, net income rose 19%, and diluted EPS increased 19% to $2.15.
The company reports consolidated return on equity of 16.26% and return on assets of 1.77%, with Axos Bank ranking in the 93rd percentile of peers for both ROE and ROAA and a top-tier net interest income percentile. Approximately 85% of deposits are FDIC-insured or collateralized, with total deposits of $22.4 billion as of March 31, 2026.
Axos highlights diversified lending across consumer, commercial, and securities businesses, resilient net interest margin of 4.76%, and growing non-interest income, which is annualized at $344.0 million for the quarter ended March 31, 2026 versus $103.0 million in fiscal 2020. Management also emphasizes holistic credit risk management, relatively low loan-to-value commercial real estate specialty exposures, and technology-driven efficiency and scalability across its universal digital bank platform.
Axos Financial, Inc. announced that its subsidiary, Axos Bank, completed the acquisition of all United States consumer deposits of Jenius Bank, the digital banking business of SMBC MANUBANK, on May 2, 2026. The Bank acquired approximately $2.3 billion of deposits from Jenius Bank and received cash, less a negotiated premium, under a Purchase and Assumption Agreement dated February 12, 2026. The full agreement is incorporated by reference as an exhibit.
Axos Financial, Inc. reported strong growth for its fiscal third quarter ended March 31, 2026, with net income of $124.7 million and diluted EPS of $2.15, up from $105.2 million and $1.81 a year earlier. Net interest income rose to $306.3 million, an 11.2% increase, driven mainly by higher interest income on loans despite higher funding costs.
Non-interest income surged to $86.0 million from $33.4 million, helped by a one-time $22.0 million favorable legal settlement and contributions from the Verdant Commercial Capital acquisition. The provision for credit losses increased to $41.0 million, reflecting loan growth and higher specific reserves, but credit quality metrics remained solid, with non-performing assets at 0.62% of total assets.
Total assets reached $29.2 billion, loans grew to $25.0 billion, and deposits increased to $22.4 billion, up 11.2% year over year. Book value per share rose to $53.89, and tangible book value per share improved to $49.72, indicating a stronger capital base alongside continued loan and deposit growth.
Axos Financial, Inc., through its subsidiary Axos Bank, entered into a purchase and assumption agreement with Capital One to acquire individual retirement accounts with aggregate deposits of approximately $3.2 billion held in savings and certificate of deposit accounts.
Axos Bank will receive cash equal to the aggregate deposit balances of the acquired IRAs, less a negotiated premium, and will assume related assets and liabilities. The transaction is subject to approval by the Office of the Comptroller of the Currency and is expected to close later in calendar year 2026.
Axos Financial, Inc. reported that on March 19, 2026, the Office of the Comptroller of the Currency approved a planned deposit acquisition by its subsidiary, Axos Bank. This regulatory clearance is a key step toward completing the transaction.
The company currently expects the deposit acquisition to close in the quarter ending June 30, 2026. The report also notes that the only exhibit provided is the cover page interactive data file embedded within the Inline XBRL document.
Axos Financial, Inc., through its subsidiary Axos Bank, agreed to acquire approximately $2.6 billion of U.S. consumer deposits from Jenius Bank, the digital banking business of SMBC MANUBANK. Axos Bank will receive cash equal to the acquired deposit balances, less a negotiated premium.
The transaction requires approval from the Office of the Comptroller of the Currency and is expected to close in late March 2026 or April 2026. At closing, Axos will assume the related deposit liabilities and associated records under a detailed deposit purchase agreement.
Axos Financial, Inc. filed a Form 8-K to furnish a Regulation FD disclosure about an investor presentation. The company plans to use the materials in investor meetings beginning on or around February 2, 2026 and over the next few months. The presentation is provided as Exhibits 99.1 and 99.2 and is expressly furnished, not deemed filed under the Exchange Act or incorporated by reference into other securities filings unless specifically referenced.
Axos Financial, Inc. filed a current report to share that it has released its fiscal second quarter results for the period ended December 31, 2025. The company issued a press release with these results and also prepared a quarterly earnings supplement.
The press release is provided as Exhibit 99.1, while the earnings supplement is furnished in two formats as Exhibits 99.2 and 99.3, including a PDF version. This information is being furnished, not filed, which means it is not subject to certain liability provisions of the federal securities laws and is not automatically incorporated into other Axos Securities Act or Exchange Act filings.
Axos Financial, Inc. reported that its subsidiary, Axos Bank, entered into an agreement on December 31, 2025 to purchase a multi-building commercial office complex with associated amenities in San Diego, California. The property is currently leased and offered for lease to third parties, and the bank plans to retain a qualified third-party property management company to manage it.
At a later date, Axos Bank intends to use the complex as its headquarters, shifting from third-party tenants to corporate use over time. The transaction is anticipated to close in January 2026, indicating a planned consolidation of key operations into a dedicated owned facility.
Axos Financial, Inc. disclosed that on December 15, 2025, David Park informed the company of his resignation from his role as President, Head of Commercial Bank at Axos Bank, a subsidiary of Axos Financial. His resignation will be effective on a later date that was not specified in the disclosure. The company stated that Mr. Park’s resignation was not due to any disagreement on any matter relating to Axos Financial.
Axos Financial, Inc. (AX) reported the results of its annual meeting of stockholders held on November 13, 2025. A quorum was present with 49,480,296 shares represented, or 87.42% of the 56,595,223 shares eligible to vote as of September 16, 2025.
Stockholders voted on four proposals. For the Class III director elections, votes cast were: James S. Argalas (For 42,034,547; Withheld 1,900,294), James J. Court (For 27,435,298; Withheld 16,499,543), Stefani D. Carter (For 27,584,082; Withheld 16,350,759), and Roque A. Santi (For 42,645,512; Withheld 1,289,329), with 5,545,455 broker non-votes for each.
On the advisory vote on executive compensation, votes were For 25,671,253, Against 18,081,439, Abstain 182,149, plus 5,545,455 broker non-votes. For the amendment to the Amended and Restated 2014 Stock Incentive Plan, votes were For 27,625,699, Against 16,153,783, Abstain 155,359, with 5,545,455 broker non-votes. Auditor ratification (BDO USA, P.C.) received For 49,168,916, Against 252,989, Abstain 58,391.
Axos Financial, Inc. filed an 8-K under Regulation FD, furnishing an investor presentation for use at investor meetings beginning on or around November 17, 2025. The materials are presented as of November 12, 2025 and are not deemed “filed” for liability purposes unless specifically incorporated by reference.
Exhibits include 99.1 (presentation), 99.2 (presentation PDF), and 104 (cover page Inline XBRL).
Axos Financial (AX) furnished its fiscal first‑quarter results for the period ended September 30, 2025. The company issued a press release and an earnings supplement, provided as Exhibits 99.1, 99.2 and 99.3. These materials are furnished under Item 2.02 and, pursuant to General Instruction B.2., are not deemed filed under the Exchange Act.
Axos Financial, Inc. furnished a Current Report on Form 8-K reporting a material event and attached a press release dated September 22, 2025 as Exhibit 99.1. The filing states the press release and an investor presentation available at http://investors.axosfinancial.com provide additional information about the transaction. The company explicitly says the furnished materials are not "filed" under the Exchange Act and are not incorporated by reference into Securities Act or Exchange Act filings, and it disclaims that the information is necessarily material or complete. The submission contains no financial tables, transaction terms, or outcomes, so details of the underlying event are not disclosed in this report.
Axos Financial, Inc. issued subordinated unsecured notes under an indenture dated February 24, 2022 and a Second Supplemental Indenture dated September 19, 2025. The notes pay a fixed 7.00% annual interest semi-annually from September 19, 2025 until October 1, 2030, then convert to a floating rate equal to Three-Month Term SOFR plus 379 basis points payable quarterly through maturity on October 1, 2035. Interest payments commence April 1, 2026 for the fixed period and January 1, 2031 for the floating period. Notes are in minimum denominations of $1,000, rank junior to all senior indebtedness, and are redeemable beginning October 1, 2030 at 100% of principal plus accrued interest. Legal opinion and full indenture documents are filed as exhibits.
Axos Financial priced a notes offering expected to net approximately $197.2 million after underwriting discounts of 1.25%, with the offering anticipated to close on or about September 19, 2025. The company intends to use the net proceeds to repay existing indebtedness, including redeeming in full its $160.5 million principal amount of 4.875% Fixed-to-Floating Rate Subordinated Notes due October 1, 2030, and to support growth initiatives at subsidiaries and for general corporate purposes.
The company previously issued a conditional notice to redeem all outstanding 2030 Notes on October 1, 2025, subject to satisfaction of a financing condition that may be waived or rescinded in the company's discretion. The notes were offered pursuant to a prospectus supplement to Axos's effective Form S-3ASR registration statement.
Axos Financial, Inc. furnished an investor presentation that it plans to use in investor meetings beginning on or around September 11, 2025. The materials are dated September 10, 2025 and are provided under a Regulation FD disclosure, meaning they are shared to keep investors equally informed.
The company states that this information is not deemed “filed” under securities laws, so it is not subject to certain legal liabilities and will only be incorporated into other filings if specifically referenced. The 8-K includes the presentation as Exhibit 99.1, a PDF version as Exhibit 99.2, and the cover page data file as Exhibit 104.
Axos Financial, Inc. disclosed it will use the presentation included in the exhibits at investor meetings beginning on or around August 14, 2025 and during the next few months. The materials are presented as of August 12, 2025 and the company states they are not deemed to be "filed" under Section 18 of the Exchange Act nor incorporated by reference into other filings except by specific reference. Exhibits filed include presentation files 99.1 and 99.2 and an Inline XBRL cover page 104. The filing is signed by CFO Derrick K. Walsh.