American Express (NYSE: AXP) CIO receives stock awards, withholds shares

Rhea-AI Filing Summary

American Express Chief Information Officer Radhakrishnan Ravikumar reported equity award activity and related tax withholding. On February 1, 2026, he acquired 20,182 shares of common stock at $0 per share from vesting Performance Restricted Stock Units, increasing his direct holdings to 33,809.141 shares before tax settlement.

On the same date, he surrendered 9,864 shares of common stock at $352.17 per share to cover tax obligations from the vesting, leaving 23,945.141 directly owned shares. He also received 12,160 employee stock options with a $173.61 exercise price, exercisable immediately and expiring on February 1, 2033, resulting in 12,160 options directly owned.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Radhakrishnan Ravikumar

(Last) (First) (Middle)

200 VESEY STREET

(Street)

NEW YORK NY 10285

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
AMERICAN EXPRESS CO [ AXP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Information Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/01/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/01/2026		A(1)		20,182	A	(1)	33,809.141(2)	D
Common Stock	02/01/2026		F(3)		9,864	D	$352.17	23,945.141	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Option (Right to Buy)	$173.61	02/01/2026		A(4)		12,160		02/01/2026	02/01/2033	Common Stock	12,160	$0	12,160	D

Explanation of Responses:

1. Represents shares acquired pursuant to the vesting of Performance Restricted Stock Units that were granted to the reporting person in February 2023, based upon the satisfaction of performance criteria specified for the award at the time of grant and the reporting person's continued employment.

2. Includes shares acquired pursuant to dividend reinvestment.

3. The reported disposition represents the surrender of shares to satisfy tax obligations arising from the vesting of Performance Restricted Stock Units.

4. Represents the vesting of Performance Stock Options that were granted to the reporting person in February 2023, based upon the satisfaction of performance criteria specified for the award at the time of grant and the reporting person's continued employment.

Remarks:

Exhibit 24: Power of Attorney

	/s/ James J. Killerlane III, attorney-in-fact	02/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did AXP Chief Information Officer report on February 1, 2026?

On February 1, 2026, American Express CIO Radhakrishnan Ravikumar reported vesting-related equity activity. He acquired 20,182 common shares from Performance Restricted Stock Units and surrendered 9,864 shares to cover taxes, while also receiving 12,160 employee stock options exercisable at $173.61 per share.

How many American Express (AXP) shares does the CIO own after these Form 4 transactions?

After the reported transactions, the CIO directly owns 23,945.141 American Express common shares. This reflects the vesting of 20,182 Performance Restricted Stock Unit shares and the surrender of 9,864 shares at $352.17 per share to satisfy associated tax obligations on February 1, 2026.

What stock options did the American Express (AXP) CIO receive in the latest Form 4 filing?

The CIO received 12,160 employee stock options with a $173.61 exercise price. These options became exercisable on February 1, 2026, and expire on February 1, 2033, each representing the right to buy one share of American Express common stock.

Were the AXP CIO’s acquired shares in this Form 4 part of an incentive plan?

Yes. The 20,182 common shares were acquired through vesting of Performance Restricted Stock Units granted in February 2023. Vesting was based on specified performance criteria and the CIO’s continued employment, and includes shares accumulated through dividend reinvestment as noted in the footnotes.

Why did the American Express (AXP) CIO dispose of 9,864 shares in this filing?

The 9,864 share disposition reflects shares surrendered to satisfy tax obligations from vesting Performance Restricted Stock Units. This is a tax-withholding transaction at $352.17 per share, not an open-market sale, and is reported with transaction code “F” in the Form 4.