Welcome to our dedicated page for American Express Co SEC filings (Ticker: AXP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
American Express Company filings document the regulatory record of a global payments company with consumer, small-business, commercial, and merchant-network activities. Current reports and Regulation FD disclosures cover operating results, supplemental financial data, Card Member loan delinquency and write-off statistics for U.S. Consumer and U.S. Small Business portfolios, and risk disclosures tied to spending volumes, partnerships, regulation, litigation, competition, and reputation.
Its filings also address capital structure and governance, including fixed-to-floating rate note issuances under shelf registration materials, common-share dividend actions, annual meeting voting results, director elections, auditor ratification, executive compensation votes, shareholder proposals, and related proxy disclosures.
American Express (AXP) reported an insider transaction by its Chief Risk Officer. On 10/23/2025, the officer sold 2,515 shares of common stock at $355.61 per share (transaction code S, disposition). The filing also lists 103.15 shares held indirectly through the company’s Retirement Savings Plan, which uses unit accounting that can change the deemed share count.
American Express (AXP) insider transaction: An officer identified as Pres., Enterprise Shared Serv. reported a sale of common stock. On 10/22/2025, the reporting person sold 5,000 shares at a price of $350.73 per share.
Following the sale, the filing shows 7,725.739 shares beneficially owned directly. In addition, 1,797 shares are held indirectly by the reporting person through the Company’s Employee Stock Ownership Plan. Notes indicate some shares were acquired via dividend reinvestment.
American Express Company reported the issuance of $2,000,000,000 aggregate principal amount of 4.804% Fixed-to-Floating Rate Notes due October 24, 2036. The notes were issued on October 24, 2025 under the company’s shelf registration, pursuant to a Prospectus Supplement dated October 20, 2025 to a Prospectus dated February 9, 2024.
The Notes were issued under the senior indenture dated August 1, 2007, as supplemented on February 12, 2021 and May 1, 2023, with The Bank of New York Mellon serving as trustee. This filing also includes related legal opinions and consents as exhibits.
AXP: A Form 144 notice discloses a proposed sale of 2,515 shares of common stock with an aggregate market value of $894,359.15. The filing lists Morgan Stanley Smith Barney LLC as broker, with an approximate sale date of 10/23/2025 on the NYSE.
The shares were acquired on 01/28/2025 through restricted stock vesting under a registered plan. Shares outstanding were 688,851,653; this is a baseline figure, not the amount being offered.
American Express (AXP) reported insider transactions by its Chairman and CEO on 10/21/2025 via Form 4. The filing notes a transfer of 17,300 shares from a Grantor Retained Annuity Trust as an annuity payment (exempt under Rule 16a-13) and an acquisition of 11,000 shares in connection with a debt previously contracted (exempt from Section 16(b)). Two GRAT positions of 21,450 and 6,665 shares were transferred out at $0. Following these transactions, the reporting person held 173,980 shares directly, plus 129.38 shares through a 401(k) plan.
American Express (AXP) filed a Form 144 notice indicating a holder plans to sell up to 5,000 shares of common stock, with an aggregate market value of $1,753,650. The planned sales would be executed through Morgan Stanley Smith Barney LLC on or about 10/22/2025 on the NYSE.
The shares were acquired on 01/29/2023 via restricted stock vesting under a registered plan. Shares outstanding were 688,851,653 as of the filing; this is a baseline figure, not the amount being sold.
American Express Company reported solid Q3 results, highlighted by higher spending and stable credit. Total revenues net of interest expense were $18,426 million, up 11% year over year, while net income rose to $2,902 million (diluted EPS $4.14, up 19%). Network volumes reached $479.2 billion and billed business was $421.0 billion, both up 9%, driven by strong retail and restaurant spend and improved airline activity.
Credit metrics remained steady: net write-offs (principal, interest and fees) held at 2.2% and 30+ day delinquencies for consumer and small business were 1.3%. Provisions for credit losses declined 5% to $1,287 million. The company added 3.2 million proprietary new cards and refreshed U.S. Consumer and Business Platinum Cards with expanded benefits, alongside an increased annual fee applied at renewal and recognized over the membership period. Liquidity and capital stayed strong with cash and equivalents of $54,706 million, customer deposits of $149,883 million, and CET1 of 10.5%. The company returned $2.9 billion to shareholders through repurchases and dividends. Shares outstanding were 688,851,653 as of October 14, 2025.
American Express Company furnished an 8-K announcing that it reported financial results for the third quarter of 2025. The company furnished its earnings release as Exhibit 99.1 and additional financial information as Exhibit 99.2 under Items 2.02 (Results of Operations and Financial Condition) and 7.01 (Regulation FD Disclosure).
The filing includes an extensive cautionary note on forward-looking statements tied to 2025 guidance, outlining factors that could affect performance such as consumer and business spending trends, interest rates, credit metrics, reward and marketing costs, operating expenses, competition, regulation, and broader macroeconomic and geopolitical conditions.
Securities listed as registered under Section 12(b) include Common Shares (AXP) and 3.433% Fixed‑to‑Floating Rate Notes due May 20, 2032 (AXP32), both on the New York Stock Exchange.
American Express furnished monthly and quarterly credit metrics for U.S. Consumer and U.S. Small Business Card Member loans. As of September 30, 2025, total loans were $124.8 billion, with U.S. Consumer at $94.1 billion and U.S. Small Business at $30.7 billion. Consumer 30+ days past due were 1.4% and Small Business were 1.6%. For the three months ended September 30, 2025, the Consumer net write-off rate (principal only) was 2.0%, and Small Business was 2.6%.
The filing also summarized the American Express Credit Account Master Trust. For September 2025, the Lending Trust reported an ending total principal balance of $25.0 billion, an annualized default rate net of recoveries of 1.3%, and total 30+ days delinquent of $0.2 billion. These trust figures reflect securitized loans and may differ from portfolio statistics due to mix, vintage, aging, calculation mechanics, and month-to-month factors.
Christopher David Young, a director of American Express Company (AXP), reported acquisition of 119.275 share equivalent units under the company's Directors' Deferred Compensation Plan on 09/30/2025. The units are valued in the filing with a reference price of $335.36 and a reported total of $19,741.46. The units reflect the economic value of common shares, are convertible to cash upon termination of service as a director, have no expiration date, and include amounts from a dividend reinvestment feature and/or the 2003 Share Equivalent Unit Plan for Directors.