Every 424B that Bank of America Corporation (BAC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow BAC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BAC filings page.
BofA Finance LLC is offering 570,470 Autocallable Bear Strategic Accelerated Redemption Securities linked to the Nasdaq‑100 Index at $10 per unit, for a total public offering of $5,704,700, fully and unconditionally guaranteed by Bank of America Corporation.
The one‑year notes (if not called) pay no interest and may be automatically called if the Index on any of four Observation Dates is less than or equal to the Starting Value of 28,454.81. If called, investors receive a fixed Call Amount per unit: $10.95, $11.90, $12.85 or $13.80, reflecting Call Premiums of 9.50%, 19.00%, 28.50% and 38.00%, respectively. If never called and the Index ends above the Starting/Threshold Value, repayment is reduced 1‑for‑1 with the Index increase, up to a 100% loss of principal.
The initial estimated value is $9.876 per unit, below the $10 price, reflecting BAC’s internal funding rate, a $0.125 per‑unit underwriting discount and a $0.05 hedging‑related charge. The notes are unsecured, subject to BofA Finance and BAC credit risk, and are not listed; a trading market is not expected to develop.
BofA Finance LLC is issuing $250,000 of Contingent Income Auto-Callable Yield Notes linked to the common stock of Advanced Micro Devices, Inc., fully and unconditionally guaranteed by Bank of America Corporation. The Notes price at $1,000 per note, with an initial estimated value of $952 per $1,000, reflecting dealer compensation, referral fees and hedging-related charges.
The Notes have an approximate 18‑month term, maturing on January 27, 2028, and pay a monthly contingent coupon of 1.9084% (22.90% per annum) when AMD’s observed price is at or above the Coupon Barrier of $269.85 (50% of the Starting Value of $539.69). Beginning January 25, 2027, they are automatically called quarterly if AMD is at or above the Call Value of $539.69, returning principal plus the applicable coupon.
If not called and AMD’s Ending Value is below the Threshold Value of $269.85, principal is exposed 1:1 to downside, with up to a 100% loss of invested principal. Payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Index and the S&P 500 Index, maturing on August 2, 2029, with pricing on July 28, 2026 and issuance on July 31, 2026.
The Notes pay a contingent coupon of at least 9.10% per annum (at least $22.75 per $1,000 per quarter) only if on each trading day in the relevant observation period both indices stay at or above 65% of their Starting Values; otherwise no coupon is paid. Beginning February 2, 2027, the issuer may redeem the Notes quarterly at $1,000 plus any due coupon.
If not called, principal is repaid at maturity only if the least performing index ends at or above 60% of its Starting Value; below that level, repayment is reduced 1:1 with the index decline, with up to 100% of principal at risk$1,000 per Note, with an initial estimated value between $930 and $980 and an underwriting discount up to $17.50 per $1,000. Payments depend on the credit risk of BofA Finance and Bank of America, and the Notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $2,589,000 of Buffered Enhanced Return Notes linked to the least performing of the S&P 500 Equal Weight Index, S&P 500 Index and iShares S&P 500 Growth ETF. The Notes price at $1,000 per note, with an initial estimated value of $972.90, and have an approximate 3.5‑year term from July 28, 2026 to January 28, 2030.
At maturity, if each underlying finishes above its starting value, investors receive 140.50% of the positive return of the least performing underlying. If the least performing underlying is at or above 75% of its starting value (a 25% buffer), principal is returned. Below that threshold, losses are leveraged at about 1.33333% of principal for each 1% decline beyond the 25% buffer, with up to 100% of principal at risk. The Notes pay no interest, are unsecured senior obligations subject to BofA Finance and BAC credit risk, and will not be listed on any securities exchange, so liquidity and secondary market pricing depend on dealer activity.
BofA Finance LLC is offering $4,000,000 of Contingent Income Auto-Callable Securities due January 26, 2029, linked to the common stock of The Boeing Company and fully and unconditionally guaranteed by Bank of America Corporation.
Each security has a $1,000 principal amount and may pay a contingent quarterly coupon of $36.25 (3.625% per quarter, 14.50% per annum) only when Boeing’s price on the determination date is at or above the downside threshold price of $156.92 (75% of the initial share price of $209.23). If on any of the first nine determination dates Boeing’s price is at or above the initial share price, the notes are automatically redeemed for $1,000 plus the coupon, and no further payments are made.
If not redeemed early, at maturity investors receive principal plus the final coupon if Boeing’s final price is at or above the downside threshold. Otherwise, repayment is $1,000 multiplied by the share performance factor, exposing investors 1‑for‑1 to downside in Boeing below the initial share price and potentially resulting in a total loss of principal. The initial estimated value is $972.10 per $1,000, below the issue price, reflecting internal funding rates, hedging costs and $22.50 per security in commissions and fees.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering $1,020,000 of Capped Buffered Enhanced Return Notes linked to the Russell 2000® Index, maturing July 27, 2028, fully and unconditionally guaranteed by BAC. Each note has a $1,000 denomination and approximately a two-year term.
At maturity, investors receive 200% of any index gain, capped at a 30.50% maximum return ($1,305 per $1,000). Principal is protected only down to a 10% decline; beyond that, losses are 1:1, with up to 90% of principal at risk. The Starting Value is 2,959.938 and the Threshold Value is 2,663.944. The notes pay no interest, will not be listed on an exchange, and are unsecured obligations of BofA Finance, guaranteed by BAC. The initial estimated value is $985.90 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discounts and hedging-related charges.
Bank of America Corporation (BAC), via BofA Finance LLC, is issuing $529,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and SPDR S&P Regional Banking ETF, maturing on July 26, 2029.
The notes pay a 10.00% per annum contingent coupon (0.8334% monthly, $8.334 per $1,000) only if on each observation date all three underlyings are at or above 70% of their respective starting values. Beginning January 27, 2027, BofA Finance may redeem the notes monthly at par plus any due coupon.
Principal is fully at risk: if the notes are not called and the least performing underlying finishes below 60% of its starting value, investors are exposed to 1:1 downside and can lose up to 100% of principal; otherwise, principal is returned. The notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, not listed on any exchange, and had an initial estimated value of $959.30 per $1,000, below the public offering price.
Bank of America Corporation (BAC), through BofA Finance LLC, is offering auto-callable senior unsecured notes linked to the least performing of the Nasdaq-100 Index and Russell 2000 Index, fully and unconditionally guaranteed by BAC. Each note has a public offering price of $1,000, an underwriting discount of $28, and initial proceeds to BofA Finance of $972 per note, with an initial estimated value between $905 and $955.
The notes have an approximate 3‑year term, no periodic interest, and are automatically callable monthly from August 2, 2027 if both indices are at or above 100% of their respective starting values, paying the applicable call amount (from $1,125.004 up to $1,364.595 per $1,000). If not called and both indices finish at or above 100% of starting value, investors receive a fixed $1,375.012 per $1,000.
If not called and the least performing index ends below 70% of its starting value, repayment is reduced 1:1 with the decline, exposing up to 100% principal loss; between 70% and 100%, only principal is returned. Payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering $15,220,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The notes price at $1,000 each, have an approximate 3‑year term to July 26, 2029, and are fully and unconditionally guaranteed by BAC.
The notes pay a contingent coupon of 12.25% per year (1.0209% per month, or $10.209 per $1,000) only if, on a monthly Observation Date, each index is at or above 70% of its Starting Value. Beginning January 27, 2027, BofA Finance may redeem the notes monthly at $1,000 plus any coupon if the barrier condition is met, ending all future payments.
If the notes are not called and, at maturity, the least performing index is below 60% of its Starting Value, investors are exposed 1:1 to that decline, with up to 100% of principal at risk; otherwise, principal is repaid and a final coupon may be paid if the 70% barrier is met. The initial estimated value is $991.40 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, dealer discounts and hedging charges. The notes are unsecured obligations of BofA Finance, guaranteed by BAC, and will not be listed on any exchange.
BANK OF AMERICA CORP (BAC), as guarantor for BofA Finance LLC, is offering $5,000,000 of Performance Leveraged Upside Securities (PLUS) linked to the S&P 500® Index under its Medium-Term Notes, Series A program. The notes are senior, unsecured, and fully and unconditionally guaranteed by BAC, but are principal-at-risk and pay no coupons.
Each PLUS has a $1,000 stated principal amount, a pricing date of July 22, 2026, and matures on July 18, 2028. At maturity, if the index is above the initial level of 7,498.96, investors receive $1,000 plus 200% of the index percent increase, capped at a maximum payment of $1,270.50 per PLUS (127.05% of principal). If the final index value is less than or equal to the initial level, the payoff equals $1,000 times the index performance factor, producing a 1:1 loss with no downside protection and no minimum payment, so the entire investment can be lost.
The issue price is $1,000 per PLUS, including selling commissions and a structuring fee; net proceeds to BofA Finance are $4,937,500. The initial estimated value on the pricing date is $982.70 per $1,000, reflecting BAC’s internal funding rate, hedging costs, and agent fees. The PLUS will not be listed on any securities exchange, and their value and liquidity will depend on market conditions, S&P 500® performance, and the credit of BofA Finance and BAC.
Bank of America Corporation (BAC), as guarantor, supports BofA Finance LLC’s issuance of $53,063,000 of Contingent Income Buffered (with Memory Feature) Issuer Callable Yield Notes due January 25, 2029, linked to the least performing of the Dow Jones Industrial Average, the Russell 2000 Index and the iShares Russell 1000 Growth ETF.
The Notes have an approximate 2.5‑year term, are issued at $1,000 per Note, and pay monthly contingent coupons with a memory feature only if, on each Observation Date, all three underlyings are at or above their respective coupon barriers (initially 85%, then 80%, then 75% of Starting Value). BAC may redeem the Notes quarterly starting October 27, 2026 at par plus any due contingent coupon.
Principal is protected only by a 25% buffer: if any underlying ends below 75% of its Starting Value, investors lose about 1.33333% of principal for each 1% decline below the threshold, up to a 100% loss. The initial estimated value is $992.10 per $1,000, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.
BANK OF AMERICA CORP (BAC), via its subsidiary BofA Finance LLC, is offering unsecured Auto-Callable Notes linked to the S&P 500® Futures 35% Volatility Compass TCA 6% Decrement Index ER. The notes are fully and unconditionally guaranteed by BAC, have a denomination of $1,000, and an approximate 7‑year term to August 2, 2033, unless called earlier.
Starting July 28, 2027, the notes are automatically callable annually if the index is at or above 95% of its Starting Value, paying fixed Call Amounts from $1,255 up to $2,530 per $1,000. If not called, and at maturity the index is at or above 95% of its Starting Value, investors receive a fixed $2,785 per $1,000. If the Ending Value is between 60% and 95%, principal of $1,000 is repaid; below 60%, losses are 1:1 with the index decline, up to total loss of principal.
The underlying index is a leveraged, rules‑based strategy on E‑Mini S&P 500 futures with a 35% volatility target, up to 500% exposure, and a 6.00% per annum decrement cost plus transaction costs, all of which can materially weigh on performance. The notes pay no interest, are not exchange‑listed, and all payments are subject to the credit risk of BofA Finance and BAC. The initial estimated value is expected between $900 and $950 per $1,000, below the public offering price.
Bank of America Corporation (BAC), through BofA Finance LLC, is offering $18,925,000 of senior unsecured Auto-Callable Notes linked to the least performing of the Russell 2000® Index and the S&P 500® Index, fully and unconditionally guaranteed by BAC. The Notes price at $1,000 per Note, with an initial estimated value of $986.60, and are scheduled to mature on July 25, 2030, unless automatically called.
The Notes pay no interest and are not listed on any exchange. Starting values are 2,959.938 for RTY and 7,498.96 for SPX, with Call Values and Redemption Barriers at 80% of those levels. Beginning July 28, 2027, the Notes are automatically called quarterly at preset Call Amounts (from $1,083 up to $1,311.25 per $1,000) if each index is at or above its Call Value. If not called and the least performing index ends at or above its Redemption Barrier, investors receive a fixed $1,332 per $1,000 at maturity.
If the least performing index ends below its Redemption Barrier, repayment is reduced 1:1 with the index decline from its Starting Value, down to a possible 100% loss of principal. All payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor. The Notes are intended only for knowledgeable, non-retail investors in the EEA and UK.
Bank of America Corporation (BAC), through its subsidiary BofA Finance LLC, is offering market-linked notes whose return is tied to the MSCI EAFE® Index. Each note has a $1,000 face amount, pays no interest, and is unsecured debt of BofA Finance, fully and unconditionally guaranteed by BAC.
At maturity (expected 25–28 months after the trade date), investors receive: (1) enhanced upside at 160% of any positive index return, capped at a Maximum Settlement Amount between $1,264.32 and $1,310.88 per $1,000; (2) full principal repayment if the index has fallen by up to 15%; or (3) a leveraged loss if the index has declined more than 15%, using a buffer rate of about 117.647%. In the worst case, investors can lose their entire investment.
The notes will not be listed on any exchange, and the initial estimated value is expected to be $940–$990 per $1,000, below the public offering price of 100% of face amount, reflecting BAC’s internal funding rate and hedging-related charges. Secondary market liquidity is uncertain and any sale before maturity may occur at prices significantly below the face amount.
Bank of America Corporation (BAC), via BofA Finance LLC, is offering Contingent Income (with Memory Feature) Issuer Callable Yield Notes linked to the worst performer of three ETFs: SPDR S&P Biotech (XBI), SPDR S&P Regional Banking (KRE) and iShares Russell 2000 (IWM). Each note has a $1,000 denomination and an expected term of about 3 years, maturing August 1, 2029, unless called early from February 1, 2027 onward.
Quarterly contingent coupons of $25.875 per $1,000 are paid only if on that observation date every ETF is at or above 60.00% of its starting value; missed coupons can be “caught up” later via the memory feature. If the notes are called, holders receive $1,000 plus the then-applicable contingent coupon. If held to maturity and the worst-performing ETF is at or above 60.00% of its starting value, investors receive principal plus any final contingent coupon; otherwise repayment is reduced 1:1 with the decline in the worst ETF, with up to 100% of principal at risk.
The public offering price is $1,000 per note, with an underwriting discount up to $18.50 (proceeds to issuer $981.50). The initial estimated value is expected between $925 and $975 per $1,000, below the public price. Payments depend on the credit of BofA Finance as issuer and BAC as guarantor, and the notes will not be listed on any exchange.
Bank of America Corporation (BAC), through its subsidiary BofA Finance LLC, is offering $5.5 million of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index, maturing January 26, 2028. The notes pay a contingent coupon of 9.60% per annum ($8 per $1,000 monthly) only if on each observation date both indices are at or above 65% of their Starting Values, and the issuer may redeem all notes monthly from October 26, 2026 at par plus any due coupon.
If the notes are not called and either index closes below its 65% Threshold Value on the valuation date, principal is reduced 1:1 with the decline of the least performing index, with up to 100% loss of principal; otherwise principal is repaid. The notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, are not listed, and have an initial estimated value of $993.70 per $1,000, below the public offering price of $1,000 due to internal funding and hedging costs.
Bank of America Corporation (BAC), through its subsidiary BofA Finance LLC, is issuing $2,975,000 of Contingent Income Issuer Callable Yield Notes due July 27, 2028, linked to the least performing of the Russell 2000 Index, the S&P 500 Index and the State Street Technology Select Sector SPDR ETF. The notes are fully and unconditionally guaranteed by BAC and are unsecured senior debt.
The notes offer a contingent coupon of 14.80% per annum (1.2334% monthly), paid only if on each monthly observation date all three underlyings are at or above 70% of their respective starting values (the coupon barriers). Starting values are RTY 2,959.938, SPX 7,498.96 and XLK $180.27, with barriers and threshold values set at 70% of each. Beginning October 27, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon.
If the notes are not called and, at maturity, the least performing underlying is below its 70% threshold, principal is reduced 1-for-1 with that decline, with up to 100% of principal at risk; otherwise, investors receive par plus any final contingent coupon. The initial estimated value is $983.20 per $1,000, below the public offering price of $1,000, reflecting BAC’s internal funding rate, underwriting discounts and hedging-related charges. The notes will not be listed on any exchange, and all payments depend on the credit risk of BofA Finance and BAC.
BANK OF AMERICA CORP (BAC), through subsidiary BofA Finance LLC, is offering $642,000 of Auto-Callable Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index, fully and unconditionally guaranteed by BAC.
The approximately 3-year Notes may be auto-called quarterly starting July 28, 2027 if each index is at or above its Call Value (100% of its Starting Value), paying fixed Call Amounts up to $1,474.375 per $1,000. If held to maturity and not called, investors receive $1,517.50 per $1,000 if all indices finish at or above their Redemption Barriers (100% of Starting Value), principal only if the least-performing index finishes between 70% and 100% of its Starting Value, and 1:1 downside exposure below 70%, with up to 100% loss of principal.
The Notes pay no interest, are unsecured obligations of BofA Finance with BAC as guarantor, and will not be listed on any exchange. The initial estimated value is $983.40 per $1,000, below the public offering price of $1,000, reflecting BAC’s internal funding rate, dealer compensation and hedging-related charges.
Bank of America Corporation (BAC), through its subsidiary BofA Finance LLC, is offering senior unsecured market-linked notes under its shelf registration, linked to the lowest performing of the Russell 2000, S&P 500 and EURO STOXX 50 indices and fully and unconditionally guaranteed by BAC.
Each $1,000 Security pays no interest and may be auto‑called quarterly starting August 4, 2027. If on a Call Date the lowest performing index is at or above its starting level, investors receive $1,000 plus a fixed Call Premium (at least 15.050% on the first Call Date, increasing to at least 45.150% if first called on July 30, 2029), and the note terminates.
If never called, at maturity on August 2, 2029 investors receive: (i) $1,000 if the lowest performing index is below its starting level but at or above its Threshold Value (75% of starting), or (ii) $1,000 multiplied by that index’s performance factor if it is below the Threshold, exposing investors to losses greater than 25% and up to 100% of principal. The initial estimated value is expected to be $915–$965 per $1,000, below the public offering price, reflecting hedging costs, selling concessions and BAC’s internal funding rate. All payments are subject to the credit risk of BofA Finance and BAC, and the Securities will not be listed on any exchange.
Bank of America Corp (BAC), as guarantor for BofA Finance LLC, is offering auto-callable senior unsecured notes linked to the Nasdaq‑100 Index (NDX) and the S&P 500 Index (SPX), maturing on August 16, 2029, under its existing shelf registration.
The notes are issued at $1,000 per note with no periodic interest, an approximate 3‑year term, and are automatically callable semi‑annually starting August 17, 2027 if both indices are at or above their call values, paying preset call amounts up to $1,278.75 per $1,000.
If not called, holders receive $1,334.50 per $1,000 at maturity if both indices are at or above their starting levels; principal is returned if the least-performing index is between 70% and 100% of its starting level, and losses are 1:1 below 70%, with up to 100% of principal at risk. The initial estimated value is $900–$950 per $1,000, below the public offering price.
Bank of America Corporation (BAC), via BofA Finance LLC, is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least-performing of META, ANET, NVDA and QCOM, maturing on August 2, 2029 unless auto-called starting July 30, 2027.
The Notes pay monthly contingent coupons of $14.709 per $1,000 when the closing price of each underlying is at least 60% of its starting value; unpaid coupons can be “made up” later if this condition is subsequently met. The notes are automatically called if, on a Call Observation Date, each stock is at or above 100% of its starting value, returning principal plus the applicable coupon.
If not called, and all underlyings are below their starting values and the least-performing is below 60% of its starting value at maturity, investors are exposed 1:1 to that stock’s loss, with up to 100% of principal at risk. The initial estimated value is $829.20–$899.20 per $1,000 Note, below the public offering price of $1,000, reflecting BAC’s internal funding rate, underwriting discounts and hedging costs. Payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any exchange.
Bank of America Corporation (BAC) is fully and unconditionally guaranteeing a $2,919,000 issuance of BofA Finance LLC Enhanced Return Notes linked to the least performing of the S&P 500 Equal Weight Index, the S&P 500 Index and the iShares S&P 500 Growth ETF.
The notes have an approximate 4‑year term, pricing on July 23, 2026, issuing July 28, 2026 and maturing July 26, 2030. They offer 154.50% upside participation if the ending value of each underlying exceeds 100% of its starting value, based on the least performing underlying. Principal is protected only if the least performing underlying stays at or above 70% of its starting value; below that, investors have 1:1 downside exposure and can lose up to 100% of principal. There are no periodic interest payments, the notes will not be listed on any exchange, and all payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor. The initial estimated value is $968 per $1,000 note, below the public offering price.
Bank of America Corporation (BAC), via its subsidiary BofA Finance LLC, is issuing $6,162,000 of Market Linked Auto-Callable Principal at Risk Securities maturing July 26, 2029, fully and unconditionally guaranteed by BAC. These notes are linked to the lowest performing of the Russell 2000, S&P 500 and Nasdaq‑100 indices.
The notes pay no interest and may be automatically called if, on any call date in 2027, 2028 or on the July 23, 2029 final calculation day, the lowest performing index is at or above its starting level. If called, investors receive $1,000 plus a fixed call premium of 15.300%, 30.600% or 45.900% of principal, depending on the call date.
If not called, at maturity investors receive $1,000 per note if the lowest performing index is at or above 75% of its starting level. If it finishes below 75%, repayment is $1,000 multiplied by that index’s performance factor, exposing investors to losses greater than 25% and up to a total loss of principal. The initial estimated value is $964.70 per $1,000, below the $1,000 offering price, reflecting dealer discounts, hedging costs and BAC’s internal funding rate. All payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.
Bank of America Corporation (BAC), through its subsidiary BofA Finance LLC, is offering $6,488,000 of Market Linked Securities, Series A, fully and unconditionally guaranteed by BAC. These are three-year, principal-at-risk notes linked to the lowest performing of Alphabet Class A (GOOGL) and Advanced Micro Devices (AMD).
The notes pay a quarterly contingent coupon of 29.50% per annum only if, on each Calculation Day, the lowest-performing stock is at or above its Coupon Barrier (70% of its Starting Price). Missed coupons can be “remembered” and paid later if the barrier is met, but coupons can be zero for the entire term.
The notes are auto-callable quarterly from January 2027 through April 2029 if the lowest-performing stock is at or above its Starting Price, in which case investors receive principal plus the due and any unpaid coupons. If not called, principal is protected only if the lowest-performing stock on the Final Calculation Day is at or above its Threshold Price (50% of Starting Price); otherwise, repayment is $1,000 multiplied by that stock’s performance factor, resulting in losses of more than 50% and up to 100% of principal. The initial estimated value is $968.20 per $1,000 note, below the public offering price, and the notes are unsecured obligations subject to the credit risk of BofA Finance and BAC and will not be listed.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes due January 27, 2028, linked to the least performing of the Russell 2000 Index, the Financial Select Sector SPDR ETF (XLF) and the Technology Select Sector SPDR ETF (XLK. The total principal amount in this tranche is $10,000.00, issued in $1,000 denominations.
The Notes pay a 10.00% per annum contingent coupon (0.8334% monthly, or $8.334 per $1,000) only if on each Observation Date all three underlyings stay at or above their respective Coupon Barriers (70% of starting values). Beginning October 27, 2026, BofA Finance may redeem the Notes monthly at par plus any due coupon. If held to maturity and the least performing underlying finishes below its Threshold Value (60% of starting value), principal is exposed 1:1 to downside, with up to 100% loss. The initial estimated value is $965.00 per $1,000, below the public offering price, reflecting BAC’s funding rate, hedging costs and selling concessions, and all payments depend on the credit of BofA Finance as issuer and BAC as guarantor.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index, fully and unconditionally guaranteed by BAC. The notes have an approximate 3‑year term, pricing on July 30, 2026 and maturing August 2, 2029, and pay a contingent coupon of 10.80% per annum (0.90% monthly) only if on each monthly observation date all three indices are at or above 60% of their respective starting values.
Beginning February 4, 2027, BofA Finance may redeem the notes monthly at par plus any due contingent coupon. If the notes are not called and any underlying finishes below 60% of its starting value at maturity, repayment of principal is reduced 1:1 with the decline of the least performing index, with up to 100% of principal at risk. The initial estimated value is expected to be $913.90–$963.90 per $1,000, below the $1,000 public offering price, and payments are subject to the credit risk of BofA Finance and BAC. The notes will not be listed, and secondary market liquidity is uncertain.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering $10,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and State Street Financial Select Sector SPDR ETF. The notes run for approximately 18 months, maturing January 27, 2028, and are callable monthly from October 27, 2026 at par plus any due coupon. Investors receive a 12.00% per annum contingent coupon (1.00% monthly) only if on each observation date all three underlyings are at or above 70% of their starting values. If held to maturity and any underlying finishes below 70% of its starting value, principal is reduced 1:1 with the loss in the least performing underlying, up to a total loss of principal. The initial estimated value is $983.90 per $1,000 note, payments are unsecured and subject to the credit risk of BofA Finance and BAC, and the notes will not be listed on any exchange.
BANK OF AMERICA CORP (BAC), through its subsidiary BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of three underlyings: the Invesco S&P 500® Equal Weight ETF (RSP), the Nasdaq‑100® Technology Sector Index (NDXT) and the S&P 500® Index (SPX). The Notes have an approximate 3‑year term, pay a contingent coupon of 11.80% per annum (2.95% quarterly) only if on each Observation Date all three underlyings are at or above 70% of their Starting Value, and are callable quarterly by the issuer from February 3, 2027 at par plus any due coupon. If held to maturity and the least performing underlying is below 60% of its Starting Value, principal is exposed 1:1 to that decline, with up to 100% loss; otherwise, principal is repaid and a final contingent coupon may be paid. The initial estimated value is expected to be $920–$970 per $1,000, below the $1,000 public offering price, and all payments depend on the credit of BofA Finance LLC and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Buffered Auto-Callable Notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER. The Notes have an approximate 5-year term, price at $1,000 per Note, and pay no interest.
Beginning August 3, 2027, the Notes are automatically callable monthly at preset Call Amounts from $1,090 to $1,442.50 per $1,000 if the index is at or above 85% of its Starting Value. If not called, and the Ending Value is at or above 85%, investors receive $1,450 per $1,000 at maturity.
If the Ending Value is below 85%, principal is exposed 1:1 to further declines, with up to 85% of principal at risk. The index embeds a 6.00% per annum decrement and transaction costs and can employ up to 500% leveraged futures exposure. Initial estimated value is $900–$950 per $1,000, below the public offering price. Payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any exchange.
BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes, fully guaranteed by Bank of America Corporation, linked to the least performing of the EURO STOXX 50® Index, the S&P 500® Index and the VanEck® Semiconductor ETF. The notes are expected to price on July 31, 2026, issue on August 5, 2026, and mature on August 5, 2031, unless called earlier.
Investors may receive a 16.50% per annum contingent coupon (1.375% monthly, $13.75 per $1,000) only when each underlying is at or above 70.00% of its Starting Value on an Observation Date. Starting August 5, 2027, the issuer may redeem the notes monthly at $1,000 plus any due coupon.
If the notes are not called and the least performing underlying ends below 60.00% of its Starting Value, principal is exposed 1:1 to that decline, with up to 100% loss of principal. The initial estimated value is $855–$905 per $1,000 note, below the $1,000 public offering price. All payments depend on the credit of BofA Finance and Bank of America, and the notes will not be listed on any exchange.
BofA Finance LLC is issuing $1,133,000 of Contingent Income Issuer Callable Yield Notes due January 25, 2029, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index.
Investors may receive a 12.20% per annum contingent coupon (1.0167% monthly) of $10.167 per $1,000 when, on an observation date, each index is at or above 70% of its starting level. Beginning October 26, 2026, BofA Finance may redeem the notes monthly at $1,000 plus any due coupon.
If the notes are not called and any index ends below 60% of its starting level, principal is exposed 1:1 to the decline of the least performing index, with up to 100% loss of principal. The notes are unsecured obligations subject to the credit risk of BofA Finance and BAC, will not be listed, and have an initial estimated value of $987.80 per $1,000, below the public offering price.
BofA Finance LLC is issuing $2,125,000 of Auto-Callable Notes linked to the S&P 500 Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes have an approximate 6-year term, no periodic interest, and will not be listed on any exchange.
The notes are automatically callable each year from July 2027 at preset Call Amounts if the S&P 500 level is at or above the Starting Value of 7,443.28. If called, investors receive the applicable Call Amount (from $1,102.50 to $1,512.50 per $1,000) and no further payments.
If not called, and on the Valuation Date the index is at or above the Redemption Barrier of 7,443.28, investors receive a fixed $1,615 per $1,000 at maturity. If the index is below the Starting Value, principal is exposed 1:1 to downside with up to 100% loss of investment. The initial estimated value is $987.10 per $1,000, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is offering unsecured senior Fixed to Floating Rate Issuer Callable Daily Range Accrual Notes due August 13, 2046, fully and unconditionally guaranteed by Bank of America Corporation. The notes pay a fixed 10.00% annual coupon, quarterly, from August 13, 2026 to August 13, 2027.
Thereafter, interest is floating and depends on the 10-Year CMT Rate: the rate each quarter equals a 10.00% base rate multiplied by the fraction of U.S. Government Securities Business Days when the CMT Rate is between 0.00% and 5.50%, capped at 10.00% and floored at 0.00%. BofA Finance may redeem all notes at par plus accrued interest on any quarterly interest payment date from August 13, 2027 to May 13, 2046. At maturity, if not called, investors receive principal plus accrued interest, subject to the credit risk of BofA Finance and BAC. Denominations are $1,000 and multiples, with an initial estimated value between $850.00 and $960.00 per $1,000, below the public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $543,000 of Contingent Income Issuer Callable Yield Notes due June 26, 2028, linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices. The notes have an approximate 23‑month term and are issued in $1,000 denominations.
Investors may receive a 9.85% per annum contingent coupon (0.8209% monthly, $8.209 per $1,000) only if on each Observation Date all three indices are at or above 70% of their Starting Values. Beginning October 26, 2026, the issuer may redeem the notes monthly at par plus any due coupon.
If not called and the least performing index finishes below 60% of its Starting Value, principal is exposed 1:1 to that decline, with up to 100% loss of principal; otherwise, principal is repaid and a final coupon may be paid. The initial estimated value is $980.80 per $1,000, below the public offering price, and all payments depend on the credit of BofA Finance and BAC. The notes will not be listed on any securities exchange.
BofA Finance LLC is offering $523,000 of Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq‑100 Index, the Russell 2000 Index and the SPDR S&P Regional Banking ETF (KRE). The notes price at $1,000 each, with an initial estimated value of $980.40 per $1,000, reflecting internal funding and hedging costs.
The notes have an approximate 3‑year term to July 26, 2029, and pay a 12.00% per annum contingent coupon (1.00% monthly) only if on each Observation Date every underlying is at or above 70% of its Starting Value. Beginning January 27, 2027, BofA Finance may redeem the notes monthly at par plus any due coupon. If not called, and the least performing underlying ends at or above 60% of its Starting Value, investors receive principal back (plus any final coupon if the 70% barrier is met). If the least performing underlying finishes below 60%, repayment is reduced 1:1 with its loss, with up to 100% of principal at risk. All payments depend on the credit of BofA Finance and Bank of America, and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes maturing July 29, 2031, linked to the least performing of three ETFs: Global X Uranium (URA), Real Estate Select Sector SPDR (XLRE) and Financial Select Sector SPDR (XLF). The Notes pay a contingent coupon of 16.30% per annum (4.075% quarterly, or $40.75 per $1,000) only when on an Observation Date each ETF is at or above 70% of its Starting Value. Beginning July 29, 2027, the issuer may redeem the Notes quarterly at par plus the applicable coupon, limiting potential income.
If not called, principal is protected only so long as the worst ETF at maturity is at or above 60% of its Starting Value; below that level, repayment is reduced 1:1 with the decline, with up to 100% principal at risk. The initial estimated value is expected between $850 and $920 per $1,000, below the $1,000 public offering price, reflecting internal funding, underwriting discounts, referral fees and hedging costs. Payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any exchange.
BofA Finance LLC is offering Autocallable Strategic Accelerated Redemption Securities linked to an equally weighted basket of three financial stocks: The Goldman Sachs Group, Inc., JPMorgan Chase & Co., and Morgan Stanley. Each note has a $10 principal amount per unit and is fully and unconditionally guaranteed by Bank of America Corporation.
The notes are automatically callable if the basket value on any of three annual Call Observation Dates is at or above the Starting Value of 100.00. If called, investors receive a fixed Call Payment per unit of [$11.80–$12.00] in year one, [$13.60–$14.00] in year two, or [$15.40–$16.00] in year three, corresponding to Call Premiums of [18%–20%], [36%–40%], and [54%–60%], respectively.
If the notes are not called, at maturity after approximately three years the Redemption Amount per unit equals $10 multiplied by the basket’s Ending Value divided by 100.00; investors then have 1‑to‑1 downside exposure to basket declines with up to 100% of principal at risk. There are no periodic interest payments and no dividends on the basket stocks. The initial estimated value is expected to be between $9.20 and $9.70 per unit, below the $10 public offering price, reflecting BAC’s internal funding rate, underwriting discount of $0.15 per unit and hedging costs. Payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.
BofA Finance LLC is issuing $3,987,000 of Contingent Income Issuer Callable Yield Notes fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. The notes price on July 21, 2026, issue on July 24, 2026 and are scheduled to mature on January 26, 2028, unless called earlier at the issuer’s option starting October 26, 2026.
Investors may receive a 13.50% per annum contingent coupon (1.125% monthly, $11.25 per $1,000) only if on each observation date all three indexes are at or above 70% of their Starting Value. If the notes are not called and any index finishes below 70% of its Starting Value, repayment of principal is reduced 1:1 with the decline in the least performing index, up to a complete loss of principal. The initial estimated value is $992.70 per $1,000, below the $1,000 offering price, and all payments are subject to the credit risk of BofA Finance and Bank of America Corporation.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the common stock of Advanced Micro Devices, Inc. These unsecured senior notes have an approximate 3-year term, maturing on July 27, 2029, and are issued at $1,000.00 per Note with a public offering price above the initial estimated value of $920.00–$970.00 per $1,000.00.
Quarterly contingent coupons feature a memory structure: a hypothetical example uses $56.875 per $1,000.00 per period, payable only if AMD’s Observation Value is at least 50.00% of its Starting Value (the Coupon Barrier). The Notes are automatically called, beginning October 26, 2026, if AMD is at or above 100.00% of its Starting Value on any Call Observation Date, returning principal plus the applicable coupon.
If not called and AMD falls more than 50.00% below its Starting Value at maturity (Ending Value below the Threshold Value), investors are exposed to 1:1 downside in AMD’s price, with up to 100% loss of principal. All payments depend on the credit of BofA Finance as issuer and BAC as guarantor, and the Notes will not be listed on any exchange.
BofA Finance LLC is offering 563,200 Autocallable Leveraged Index Return Notes linked to Broadcom Inc. common stock, each with a $10 principal amount, for an aggregate principal of $5,632,000. The notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation.
The notes may be automatically called on July 28, 2027 at a Call Amount of $13.10 per unit (a 31.00% return over principal) if Broadcom’s stock is at or above the Starting Value of $386.50. If not called, at maturity on July 28, 2028 investors receive 150.00% of any positive stock return. If the Ending Value is between the Starting Value and the Threshold Value of $251.23 (65.00% of the Starting Value), investors earn a positive return equal to the absolute value of the stock’s decline, up to 35.00%. Below the Threshold Value, investors are exposed 1-to-1 to further declines, with up to 100.00% of principal at risk.
The notes pay no periodic interest, are not listed, and all payments depend on the credit of BofA Finance and BAC. The initial estimated value is $9.759 per unit, below the $10 public offering price, reflecting BAC’s internal funding rate, an underwriting discount of $0.175 per unit, and hedging costs.
BofA Finance LLC is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of Micron Technology (MU) and NVIDIA (NVDA), guaranteed by Bank of America Corporation. The notes have an approximately 3‑year term, pricing on July 30, 2026 and maturing August 2, 2029, unless called earlier.
Investors pay $1,000 per note; the initial estimated value is expected between $890 and $940. Monthly contingent coupons of $20.625 per $1,000 face amount may be paid if on the relevant observation date each stock is at or above 50% of its Starting Value, with a memory feature allowing unpaid coupons to accrue. Beginning February 1, 2027, the notes are auto‑callable monthly at par plus the applicable coupon if both stocks are at or above 100% of their Starting Values.
If not called and either stock ends below 50% of its Starting Value at maturity, principal is reduced 1:1 with the decline of the least performing stock, up to a total loss. Payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $440,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq‑100 Index and Russell 2000 Index. The notes price on July 21, 2026, issue on July 24, 2026 and mature on January 25, 2030, an approximate 3.5‑year term, unless called early.
Investors receive a monthly contingent coupon of 0.8792% (10.55% per annum) only if on each observation date all three indices are at or above 65% of their Starting Value. Beginning October 26, 2026, the issuer may redeem the notes monthly at 100% of principal plus any due coupon. If held to maturity and the least performing index finishes below its 65% Threshold Value, principal is exposed 1:1 to that decline, with up to 100% loss of principal.
The notes are unsecured obligations of BofA Finance, guaranteed by BAC, are not listed on any exchange, and their initial estimated value is $984.80 per $1,000, below the public offering price due to internal funding rates, underwriting discounts and hedging costs.
BofA Finance LLC is offering Contingent Income Buffered Issuer Callable Yield Notes linked to the least performing of the VanEck Gold Miners ETF (GDX) and VanEck Junior Gold Miners ETF (GDXJ), fully and unconditionally guaranteed by Bank of America Corporation. The notes have an approximate 4‑month term, a 20.00% per annum contingent coupon (1.6667% per month, or $16.667 per $1,000) payable only when each ETF is at or above 85% of its Starting Value on the relevant observation date, and are callable monthly at the issuer’s option starting October 28, 2026 at $1,000 plus any due coupon. If not called, principal is protected only down to a 15% buffer; if the least performing ETF ends below 85% of its Starting Value, repayment is reduced on a leveraged basis, with up to 100% loss of principal possible. The initial estimated value is expected to be $930–$980 per $1,000, below the public offering price, and all payments are subject to the credit risk of BofA Finance and Bank of America.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering callable contingent income securities due August 3, 2028 linked to the worst-performing of the S&P 500, Russell 2000 and NASDAQ-100 indices. Each security has a $1,000 stated principal and may pay a contingent quarterly coupon of at least $22.50 per security (at least 2.25% per quarter, 9.00% per year) if, on every index business day in the quarter, each index stays at or above 60% of its initial value (the coupon barrier level. If any index falls below its barrier on any day in a period, no coupon is paid for that quarter.
Beginning November 5, 2026, the issuer can redeem all notes quarterly at par plus any due coupon. At maturity, if not redeemed and each index is at or above 60% of its initial value (the downside threshold), investors receive principal plus any final coupon. If any index is below its downside threshold, the maturity payment is reduced 1:1 with the decline of the worst-performing index and can be less than 60% of principal, down to zero. The initial estimated value is $920–$970 per $1,000, below the $1,000 issue price, reflecting internal funding and fees. Principal is at risk, and all payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC is issuing $1,620,000 of Buffered Auto-Callable Notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes price on July 21, 2026, issue on July 24, 2026 and mature July 26, 2029, with annual call dates starting July 22, 2027. They are automatically called at the specified Call Amounts if each index is at or above its Call Value (100% of its Starting Value) on a Call Observation Date.
If not called and at maturity all three indices are at or above their Redemption Barriers (100% of Starting Value), investors receive $1,303 per $1,000 note. If the least performing index ends between 70% and 100% of its Starting Value, principal is returned. If the least performing index falls below 70%, principal is reduced 1:1 beyond the 30% buffer, with up to 70% of principal at risk. The notes pay no interest, are not listed on any exchange, and all payments depend on the credit of BofA Finance and BAC. The initial estimated value is $966.80 per $1,000, below the public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $3,443,000 of auto-callable notes due July 24, 2031, linked to the least performing of the EURO STOXX 50, Nasdaq-100 and Russell 2000 indices. The notes are issued at $1,000 per note, with an initial estimated value of $955, reflecting underwriting and structuring costs.
The notes pay no interest and are automatically callable quarterly from July 2027 if all three indices are at or above their call values, delivering fixed call amounts up to $1,665 per $1,000. If not called and each index finishes at or above its starting value, investors receive $1,700 per $1,000. Principal is protected only if the least performing index remains at or above 70% of its starting value; otherwise losses are 1:1 with the decline in that index, up to total loss. Payments are unsecured and subject to the credit risk of BofA Finance and BAC, and the notes will not be listed on any exchange.
BofA Finance LLC is offering Contingent Income Auto-Callable Yield Notes linked to the common stock of The Walt Disney Company (DIS), fully and unconditionally guaranteed by Bank of America Corporation. Each note has a $1,000.00 denomination, a term of approximately 3 years to July 26, 2029, and will not be listed on any exchange.
The notes pay a 9.25% per annum contingent coupon ($23.125 per quarter per $1,000.00) only if, on an Observation Date, DIS is at or above the Coupon Barrier of $62.32 (65% of the Starting Value of $95.87). Beginning January 25, 2027, the notes are automatically callable quarterly at par plus the coupon if DIS is at or above the Call Value of $95.87 (100% of the Starting Value.
If the notes are not called and the Ending Value is at or above the Threshold Value of $62.32, investors receive principal plus any final contingent coupon. If the Ending Value is below the Threshold Value, repayment is reduced 1:1 with DIS’s decline from the Starting Value, with up to 100% of principal at risk. The public offering price is $1,000.00 per note, with underwriting discounts up to $23.50 and issuer proceeds as low as $976.50. The initial estimated value is expected between $915.00 and $965.00 per $1,000.00, and all payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC is offering Autocallable Contingent Coupon (with Memory) Barrier Notes linked to the worst-performing of Palantir Technologies Class A shares, Oracle common stock and NVIDIA common stock, fully and unconditionally guaranteed by Bank of America Corporation.
The notes have a $10 principal amount per unit, a term of approximately two years if not called, and pay quarterly contingent coupons only when the worst-performing stock is at or above 50% of its Starting Value. The per-period contingent coupon is expected to be between $0.6375 and $0.7125 per unit, equivalent to about 25.50%–28.50% per annum, with a “memory” feature that can make up missed coupons when conditions are later satisfied.
The notes are automatically callable on specified quarterly dates if the worst-performing stock is at or above 100% of its Starting Value, in which case investors receive principal plus the applicable coupon and no further payments. If not called and, at maturity, the worst-performing stock is below 50% of its Starting Value, investors have 1-to-1 downside exposure and can lose up to all of their principal. The initial estimated value is expected to be between $9.275 and $9.775 per unit, below the $10 public offering price, and all payments are subject to the credit risk of BofA Finance and BAC. The notes will not be listed, and secondary market liquidity is expected to be limited.
BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices. The notes are expected to price on July 27, 2026, issue on July 30, 2026 and mature on August 1, 2029, an approximate three‑year term if not called.
Investors may receive a 12.00% per annum contingent coupon (3.00% per quarter, or $30 per $1,000) on each quarterly Observation Date if each index is at or above its Coupon Barrier of 70.00% of its Starting Value. Beginning October 30, 2026, the issuer may redeem the notes quarterly at $1,000 plus any due coupon, limiting future income. At maturity, if not called, principal is repaid only if the least performing index is at or above its Threshold Value of 65.00% of its Starting Value; otherwise, investors are exposed to 1:1 downside to that index with up to 100% loss of principal. The notes are unsecured obligations subject to the credit risk of BofA Finance and BAC, are not exchange‑listed, and have an initial estimated value between $925.00 and $975.00 per $1,000, below the $1,000 public offering price.
BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes, fully guaranteed by Bank of America Corporation, linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index. The notes have an approximate 3‑year term, with monthly contingent coupons at a rate of 6.75% per annum ($5.625 per $1,000) paid only if on each Observation Date all three indices are at or above 50.00% of their Starting Values.
Beginning July 29, 2027, the issuer may call the notes quarterly at $1,000 per note plus any due coupon. If not called and the worst‑performing index finishes below 50.00% of its Starting Value, repayment is reduced 1:1 with index loss, putting up to 100% of principal at risk; otherwise, principal is repaid and the final coupon may be paid. The notes are unsecured debt subject to the credit risk of BofA Finance and BAC, will not be listed, and have an initial estimated value between $925.00 and $975.00 per $1,000, below the $1,000 public offering price.