Every 424B that Bank of America Corporation (BAC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow BAC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BAC filings page.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $540,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and S&P 500 Index, maturing July 18, 2031.
The notes pay a 10.90% per annum contingent coupon (0.9084% monthly, $9.084 per $1,000) only when each index is at or above its Coupon Barrier of 75% of its Starting Value on scheduled observation dates. Beginning January 21, 2027, BofA may redeem the notes monthly at par plus any due coupon.
If not called and the least performing index finishes below its Threshold Value of 65% of its Starting Value, principal is reduced 1:1 with the decline, up to a 100% loss of principal. The initial estimated value is $988.70 per $1,000, below the $1,000 public offering price, and all payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC is issuing $1,108,000 of Enhanced Return Notes due July 19, 2029, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the iShares MSCI EAFE ETF (EFA) and iShares MSCI Emerging Markets ETF (EEM).
The notes offer 185.00% upside participation in gains of the least performing ETF if the ending value of each ETF is above its starting value (EFA $104.65, EEM $65.57). If the least performing ETF finishes between 70% and 100% of its starting value (EFA threshold $73.26, EEM threshold $45.90), investors receive principal only. If the least performing ETF ends below 70% of its starting value, principal is exposed to 1:1 downside with up to 100% loss.
The notes pay no interest, are issued in $1,000 denominations, and will not be listed on an exchange. The initial estimated value is $972.60 per $1,000, below the public offering price, reflecting internal funding rates, underwriting discounts up to $2.50 per $1,000, and hedging and referral fees. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $1,409,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index. The notes price on July 15, 2026, issue on July 20, 2026 and mature on June 21, 2027, an approximately 11‑month term if not called.
Investors receive a 12.00% per annum contingent coupon (1.00% per month, $10 per $1,000) only if on each Observation Date every index is at or above its Coupon Barrier of 70.00% of its Starting Value. Beginning October 20, 2026, the issuer may redeem the notes monthly at $1,000 plus any due coupon.
If the notes are not called and any index finishes below its Threshold Value (also 70.00% of Starting Value) on the Valuation Date, principal is exposed 1:1 to the decline of the least performing index, with up to 100% loss of principal. The initial estimated value is $990.30 per $1,000, below the public offering price, reflecting internal funding and hedging costs. All payments are subject to the credit risk of BofA Finance and BAC, and the notes are not listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $3,778,000 of auto-callable notes linked to the least performing of the Russell 2000 Index, the Financial Select Sector SPDR ETF (XLF) and the VanEck Semiconductor ETF (SMH). The notes price at $1,000 each, have an approximate 12‑month term from July 20, 2026 to July 20, 2027, and pay no periodic interest.
Beginning October 15, 2026, the notes are automatically callable monthly if each underlying is at or above its applicable call value; call amounts range from $1,035.001 to $1,128.337 per $1,000. If not called, and each ending value is at least 90% of its starting value, investors receive $1,140.004 per $1,000 at maturity. If the least performing underlying ends below 90% but at or above 60% of its starting value, principal is returned. If the least performing underlying ends below 60%, repayment is reduced 1:1 with the loss, with up to 100% of principal at risk. The initial estimated value is $962.80 per $1,000, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is offering $10,011,570 of Trigger Callable Yield Notes linked to the least performing of the S&P 500 Index and Russell 2000 Index, fully and unconditionally guaranteed by Bank of America Corporation. Each Note has a $10 Stated Principal Amount and matures on October 20, 2027, unless called earlier.
The Notes pay a fixed coupon of 8.20% per annum, or $0.06834 per $10 monthly, regardless of index performance while outstanding. Beginning in October 2026, the issuer may, in its sole discretion, call the Notes on monthly Call Dates at par plus the coupon, after which no further payments are due.
If not called, principal repayment at maturity is contingent on the least performing index. If its Final Value is at least its Downside Threshold (SPX 5,300.68; RTY 2,083.381, each 70% of Initial Value), investors receive full principal plus final coupon. Otherwise, repayment is $10 × (1 + Underlying Return of the Least Performing Underlying), exposing investors to losses up to 100% of principal. Investors do not receive dividends on index constituents, the Notes will not be listed, and all payments are subject to the credit risk of BofA Finance and BAC. The initial estimated value is $9.858 per $10 Stated Principal Amount, below the public offering price.
BofA Finance LLC, guaranteed by Bank of America Corporation, is issuing equity-linked notes tied to a weighted basket of five international equity indices: EURO STOXX 50 (40%), TOPIX (25%), FTSE 100 (17%), Swiss Market Index (11%) and S&P/ASX 200 (7%). The notes are U.S. dollar–denominated, have a face amount of $1,000 each (aggregate $5,433,000 initially), pay no interest, are not redeemable before maturity and will not be listed on any exchange.
At maturity on April 21, 2028, investors receive a cash amount based on the basket return from the initial basket level of 100 to the final basket level on the April 19, 2028 determination date. Upside is leveraged at a 180% participation rate but capped at a maximum settlement of $1,289.26 per $1,000, corresponding to a basket level of 116.07% of the initial level. A 15% downside buffer protects principal if the basket decline is up to 15%; below an 85% basket level, losses are incurred on a leveraged basis via a buffer rate of approximately 117.647%, and investors can lose all principal. The initial estimated value is $989.20 per $1,000, reflecting internal funding and hedging costs, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $13,864,500 of Trigger Callable Yield Notes linked to the least performing of the S&P 500 Index and Russell 2000 Index, maturing on October 20, 2027.
The Notes pay a 9.70% per annum fixed coupon (paid monthly as $0.08084 per $10) regardless of index performance, unless called. Beginning in October 2026, the issuer may, in its sole discretion, call the Notes monthly at par plus the coupon, ending further payments.
If not called, principal repayment depends on the worst-performing index. If the final level of the least performing index is at or above its Downside Threshold (70% of its Initial Value), investors receive full principal plus final coupon. If it is below that level, maturity payment equals $10 × (1 + Underlying Return of the Least Performing Underlying) plus the last coupon, allowing up to a 100% loss of principal. Investors do not receive dividends, face issuer and guarantor credit risk, and the Notes will not be listed and may have limited or no liquidity. The initial estimated value is $9.96 per $10.
BofA Finance LLC, guaranteed by Bank of America Corporation, is offering market-linked notes tied to the performance of the MSCI EAFE® Index. Each note has a $1,000 face amount, with $3,851,000 offered in aggregate, and matures on August 11, 2028. The notes pay no interest and are not listed on any exchange.
The payoff is based on index performance from the initial level 3,144.60 on July 15, 2026 to the determination date on August 9, 2028. Upside is leveraged at a 160% participation rate, but capped: if the index return is sufficiently positive, payment is limited to the Maximum Settlement Amount of $1,290.56 per $1,000. Principal is protected only down to a 15% buffer: if the index ends at or above 85% of the initial level, investors receive $1,000; below that, losses are incurred on a leveraged basis and investors may lose all principal.
The notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, and expose investors to the credit risk of both. As of the trade date, the initial estimated value is $989.90 per $1,000, reflecting BAC’s internal funding rate and hedging-related charges, so secondary market values may be below the price to public.
BofA Finance LLC is issuing $917,000 of Contingent Income Issuer Callable Yield Notes due June 21, 2028, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index.
The notes pay a 9.15% per annum contingent coupon (0.7625% monthly, $7.625 per $1,000) only if on each Observation Date all three indices are at or above 70% of their Starting Values. From October 20, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon.
If the notes are not called and the least performing index ends at or above its 60% Threshold Value, investors receive principal plus the final contingent coupon (if the 70% barrier is met). If the least performing index ends below its Threshold Value, repayment is reduced 1:1 with its decline, with up to 100% of principal at risk. The notes are unsecured obligations subject to the credit risk of BofA Finance and BAC and will not be listed on any exchange. The initial estimated value is $966.90 per $1,000, below the public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $2,721,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to Zoetis Inc. common stock, maturing on July 19, 2029, with a denomination of $1,000 per note and no exchange listing.
The notes pay quarterly contingent coupons of $27.50 per $1,000 for each elapsed payment date under a memory formula if Zoetis’ observation value is at least the Coupon Barrier of $37.27 (50% of the Starting Value $74.53). Beginning January 15, 2027, the notes are automatically called if Zoetis is at or above 100% of the Starting Value, returning principal plus the applicable coupon. If not called and Zoetis ends below the Threshold Value $37.27, principal is exposed 1:1 to downside with up to 100% loss. The initial estimated value is $943.20 per $1,000, below the public price, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $67,643,000 of Contingent Income Buffered (with Memory Feature) Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, the Russell 2000 Index and the iShares Russell 1000 Growth ETF. The notes price at $1,000 per note and have an approximate two-year term from July 20, 2026 to July 20, 2028.
Investors receive monthly contingent coupons only if on the relevant observation date each underlying is at or above its coupon barrier (initially 85% of its starting value, then 80%, then 75%). The coupon per $1,000 equals $8.75 times the number of payment dates to date, minus prior coupons (a memory feature). Beginning October 20, 2026, the issuer may redeem the notes quarterly at par plus any due coupon.
If the notes are not called and the least performing underlying is at or above its threshold value (75% of its starting value, a 25% buffer) at maturity, investors receive principal back plus any final coupon. If it finishes below the threshold, repayment is reduced on a 1.33333% loss for each 1% decline beyond 25% basis, with up to 100% of principal at risk. The initial estimated value is $998.40 per $1,000, the notes are not exchange-listed, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $5,890,000 of Trigger Absolute Return Step Securities linked to the least performing of the EURO STOXX 50® Index and the S&P 500® Index, maturing on July 18, 2031. Each note has a $10 stated principal amount, with a minimum investment of 100 notes, and pays no coupons.
At maturity, if the least performing index is at or above its Step Barrier (100% of its Initial Value), investors receive $10 plus the greater of the index return or a fixed Step Return of 61.65%. If it is below the Step Barrier but at or above the Downside Threshold (75% of Initial Value), investors receive $10 plus the Contingent Absolute Return, effectively gaining up to 25% on moderate declines. If it finishes below its Downside Threshold, repayment is $10 plus the negative index return, exposing investors to full downside risk to zero. The initial estimated value is $9.62 per $10, the notes will not be listed and may have little or no liquidity, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is offering $3,760,000 of Callable Contingent Income Securities due July 20, 2028, linked to the worst performing of the S&P 500 Index, Russell 2000 Index and NASDAQ-100 Index, fully and unconditionally guaranteed by Bank of America Corporation.
Each $1,000 security pays a contingent quarterly coupon of $26.00 (2.60% per quarter, 10.40% per annum) only if, on every index business day in the observation period, the closing value of each index is at or above 60% of its initial value
At maturity, if not redeemed and each index’s final value is at or above its 60% downside threshold, investors receive $1,000 plus any final coupon; if any index is below its threshold, the payoff equals $1,000 multiplied by the index performance factor of the worst performing index and can be less than $600 or zero. The initial estimated value is $985.10 per $1,000, below the issue price, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes due July 25, 2029, fully and unconditionally guaranteed by Bank of America Corporation. Each Note has $1,000 principal and is linked to the least performing of Alphabet Class A (GOOGL), Meta Class A (META) and Netflix (NFLX).
Investors may receive monthly contingent coupons with a memory feature of $14.084 per $1,000 per period when, on an Observation Date, the price of each stock is at least 60% of its Starting Value. Beginning January 20, 2027, the Notes are automatically called if all three stocks are at or above 100% of their Starting Values on a Call Observation Date, paying back principal plus the applicable coupon.
If the Notes are not called and any stock ends below 50% of its Starting Value, maturity payment is reduced 1:1 with the decline of the least performing stock, up to a 100% loss of principal; otherwise principal is returned, plus any final coupon if all are at or above 60%. The Notes are unsecured obligations of BofA Finance, guaranteed by BAC, not exchange-listed, and have an initial estimated value between $892.10 and $942.10 per $1,000, below the public offering price.
Bank of America Corporation is offering $6,000,000 aggregate principal amount of senior unsecured Fixed Rate Callable Notes due July 17, 2046. The notes are issued at 100.00% of principal, with a 2.00% underwriting discount, providing 98.00% or $5,880,000 in proceeds before expenses.
The notes pay fixed interest of 5.50% per annum, with interest periods and payments monthly on the 17th, starting August 17, 2026, using a 30/360 day-count convention, in minimum denominations of $1,000. BAC may redeem all of the notes at 100% of principal plus accrued interest on July 17, 2029 and on each monthly Call Date thereafter through June 17, 2046, after at least five business days’ notice.
Key risks include issuer credit risk, call risk if rates fall, heightened interest rate risk due to the 20-year term, potential illiquidity since the notes are not listed and any market-making by affiliates may be limited, and pricing that reflects hedging and distribution costs. The notes are treated as fixed-rate debt instruments for U.S. federal income tax purposes, with interest taxable as ordinary income to applicable U.S. Holders.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $788,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index, Utilities Select Sector SPDR ETF (XLU) and VanEck Semiconductor ETF (SMH), maturing on July 19, 2029. The notes pay a contingent coupon of 17.00% per annum (1.4167% monthly), only if on each observation date every underlying is at or above its Coupon Barrier set at 60% of its starting level; otherwise no coupon is paid for that month.
The issuer may redeem the notes monthly starting October 20, 2026 at par plus any due coupon, which can shorten the 3‑year term. At maturity, if the notes have not been called and the least performing underlying is at or above its Threshold Value (50% of its starting level), investors receive principal back (plus a final coupon if all underlyings are above their barriers). If the least performing underlying finishes below its Threshold Value, repayment is reduced 1:1 with that decline, with up to 100% of principal at risk. The initial estimated value is $965.80 per $1,000 note, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $1,000,000 of Contingent Income Buffered Auto-Callable Yield Notes linked to the S&P 500 Index, maturing July 18, 2030. The notes pay a contingent coupon of 8.60% per year (4.30% semi-annually, $43 per $1,000) only when the index on an Observation Date is at or above 80.00% of the Starting Value of 7,572.40.
The notes are auto-callable every six months from July 15, 2027 at 100.00% of the Starting Value; if called, investors receive principal plus the relevant coupon and no further payments. If held to maturity and the S&P 500 has fallen more than 20%, repayment is reduced on a 1.25:1 leveraged basis below the 80.00% Threshold Value, with up to 100% of principal at risk; otherwise principal is returned and a final coupon may be paid. The initial estimated value is $993.20 per $1,000, reflecting BAC’s internal funding rate and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the notes are not listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $900,000 of Contingent Income Issuer Callable Yield Notes due July 18, 2031, linked to the least performing of the MSCI Emerging Markets Index, the TOPIX Index and the iShares Russell 2000 Value ETF. The notes pay a contingent coupon of 14.25% per annum (1.1875% monthly) only if, on each monthly Observation Date, every underlying is at or above 70% of its Starting Value; otherwise no coupon is paid.
Beginning October 20, 2026, the issuer may call the notes monthly at 100% of principal plus any due coupon. If not called, and at maturity the least performing underlying is below its 55% Threshold Value, principal is reduced 1:1 with that decline, with up to 100% of principal at risk; otherwise, investors receive full principal and any final contingent coupon. The initial estimated value is $986.30 per $1,000, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC. The notes will not be listed on any securities exchange.
BofA Finance LLC is issuing $3,750,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the common stock of Amazon.com, Inc., fully and unconditionally guaranteed by Bank of America Corporation. Each Note has a $1,000 denomination and an approximate three-year term, maturing on July 19, 2029, unless called earlier.
Quarterly contingent coupons of $26.25 per $1,000 are payable only when AMZN’s Observation Value is at least the Coupon Barrier of $165.72 (65% of the Starting Value of $254.96), with a memory feature for missed coupons. Starting January 15, 2027, the Notes are automatically called if AMZN is at or above 100% of its Starting Value on a Call Observation Date, paying principal plus the applicable coupon. If not called and AMZN ends below the Threshold Value of 65% of the Starting Value, principal is exposed 1:1 to downside, with up to 100% loss of principal possible; otherwise, investors receive full principal and any final contingent coupon. The initial estimated value is $968.70 per $1,000, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $4,234,000 of Market Linked Securities—callable, principal-at-risk notes linked to the lowest performing of the S&P 500, Russell 2000, and Nasdaq‑100 indexes, maturing April 18, 2030.
Investors may receive a 12.05% per annum contingent coupon (3.0125% quarterly) only if, on every trading day in a quarter, the lowest-performing index stays at or above its Coupon Barrier of 70% of its starting value. Principal is protected at maturity only if the lowest-performing index on the final day is at or above its Threshold Value of 60% of its starting value; otherwise losses exceed 40% and can reach 100% of principal.
The notes are callable quarterly, in whole, at the issuer’s option starting around October 2026 at par plus any due coupon. The public offering price is $1,000 per note, with an initial estimated value of $983.10 and net proceeds of $984.75 per note before expenses. Payments depend on the credit of BofA Finance and Bank of America and the securities will not be listed on any exchange.
BofA Finance LLC is issuing $3,593,000 of Contingent Income (with Memory Feature) Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100 Technology Sector Index, Russell 2000 Index and S&P 500 Index.
The notes run for approximately 2.5 years, priced on July 15, 2026 and maturing January 19, 2029, and may be called monthly starting January 21, 2027 at $1,000 per note plus any due contingent coupon. Monthly contingent coupons accrue using a memory formula of $10.00 per prior payment date per $1,000, but are paid only when each index is at or above 70% of its Starting Value.
If the notes are not called and any index ends below 70% of its Starting Value, principal is reduced 1:1 with the decline of the least performing index, up to total loss. The initial estimated value is $989.20 per $1,000, below the public offering price, and the notes are unsecured, unsubordinated obligations not listed on any exchange, subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is offering $7,675,000 of Auto-Callable Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes price at $1,000 each, with an initial estimated value of $990.30 per $1,000.
The notes have an approximate 4-year term to July 18, 2030, and pay no periodic interest. Starting July 15, 2027, they are automatically callable quarterly if the S&P 500 closing level is at or above the Call Value of 7,572.40, returning the applicable Call Amount (from $1,084.50 up to $1,316.875 per $1,000) and terminating the investment.
If not called, maturity payment depends on the index level on July 15, 2030. If the Ending Value is at or above the Redemption Barrier of 5,300.68 (70% of the Starting Value), holders receive a fixed $1,338.00 per $1,000. If the index has fallen more than 30% (below the Redemption Barrier), principal is exposed to 1:1 downside with up to 100% loss. All payments are subject to the unsecured credit risk of BofA Finance and BAC, and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income (with Memory Feature) Issuer Callable Yield Notes linked to the least performing of the EURO STOXX 50®, Nasdaq-100® and Russell 2000® indices, with an approximate 18‑month term.
Investors may receive monthly contingent coupons of $12.125 per $1,000 when each index closes at or above 65.00% of its Starting Value; missed coupons can be paid later if conditions are met. The notes are callable monthly from January 26, 2027 at $1,000 plus any due coupon.
If the notes are not called and any index ever falls below 70.00% of its Starting Value during the Knock‑In Period and the ending level of the worst index is below its Starting Value, principal is reduced 1:1 with index loss, up to 100%. The initial estimated value is $929.20–$979.20 per $1,000, below the public offering price, and all payments are subject to BofA Finance and BAC credit risk; the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $535,000 of Enhanced Return Notes linked to the least performing of the Nasdaq-100 Futures Excess Return Index and the S&P 500 Futures Excess Return Index, maturing on July 20, 2033.
The notes provide 355.00% upside participation if the ending value of each index exceeds its starting value, based on the least performing index. Principal is protected only down to a 35% decline in the least performing index; below its Threshold Value (65% of starting), repayment is reduced 1:1 with the loss, with up to 100% of principal at risk. There are no periodic interest payments, and repayment depends on the credit of BofA Finance and BAC. The initial estimated value is $970.30 per $1,000, below the public offering price.
BofA Finance LLC is offering Contingent Income Auto-Callable Securities due January 22, 2029, linked to the worst performing of Broadcom Inc. and NVIDIA Corporation common stock, fully and unconditionally guaranteed by Bank of America Corporation. These principal-at-risk senior notes may pay a contingent quarterly coupon of at least $64 per $1,000 (at least 6.40% per quarter, 25.60% per annum) only if on each determination date both stocks are at or above their respective downside threshold prices.
The notes auto-call on any of the first nine quarterly determination dates if both stocks are at or above their initial share prices, paying back the $1,000 principal plus the applicable coupon. If not called, at maturity investors receive principal plus the final coupon only if each final share price is at or above 65% of its initial level; otherwise, repayment is reduced 1-for-1 with the decline of the worst stock, and can be zero. Investors do not participate in any stock appreciation, face issuer and guarantor credit risk, and the initial estimated value ($917.50–$967.50 per $1,000) is below the issue price, reflecting fees and BAC’s internal funding rate.
BofA Finance LLC is issuing $1,254,000 of Contingent Income Issuer Callable Yield Notes due July 19, 2029, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Technology Sector Index and Russell 2000 Index.
The notes pay a 10.50% per annum contingent coupon (0.875% monthly) only if on each Observation Date all three indices close at or above 60% of their Starting Value. BofA Finance may redeem the notes monthly beginning January 21, 2027 at par plus any due coupon. If the notes are not called and any index ends below 60% of its Starting Value on the Valuation Date, principal is reduced 1:1 with the decline in the least performing index, up to a 100% loss of invested principal.
The public offering price is $1,000 per note, with an initial estimated value of $987.70 per $1,000 and underwriting discount up to $7.50 per note. The notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, will not be listed on an exchange, and all payments depend on issuer and guarantor credit.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $3,207,000 of Digital Return Notes due August 19, 2027, linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices. The notes have an approximate 13‑month term, no periodic interest and will not be listed on an exchange.
At maturity, investors receive a fixed Digital Payment of $1,108.40 per $1,000 principal (a 10.84% return) if each index’s ending level is at least 65% of its starting level. If any index falls more than 35% from its starting level, repayment is reduced 1:1 with the decline of the least performing index, with up to 100% of principal at risk. The initial estimated value is $992.10 per $1,000, below the public offering price of $1,000, reflecting internal funding and hedging costs. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Buffered Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index, with an approximate two-year term from July 29, 2026 to July 27, 2028.
The Notes pay a contingent coupon of 8.65% per annum (0.7209% monthly, $7.209 per $1,000) only if on each Observation Date all three indices are at or above 70% of their Starting Values. Beginning January 28, 2027, the issuer may redeem the Notes monthly at par plus any due coupon. If held to maturity and the least performing index has fallen more than 15% from its Starting Value, principal is reduced 1:1 beyond this 15% buffer, with up to 85% of principal at risk; otherwise, principal is repaid and a final coupon may be paid if the 70% barrier is met.
The Notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, not listed on any exchange, and sold at $1,000 per Note with underwriting discounts up to $7.50. The initial estimated value is expected between $924.80 and $974.80 per $1,000, reflecting internal funding rates and hedging costs. Extensive risk factors highlight potential loss of principal, missed coupons, issuer call risk, market and liquidity risk, conflicts of interest, and complex U.S. tax treatment.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the least performing of the S&P 500 Index and the iShares Russell 2000 Value ETF, maturing on July 20, 2028.
The Notes pay a 9.10% per annum contingent coupon (0.7584% monthly, $7.584 per $1,000) only if on each monthly Observation Date both underlyings are at or above 70% of their Starting Values. From the July 19, 2027 Call Observation Date, the Notes are automatically called at $1,000 plus the coupon if both underlyings are at or above 100% of their Starting Values.
If not called and the worst-performing underlying ends below its 70% Threshold Value, principal is reduced 1:1 with the decline of that underlying, with up to 100% of principal at risk; otherwise $1,000 is repaid. Initial estimated value is $934.90–$984.90 per $1,000 versus a public offering price of $1,000. All payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any exchange.
BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes due July 27, 2028, fully and unconditionally guaranteed by Bank of America Corporation and linked to the least performing of the Russell 2000 Index, S&P 500 Index and State Street Technology Select Sector SPDR ETF.
The notes have an approximate 2‑year term, pay a contingent coupon of 14.80% per annum ($12.334 per $1,000 monthly) only when each underlying is at or above 70% of its starting value, and are callable monthly from October 27, 2026 at par plus any due coupon. If not called and the worst underlying ends below 70% of its starting value, principal is exposed 1:1 to that decline, up to a total loss.
The minimum denomination is $1,000, the notes will not be listed, and all payments are subject to the credit risk of BofA Finance and BAC. The initial estimated value is expected between $940 and $990 per $1,000, below the $1,000 public offering price, reflecting BAC’s internal funding rate, an underwriting discount of up to $2.50 per $1,000 and a referral fee of up to $5.50 per $1,000.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices, maturing on June 26, 2028, in $1,000 denominations.
The notes pay a contingent coupon of 9.85% per annum (0.8209% monthly, $8.209 per $1,000) only if on each monthly Observation Date all three indices are at or above 70% of their Starting Values. Beginning October 26, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon.
If the notes are not called and the least performing index ends below 60% of its Starting Value, principal is reduced 1:1 with that decline, with up to 100% of principal at risk; otherwise, investors receive par plus any final contingent coupon. The initial estimated value is expected to be $940–$990 per $1,000, below the $1,000 public offering price, reflecting internal funding rates, underwriting discount and hedging-related charges. Payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.
BofA Finance LLC is offering $565,000 of Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, and maturing on July 19, 2029.
The Notes pay a contingent coupon of 8.30% per annum (0.6917% monthly) only if, on each monthly Observation Date, every index is at or above 50% of its Starting Value; otherwise no coupon is paid. Beginning January 21, 2027, BofA Finance may redeem all Notes monthly at par plus any due coupon, limiting future income. If not called and the least performing index ends below its 50% Threshold Value, principal is reduced 1:1 with index loss, up to 100% loss of invested principal; if it ends at or above its Threshold Value, investors receive par, plus a final coupon if the 50% barrier is met.
The initial estimated value is $985.10 per $1,000, below the $1,000 public offering price, reflecting BAC’s internal funding rate, underwriting discounts and hedging-related charges. All payments depend on the unsecured credit of BofA Finance as issuer and BAC as guarantor, and the Notes are not listed on any securities exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes, maturing on August 3, 2029, with monthly observations and potential early call.
The notes pay a contingent coupon of 8.70% per annum (0.725% monthly, $7.25 per $1,000) only when each index is at or above 70% of its Starting Value. From the February 1, 2027 call date onward, the notes are automatically called if all underlyings are at or above 100% of their Starting Values, returning principal plus that month’s coupon.
If the notes are not called and the least performing index finishes below 70% of its Starting Value, principal is reduced 1:1 with that decline, up to a total loss. The public offering price is $1,000 per note, with an initial estimated value between $920 and $970 reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Trigger Callable Contingent Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices, maturing on January 22, 2030. Each Note has a $10 stated principal amount, with a minimum investment of $1,000. The notes target a contingent coupon rate of at least 12.50% per annum, paid quarterly only if, on every trading day in the relevant quarter, each index closes at or above its Coupon Barrier set at 70% of its Initial Value.
Beginning in October 2026, the issuer may call the notes on any coupon payment date, returning principal plus any due coupon, after which no further payments are made. If not called, principal repayment at maturity is contingent: if the final level of the Least Performing Underlying is at or above its Downside Threshold of 60% of Initial Value, investors receive full principal (plus any final coupon). If it is below that level, repayment is reduced in proportion to the index decline, up to a 100% loss of principal. Investors forgo dividends, face limited or no liquidity, and bear the senior unsecured credit risk of BofA Finance and BAC. The initial estimated value is expected to be $9.30–$9.80 per $10 Note, below the public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to Affirm Holdings, Inc. Class A stock, with a total offering size of $525,000.00 and denomination of $1,000 per note. The notes run for approximately three years to July 19, 2029, unless automatically called monthly starting January 15, 2027 if AFRM’s observation value is at least 100.00% of the Starting Value of $81.71.
Investors may receive monthly contingent coupons calculated from $16.25 per period under a memory formula, but only when AFRM is at or above the Coupon Barrier of $49.03 (60.00% of the Starting Value. If not called and AFRM’s ending value is below the Threshold Value of $40.86 (50.00%), principal is exposed 1:1 to downside, with up to 100% loss. The initial estimated value is $937.70 per $1,000, below the public price, and the notes are unsecured, unlisted, and subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering primary Auto-Callable Notes linked to the least performing of three ETFs: XLF, KRE and SMH, at $1,000 per note. The notes are expected to price on July 31, 2026 and mature on November 4, 2027, unless automatically called.
The notes may be called monthly starting November 2, 2026, paying call amounts from $1,035.001 up to $1,163.338 per $1,000 if each ETF is at or above its call value. If held to maturity and each ETF finishes at or above 90% of its starting value, investors receive $1,175.005. If the least performing ETF ends between 60% and 90%, principal is returned; below 60%, repayment falls 1:1 with that ETF, up to a total loss. The initial estimated value is $920–$970 per $1,000, versus a $1,000 public price, reflecting dealer compensation and structuring costs. The notes pay no interest, are not exchange-listed, and all payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC is offering $2,600,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500, maturing on October 20, 2027 and fully and unconditionally guaranteed by Bank of America Corporation.
The notes pay monthly contingent coupons of $10.834 per $1,000 when each index is at or above 70% of its starting level, with a “memory” feature, and are automatically callable from January 15, 2027 if all indices are at or above 100% of their starting values. If not called, a knock-in applies over the entire term: if any index ever trades below 65% of its starting level and the least performing index finishes below its start, investors are exposed 1:1 to that decline, with up to 100% principal at risk. The initial estimated value is $991.10 per $1,000, reflecting dealer discounts and hedging costs; the notes are unsecured obligations subject to the credit risk of BofA Finance and BAC and will not be listed on any securities exchange.
BofA Finance LLC is offering $1,874,000 of Auto-Callable Notes fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100® Technology Sector Index and the S&P 500® Index. The Notes price on July 15, 2026, issue on July 20, 2026 and mature on July 18, 2031, unless automatically called.
Beginning July 15, 2027, the Notes are automatically called quarterly if both indices are at or above their Call Values (100% of Starting Values), paying preset Call Amounts up to $1,491.625 per $1,000. If not called and both Ending Values are at least their Redemption Barriers (100%), investors receive $1,517.50 per $1,000 (a 51.75% return). If the least performing index ends between 90% and 100% of its Starting Value, principal is returned; below 90%, repayment is reduced 1:1 with the decline, with up to 100% of principal at risk.
The Notes pay no periodic interest, are not listed on any exchange, and all payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor. The initial estimated value is $944.80 per $1,000, below the public offering price, reflecting internal funding and hedging costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $971,000 of Contingent Income Issuer Callable Yield Notes due April 20, 2028, linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The notes pay a contingent coupon of 13.75% per annum (1.1459% monthly) when, on an observation date, each index is at or above 70.00% of its starting level; otherwise no coupon is paid.
The issuer can call the notes monthly starting October 20, 2026 at par plus any due coupon. If not called and any index ends below 70.00% of its starting level, principal is reduced 1:1 with the decline of the worst index, with up to 100% of principal at risk; otherwise investors receive par plus any final contingent coupon. The notes are unsecured obligations of BofA Finance, guaranteed by BAC, not listed on any exchange, and have an initial estimated value of $989.80 per $1,000, below the $1,000 public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $2,834,000 of Contingent Income Auto-Callable Yield Notes linked to the S&P 500 Index, maturing July 18, 2030, with an approximate four-year term if not called.
The Notes pay a contingent coupon of 8.05% per year (2.0125% quarterly), only when the S&P 500 closing level on an Observation Date is at or above the Coupon Barrier of 70% of the Starting Value (Starting Value 7,572.40; barrier and Threshold Value 5,300.68). From the July 15, 2027 Call Observation Date onward, the Notes are automatically called at par plus the coupon if the index is at or above 100% of the Starting Value.
If not called, and at maturity the index is at or above the Threshold Value, investors receive principal plus any final contingent coupon. If it is below the Threshold Value, repayment is reduced 1:1 with the index decline, with up to 100% of principal at risk. The initial estimated value is $992.30 per $1,000, below the issue price, reflecting internal funding and hedging costs. Payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on an exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $8,606,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index, due July 18, 2031.
The notes pay a 9.00% per annum contingent coupon (0.75% monthly) only when all three indices are at or above 70.00% of their Starting Values on an Observation Date, and are callable monthly from July 20, 2027 at par plus any due coupon. If held to maturity and any index finishes below 60.00% of its Starting Value, principal is exposed 1:1 to the decline of the least performing index, with up to 100% loss of principal.
The public offering price is $1,000 per note, with an underwriting discount of $2.50 per $1,000 and proceeds to the issuer of $997.50 per $1,000 before expenses. The initial estimated value is $991.40 per $1,000, and all payments depend on the credit of BofA Finance and BAC; the notes will not be listed on any exchange.
BofA Finance LLC is offering $1,365,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index and the S&P 500 Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes are sold at $1,000 per note, with underwriters receiving up to $25 per $1,000 and issuer proceeds of $1,330,875 before expenses. The initial estimated value is $951.90 per $1,000, below the public offering price.
The notes have an approximate 5-year term to July 18, 2031, unless automatically called starting July 15, 2027 when both indices are at or above 100.00% of their Starting Values. Monthly contingent coupons of $6.417 per $1,000 (with a memory feature) are paid only when both indices are at or above 80.00% of their Starting Values. If not called and the least performing index ends below its 80.00% Threshold Value, principal is reduced 1:1 with index decline, up to a complete loss of principal. All payments are unsecured and subject to the credit risk of BofA Finance and BAC, and the notes will not be listed on any securities exchange.
BofA Finance LLC is offering $4,000,000 of Contingent Income Buffered Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the Utilities Select Sector SPDR ETF, maturing on July 20, 2028.
The Notes pay a 10.80% per annum contingent coupon (0.90% per month) only if on each Observation Date all three underlyings are at or above 70% of their Starting Values, and may be called monthly at par plus coupon starting October 20, 2026. If held to maturity and any underlying finishes below 80% of its Starting Value, principal is exposed 1:1 to further declines, with up to 80% of principal at risk. The minimum denomination is $1,000 and the initial estimated value is $992.10 per $1,000, below the public offering price, reflecting funding and structuring costs; payments depend on the credit of both BofA Finance and Bank of America.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Auto-Callable Return Notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, maturing August 1, 2030. The notes have an approximate 4‑year term and may be automatically called starting July 30, 2027 if all three indices are at or above 102% of their Starting Values, paying call amounts of $1,187.50, $1,375.00 or $1,562.50 per $1,000.
If not called, at maturity investors receive full principal plus 100% upside to gains in the least performing index when its Ending Value is at or above its Starting Value; principal only if the least performer ends between 70% and 100% of its Starting Value; and 1:1 downside exposure below 70%, with up to 100% loss of principal. The notes pay no interest, are unsecured senior debt subject to the credit risk of BofA Finance and BAC, and will not be listed on an exchange. The initial estimated value is expected to be $930–$980 per $1,000, below the $1,000 public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $4,917,000 of senior unsecured Autocallable Notes linked to the S&P 500 Index, due July 18, 2029. Each note has a $10 Stated Principal Amount and the Initial Value of the S&P 500 Index is 7,572.40.
The notes may be automatically called on annual Observation Dates starting July 22, 2027 if the index is at or above the Initial Value, paying the Stated Principal plus a Call Return based on a fixed 10.35% per annum Call Return Rate. Call Prices per $10 are $11.035, $12.070 and $13.105 on the three scheduled Observation Dates.
If the notes are not called, at maturity investors receive $10 × (1 + Underlying Return), exposing them to full downside of the index down to a 100% loss of principal. The notes pay no interest, do not provide dividends, will not be listed, and any payment depends on the credit of BofA Finance and BAC. The initial estimated value is $9.763 per $10 note, below the public offering price.
BofA Finance LLC is issuing $4,917,000 of Russell 2000-linked Autocallable Notes due July 18, 2029, fully and unconditionally guaranteed by Bank of America Corporation. Each Note has a $10 Stated Principal Amount and offers no coupons or dividends.
The Notes are automatically called on any annual Observation Date if the Russell 2000 closing level is at or above the Initial Value of 2,976.259. If called, investors receive $10 plus a fixed Call Return based on a 13.30% per annum Call Return Rate, with Call Prices of $11.33 in 2027, $12.66 in 2028 and $13.99 in 2029. If the Notes are never called, the maturity payment equals $10 × (1 + Underlying Return), providing full downside exposure to the index and allowing for a 100% loss of principal.
The public offering price is $10.00 per Note, including a $0.20 underwriting discount; BofA Securities buys from the issuer at $9.80 and sells to UBS at the same price, with UBS offering to the public at $10. The initial estimated value is $9.757 per $10, reflecting internal funding and hedging costs. The Notes are senior unsecured obligations of BofA Finance, guaranteed by BAC, not listed on any exchange, and subject to both market risk of the Russell 2000 and the credit risk of BofA Finance and BAC.
Bank of America Corporation is offering Floating Rate Senior Notes due July 27, 2066 under its Medium-Term Note Program, Series P. The notes are senior unsecured obligations, issued at 100% of principal, with selling agents’ commission of 1.00% and issuer proceeds of 99.00% before expenses.
Interest is paid quarterly at a floating rate equal to compounded SOFR + 0.10% per annum, with a floor of 0.00%. Holders may require annual repayment on July 27 from 2027 through 2065; the repayment price is 97–99% of principal through July 27, 2034 and 100% thereafter, plus accrued interest, subject to minimum denominations of $100,000 and procedural deadlines.
The notes will not be listed on any securities exchange and will be issued in book-entry form through DTC. For U.S. tax purposes they are expected to be treated as variable rate debt instruments, and Bank of America believes they should qualify as qualified replacement property for Section 1042 purposes, subject to ongoing passive income tests.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering senior unsecured “Trigger Absolute Return Step Securities” linked to the least performing of the EURO STOXX 50 Index and the S&P 500 Index, maturing on July 18, 2031. Each Note has a $10 stated principal amount and a term of about five years, with a minimum investment of 100 Notes.
If, on the valuation date, the least performing index is at or above its 100% Step Barrier, holders receive $10 plus the greater of the index return or a fixed Step Return set between 56.25% and 61.25%. If the index finishes below the Step Barrier but at or above the Downside Threshold of 75% of its initial level, investors receive $10 plus the absolute value of the index return. If it closes below the Downside Threshold, repayment is $10 multiplied by the index return, exposing investors to full downside and up to a 100% loss of principal. The Notes pay no coupons, do not provide dividends from the indices, will not be listed, and any payment depends on the credit of BofA Finance and BAC. The initial estimated value is expected to be $9.20–$9.70 per $10 Note.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index, maturing on June 21, 2028. The Notes have approximately a 23‑month term and $1,000 denominations. Investors may receive a 9.15% per annum contingent coupon (0.7625% monthly, $7.625 per $1,000) on each monthly Observation Date when all three indices are at or above 70% of their Starting Values. Beginning October 20, 2026, the issuer may redeem the Notes monthly at par plus any due coupon, limiting potential future coupons. If the Notes are not called and the least performing index ends below 60% of its Starting Value, principal is reduced 1:1 with index losses, up to a complete loss; otherwise principal is repaid, plus a final coupon if all indices are at or above the 70% barrier. The initial estimated value is expected to be $920–$970 per $1,000, below the $1,000 public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable notes at $1,000.00 per note linked to the least performing of the Nasdaq-100 Index, the Russell 2000 Index and the iShares MSCI Emerging Markets ETF, maturing on July 21, 2031. The notes can be automatically called monthly starting July 19, 2027 for preset call amounts beginning at $1,139.008 and rising to $1,683.456 per $1,000.00 if each underlying is at or above its call value. If held to maturity and each underlying finishes at or above 100% of its starting value, investors receive $1,695.04 per $1,000.00; if the least performing underlying finishes between 70% and 100%, principal is returned. If the least performing underlying ends below 70% of its starting value, repayment is reduced 1:1 with the decline, with up to 100% of principal at risk. The notes pay no interest, are not listed on an exchange, and have an initial estimated value between $900.00 and $950.00 per $1,000.00, below the public offering price, reflecting internal funding and selling costs.