Every 424B that Bank of America Corporation (BAC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow BAC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BAC filings page.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering Capped Buffered Enhanced Return Notes linked to the iShares 20+ Year Treasury Bond ETF (TLT), fully and unconditionally guaranteed by BAC. The Notes have an approximate 2‑year term, maturing August 24, 2028, in $1,000 denominations.
At maturity, if TLT’s Ending Value is above its Starting Value, holders receive 300.00% of the upside, capped at a Max Return of $1,310.00 per $1,000 (a 31.00% gain). If TLT is between the Starting Value and the Threshold Value of 90.00% of the Starting Value, investors receive principal back. Below the Threshold, investors are exposed 1:1 to further declines and can lose up to 90.00% of principal.
The Notes pay no periodic interest, are unsecured senior obligations of BofA Finance guaranteed by BAC, and will not be listed on any securities exchange. The initial estimated value is expected between $920.00 and $980.00 per $1,000, below the public offering price of $1,000, reflecting fees, internal funding rates and hedging costs.
BANK OF AMERICA CORP (BAC), via its subsidiary BofA Finance LLC, is offering senior unsecured Autocallable Contingent Coupon (with Memory) Barrier Notes linked to the worst-performing of AMD and NVIDIA common stock, at $10 principal per unit, fully and unconditionally guaranteed by BAC.
The notes pay a quarterly contingent coupon of $0.4375–$0.5125 per unit (about 17.50%–20.50% per annum) only if the worst-performing stock is at or above 50% of its Starting Value on the observation date, with a memory feature. The notes are automatically called if, on specified quarterly call dates beginning about six months after pricing, the worst-performing stock is at or above 100% of its Starting Value, returning principal plus the due coupon.
If not called, at maturity in August 2028 investors receive principal plus the final coupon if the worst-performing stock is at or above 50% of its Starting Value; otherwise they incur 1‑to‑1 downside exposure to that stock’s decline, with up to 100% of principal at risk. The initial estimated value is $9.275–$9.775 per unit, below the $10 public offering price, reflecting BAC’s internal funding rate, underwriting discount and hedging costs. The notes are not listed and all payments are subject to the credit risk of BofA Finance and BAC.
Bank of America Corp (BAC), as guarantor for BofA Finance LLC, is offering autocallable contingent coupon (with memory) barrier notes linked to the worst-performing of Meta (META), Apple (AAPL) and Tesla (TSLA). The notes have a $10 principal per unit, with 553,000 units offered, maturing on August 21, 2028 if not called.
Investors receive a quarterly contingent coupon of $0.4875 per unit (about 19.50% per annum) only if the worst-performing stock on each observation date is at or above 60% of its starting value; unpaid coupons may be “made up” later via the memory feature. The notes are automatically called if the worst-performing stock is at or above 100% of its starting value on specified call dates, returning principal plus the due coupon.
If not called, principal is repaid at maturity only if the worst-performing stock is at or above its 60% threshold value; otherwise investors have 1‑to‑1 downside exposure and can lose up to all principal. The initial estimated value is $9.62 per unit, below the $10 public offering price, reflecting BAC’s internal funding rate, underwriting discounts and hedging costs. The notes are unsecured, subject to BofA Finance and BAC credit risk, pay no dividends, and are not expected to have a liquid secondary market.
Bank of America Corporation (BAC), through its subsidiary BofA Finance LLC, is offering Digital Return Notes linked to the least performing of the S&P 500® Equal Weight Index and the S&P SmallCap 600® Index, maturing on August 21, 2031, with a denomination of $1,000 per note and no periodic interest.
At maturity, if both indexes finish at or above their starting levels, investors receive a fixed Digital Payment of $1,485 per $1,000 note (a 48.50% return). If the least performing index is below its starting level but at or above 70% of its starting value, investors receive principal only. If the least performing index falls more than 30%, repayment is reduced 1:1 with the loss in that index, up to total loss of principal. The initial estimated value is expected between $900 and $950 per $1,000, below the public price of $1,000, reflecting BAC’s internal funding rate, underwriting discount and hedging costs; payments are subject to the credit risk of BofA Finance and BAC, and the notes will not be listed on any exchange.
BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering auto-callable structured notes linked to the Dow Jones Industrial Average® and the Nasdaq-100® Index, issued under its shelf registration. Each note has a $1,000 public offering price and an approximate four‑year term, unless called earlier.
Starting in 2027, the notes are automatically called annually if both indexes are at or above their respective Call Values, paying call amounts of $1,112, $1,224 or $1,336 per $1,000. If held to maturity and both indexes finish at or above their Redemption Barriers (100% of Starting Values), investors receive a maximum of $1,448 per $1,000.
If not called and either index falls more than 30% below its Starting Value (Ending Value < 70%), principal is exposed 1:1 to the decline in the Least Performing Underlying, with up to 100% loss of principal. The notes pay no interest, are unsecured obligations of BofA Finance fully guaranteed by BAC, and will not be listed on any exchange. Initial estimated value is $915–$965 per $1,000, below the public price.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is issuing $1,839,000 of Auto-Callable Enhanced Return Notes linked to the S&P 500 Futures Excess Return Index, fully and unconditionally guaranteed by BAC. The Notes price at $1,000 per note with no periodic interest and an approximate 5-year term to August 15, 2031, unless automatically called.
The Notes offer 225.00% upside participation if not called and if the Ending Value is at least the Starting Value of 618.39. They are automatically called at $1,210 per $1,000 note if on August 17, 2027 the index is at or above the Call Value of 649.31 (105% of the Starting Value. Principal is protected at maturity only if the Ending Value is at or above the Threshold Value of 432.87 (70% of the Starting Value; below that, losses match index declines, with up to 100% of principal at risk.
The public offering price exceeds the initial estimated value of $972.00 per $1,000 note, reflecting BAC’s internal funding rate, underwriting discounts and hedging-related charges. Payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor, and the Notes will not be listed on any securities exchange.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Buffered Auto-Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, the Nasdaq-100 Technology Sector Index and the S&P 500 Index, each in $1,000 denominations.
The notes have an approximate 3‑year term, paying a contingent coupon of 8.20% per annum (about $6.834 per $1,000 monthly) only if, on each Observation Date, every index is at or above 70% of its Starting Value. Beginning February 26, 2027, they are automatically called if all indices are at or above 100% of their Starting Values, paying $1,000 plus the applicable coupon.
If not called and the least performing index finishes below 70% of its Starting Value at maturity, principal is reduced 1:1 beyond that 30% buffer, with up to 70% of principal at risk; otherwise, investors receive full principal (and a final coupon if the 70% barrier is met). The notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, will not be listed on an exchange, and have an initial estimated value of $940–$990 per $1,000.
Bank of America Corporation (BAC), as guarantor, supports BofA Finance LLC’s issuance of $1,471,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices, maturing on August 17, 2028.
The notes pay a contingent coupon of 11.65% per year (0.9709% monthly) only if on each monthly observation date all three indices are at or above 70% of their starting levels. BAC may call the notes monthly beginning November 17, 2026 at par plus any due coupon. If the notes are not called and any index ends below 70% of its starting value at maturity, principal is exposed to 1:1 downside to the worst index, with up to 100% loss of principal; otherwise, investors receive par plus any final coupon. The initial estimated value is $990.70 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discount and hedging costs. The notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, and will not be listed on any securities exchange.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Buffered Auto-Callable Return Notes linked to the iShares 20+ Year Treasury Bond ETF (TLT), fully and unconditionally guaranteed by BAC. Each Note has a $1,000 public offering price, a single call observation on August 20, 2027, and matures on October 20, 2028, for an approximate 2.25‑year term.
The Notes pay no interest and are not listed on any exchange. They are automatically called at a Call Amount of $1,103 per $1,000 if TLT’s observation value is at least 95% of its Starting Value on the call observation date. If not called, at maturity investors get full upside to TLT if the Ending Value is at or above its Starting Value; full principal back if the Ending Value is between 92% and 100% of the Starting Value; and 1:1 downside beyond an 8% decline, with up to 92% of principal at risk.
Any payments depend on the credit risk of BofA Finance and BAC. The initial estimated value is expected between $945 and $995 per $1,000, below the public price, reflecting BAC’s internal funding rate, underwriting discount, and hedging costs.
Bank of America Corporation (BAC), via BofA Finance LLC, is offering $111,000 of auto-callable senior unsecured notes linked to the least performing of the Nasdaq‑100 Index and the S&P 500 Index, maturing August 16, 2029, and fully and unconditionally guaranteed by BAC.
The notes have no coupons and may be automatically called semi‑annually from August 2027 if both indices are at or above their Call Values, paying per $1,000 note a Call Amount of $1,132.50, $1,198.75, $1,265.00 or $1,331.25 depending on the call date. If not called, and at maturity both indices are at or above their Starting Values, investors receive $1,397.50 per $1,000, a 39.75% maximum return.
If the notes are not called and the least performing index ends below 100% but at or above 70% of its Starting Value, principal is repaid at par; if it ends below 70%, repayment is reduced 1:1 with the decline of the least performer, with up to 100% of principal at risk. The initial estimated value is $989.70 per $1,000, the notes are not exchange‑listed, and all payments depend on the credit of BofA Finance and BAC.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index, with a term of approximately three years, subject to early redemption at the issuer’s option starting August 24, 2027. Each $1,000 Note pays a contingent monthly coupon of 0.7917% (9.50% per annum) only if, on the observation date, the closing level of each underlying index is at or above 60% of its starting level; otherwise no coupon is paid for that month.
If the Notes are not called and any underlying finishes below 60% of its starting value at maturity, investors are exposed to 1:1 downside to the least performing index and can lose up to 100% of principal; if the worst index is at or above 60%, principal is repaid and a final contingent coupon may be paid. The Notes are unsecured senior obligations of BofA Finance, fully and unconditionally guaranteed by BAC, will not be listed on any exchange, and have an initial estimated value between $935 and $985 per $1,000, below the $1,000 public offering price due to internal funding and hedging-related costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index. The Notes are issued under a shelf registration and sold at $1,000.00 per Note in minimum denominations of $1,000.00.
The Notes have an approximate 23‑month term, pay a contingent coupon of 11.15% per annum (0.9292% per month) only when each index is at or above 60.00% of its Starting Value on the monthly Observation Date, and are callable monthly at the issuer’s option beginning February 24, 2027 at par plus any due coupon. If a Knock‑In Event occurs at any time during the Knock‑In Period and, at maturity, the least performing index finishes below its Starting Value, principal is exposed to losses on a 1:1 basis, up to a full loss of invested principal; otherwise, principal is repaid. The initial estimated value is $935.00–$985.00 per $1,000.00, below the public offering price, the Notes are unsecured, subject to the credit risk of BofA Finance and BAC, and will not be listed on any securities exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Buffered Auto-Callable Notes linked to the least performing of the VanEck Gold Miners ETF (GDX) and the iShares Silver Trust (SLV), maturing on September 2, 2031. Each Note has a $1,000.00 public offering price, with dealer proceeds of $957.50 before expenses.
The Notes pay no interest and may be automatically called monthly from September 1, 2027 if each ETF is at or above its Call Value, returning the applicable Call Amount (starting at $1,155.004 per $1,000 and rising over time). If not called, and at maturity each ETF is at or above its Redemption Barrier (100% of its Starting Value), investors receive a fixed $1,775.02 per $1,000. If the least performing ETF ends between 85% and 100% of its Starting Value, principal is returned. Below 85%, losses are 1:1 beyond the 15% buffer, with up to 85% of principal at risk. The initial estimated value is expected between $880.00 and $930.00 per $1,000, reflecting internal funding and hedging costs. All payments depend on the credit risk of BofA Finance and BAC, and the Notes will not be listed on any exchange.
BofA Finance LLC is offering $2,056,000 of unsecured Buffered Digital Return Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index, maturing on February 17, 2028.
The notes have an approximate 18‑month term, no periodic interest and will not be listed on any exchange. For each $1,000 of principal, investors receive a fixed digital payment of $1,159 (a 15.90% return) at maturity if the ending level of each index is at least 80% of its starting value.
If any index ends below 80% of its starting value, repayment is reduced 1:1 for declines of the Least Performing Underlying beyond 20%, with up to 80% of principal at risk. The initial estimated value is $988.80 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discount and hedging‑related charges. All payments are subject to the credit risk of BofA Finance and BAC, and the notes carry significant structure, market, liquidity, conflict‑of‑interest and tax uncertainties.
BofA Finance is offering Buffered Auto-Callable Notes due August 24, 2029, fully and unconditionally guaranteed by Bank of America Corporation and linked to the least performing of Datadog (DDOG), Goldman Sachs (GS) and Progressive (PGR).
The Notes have an approximate 3-year term, no periodic interest and are subject to monthly automatic call starting November 23, 2026 if a Redemption Event has occurred for each stock (its Observation Value at or above 100% of its Starting Value). If never called and the least performing stock’s Ending Value is at least 60% of its Starting Value, investors receive principal back; below that level, principal is exposed on a leveraged basis and losses increase about 1.6666667% for each 1% drop beyond the 40% buffer, up to 100% loss.
The public offering price is $1,000.00 per Note, while the initial estimated value is expected between $930.00 and $980.00 per $1,000.00, reflecting internal funding and hedging costs. The Notes are unsecured, unsubordinated obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and all payments depend on issuer and guarantor credit risk.
BofA Finance LLC is offering $12,000.00 of Auto-Callable Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100 Index and the S&P 500 Index. The Notes price on August 12, 2026, issue on August 17, 2026, and have an approximate 3-year term to August 16, 2029, unless automatically called.
Starting values are 29,742.60 for NDX and 7,748.50 for SPX, with Call Values and Redemption Barriers at 100% of these levels and Threshold Values at 70%. Beginning August 17, 2027, the Notes are auto-called semi-annually at Call Amounts from $1,111.50 to $1,278.75 per $1,000 if both indices are at or above their Call Values. If not called, and at maturity both indices are at or above their Redemption Barriers, investors receive $1,334.50 per $1,000; if the least performing index is between 70% and 100% of its Starting Value, principal is returned; below 70%, losses are 1:1 with the decline of the least performing index, up to total loss. The Notes pay no interest, are unsecured, not exchange-listed, and all payments depend on the credit of BofA Finance and BAC. The initial estimated value is $970.90 per $1,000, below the public offering price, reflecting internal funding rates, underwriting discounts and hedging-related charges.
BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
BANK OF AMERICA CORP (BAC), via subsidiary BofA Finance LLC, is offering Capped Return Notes linked to the least performing of the Market Guard Top 100 Index, the Nasdaq-100 Index and the S&P 500 Index, fully and unconditionally guaranteed by BAC.
The Notes have an approximate 18‑month term, $1,000 minimum denomination and pay no periodic interest. At maturity, investors receive principal back plus 100% of any gain in the least performing index, capped at a 12.00% total return (maximum payment $1,120 per $1,000). If the least performing index is flat or down, repayment is limited to principal, so upside is capped but principal is protected at maturity, subject to issuer and guarantor credit risk.
The public offering price is $1,000 per Note, with an underwriting discount up to $2.50 and issuer proceeds of $997.50 per Note. The initial estimated value is expected between $930 and $980 per $1,000, reflecting BAC’s internal funding rate, hedging costs and fees. The Notes will not be listed on an exchange and secondary liquidity is uncertain.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering $1,967,000 of auto-callable notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, maturing August 14, 2031, and fully and unconditionally guaranteed by BAC.
The notes pay no interest and are automatically callable semi-annually from August 16, 2027 if each index is at or above its Call Value, returning the applicable Call Amount (from $1,137 to $1,616.50 per $1,000). If not called and at maturity each index is at or above its Starting Value, holders receive $1,685 per $1,000. If the least performing index ends below 70% of its Starting Value, repayment is reduced 1:1 with index loss, with up to 100% of principal at risk; between 70% and 100% holders receive principal back.
The initial estimated value is $981.80 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting and hedging costs. The notes are unsecured obligations subject to the credit risk of BofA Finance and BAC and will not be listed on any securities exchange.
BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
Bank of America Corporation (BAC), as guarantor for BofA Finance LLC, is offering $850,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index, maturing August 16, 2029, unless called earlier.
The notes pay a 10.60% annual contingent coupon (0.8834% monthly) only when on an Observation Date each index is at or above 70% of its Starting Value; otherwise no coupon is paid. From August 17, 2027, BofA Finance may redeem the notes monthly at par plus any due coupon. If held to maturity and any index has fallen more than 40% (below its 60% Threshold Value), principal is exposed 1:1 to the decline of the worst index, with up to 100% loss of principal. The initial estimated value is $989.40 per $1,000, below the public price, and all payments are subject to the credit risk of BofA Finance and BAC; the notes will not be listed.
Bank of America Corporation (BAC), as guarantor, supports BofA Finance LLC’s offering of Autocallable Strategic Accelerated Redemption Securities linked to the EURO STOXX 50 Index. Each note has a $10 principal amount per unit, no periodic interest, and up to 100% principal at risk.
The notes may be automatically called approximately one, two or three years after pricing if the Index is at or above the Starting Value, paying Call Amounts between $11.075–$13.525 per unit, depending on call date. If not called and the Ending Value is below the Starting/Threshold Value, repayment is reduced 1‑to‑1 with Index declines. The public offering price is $10.00 per unit, including a $0.20 underwriting discount and a $0.05 hedging-related charge; initial estimated value is expected between $9.23 and $9.87, and all payments are subject to the credit risk of BofA Finance and BAC.
Bank of America Corporation (BAC), via BofA Finance LLC, is offering $10,000,000 of Contingent Income Issuer Callable Yield Notes linked to the S&P 500 Index, fully and unconditionally guaranteed by BAC. The Notes price on August 11, 2026, issue on August 14, 2026, and mature on August 14, 2031, unless called earlier.
The Notes pay a contingent coupon of 8.00% per annum (2.00% per quarter) only if, on each quarterly Observation Date, the S&P 500 closing level is at or above 60.00% of the Starting Value of 7,757.64. Starting November 16, 2026, BofA Finance may redeem all Notes quarterly at par plus any due coupon. If held to maturity and the index has fallen more than 40% from the Starting Value (Ending Value below the 60.00% Threshold Value of 4,654.58), investors are exposed to 1:1 downside and can lose up to 100% of principal; otherwise, they receive par plus any final contingent coupon.
The initial estimated value is $994.80 per $1,000, below the public offering price, reflecting internal funding rates, underwriting discounts and hedging costs. The Notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and all payments depend on the credit risk of both entities.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500® Futures 40% Volatility Compass TCA 6% Decrement Index ER. Each note has a $1,000 public offering price, is fully and unconditionally guaranteed by BAC, and is scheduled to mature on September 18, 2031, unless automatically called.
The notes pay monthly contingent coupons with a “memory” feature: for each Contingent Payment Date, the coupon per $1,000 equals $9.584 times the number of payment dates that have occurred minus all prior coupons, but only if the underlying is at or above 70% of its Starting Value. From September 15, 2027, the notes are auto-called if the underlying is at or above 100% of its Starting Value, returning principal plus that period’s coupon. If held to maturity and not called, principal is protected only down to a 15% decline; below an Ending Value of 85% of the Starting Value, investors are exposed 1:1 to further losses and can lose up to 85% of principal. The underlying itself uses leveraged futures exposure and embeds a 6.00% per annum decrement and transaction costs, and the initial estimated note value of $900–$950 per $1,000 is below issue price due to internal funding and fees.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is issuing market-linked, principal-at-risk Medium-Term Notes, Series A, fully and unconditionally guaranteed by BAC. The securities total $3,256,000 in principal, in $1,000 denominations, linked to the worst performer of the S&P 500, Russell 2000 and Nasdaq‑100 indices.
The notes pay a contingent coupon of 11.00% per annum (2.75% quarterly) only if, on every eligible trading day in a quarter, the lowest-performing index stays at or above its Coupon Barrier of 70% of its starting value. BAC may redeem the notes quarterly from November 2026 onward at par plus any due coupon. If not redeemed, principal is fully returned at maturity on August 15, 2030 only if the worst index on the final calculation day is at or above its Threshold Value of 60% of its starting level; otherwise, investors are exposed one-for-one to the index decline and can lose more than 40%, up to their entire principal.
The initial estimated value is $982.20 per $1,000 security, below the public offering price of $1,000, reflecting underwriting discounts and hedging costs. The securities are unsecured senior obligations of BofA Finance, guaranteed by BAC, subject to both entities’ credit risk, and will not be listed on any exchange.
BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
BANK OF AMERICA CORP (BAC), via subsidiary BofA Finance LLC, is offering unsecured, S&P 500® Index-linked notes that pay no interest and are fully and unconditionally guaranteed by BAC. The notes are expected to mature between 26 and 29 months after the trade date and will not be listed on any exchange.
For each $1,000 face amount, if the S&P 500® final level is at least 85.00% of the initial level, holders receive a fixed Threshold Settlement Amount expected between $1,165.20 and $1,194.30. If the index falls more than 15.00%, repayment is reduced on a leveraged basis using a Buffer Rate of approximately 117.647%, and investors can lose some or all principal.
The initial estimated value is expected between $964.40 and $994.40 per $1,000, below the 100% price to public, reflecting BAC’s internal funding rate and hedging-related charges. BofA Securities, Inc. acts as selling agent with a disclosed underwriting discount of 0.00% of face amount and may make a secondary market but is not obligated to do so.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index, maturing on September 3, 2031 and fully and unconditionally guaranteed by BAC.
The Notes pay a 6.95% per annum contingent coupon (1.7375% quarterly, $17.375 per $1,000) only if on each Observation Date both indices are at or above 55.00% of their Starting Values. Beginning March 4, 2027, BofA Finance may redeem the Notes quarterly at par plus any due coupon, limiting the number of future coupons.
If not called and the least performing index finishes below its 55.00% Threshold Value on the Valuation Date, principal is exposed 1:1 to that decline and investors can lose up to 100% of principal; otherwise, they receive full principal back plus any final coupon if conditions are met. The public offering price is $1,000 per Note, with an underwriting discount up to $15 and issuer proceeds of $985 per Note. The initial estimated value is expected between $920 and $970 per $1,000, reflecting BAC’s internal funding rate, hedging charges and fees. Payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on an exchange.
Bank of America Corporation (BAC), through BofA Finance LLC, is offering Contingent Income Buffered Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index, and S&P 500 Index, fully and unconditionally guaranteed by BAC.
The Notes have an approximately 5-year term, quarterly contingent coupons at 7.80% per annum (1.95% per quarter) when each index is at or above 70.00% of its Starting Value, and a 30% downside buffer. If not called and the least performing index falls more than 30%, principal is reduced 1:1 beyond that level, with up to 70.00% of principal at risk.
The issuer may redeem the Notes quarterly starting February 22, 2027 at par plus any due coupon. The public offering price is $1,000.00 per Note, with an initial estimated value between $940.00 and $990.00 per $1,000, reflecting BAC’s internal funding rate, hedging costs and underwriting discount. The Notes will not be listed on any securities exchange.
Bank of America Corporation (BAC), via its finance subsidiary BofA Finance LLC, is offering $9,080,000 of senior unsecured Fixed to Floating Rate Issuer Callable Daily Range Accrual Notes linked to the 10-Year CMT Rate, due August 13, 2046. The notes are fully and unconditionally guaranteed by BAC and rank pari passu with its other unsecured, unsubordinated debt, exposing investors to the credit risk of both BofA Finance and BAC.
The notes pay quarterly interest: a fixed 10.00% per annum from August 13, 2026 to August 13, 2027, then a floating rate equal to a 10.00% Base Rate × (N/D), where N is the number of U.S. Government Securities Business Days in each period when the 10-Year CMT Rate is within the 0.00%–5.50% Accrual Range and D is total such business days. Interest during the floating period is capped at 10.00% and floored at 0.00%, so investors may receive little or no interest if the CMT Rate stays outside the range.
The notes are callable at the issuer’s option at 100% of principal plus accrued interest on any quarterly interest payment date from August 13, 2027 through May 13, 2046. If not called, investors receive principal plus accrued interest at maturity. The minimum denomination is $1,000, they will not be listed on any exchange, and liquidity is expected to be limited. The public offering price is typically $1,000 per note, with an underwriting discount up to $45.50 and proceeds to BofA Finance as low as $954.50 per $1,000. The initial estimated value is $909.30 per $1,000, reflecting BAC’s internal funding rate, hedging costs, and dealer compensation.
BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering unsecured senior Buffered Digital Return Notes fully and unconditionally guaranteed by BAC, due February 23, 2028. The Notes are linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 price return indices.
The Notes pay no interest and will not be listed. At maturity, investors receive a fixed Digital Payment of $1,105 per $1,000 principal (a 10.5% return) if the ending level of each index is at least 70% of its starting level. If any index ends below 70%, repayment is reduced 1:1 for declines of the least performing index beyond the 30% buffer, with up to 70% of principal at risk.
The public offering price is $1,000 per Note, while the initial estimated value is expected to be between $940 and $990, reflecting BAC’s internal funding rate, dealer compensation and hedging-related charges. All payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor.
Bank of America Corporation (BAC), through BofA Finance LLC, is offering $32,313,000 of Trigger Callable Contingent Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices, maturing May 16, 2028, and fully and unconditionally guaranteed by BAC.
The Notes pay a 10.00% per annum contingent coupon (0.25 per $10 each quarter) only if, on every trading day in a quarter, each index stays at or above its Coupon Barrier (70% of its Initial Value). Beginning November 2026, BofA Finance may call the Notes on any quarterly Coupon Payment Date, returning the $10 Stated Principal Amount plus any due coupon. If not called, principal repayment at maturity depends on the Least Performing Underlying: full principal is returned only if its Final Value is at least 60% of its Initial Value; otherwise, the payout is $10 × (1 + that index’s return), allowing for up to a 100% loss of principal. The Notes are unsecured, subject to BofA Finance and BAC credit risk, will not be listed on an exchange, and may have limited or no liquidity.
BANK OF AMERICA CORP (BAC), through its subsidiary BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices, fully and unconditionally guaranteed by BAC.
The Notes have an approximate 3‑year term, with a contingent coupon of 8.40% per year (4.20% semi‑annually, or $42 per $1,000) payable only if on each Observation Date all three indices are at or above 60% of their Starting Values. Starting March 4, 2027, BofA Finance may redeem the Notes semi‑annually at par plus any due coupon. If not called and any index finishes below 60% of its Starting Value at maturity, principal is exposed 1:1 to the decline of the worst index, with up to 100% loss of principal; otherwise principal is repaid and a final coupon may be paid.
The public offering price is $1,000 per Note, with underwriting discount of up to $15 and proceeds to BofA Finance of as low as $985 per $1,000. The initial estimated value is expected between $925 and $975 per $1,000. The Notes are unsecured obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and their value and payments depend on issuer and guarantor credit as well as index performance.
BofA Finance LLC is offering Auto-Callable Notes linked to the least performing of the Dow Jones Industrial Average and the Nasdaq-100 Index, fully and unconditionally guaranteed by Bank of America Corporation. Each Note has a $1,000 denomination and an expected term of about 4 years, from an expected pricing date of August 28, 2026 to maturity on September 3, 2030, unless called earlier.
Beginning September 2, 2027, the Notes are automatically callable annually if the observation value of each index is at or above its Call Value (100% of its Starting Value), for Call Amounts of $1,131.50, $1,263.00, or $1,394.50 per $1,000 depending on the call year. If not called, and at maturity each index ends at or above its Redemption Barrier (100% of its Starting Value), investors receive a fixed $1,526.00 per $1,000. If the least performing index ends between 70% and 100% of its Starting Value, principal is returned. If it ends below 70%, repayment is reduced 1:1 with the decline, with up to 100% loss of principal.
The Notes pay no periodic interest, are unsecured senior debt of BofA Finance, guaranteed by BAC, and will not be listed on any exchange. Initial estimated value is expected between $930.00 and $980.00 per $1,000, below the public offering price, reflecting internal funding and hedging costs. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. The notes are issued in $1,000 denominations, are expected to price on August 28, 2026, and mature on August 31, 2029, unless called earlier.
The notes pay a 9.50% per annum contingent coupon (4.75% semi-annually, or $47.50 per $1,000) only if on each observation date all three indexes are at or above 60.00% of their Starting Values. Beginning March 4, 2027, the issuer may redeem the notes semi-annually at $1,000 plus any due coupon. If held to maturity and the least performing index is below 60.00% of its Starting Value, principal is reduced 1:1 with that decline, up to a 100% loss of invested principal; otherwise, principal is repaid (plus a final coupon if conditions are met). All payments depend on the credit of BofA Finance and BAC, the notes are unlisted, and the initial estimated value is expected between $940.00 and $990.00 per $1,000, below the public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $2,523,000 of Auto-Callable Notes linked to the Russell 2000 Index and the S&P 500 Index, maturing August 15, 2030, in $1,000 denominations.
The notes may be automatically called annually starting August 16, 2027 if both indices are at or above their Starting Values, paying Call Amounts of $1,128, $1,256, or $1,384 per $1,000. If not called, and the least performing index finishes at or above its Starting Value, investors receive a fixed $1,512 per $1,000. If the least performer is between 70.00% and 100% of its Starting Value, principal is returned. Below 70%, losses match the index decline, up to total loss of principal. The notes pay no periodic interest, are unsecured, not exchange-listed, and the initial estimated value is $986.10 per $1,000, below the public offering price.
BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes, fully guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. Each note has a principal of $1,000, an expected term of about 23 months, and a contingent coupon rate of 11.30% per year (0.9417% per month), payable only when on an Observation Date all three indices are at or above 70% of their Starting Values.
Starting November 30, 2026, the issuer may redeem the notes monthly at $1,000 plus any due coupon. If not called and at maturity the least performing index is below its 70% Threshold Value, principal is reduced 1:1 with index loss, up to a 100% loss of investment; otherwise, principal is repaid and a final coupon may be paid. The notes are unsecured obligations subject to BofA Finance and BAC credit risk, will not be listed, and have an initial estimated value of $925–$975 per $1,000, below the public offering price due to internal funding and fees.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Fixed Income Buffered Auto-Callable Yield Notes linked to the S&P 500 Futures 40% Volatility Compass TCA 6% Decrement Index ER, maturing on September 18, 2031. The Notes pay a fixed coupon of 7.50% per annum (0.625% monthly) as long as they remain outstanding.
Beginning with the September 15, 2027 Call Observation Date, the Notes are automatically called if the Index closing level is at least 100% of the Starting Value, paying back principal plus the monthly coupon. If not called, principal is protected only down to a 15% decline: at maturity, if the Index Ending Value is at or above 85% of the Starting Value, investors receive full principal plus the final coupon; otherwise, repayment is reduced 1:1 beyond the 15% buffer, with up to 85% of principal at risk, though the final coupon is still paid.
The public offering price is $1,000 per Note, including up to $47.50 underwriting discount, for issuer proceeds as low as $952.50. The initial estimated value is expected between $900 and $950 per $1,000. The unlisted Notes carry the senior credit risk of BofA Finance and BAC and reference an index that uses leverage up to 500%, a 40% volatility target, and a 6.00% per annum decrement cost, all of which can materially affect performance.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Enhanced Return Notes linked to the least-performing of the Nasdaq-100 Index (NDX) and the S&P 500 Index (SPX), maturing on August 30, 2029, in minimum denominations of $1,000 per Note and fully guaranteed by BAC.
The Notes pay no interest and are not listed on any exchange. At maturity, if the ending level of each index exceeds its starting level, investors receive 116.00% of the positive return of the least-performing index. If the least-performing index finishes between its starting level and its 70.00% Threshold Value, investors receive only principal. If the least-performing index ends below its Threshold Value, repayment is reduced 1:1 with that decline, up to a total loss of principal. The initial estimated value is expected to be $920–$970 per $1,000 Note, below the public offering price of $1,000, reflecting internal funding rates, underwriting discounts and hedging costs. All payments are subject to the credit risk of BofA Finance and BAC.
Bank of America Corp (BAC), via BofA Finance LLC, is offering auto-callable senior unsecured notes linked to the least performing of the Russell 2000® Index (RTY) and the State Street® Technology Select Sector SPDR® ETF (XLK), maturing on May 30, 2028. Each note has a $1,000 principal amount and will be issued under BAC’s shelf program; the notes are fully and unconditionally guaranteed by BAC.
The notes have an approximate 21‑month term and are automatically callable quarterly starting November 24, 2026 if on a Call Observation Date the value of each underlying is at or above its Call Value (100% of its Starting Value). If called, investors receive the applicable Call Amount (rising from $1,040.375 to $1,242.250 per $1,000) and no further payments.
If not called, at maturity investors receive $1,282.625 per $1,000 if the Ending Value of each underlying is at least 100% of its Starting Value; principal only if the least performing underlying is below 100% but at or above 70% of its Starting Value; and otherwise 1:1 downside exposure to the decline of the least performing underlying, with up to 100% loss of principal. The notes pay no interest, will not be listed on any exchange, and all payments are subject to the credit risk of BofA Finance and BAC. The public offering price is $1,000 per note, while the initial estimated value is expected to range between $920 and $970, reflecting internal funding and hedging costs.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 Index, maturing August 29, 2029. Each Note has a $1,000 public offering price, with an underwriting discount of $7 and proceeds to BofA Finance of $993 per Note, before expenses.
The Notes pay a 10.00% per annum contingent coupon ($8.334 per $1,000 monthly) only if, on each Observation Date, all three indices are at or above 75% of their Starting Values. Beginning August 27, 2027, BofA Finance may redeem the Notes monthly at $1,000 plus any due coupon. If the Notes are not called, principal is repaid in full at maturity only if the least performing index finishes at or above 60% of its Starting Value; otherwise repayment is reduced 1:1 with that index’s decline, down to a total loss of principal. The initial estimated value is expected to be $935–$985 per $1,000 Note, the Notes will not be listed, and all payments are subject to the credit risk of BofA Finance and BAC.
BANK OF AMERICA CORP (BAC), as guarantor, is supporting BofA Finance LLC’s issuance of Contingent Income Issuer Callable Yield Notes linked to the S&P 500 Index, due August 18, 2031, under its shelf MTN program. Each note has a $1,000 principal amount and pays a contingent coupon of 8.05% per year (2.0125% quarterly) when, on an observation date, the S&P 500 closing level is at or above 60% of the starting level of 7,728.20.
The notes are issuer callable quarterly from November 18, 2026 at par plus any due coupon. If not called, principal is protected only if the final index level is at least 60% of the starting value; otherwise, repayment is reduced 1:1 with the index decline and can result in a total loss of principal. The notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, will not be listed, and have an initial estimated value between $945 and $995 per $1,000, below the $1,000 public offering price due to internal funding and hedging costs.
Bank of America Corporation (BAC), via its subsidiary BofA Finance LLC, is offering Contingent Income (with Memory Feature) Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Index, S&P 500 Index and iShares Silver Trust, fully and unconditionally guaranteed by BAC.
The Notes have an approximate 5‑year term, pricing on August 19, 2026 and maturing August 22, 2031, with quarterly observation dates. Investors pay $1,000 per Note, with an initial estimated value between $930 and $980. The underwriter discount is up to $4 per $1,000, so issuer proceeds are about $996 per Note.
Quarterly contingent coupons use a memory feature: on each observation date, if every underlying is at or above 75% of its starting value, the coupon equals $40.75 multiplied by the number of payment dates to date minus prior coupons. Starting August 24, 2027, BAC may redeem the Notes quarterly at $1,000 plus any due coupon. If held to maturity and any underlying has fallen by more than 50% of its starting value, principal is reduced 1:1 with the loss in the least performing underlying, up to a total loss of principal. All payments are subject to the credit risk of BofA Finance and BAC, and the Notes will not be listed on any exchange.
BANK OF AMERICA CORP (symbol: BAC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
BANK OF AMERICA CORP (BAC), through its subsidiary BofA Finance LLC, is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of Broadcom Inc. (AVGO) and International Business Machines Corporation (IBM), fully and unconditionally guaranteed by BAC.
The Notes have an approximate 3‑year term (to August 23, 2029), $1,000 denominations and pay monthly contingent coupons of $13.125 per $1,000 only if on an Observation Date each stock is at or above 60% of its Starting Value. Missed coupons can be “remembered” and paid later if this condition is met. Beginning November 18, 2026, the Notes auto‑call monthly at par plus the applicable coupon if both stocks are at or above 100% of their Starting Values.
If not called, and the least performing stock finishes below 60% of its Starting Value, principal is exposed 1:1 to that decline, with up to 100% loss; otherwise investors receive full principal back plus any final coupon. The initial estimated value is expected between $880 and $930 per $1,000, below the $1,000 public offering price, and all payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes due July 23, 2029, linked to the worst performer of the SPDR S&P Metals & Mining ETF (XME) and VanEck Gold Miners ETF (GDX).
The notes pay monthly contingent coupons only if each ETF is at or above 50% of its starting value; unpaid coupons can be “remembered” and paid later when the barrier is met. From August 18, 2027, the notes are auto-callable monthly if each ETF is at or above 100% of its starting value, returning principal plus that month’s coupon.
If not called, and the worst ETF ends at or above 82% of its starting value, investors receive principal back plus any final contingent coupon. If the worst ETF is below 82%, principal is reduced 1:1 beyond the 18% buffer, with up to 82% of principal at risk. All payments depend on the credit of BofA Finance and BAC, the notes will not be listed, and the initial estimated value is $885–$935 per $1,000, below the $1,000 offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $616,000 of Buffered Auto-Callable Notes linked to the S&P 500 Index, due August 12, 2031. The notes have no periodic interest and are not exchange-listed.
Beginning August 10, 2027, the notes are automatically called if the S&P 500 closing level is at or above the Call Value of 7,757.64, paying fixed call amounts from $1,080 to $1,320 per $1,000. If held to maturity and the index is at or above the Redemption Barrier (100% of the 7,757.64 Starting Value), investors receive $1,400 per $1,000. If the index ends between 85% and 100% of the Starting Value, principal is returned. Below the 85% Threshold Value of 6,593.99, investors take 1:1 downside beyond the 15% buffer, with up to 85% of principal at risk.
The initial estimated value is $976.60 per $1,000, below the public price, reflecting BAC’s internal funding rate, underwriting discount and hedging-related charges. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is offering $300,000 of Dual Directional Buffered Notes linked to the least performing of the S&P 500 Equal Weight Index and the S&P 500 Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes price at $1,000 per note, with no periodic interest and an approximate 3‑year term, maturing on August 10, 2029.
At maturity, if the least performing index is at or above its starting value, investors receive 100% upside participation in that index, capped at a 44.00% maximum return ($1,440 per $1,000). If it is below the starting value but at or above 80%, investors receive a positive return equal to the absolute decline, up to 20%. If it falls more than 20%, principal is reduced 1:1 beyond the 20% buffer, with up to 80% of principal at risk.
The notes’ initial estimated value is $973.80 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discount, and hedging costs. The notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, will not be listed on an exchange, and payments depend on issuer and guarantor credit.