Every 424B that Bank of America Corporation (BAC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow BAC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BAC filings page.
Bank of America Corporation is offering $300,000,000 of senior unsecured Fixed Rate Callable Notes due February 10, 2031. The notes pay a fixed interest rate of 4.35% per annum, with semi-annual payments on February 10 and August 10, beginning August 10, 2026.
The notes are issued at 100.00% of principal with a 0.25% underwriting discount, providing $299,250,000 in proceeds before expenses. Bank of America may redeem all of the notes at 100% of principal on February 10, 2028, plus accrued interest, which could limit investors’ return and reinvestment options.
These senior unsecured obligations are not bank deposits, are not guaranteed by Bank of America, N.A., and are not insured by the FDIC or any governmental agency. The notes are not listed on any securities exchange, and liquidity and secondary market pricing may be limited. Investors are directed to detailed risk factors and U.S. federal income tax considerations described in the accompanying materials.
BofA Finance LLC priced a $3,066,000 offering of Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes fully and unconditionally guaranteed by Bank of America Corporation. The Notes priced on February 6, 2026 and issue on February 11, 2026, with an approximate three-year term.
The Notes are linked to the least performing of the State Street SPDR S&P Metals & Mining ETF (XME) and the VanEck Gold Miners ETF (GDX). Contingent monthly coupons are payable when each Underlying is at or above 65.00% of its Starting Value; beginning with the August 6, 2026 Call Observation Date the Notes are automatically callable if both Underlyings are at or above their Call Values. If not called, the Notes provide a 20% buffer: at maturity investors receive principal unless the Least Performing Underlying is below its Threshold Value, in which case holders have 1:1 downside beyond a 20.00% decline (up to 80.00% principal at risk).
The initial estimated value at pricing was $947.30 per $1,000.00, below the public offering price. All payments are subject to the credit risk of the Issuer and the Guarantor.
BofA Finance LLC is offering Digital Return Notes linked to the least performing of the Dow Jones Industrial Average and the S&P 500. The Notes are expected to price on February 13, 2026, issue on February 19, 2026, and mature on March 18, 2027, an approximately 13-month term.
Per $1,000 principal, the public offering price is $1,000.00. If both Underlyings finish at or above 71.00% of their starting values, the Notes pay a fixed digital payment of $1,078.00 at maturity. If the Least Performing Underlying falls below its 71.00% Threshold Value, holders bear 1:1 downside exposure to that Underlying and may lose up to 100.00% of principal. The issuer and guarantor credit risk is explicitly stated and all payments are subject to BofA Finance LLC and Bank of America Corporation creditworthiness. The initial estimated value range on the pricing date is $940.00 to $990.00 per $1,000.00, which is less than the public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $892,000 of auto-callable notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER, maturing in February 2032.
The notes may be called annually starting in 2027 for preset call amounts up to $2,482.50 per $1,000. If not called, and the index ends at or above 80% of its starting level, investors receive $2,779 per $1,000; between 60% and 80% they receive principal only, and below 60% losses match index declines with up to 100% of principal at risk.
The securities pay no interest, are unsecured senior debt of BofA Finance, guaranteed by BAC, have an initial estimated value of $958 per $1,000, embed daily transaction and 6% annual decrement costs in the index, and will not be listed on any exchange.
BofA Finance LLC is offering $1,425,000 of Capped Buffered Enhanced Return Notes linked to the MSCI Emerging Markets Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes price at $1,000 each, with an initial estimated value of $986.30 per $1,000.
The notes run for about 18 months, from a February 10, 2026 issue date to an August 10, 2027 maturity. At maturity, investors get 150% of any index gain, capped at a maximum return of 24.65% ($1,246.50 per $1,000). If the index falls up to 10%, principal is returned; below that losses match further declines and up to 90% of principal can be lost.
The notes pay no interest, are unsecured obligations of BofA Finance with a BAC guarantee, and will not be listed on any exchange. Their value and payment depend on both the credit of the issuer and guarantor and the performance and volatility of emerging markets equities and currencies.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the worst performer of the SPDR S&P Metals & Mining ETF (XME) and VanEck Gold Miners ETF (GDX), maturing January 19, 2029.
The Notes pay monthly contingent coupons only if each ETF stays at or above 65% of its starting level, with unpaid coupons potentially “remembered” and paid later. Beginning August 13, 2026, the Notes can be automatically called monthly at 100% of principal plus the applicable coupon if each ETF is at or above its starting value.
If not called, principal is protected only down to an 80% threshold; below that, repayment is reduced 1:1 with the loss in the weaker ETF, with up to 80% of principal at risk. The public offering price is $1,000 per Note, with proceeds to BofA Finance of $961 after a $39 underwriting discount, and the initial estimated value is expected between $860 and $950 per $1,000.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering preliminary auto-callable notes linked to the S&P 500® Futures 35% Volatility Compass TCA 6% Decrement Index ER. Each Note has a $1,000 public offering price and approximately a five-year term, maturing in February 2031 if not called earlier.
Starting in February 2027, the Notes are automatically callable monthly at preset Call Amounts ranging from $1,160.008 up to $1,786.706 per $1,000 if the index meets or exceeds step-down Call Values. If never called and the index Ending Value is at least 60% of its Starting Value, investors receive a fixed $1,800.04 per $1,000 at maturity.
If the index falls more than 40% from its Starting Value and the Notes are not called, repayment falls 1:1 with the index decline, up to 100% loss of principal. The Notes pay no periodic interest, are unsecured obligations of BofA Finance guaranteed by BAC, and will not be listed on an exchange.
The complex Underlying uses leveraged exposure, a 35% volatility target, and a 6.00% per annum decrement cost plus transaction costs, which continually reduce index levels. The initial estimated value is expected between $880.00 and $930.00 per $1,000, below the public offering price, reflecting internal funding rates, hedging costs, and underwriting discounts of up to $7.50 per Note.
BofA Finance LLC prices Auto-Callable Notes due February 19, 2031 linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices.
The notes have an approximate five-year term, are automatically callable semi‑annually beginning with the February 17, 2027 observation, and pay no periodic interest. If not called, holders receive $1,637.50 per $1,000 at maturity if the Least Performing Underlying is ≥90.00% of its Starting Value; if the Least Performing Underlying is between 75.00% and 90.00%, principal is returned; if it declines >25%, investors have 1:1 downside to the Least Performing Underlying and could lose up to 100% of principal. Payments are subject to the credit risk of BofA Finance and Bank of America Corporation.
Bank of America Corporation is issuing $7,150,000 of senior unsecured Capped Floating Rate Notes linked to Compounded SOFR, maturing on February 11, 2036. The notes are priced at 100% of principal, with an underwriting discount of $44,330 and expected proceeds to BAC of $7,105,670 before expenses.
Interest is paid quarterly at Compounded SOFR (the Base Rate) plus 1.22% per year, subject to a floor of 0.00% and a cap of 6.50%. The notes are not FDIC-insured, have no issuer call or holder put, and will not be listed on any exchange. Investors face credit risk of BAC, potential periods of very low or no interest, limited liquidity, and conflicts of interest because an affiliate acts as calculation agent and market-maker. For U.S. tax purposes, the notes are treated as variable rate debt instruments.
BofA Finance LLC priced $2,927,000 of Contingent Income Issuer Callable Yield Notes linked to Morgan Stanley common stock. The Notes, fully and unconditionally guaranteed by Bank of America Corporation, priced on February 5, 2026 and will issue on February 10, 2026.
The approximate two‑year Notes pay a contingent coupon of 11.00% per annum (2.75% per quarter) when the Observation Value is ≥ 70.00% of the Starting Value. Beginning August 10, 2026, the Issuer may call the Notes on quarterly Call Payment Dates for the principal plus any payable contingent coupon. At maturity, if the Ending Value is below the 70.00% Threshold Value, holders are exposed 1:1 to declines in the Underlying Stock, with up to 100% principal loss; otherwise holders receive principal and any final contingent coupon. The initial estimated value at pricing was $961.30 per $1,000 and the public offering price is $1,000 per $1,000 (proceeds to issuer $981.50 per $1,000 after underwriting).
BofA Finance LLC is issuing $221,000 of Capped Buffered Enhanced Return Notes linked to the iShares MSCI Emerging Markets ETF, fully and unconditionally guaranteed by Bank of America Corporation. The notes run for about 18 months, from February 4, 2026 to August 4, 2027.
At maturity, investors get 125% of any ETF gain, capped at an 18.50% maximum return, or bear losses beyond a 10% downside buffer, with up to 90% of principal at risk. The initial estimated value is $965.30 per $1,000 note, there are no periodic interest payments, and the notes will not be listed on any exchange. All payments depend on the credit of BofA Finance and Bank of America.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $5,249,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, due February 8, 2029.
The notes offer a contingent coupon of 8.25% per annum (0.6875% monthly) when each index is at or above 70% of its starting level on an observation date. Beginning August 10, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon. If held to maturity and the least performing index has fallen more than 30% from its starting level, principal is reduced 1:1 with index losses, up to a full loss of investment.
The public offering price is $1,000 per note with an underwriting discount up to $28 and proceeds to BofA Finance of $972 per $1,000. The initial estimated value is $958.20 per $1,000, reflecting funding and hedging costs. Payments depend on the credit risk of BofA Finance and Bank of America Corporation, and the notes will not be listed on any securities exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, offers autocallable bear notes linked to one or more equity indices or exchange-traded funds. These unsecured, unsubordinated securities do not pay interest and do not guarantee a return of principal.
The notes can be automatically called on set observation dates if the linked market measure is at or below a specified call level, paying principal plus a preset call premium. If the notes are not called and the final market measure ends above a threshold value, investors lose principal, potentially all of it.
The filing details extensive risks, including issuer and guarantor credit risk, no FDIC insurance, limited or no liquidity, complex valuation and hedging impacts, possible tracking error for underlying funds, and significant tax uncertainty. The notes are described as suitable only for knowledgeable investors able to accept the risk of substantial loss.
BofA Finance LLC, guaranteed by Bank of America Corporation, is offering unsecured, no-interest notes linked to a weighted basket of five foreign equity indices. The basket weights are EURO STOXX 50® 38%, TOPIX® 26%, FTSE® 100 17%, Swiss Market Index 11% and S&P®/ASX 200 8%.
At maturity (expected 25–28 months after trade date), investors receive $1,000 plus 300% of any positive basket return, capped so the cash payment is expected between $1,351.90 and $1,414.00 per $1,000. If the basket return is negative, losses match the basket’s decline and can reach 100% of principal.
The notes will not be listed, pay no interest, and carry full credit risk of BofA Finance and BAC. The initial estimated value is expected between $960.20 and $990.20 per $1,000, reflecting internal funding and hedging costs.
BofA Finance LLC is issuing $6,494,800 of Trigger Autocallable Notes linked to the S&P 500 Index, due February 9, 2028, at $10 per Note. The Notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation.
The Notes may be automatically called quarterly, beginning August 4, 2026, if the S&P 500 closing level is at or above the Initial Value of 6,882.72. If called, holders receive $10 plus a Call Return based on a fixed 9.25% per annum rate, reaching up to 18.50% of principal by the final Observation Date.
If not called and the final S&P 500 level is between the Initial Value and the Downside Threshold of 5,506.18 (80% of the Initial Value), investors receive only their $10 principal per Note. If the final level is below the Downside Threshold, repayment is reduced in line with the index decline, up to a 100% loss of the investment.
The Notes pay no interest, provide no dividends from S&P 500 stocks, and are not listed on any exchange, so liquidity may be limited. The initial estimated value is $9.788 per $10 Stated Principal Amount, below the public offering price, reflecting dealer discounts and hedging costs. All payments depend on the creditworthiness of BofA Finance and Bank of America Corporation.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering market-linked, auto-callable notes tied to the Russell 2000 Index, maturing on March 1, 2030, at a public offering price of $1,000 per Security.
The Securities pay no interest and may be automatically called on specified Call Dates if the index closes at or above the Starting Value, paying principal plus a Call Premium of at least 9.05% per year equivalent, up to at least 36.20% on the final Call Date. If not called, principal is protected only to a 10.00% buffer; below that, investors have 1-to-1 downside exposure and can lose up to 90.00% of principal.
The initial estimated value is expected between $904.25 and $964.25 per Security, below the public offering price, reflecting fees, hedging costs and internal funding rates. The notes are unsecured, unsubordinated obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and carry complex structural and market risks highlighted in extensive risk disclosures.
BofA Finance LLC priced an offering of Contingent Income Auto-Callable Yield Notes linked to Constellation Energy Corporation common stock. The notes total $3,332,000 principal, are fully and unconditionally guaranteed by Bank of America Corporation, priced on February 4, 2026, and will issue on February 9, 2026.
The notes mature on February 8, 2029 (approximate three‑year term), pay a contingent coupon of 15.80% per annum (3.95% quarterly) if the Observation Value is ≥ 60.00% of the Starting Value, are automatically callable beginning on May 4, 2026 if the Observation Value is ≥ 100.00% of the Starting Value, and expose investors to 1:1 downside at maturity if the Ending Value falls more than 40.00% below the Starting Value. The Starting Value is $250.46 and the initial estimated value per $1,000 note was $954.30.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering stepdown autocallable market-linked notes tied to the worst-performing of the S&P 500 Index and the Russell 2000 Index. Each note has a $10 principal amount per unit and no periodic interest.
The notes can be automatically called if, on annual call observation dates, the worst-performing index is at or above its call value, which steps down from 100% to 70% of its starting level. If called, investors receive $11.00 per unit on the first call date or $12.00 per unit on the final call date.
If the notes are never called, investors are exposed to 1‑to‑1 downside to the worst-performing index at maturity and can lose some or all principal. The initial estimated value is expected between $9.375 and $9.875 per unit, below the $10 public offering price, reflecting internal funding and hedging costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering 2-week senior unsecured notes linked to the 30-year U.S. Dollar SOFR ICE Swap Rate, maturing February 24, 2026. The notes pay a fixed coupon of $248.565 per $1,000 note at maturity.
Principal repayment depends on the 30Y SOFR Swap Rate on a single calculation day. If the ending rate is at or below a strike set on the pricing date, investors receive full principal; if it is higher, principal is reduced by about 6.667% per basis point above the strike and can be fully lost if the rate is 15 basis points or more above the strike, leaving only the coupon.
The notes are unsecured obligations of BofA Finance, guaranteed by BAC, not FDIC insured, have no early redemption or holder put, and will not be listed on an exchange. Key risks include interest rate volatility, calculation-agent discretion (an affiliate of BAC), potential benchmark replacement for SOFR swap rates, limited liquidity, pricing above estimated value, and complex U.S. tax treatment.
Bank of America’s BofA Finance is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index, S&P 500 Index and Utilities Select Sector SPDR ETF, with an approximately two‑year term if not called early.
The Notes pay a contingent coupon of 8.70% per annum (2.175% quarterly) only when each underlying stays at or above 60% of its starting value on the relevant observation date. Beginning August 13, 2026, BofA Finance may redeem the Notes quarterly at par plus any due coupon.
If the Notes are not called and any underlying falls more than 40% below its starting value at maturity, investors are exposed to 1:1 downside to the least performing index or ETF and can lose up to 100% of principal. The Notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation, will not be listed on an exchange, and have an initial estimated value of $940–$990 per $1,000, below the public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to Valero Energy common stock, maturing in February 2028.
The notes pay quarterly contingent coupons of $25.50 per $1,000 if Valero’s price on each observation date is at least 60% of its starting value, with a memory feature that can recoup missed coupons when the barrier is later met. Starting in August 2026, the notes auto-call quarterly at par plus the applicable coupon if Valero is at or above 100% of its starting value. If never called and Valero falls more than 40% below the starting value at maturity, principal is reduced 1-for-1 with the stock decline, up to total loss. Initial estimated value ranges from $921.50 to $971.50 per $1,000, below the $1,000 public price, and all payments depend on the credit of BofA Finance and BAC. The notes are not listed on any exchange and carry complex structure, market, credit and tax risks.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering 2‑year Leveraged Market‑Linked Step Up Notes linked to a basket of six international equity indices at $10 principal per unit. The basket assigns 40% weight to the EURO STOXX 50, 20% each to the FTSE 100 and Nikkei 225, 7.5% each to the Swiss Market Index and S&P/ASX 200, and 5% to the FTSE China 50.
If the basket is flat or higher at maturity, investors receive the greater of a fixed 16% step‑up return ($1.60 per unit) or a leveraged upside of 101%–121% of the basket’s gain. If the basket falls, losses are 1‑for‑1 down to total loss of principal. The notes pay no interest or dividends and carry full credit risk of BofA Finance and BAC. The initial estimated value is expected to range from $9.22 to $9.88 per unit, below the $10 public offering price, reflecting an underwriting discount of $0.20 and a hedging‑related charge of $0.05 per unit.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the Nasdaq-100, Russell 2000 and S&P 500 indices, with a principal amount of $1,000.00 per Note and an approximate 2.5-year term.
The Notes pay a contingent coupon of 10.50% per annum ($8.75 per month per $1,000.00) only if on each monthly Observation Date all three indices are at or above 70% of their Starting Values. Beginning August 10, 2026, the Notes are automatically called if all indices are at or above 100% of their Starting Values, paying back principal plus the applicable coupon.
If the Notes are not called and any index finishes below 70% of its Starting Value at maturity, investors are exposed to 1:1 downside in the worst-performing index and can lose up to 100% of principal. The public offering price is $1,000.00 per Note, with an underwriting discount of up to $2.50 and proceeds to BofA Finance of $997.50 per $1,000.00. The initial estimated value is expected between $955.00 and $995.00 per Note, and the Notes are unsecured obligations subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Market-Linked One Look Notes tied to the VanEck Gold Miners ETF (GDX) with a principal amount of $10 per unit and a maturity of about 14 months.
If GDX’s ending level is at or above 90% of its starting value, holders receive their $10 principal plus a fixed Step Up Payment between 15.00% and 21.00% of principal, set on the pricing date. If GDX finishes below 90% of its starting value, investors are exposed 1‑for‑1 to further downside and can lose up to 90% of principal.
The initial estimated value is expected between $9.22 and $9.88 per unit, below the $10 public offering price, reflecting BAC’s internal funding rate, an underwriting discount of $0.175 per unit and a $0.05 per unit hedging-related charge. The notes pay no interest, offer no dividends from GDX, and will not be listed, so liquidity will be limited and pricing will depend on market conditions and the issuers’ credit risk.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing 2-week senior notes linked to the 20-year U.S. Dollar SOFR ICE Swap Rate®, maturing February 24, 2026.
Each $1,000 note pays a fixed coupon of $248.565 at maturity, regardless of rate moves. Principal repayment depends on the 20Y SOFR Swap Rate on the calculation day. If the Ending Value is at or below the Strike, investors receive full principal plus the coupon. If the Ending Value exceeds the Strike, investors lose about 6.667% of principal per basis point above the Strike. At 15 basis points or more above the Strike, only the coupon is paid and principal is fully lost.
The notes are unsecured, unsubordinated obligations of BofA Finance, guaranteed on the same senior level by BAC. They are not bank deposits, are not FDIC insured, have no early redemption or holder put, and will not be listed on an exchange. Valuation, market liquidity, benchmark transition mechanics and broad credit, structural and tax risks are highlighted extensively.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable return notes linked to the S&P 500® Futures Excess Return Index. The notes have an expected five-year term to February 2031 and make no periodic interest payments.
The notes may be automatically called on February 17, 2027, paying a call amount of $1,091.50 per $1,000 if the index is at or above its call value. If not called, at maturity investors receive principal plus 100% of any index gain when the ending level is at or above the starting level, or only principal otherwise.
The public offering price is $1,000 per note, with an underwriting discount up to $2.50 and a referral fee up to $5.00 per $1,000. The initial estimated value is expected between $946.70 and $986.70 per $1,000, reflecting internal funding and hedging costs. The notes are unsecured, subject to BofA Finance and BAC credit risk, and will not be listed on an exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of Shopify (SHOP), Amazon (AMZN) and Intel (INTC). The Notes are expected to price on February 9, 2026 and mature on February 14, 2029, unless automatically called.
The public offering price is $1,000 per Note, with an underwriting discount of $4 and proceeds to BofA Finance of $996 per $1,000. The initial estimated value is expected between $940 and $990 per $1,000. Monthly contingent coupons of $25.542 per $1,000 may be paid when each stock is at or above its Coupon Barrier, with a memory feature that can make up missed coupons later.
Starting Values were set on February 5, 2026 at $111.24 for SHOP, $222.69 for AMZN and $48.24 for INTC. Coupon Barriers are 70% of these levels and Threshold Values are 50%. From August 10, 2026, the Notes are automatically called if each stock is at or above 100% of its Starting Value, returning principal plus the applicable coupon. If held to maturity and the least performing stock finishes below its Threshold Value, principal is exposed 1:1 to that decline, up to a total loss. All payments depend on the credit of BofA Finance and Bank of America.
BofA Finance LLC is issuing $2,548,000 of Contingent Income Issuer Callable Yield Notes fully guaranteed by Bank of America Corporation. These roughly three-year notes, maturing February 8, 2029, are linked to the Nasdaq-100 Technology Sector Index, the Russell 2000 Index, and the VanEck Gold Miners ETF.
The notes pay a 21.20% per annum contingent coupon (1.7667% monthly, or $17.667 per $1,000) only if on each observation date all three underlyings stay at or above 70% of their starting values. If any underlying finishes below 60% of its starting value at maturity and the notes have not been called, investors are exposed to 1:1 downside in the worst performer and can lose their entire principal.
The issuer may redeem the notes monthly at par plus any due coupon starting May 7, 2026. The notes are unsecured, not listed on an exchange, and have an initial estimated value of $982.20 per $1,000, below the public offering price, reflecting fees, hedging costs and the issuer’s internal funding rate.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering market-linked, auto-callable, principal-at-risk Securities linked to the VanEck® Oil Services ETF (OIH), maturing March 2, 2029. Each Security has a $1,000 denomination and pays no periodic interest.
The notes can be automatically called on specified Call Dates if the ETF’s closing price is at or above an 85% Threshold Value. In that case, investors receive $1,000 plus a fixed Call Premium of at least 8.30% on the first Call Date, rising to at least 24.90% on the final Call Date.
If the notes are never called and the ETF falls more than 15% below the Starting Value by the Final Calculation Day, repayment is reduced 1-to-1 beyond the 15% buffer, with up to 85% loss of principal. The initial estimated value is expected between $904.25 and $964.25 per $1,000 Security, versus a $1,000 public offering price, reflecting dealer discounts, hedging costs and the issuer’s funding rate.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the S&P 500® Index, targeting an approximate four-year term.
The Notes pay a 7.80% per annum contingent coupon (1.95% quarterly) when the index is at or above 70% of its Starting Value on each Observation Date. Beginning February 16, 2027, the Notes are automatically called if the index is at or above 100% of its Starting Value, returning principal plus that quarter’s coupon.
If not called and the S&P 500® ends below 70% of its Starting Value at maturity, investors face 1:1 downside exposure and can lose up to their entire principal. All payments depend on the credit of BofA Finance and Bank of America, the Notes are unsecured, not FDIC insured, not exchange-listed, and their initial estimated value is expected between $945 and $995 per $1,000 principal.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering three-year Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of Palantir, JetBlue, and Tesla common shares. Each Note has a $1,000 public offering price, while the initial estimated value is between $930 and $980.
The Notes pay monthly contingent coupons using a “memory” formula of $24.167 per payment period when all three stocks are at or above 50% of their respective starting values, and may be automatically called quarterly starting August 2026 if all are at or above 100% of starting values. If not called and any stock finishes below 50% of its starting value, principal is exposed 1:1 to the decline in the worst performer, up to a total loss, with all payments subject to the credit risk of BofA Finance and Bank of America.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable notes linked to the S&P 500 Index with an expected four-year term, pricing on February 13, 2026 and maturing February 19, 2030.
The notes can be automatically called quarterly starting February 22, 2027 if the index is at or above its starting level, paying preset call amounts that rise from $1,083 to $1,311.25 per $1,000 of principal. If not called, and the index is at or above 70% of its starting level at maturity, holders receive a fixed $1,332 per $1,000.
If the index falls more than 30% below its starting level at maturity, principal is exposed 1:1 to the decline, up to a total loss. The notes pay no interest, will not be listed on any exchange, and are unsecured obligations subject to the credit risk of BofA Finance and BAC. The initial estimated value is expected between $940 and $990 per $1,000, below the public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $1,000,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index, maturing in February 2031.
The Notes pay monthly contingent coupons only when the index is at least 70% of its 947.42 Starting Value on an Observation Date. Missed coupons can be “remembered” and paid later if the barrier is met. Starting August 4, 2026, the Notes are automatically called if the index is at least 100% of its Starting Value, returning principal plus the coupon.
If not called and the index finish level is below 60% of the Starting Value, principal loss matches the index decline, up to a 100% loss; otherwise, principal is repaid and a final coupon may be paid. The initial estimated value is $966 per $1,000 Note versus a $1,000 offering price, and the Notes are unsecured, unsubordinated obligations, not listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $1,000,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to Axon Enterprise, Inc. stock, due February 8, 2029.
The notes pay quarterly contingent coupons only if Axon’s share price on an observation date is at least 50% of the $451.29 Starting Value. The coupon per $1,000 note is calculated as $35 times the number of coupon dates that have occurred, minus prior coupons, giving a maximum of $35 per quarter per $1,000 when conditions are met.
Beginning with the August 4, 2026 call observation date, the notes are automatically called at par plus the applicable coupon if Axon’s price is at or above 100% of the Starting Value. If not called and Axon falls more than 50% at maturity, principal is exposed 1:1 to further declines, up to total loss. The initial estimated value is $945.30 per $1,000 note, below the $1,000 public offering price, and the notes will not be listed on an exchange. All payments depend on the credit of BofA Finance and Bank of America.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Accelerated Return Notes linked to the iShares U.S. Aerospace & Defense ETF. Each note has a $10 principal amount, a term of about 14 months, and provides 300% upside participation in ETF gains, capped at a 12.00%–16.00% return.
If the ETF finishes below its starting level, investors lose principal on a 1-to-1 basis, up to a total loss. The notes pay no interest or dividends, all payments occur at maturity, and they carry the credit risk of BofA Finance and BAC. The public offering price is $10 per unit, while the initial estimated value is expected between $9.22 and $9.88, reflecting BAC’s internal funding rate, a $0.175 underwriting discount and a $0.05 per-unit hedging-related charge.
BofA Finance LLC is offering $3,499,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and Utilities Select Sector SPDR Fund, fully and unconditionally guaranteed by Bank of America Corporation.
The notes run to February 8, 2029 unless BofA calls them starting August 7, 2026, at $1,000 per note plus any due coupon. They pay a contingent 9.00% annual coupon (0.75% monthly) only when each underlying stays at or above 70% of its starting level on observation dates.
If the notes are not called and any underlying finishes below 60% of its starting value, principal is reduced 1:1 with the decline in the worst-performing index, up to a full loss. The initial estimated value is $974.70 per $1,000, below the $1,000 public offering price, and the notes will not be listed on an exchange.
BofA Finance LLC is offering auto-callable notes linked to the common stock of Snowflake Inc. (SNOW), fully and unconditionally guaranteed by Bank of America Corporation. The notes have an approximately two-year term, maturing on February 10, 2028, unless called earlier.
The notes pay no interest and are automatically callable quarterly starting February 16, 2027 if Snowflake’s stock on a call observation date is at or above the starting value, triggering payment of the applicable call amount, from at least $1,267.500 up to at least $1,468.125 per $1,000.00 in principal.
If not called and Snowflake’s ending value is at least 70.00% of its starting value, investors receive at least $1,535.00 per $1,000.00. If the stock falls more than 30.00%, repayment is reduced 1:1 with the decline, exposing up to 100.00% of principal to loss.
The public offering price is $1,000.00 per note, with an underwriting discount up to $18.50 and proceeds to BofA Finance as low as $981.50 per $1,000.00. The initial estimated value is expected between $921.50 and $971.50, below the public price, reflecting internal funding rates and hedging costs. The notes are unsecured, unsubordinated obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and carry significant market, credit, liquidity, structural, and tax risks.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing Contingent Income Issuer Callable Yield Notes linked to the Nasdaq-100, Russell 2000 and S&P 500 indexes, with a total offering of $1,236,000 at $1,000 per note.
The notes run to January 7, 2028 unless BofA calls them early starting May 7, 2026. Investors may receive monthly contingent coupons at 8.60% per annum (0.7167% per month) if each index stays at or above 70% of its starting level on observation dates.
If the notes are not called and any index finishes below 60% of its starting level at maturity, principal is exposed to 1:1 losses based on the worst-performing index, up to a total loss of the $1,000 principal. All payments depend on the credit of BofA Finance and Bank of America, and the initial estimated value of $979.40 per $1,000 is below the public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index, the S&P 500 Index and the Technology Select Sector SPDR ETF. The notes have an approximate 23‑month term, pay a 12.10% per annum contingent coupon (1.0084% monthly) when each underlying stays at or above 70% of its starting level, and may be redeemed monthly at the issuer’s option starting May 14, 2026 at par plus any due coupon. If held to maturity and any underlying finishes below 60% of its starting value, repayment is reduced 1:1 with the decline in the least performing underlying, up to a total loss of principal. The initial estimated value is expected between $920 and $970 per $1,000, the notes are unsecured, not exchange‑listed, and all payments depend on the credit of BofA Finance and Bank of America.
BofA Finance LLC, guaranteed by Bank of America Corporation, is offering unsecured notes linked to the S&P 500® Index. The notes pay no interest and mature in about 16–18 months.
At maturity, investors receive $1,000 plus 160% of any index gain, capped at an expected $1,145.92–$1,171.52 per $1,000 face amount. If the index is flat or down by up to 10%, investors receive $1,000. If the index falls more than 10%, principal is reduced on a leveraged basis beyond that 10% buffer, and investors can lose some or all of their investment.
The notes are sold at 100% of face amount with no underwriting discount, have an initial estimated value between $965.40 and $995.40 per $1,000, will not be listed on an exchange, and carry the credit risk of both BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the worst performer of the Dow Jones Industrial Average and S&P 500 Index, maturing in August 2027.
The Notes pay a 6.50% per annum contingent coupon (about $5.417 per $1,000 monthly) only when both indices are at or above 60% of their starting levels on each observation date. Starting in May 2026, the issuer can redeem the Notes monthly at par plus any due coupon, which can cut off future income.
If the Notes are not called and either index finishes more than 40% below its starting level, principal loss is 1:1 with the decline of the worst index, up to a total loss of the $1,000 principal. The initial estimated value is disclosed as $940–$990 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs. The Notes are unsecured, subject to the credit risk of BofA Finance and BAC, and will not be listed on an exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering two-year Autocallable Contingent Coupon (with Memory) Barrier Notes linked to the worst-performing of the SPDR Dow Jones Industrial Average ETF (DIA) and the SPDR S&P 500 ETF Trust (SPY). Each note has a $10 principal amount and pays quarterly contingent coupons of between $0.150 and $0.175 per unit (about 6.00%–7.00% per annum) when the worst-performing ETF is at or above 70% of its starting value. The notes can be automatically called quarterly, beginning about six months after pricing, if the worst performer is at or above 100% of its starting value, returning principal plus the coupon then due. If not called, investors receive principal plus the final coupon at maturity only if the worst performer finishes at or above 70% of its starting value; otherwise they have 1-to-1 downside exposure with up to 100% of principal at risk. The initial estimated value is expected to be between $9.30 and $9.80 per unit, below the $10.00 public offering price, and the notes are subject to the credit risk of BofA Finance and BAC and have limited expected secondary market liquidity.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable senior notes linked to the common stock of Snowflake Inc. (SNOW), with an expected term of about two years and no periodic interest payments.
The notes may be automatically called quarterly starting in February 2027 for preset call amounts if Snowflake’s share price meets or exceeds a call level. If not called and if the ending share value is at or above 70% of the starting value on the February 2028 valuation date, holders receive at least $1,535 per $1,000 principal. If Snowflake falls by more than 30% from the starting value, repayment is reduced one-for-one with the stock decline, up to a total loss of principal.
The public offering price is $1,000 per note, including an underwriting discount of up to $18.50, while the initial estimated value is expected between $921.50 and $971.50 per $1,000. The notes will not be listed on any exchange and all payments depend on the credit of BofA Finance and Bank of America.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Fixed Income Issuer Callable Yield Notes linked to the least-performing of the Nasdaq-100 Index and S&P 500 Index. The notes pay an 8.00% annual fixed coupon (0.6667% monthly) over an approximate 12‑month term and are callable monthly beginning May 21, 2026 at par plus the coupon. If not called and either index falls more than 30% from its starting level, repayment of principal is reduced 1:1 with the decline in the worst index, putting up to 100% of principal at risk, although the final coupon is still paid. The notes are unsecured obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and have an initial estimated value between $930 and $980 per $1,000, below the $1,000 public offering price.
Bank of America Corporation is offering senior unsecured Capped Floating Rate Notes linked to Compounded SOFR, maturing on February 11, 2036. The notes are issued at 100% of principal, in minimum denominations of $1,000 and integral multiples of $1,000.
The notes pay quarterly interest at a floating rate equal to Compounded SOFR plus 1.22% per annum, subject to a minimum rate of 0.00% and a maximum rate of 6.50%. Interest is determined in arrears each period using a rate cut-off convention.
The notes are senior unsecured obligations of BAC, are not bank deposits and are not insured by the FDIC or any government agency, so all payments depend on BAC’s creditworthiness. There is no issuer call or holder put feature and no exchange listing is expected.
Liquidity for investors will depend on any secondary market, which may be limited, with BofA Securities potentially acting as a market-maker but without any obligation to do so. The documents highlight risks including potentially low or zero interest, market value volatility, and conflicts of interest because an affiliate acts as calculation agent and may engage in hedging and trading activities. For U.S. holders, the notes are expected to be treated as variable rate debt instruments for federal income tax purposes.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Capped Buffer GEARS notes linked to the iShares Expanded Tech‑Software Sector ETF (IGV) maturing on February 10, 2028. Each note has a $10 stated principal amount and no periodic interest payments.
At maturity, if the ETF has risen, investors receive principal plus 2x the ETF gain, capped at a Maximum Gain between 28.20% and 30.20%. If the ETF is flat or down but no worse than 10%, principal is repaid. If it falls more than 10%, losses match the decline beyond this 10% buffer, up to a 90% loss of principal.
The notes are senior unsecured debt of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation. Investors forgo IGV dividends, face limited or no liquidity, and the initial estimated value per $10 note is expected to be between $9.20 and $9.70, below the $10 public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering fixed income yield notes linked to the least performing of Amazon.com, Inc. common stock and the S&P 500 Index, maturing on June 9, 2028.
The notes pay a fixed coupon of 8.20% per annum, or $6.834 per $1,000 monthly, regardless of underlying performance. At maturity, investors receive full principal only if the ending level of the least performing underlying is at or above 55% of its starting value
The notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, with an initial estimated value between $930 and $980 per $1,000, below the public offering price of $1,000. They will not be listed on any exchange and embed significant market, credit, liquidity and tax complexity risks.
BofA Finance LLC, guaranteed by Bank of America Corporation, is offering approximately 5-year Contingent Income Auto-Callable Yield Notes linked to the least performing of Affirm, Palantir and Tesla stock. The notes pay a contingent coupon of 8.35% per annum (0.6959% per month) when, on an Observation Date, each stock is at or above 75% of its starting value; otherwise only a 0.25% annual coupon applies.
Beginning with the February 25, 2027 Observation Date, the notes are automatically called if each stock is at or above 100% of its starting value, returning principal plus the applicable coupon. If never called, investors receive principal at maturity on February 28, 2031 plus the applicable final coupon.
The initial estimated value is expected between $910 and $960 per $1,000 note, below the $1,000 public offering price. Payments depend on issuer and guarantor credit, the performance of the three stocks, and the notes will not be listed on any securities exchange.
BofA Finance LLC is offering Contingent Income Auto-Callable Securities due February 19, 2027, linked to the Class A common stock of Meta Platforms, Inc., fully and unconditionally guaranteed by Bank of America Corporation.
The notes pay a contingent quarterly coupon of at least $27.875 per $1,000 (at least 11.15% per annum) only if Meta’s price on a determination date is at or above 70% of the initial share price. If Meta is at or above the initial share price on any of the first three determination dates, the notes are automatically redeemed early at par plus the applicable coupon and any previously unpaid coupons.
At maturity, if not called and Meta’s final price is at or above the 70% downside threshold, investors receive par plus the final and any unpaid coupons. If the final price is below the downside threshold, repayment is reduced 1-for-1 with Meta’s decline from the initial level, potentially to zero, meaning investors can lose their entire principal. The estimated value on the pricing date is between $922.50 and $972.50 per $1,000, below the $1,000 issue price, reflecting internal funding and hedging costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering contingent income issuer callable yield notes linked to the least performing of the EURO STOXX 50 Index, Global X Uranium ETF (URA) and VanEck Semiconductor ETF (SMH), maturing on February 15, 2029.
The notes pay a contingent coupon of 25.50% per annum (2.125% per month), but only for months when each underlying is at or above 70% of its starting value. Beginning August 14, 2026, the issuer may redeem the notes monthly at par plus any due coupon, which can shorten the investment to as little as six months.
If the notes are not called and any underlying finishes below 60% of its starting value on the final valuation date, principal is reduced 1-for-1 with the decline of the worst performer, up to a total loss. The initial estimated value per $1,000 note is expected between $900 and $970, below the $1,000 public offering price, reflecting dealer compensation, hedging costs and the issuer’s internal funding rate. All payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on an exchange.