Bank of America SEC Filings

Bank of America Corporation reported that, under its effective Form S-3 (Registration No. 333-268718, effective December 30, 2022), it has registered Medium-Term Notes of the Corporation, Series P, and Medium-Term Notes of BofA Finance LLC, Series A, with related guarantees by the Corporation. This 8-K files Sidley Austin LLP’s legality opinion as Exhibit 5.1 and a related consent as Exhibit 23.1, each incorporated by reference, along with the cover page Inline XBRL file as Exhibit 104.

Bank of America Corporation announced third-quarter results in an 8-K, reporting net income of $8.5 billion and $1.06 per diluted share for the quarter ended September 30, 2025. The company released a detailed press release and supporting materials to accompany the results.

The press release is filed as Exhibit 99.1 and is deemed “filed” under the Exchange Act. Presentation materials and supplemental financial information are available as Exhibits 99.2 and 99.3, and are furnished, not filed. Management plans to discuss the quarter on an investor conference call and webcast on October 15, 2025.

This update provides headline profitability and access to deeper disclosures through the exhibits, giving readers the official financial snapshot for the quarter and where to find more detail.

Bank of America (BAC), via BofA Finance, is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of DoorDash (DASH) and Palantir (PLTR). The Notes target a term of approximately 3 years, with monthly contingent coupons of $17.50 per $1,000.00 when the Observation Value of each stock is at or above its 70.00% Coupon Barrier.

Beginning April 16, 2026, the Notes auto-call on any Call Observation Date if each stock is at or above its 100.00% Call Value; the Early Redemption Amount is $1,000.00 plus the applicable coupon. If held to maturity on October 19, 2028 and the least performing stock finishes at or above its 70.00% Threshold Value, principal is repaid and any final coupon is paid. If it finishes below the Threshold, repayment will be less than 70.00% of principal and could be zero.

The initial estimated value is expected to be between $900.00 and $950.00 per $1,000.00. Per Note, the public offering price is $1,000.00, the underwriting discount is $40.00, and proceeds to BofA Finance are $960.00, before expenses. Payments depend on the credit risk of BofA Finance (issuer) and BAC (guarantor).

Bank of America (BAC), via BofA Finance, is offering Auto-Callable Notes linked to the least performing of the EURO STOXX 50, Nasdaq-100, and Russell 2000. The Notes price at $1,000 per note with an $11.25 underwriting discount and issuer proceeds of $988.75 per note. The initial estimated value is expected between $940 and $990 per $1,000 principal.

The Notes have an approximate 5-year term (unless called). Starting in October 2026, they are automatically called if each index is at or above its starting value on a Call Observation Date, paying the scheduled Call Amount (from $1,153.500 to $1,729.125 per $1,000). If not called, at maturity: if the least performing index is at or above its Redemption Barrier (100%), the payment is $1,767.50; if below 100% but at or above the Threshold (65%), return of principal; if below 65%, investors incur a loss proportionate to the decline, up to total loss.

Issuer: BofA Finance; Guarantor: BAC. All payments are subject to the credit risk of BofA Finance and BAC and reflect BAC’s internal funding rate and hedging-related charges.

BofA Finance LLC, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of NDXT, RTY, XLK and TLT. The public offering price is $1,000 per Note, with a $6.50 underwriting discount and $993.50 in proceeds to BofA Finance, before expenses. The initial estimated value is expected between $940 and $990 per $1,000.

The Notes have a term of approximately 2.25 years, pay a monthly contingent coupon of $10.042 per $1,000 (1.0042% per month; 12.05% per annum) if each underlying stays at or above its 70% Coupon Barrier on the observation date, and are callable at the issuer’s option on scheduled call payment dates. At maturity, if not called, principal is protected only if the least performing underlying is at or above its 60% Threshold Value; otherwise, repayment is reduced in line with the decline and may be zero.

All payments are subject to the credit risk of BofA Finance and the BAC guarantee, and the Notes’ economic terms reflect BAC’s internal funding rate and hedging-related charges.

BofA Finance, fully guaranteed by Bank of America Corporation (BAC), is offering Contingent Income (with Memory Feature) Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 price return indices.

The public offering price is $1,000 per Note, with an underwriting discount of $6.75 and proceeds to BofA Finance of $993.25 per Note. The initial estimated value on the pricing date is expected to be between $940.00 and $990.00 per $1,000. The Notes have an approximately 18‑month term, with a scheduled maturity on April 21, 2027.

On monthly observation dates, a contingent coupon of $8.209 per $1,000 is paid if each index is at or above its 70% Coupon Barrier; missed coupons may be paid later via the memory feature. The issuer may redeem all Notes on specified monthly call dates at $1,000 plus any applicable coupon. If held to maturity and the least performing index is below its 70% Threshold Value, the Redemption Amount will be reduced, up to a total loss of principal.

Bank of America (via BofA Finance) launched a 424B2 pricing supplement for Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least-performing of META, GOOG, NVDA and TSLA. Each Note has a public offering price of $1,000.00, an underwriting discount of $40.00, and proceeds to BofA Finance of $960.00 per Note. The initial estimated value is expected to be between $900.00 and $950.00 per $1,000.00, reflecting structuring and hedging costs.

The Notes run approximately 5 years unless called. Monthly coupons of $15.75 per $1,000.00 are paid only if each stock is at or above its Coupon Barrier, set at 60.00% of its Starting Value; missed coupons can be “caught up” later via the memory feature. Starting April 22, 2026, the Notes auto-call if each stock is at or above its Call Value of 95.00% of its Starting Value, returning $1,000.00 plus the applicable coupon. At maturity, if not called, repayment depends on the least-performing stock versus the 60.00% Threshold Value. All payments are subject to the credit risk of BofA Finance as Issuer and BAC as Guarantor.

BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the EURO STOXX 50, S&P 500, and SPDR S&P Regional Banking ETF. The term is approximately 2 years, with quarterly observation dates.

The notes pay a Contingent Coupon of $28.125 per $1,000 (2.8125% per quarter; 11.25% per annum) for any quarter when each underlying is at or above its Coupon Barrier of 70% of the Starting Value. They are issuer callable on scheduled dates at $1,000 plus the applicable coupon if the barrier condition is met. Principal is protected only if the Least Performing ending value is at or above the Threshold Value of 65%; otherwise repayment may be less than 65% of principal, up to a total loss.

The public offering price is $1,000 per note, the underwriting discount is $18.50, and proceeds to BofA Finance are $981.50 per $1,000. The initial estimated value is expected to be $921.50–$971.50 per $1,000, reflecting internal funding and hedging costs. Key dates: Pricing October 17, 2025, Issue October 22, 2025, Valuation October 18, 2027, Maturity October 21, 2027.

Bank of America Corporation (as guarantor) and BofA Finance filed a pricing supplement for Contingent Income Issuer Callable Yield Notes linked to the least performing of NDXT, RTY, XLK and TLT. The notes are a primary offering under an effective registration statement. The public offering price is $1,000.00 per Note, the underwriting discount is $6.50 per Note, and proceeds before expenses to BofA Finance are $993.50 per Note. The initial estimated value is expected to be $940.00–$990.00 per $1,000.

The term is approximately 2.75 years, with monthly observation and call dates. If on any observation date each underlying is at or above its Coupon Barrier of 70.00% of Starting Value, the note pays a contingent coupon of $11.084 per $1,000 (1.1084% per month, 13.30% per annum). The issuer may redeem all notes on a call date at $1,000 plus the applicable coupon if the barrier condition is met. At maturity, if not called and the least performing underlying is at or above its Threshold Value of 70.00%, investors receive $1,000 plus any final coupon; if below, principal is reduced in line with the decline and can result in up to 100.00% loss. All payments are subject to the credit risk of BofA Finance and BAC.