Bank of America (BAC) CAO Johnbull Okpara reports RSU vesting and share withholding in Form 4

Rhea-AI Filing Summary

Bank of America Corporation (BAC) insider Johnbull Okpara, the Chief Accounting Officer, reported equity transactions dated 11/30/2025. The filing shows the exercise and settlement of 26,784 restricted stock units, resulting in the acquisition of an equal number of Bank of America common shares, as each unit represents a right to receive one share. To cover tax withholding, 13,674 common shares were disposed of back to the issuer at a price of $53.65 per share, leaving 13,110 common shares directly held after the reported transactions.

The report also lists ongoing holdings of 50,000 shares of Preferred Stock, Series DD, held directly. Following the vesting event, Okpara continues to hold 53,569 restricted stock units, which relate to an award originally granted on 11/30/2024 that vests in three equal annual installments beginning 11/30/2025.

Insider Trade Summary

Net Buyer: 13,110 shares

Net Buy 4 txns

Insider Okpara Johnbull

Role Chief Accounting Officer

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	26,784	$0.00	$0.00
Exercise	Common Stock	26,784	$0.00	$0.00
Exercise Price or Tax Liability	Common Stock	13,674	$53.65	$734K
holding	Preferred Stock, Series DD	--	--	--

Holdings After Transaction: Restricted Stock Units — 53,569 shares (Direct); Common Stock — 13,110 shares (Direct); Preferred Stock, Series DD — 50,000 shares (Direct)

Footnotes (3)

1. F1. Each unit represents a contingent right to receive one share of Bank of America Corporation common stock.
2. F2. Disposition of shares to the issuer to satisfy a tax withholding obligation.
3. F3. On November 30, 2024, the reporting person was granted units, vesting in three equal annual installments commencing November 30, 2025.

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Form 4 Insider Transactions: What Each Field Means →

Accepted by SEC EDGAR 12/02/2025 - 04:16 PM Learn about SEC filing dates

FAQ

What insider transaction did BAC officer Johnbull Okpara report?

Johnbull Okpara, Chief Accounting Officer of Bank of America Corporation (BAC), reported the vesting and settlement of 26,784 restricted stock units into an equal number of BAC common shares on 11/30/2025.

How many Bank of America shares were withheld for taxes in this Form 4?

The filing shows a disposition of 13,674 common shares to Bank of America to satisfy a tax withholding obligation at a price of $53.65 per share.

How many Bank of America common shares does Johnbull Okpara hold after the reported transactions?

After the transactions on 11/30/2025, Johnbull Okpara directly holds 13,110 shares of Bank of America common stock.

What preferred stock holdings of BAC are reported for Johnbull Okpara?

The report lists 50,000 shares of Bank of America Corporation Preferred Stock, Series DD, held directly by the reporting person.

What restricted stock units does Johnbull Okpara still own at BAC?

Following the vesting event, Okpara beneficially owns 53,569 restricted stock units, each representing a contingent right to receive one share of Bank of America common stock.

When were the Bank of America restricted stock units originally granted to Johnbull Okpara?

The restricted stock units were granted on 11/30/2024 and are scheduled to vest in three equal annual installments beginning 11/30/2025.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Okpara Johnbull

(Last) (First) (Middle)

100 NORTH TRYON STREET

(Street)

CHARLOTTE NC 28255

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
BANK OF AMERICA CORP /DE/ [ BAC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Accounting Officer

3. Date of Earliest Transaction (Month/Day/Year)
11/30/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/30/2025		M		26,784	A	(1)	26,784	D
Common Stock	11/30/2025		F		13,674(2)	D	$53.65	13,110	D
Preferred Stock, Series DD								50,000	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	11/30/2025		M			26,784	(3)	11/30/2027	Common Stock	26,784	(1)	53,569	D

Explanation of Responses:

1. Each unit represents a contingent right to receive one share of Bank of America Corporation common stock.

2. Disposition of shares to the issuer to satisfy a tax withholding obligation.

3. On November 30, 2024, the reporting person was granted units, vesting in three equal annual installments commencing November 30, 2025.

	Johnbull Okpara / Michael P. Lapp POA	12/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.