STOCK TITAN

Bank of America (NYSE: BAC) vice chair nets shares from RSU vesting and tax deliveries

(Very High)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Bank of America vice chair Thong M. Nguyen reported equity award activity rather than open-market trading. On February 15, 2026, he exercised several blocks of restricted stock units from 2022–2025 grants, converting them into Bank of America common stock, largely held indirectly through a trust.

Several related transactions show shares delivered back to the issuer to satisfy tax withholding obligations at $52.55 per share, described as tax-withholding dispositions rather than discretionary sales. After these exercises and tax deliveries, the trust continues to hold a substantial common stock position for Nguyen’s benefit.

Positive

  • None.

Negative

  • None.
Insider Nguyen Thong M
Role Vice Chair, Gl Stra & Ent Plat
Type Security Shares Price Value
Exercise 2022 Restricted Stock Units 20,271 $0.00 $0.00
Exercise Restricted Stock Units 75,000 $0.00 $0.00
Exercise 2023 Restricted Stock Units 24,979 $0.00 $0.00
Exercise 2024 Restricted Stock Units 11,846 $0.00 $0.00
Exercise 2024 Restricted Stock Units 11,846 $0.00 $0.00
Exercise 2025 Restricted Stock Units 8,411 $0.00 $0.00
Exercise 2025 Restricted Stock Units 8,411 $0.00 $0.00
Exercise Common Stock 20,271 $0.00 $0.00
Exercise Price or Tax Liability Common Stock 10,016 $52.55 $526K
Exercise Common Stock 75,000 $0.00 $0.00
Exercise Price or Tax Liability Common Stock 37,057 $52.55 $1.95M
Exercise Common Stock 24,979 $0.00 $0.00
Exercise Price or Tax Liability Common Stock 12,335 $52.55 $648K
Exercise Common Stock 11,846 $0.00 $0.00
Exercise Price or Tax Liability Common Stock 5,865 $52.55 $308K
Exercise Common Stock 11,846 $0.00 $0.00
Disposition Common Stock 11,846 $52.55 $623K
Exercise Common Stock 8,411 $0.00 $0.00
Exercise Price or Tax Liability Common Stock 4,175 $52.55 $219K
Exercise Common Stock 8,411 $0.00 $0.00
Disposition Common Stock 8,411 $52.55 $442K
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: 2022 Restricted Stock Units — 0 shares (Direct); Restricted Stock Units — 0 shares (Direct); 2023 Restricted Stock Units — 24,980 shares (Direct); 2024 Restricted Stock Units — 47,384 shares (Direct); 2025 Restricted Stock Units — 50,472 shares (Direct); Common Stock — 749,075 shares (Indirect, by Trust); Common Stock — 343.976 shares (Indirect, 401(k) Plan)
Footnotes (10)
  1. F1. Each unit represents a contingent right to receive one share of Bank of America Corporation common stock.
  2. F2. Disposition of shares to the issuer to satisfy a tax withholding obligation.
  3. F3. Each unit is the economic equivalent of one share of Bank of America Corporation common stock.
  4. F4. On February 15, 2022, the reporting person was granted units, vesting in four equal annual installments commencing on February 15, 2023.
  5. F5. On February 15, 2022, the reporting person was granted units, vesting in two equal annual installments commencing on February 15, 2025.
  6. F6. On February 15, 2023, the reporting person was granted units, vesting in four equal annual installments commencing on February 15, 2024.
  7. F7. On February 15, 2024, the reporting person was granted units, vesting in shares in four equal annual installments commencing on February 15, 2025.
  8. F8. On February 15, 2024, the reporting person was granted units, vesting in cash in four equal annual installments commencing on February 15, 2025.
  9. F9. On February 14, 2025, the reporting person was granted units, vesting in shares in four equal annual installments commencing on February 15, 2026.
  10. F10. On February 14, 2025, the reporting person was granted units, vesting in cash in four equal annual installments commencing on February 15, 2026.

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FAQ

What did BAC executive Thong M. Nguyen report in this Form 4?

Thong M. Nguyen reported multiple equity award transactions, mainly exercises of restricted stock units converting into Bank of America common shares. Related tax-withholding dispositions returned some shares to the issuer, reflecting routine vesting and tax settlement activity rather than open-market buying or selling.

Were there any open-market stock purchases or sales by BAC’s Thong M. Nguyen?

The transactions consist of RSU exercises (code M) and tax-related dispositions to the issuer (code F) and issuer dispositions (code D). These are tied to vesting and tax obligations, not open-market purchases or discretionary sales in the market by the executive.

How were tax obligations handled in Thong M. Nguyen’s BAC equity transactions?

Some common stock was delivered back to Bank of America to satisfy tax withholding obligations. These are reported with transaction code F at a price of $52.55 per share, indicating shares were surrendered for taxes rather than sold on the open market.

How are Thong M. Nguyen’s Bank of America shares held after these transactions?

Following the RSU conversions and tax-related share deliveries, Nguyen’s Bank of America common stock is shown primarily as held indirectly “by Trust.” This indicates a trust structure holds the shares for his benefit rather than direct personal registration.

What types of BAC awards did Thong M. Nguyen exercise on February 15, 2026?

He exercised several restricted stock unit awards, including 2022, 2023, 2024, and 2025 RSUs. Footnotes state each unit is economically equivalent to one share of Bank of America common stock and vest over multi-year schedules beginning on specified February vesting dates.

Do the BAC RSU footnotes provide details on vesting schedules for Nguyen’s awards?

Yes. Footnotes explain that various RSU grants vest in equal annual installments starting on dates such as February 15, 2023, 2024, 2025, and 2026. Some units vest in shares and others in cash, clarifying the long-term compensation structure for the executive.
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Nguyen Thong M

(Last) (First) (Middle)
100 NORTH TRYON STREET

(Street)
CHARLOTTE NC 28255

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
BANK OF AMERICA CORP /DE/ [ BAC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
Vice Chair, Gl Stra & Ent Plat
3. Date of Earliest Transaction (Month/Day/Year)
02/15/2026
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 02/15/2026 M 20,271 A (1) 268,287 I by Trust
Common Stock 02/15/2026 F 10,016(2) D $52.55 258,271 I by Trust
Common Stock 02/15/2026 M 75,000 A (1) 333,271 I by Trust
Common Stock 02/15/2026 F 37,057(2) D $52.55 296,214 I by Trust
Common Stock 02/15/2026 M 24,979 A (1) 321,193 I by Trust
Common Stock 02/15/2026 F 12,335(2) D $52.55 308,858 I by Trust
Common Stock 02/15/2026 M 11,846 A (1) 320,704 I by Trust
Common Stock 02/15/2026 F 5,865(2) D $52.55 314,839 I by Trust
Common Stock 02/15/2026 M 11,846 A (3) 326,685 I by Trust
Common Stock 02/15/2026 D 11,846 D $52.55 314,839 I by Trust
Common Stock 02/15/2026 M 8,411 A (1) 323,250 I by Trust
Common Stock 02/15/2026 F 4,175(2) D $52.55 319,075 I by Trust
Common Stock 02/15/2026 M 8,411 A (3) 327,486 I by Trust
Common Stock 02/15/2026 D 8,411 D $52.55 319,075 I by Trust
Common Stock 343.976 I 401(k) Plan
Common Stock 215,000 I by Trust
Common Stock 215,000 I by Trust
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
2022 Restricted Stock Units (1) 02/15/2026 M 20,271 (4) 02/15/2026 Common Stock 20,271 (1) 0 D
Restricted Stock Units (1) 02/15/2026 M 75,000 (5) 02/15/2026 Common Stock 75,000 (1) 0 D
2023 Restricted Stock Units (1) 02/15/2026 M 24,979 (6) 02/15/2027 Common Stock 24,979 (1) 24,980 D
2024 Restricted Stock Units (1) 02/15/2026 M 11,846 (7) 02/15/2028 Common Stock 11,846 (1) 23,692 D
2024 Restricted Stock Units (3) 02/15/2026 M 11,846 (8) 02/15/2028 Common Stock 11,846 (3) 23,692 D
2025 Restricted Stock Units (1) 02/15/2026 M 8,411 (9) 02/15/2029 Common Stock 8,411 (1) 25,236 D
2025 Restricted Stock Units (3) 02/15/2026 M 8,411 (10) 02/15/2029 Common Stock 8,411 (3) 25,236 D
Explanation of Responses:
1. Each unit represents a contingent right to receive one share of Bank of America Corporation common stock.
2. Disposition of shares to the issuer to satisfy a tax withholding obligation.
3. Each unit is the economic equivalent of one share of Bank of America Corporation common stock.
4. On February 15, 2022, the reporting person was granted units, vesting in four equal annual installments commencing on February 15, 2023.
5. On February 15, 2022, the reporting person was granted units, vesting in two equal annual installments commencing on February 15, 2025.
6. On February 15, 2023, the reporting person was granted units, vesting in four equal annual installments commencing on February 15, 2024.
7. On February 15, 2024, the reporting person was granted units, vesting in shares in four equal annual installments commencing on February 15, 2025.
8. On February 15, 2024, the reporting person was granted units, vesting in cash in four equal annual installments commencing on February 15, 2025.
9. On February 14, 2025, the reporting person was granted units, vesting in shares in four equal annual installments commencing on February 15, 2026.
10. On February 14, 2025, the reporting person was granted units, vesting in cash in four equal annual installments commencing on February 15, 2026.
Thong M. Nguyen / Michael P. Lapp POA 02/18/2026
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.