Welcome to our dedicated page for Bank of America SEC filings (Ticker: BAC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of America Corporation (BAC) SEC filings page provides access to the company’s official disclosures filed with the U.S. Securities and Exchange Commission. As a large financial institution with common stock and multiple series of preferred stock and related depositary shares listed on the New York Stock Exchange, Bank of America files a wide range of documents that detail its financial condition, capital structure, and material corporate events.
Among the most closely watched filings are the company’s periodic reports and earnings-related Form 8-Ks, which announce quarterly and annual results, summarize net income and other key metrics, and reference accompanying press releases, presentation materials, and supplemental financial information. These filings also describe investor conference calls and webcasts where management discusses performance and other matters related to the corporation.
Bank of America’s filings further outline its registered securities, including common stock under the BAC ticker and numerous preferred stock series and hybrid income term securities, each with its own trading symbol. Other 8-Ks address topics such as changes in accounting methods for certain equity investments, the issuance of new preferred stock series and related depositary shares, and authorizations of common stock repurchase programs and dividends.
On this page, users can review Bank of America’s SEC filings as they are made available from EDGAR. AI-powered tools can assist by summarizing lengthy documents, highlighting important sections in 10-K and 10-Q reports, and making it easier to understand disclosures about capital, preferred stock terms, and other regulatory information that shapes the BAC investment profile.
Bank of America has changed how it accounts for certain tax-related equity investments in affordable housing and wind and solar renewable energy projects. Affordable housing and eligible wind investments are moving from the equity method to the proportional amortization method, which shifts related costs from noninterest income to income tax expense. For solar investments, investment tax credits and related expenses will now be recognized over the productive life of the facilities, with tax credits reported in noninterest income against the related expense.
The changes mainly reclassify amounts between income statement lines and have an insignificant impact on net income annually. Applied retrospectively, retained earnings as of September 30, 2025 decreased by $1.7 billion, and the cumulative impact would have reduced Common equity tier 1 capital by an estimated $2.1 billion, lowering the Common equity tier 1 ratio by 13 basis points. The effective tax rate for the third quarter of 2025 would have been 20.0% instead of 10.4%.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Dual Directional Buffered Notes linked to the least performing of the Nasdaq-100® Index and the S&P 500® Index, with an approximate 13‑month term to February 10, 2027. These unsecured notes provide 100% upside participation in the least performing index, capped at a maximum return of 17.75% ($1,177.50 per $1,000). If the least performing index finishes between 90% and 100% of its starting level, holders receive a positive return equal to the absolute percentage decline.
If the least performing index falls more than 10%, principal is exposed 1:1 beyond that buffer, with up to 90% of principal at risk. The notes pay no periodic interest, will not be listed on an exchange, and all payments depend on the credit of BofA Finance and BAC. The public offering price is $1,000 per note, while the initial estimated value is expected to be between $930 and $980 per $1,000.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the EURO STOXX 50®, Nasdaq-100® and Russell 2000® indexes. The notes have an approximate 12‑month term and pay a 14.00% per annum contingent coupon (1.1667% monthly) only if, on each monthly observation date, all three indexes are at or above 65% of their starting values. Beginning April 10, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon.
If the notes are not called and any index falls below 70% of its starting value on any trading day during the knock‑in period and finishes below its starting value at maturity, repayment is reduced 1:1 with the decline of the worst index, up to a total loss of principal. The notes are unsecured obligations of BofA Finance, guaranteed by BAC, not listed on any exchange, and have an initial estimated value between $931.20 and $981.20 per $1,000, lower than the public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Buffered Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The Notes have an expected term of about nine months and pay a contingent coupon of 13.00% per year (1.0834% monthly) only if, on each monthly observation date, all three indices are at least 90% of their starting levels.
Beginning in April 2026, the issuer may redeem the Notes monthly at par plus any due coupon. If the Notes are not called and any index falls more than 10% from its start level at maturity, repayment of principal is reduced 1:1 beyond that 10% buffer, with up to 90% of principal at risk. The public offering price is $1,000 per Note, with an underwriting discount of $6 and initial estimated value between $948.60 and $988.60 per $1,000.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $4,673,000 of market-linked, auto-callable securities tied to the Russell 2000 Index. These notes do not pay interest and may return less than the principal at maturity.
The notes can be automatically called on scheduled Call Dates if the index is at or above the Starting Value of 2,519.798, paying principal plus a fixed Call Premium of 9.35%, 18.70%, 28.05% or up to 37.40% by late 2029. If not called, principal is protected only down to a 10% decline (Threshold Value 2,267.8182); beyond that, losses match the index decline in excess of 10%, up to a 90% loss. The public offering price is $1,000 per note, with an initial estimated value of $972.60, underwriting discounts of $25.75 per note and net proceeds of $4,552,670.25, and all payments are subject to BofA Finance and BAC credit risk.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Capped Buffered Enhanced Return Notes linked to the S&P 500® Index, with an expected term of approximately 18 months from February 4, 2026 to August 4, 2027.
At maturity, investors receive enhanced upside of 125.00% of any index gain, but returns are capped at a Max Return of 16.00% per $1,000 principal. A downside buffer applies: losses begin only if the S&P 500® falls more than 10% from the starting level, after which repayment is reduced 1:1 and up to 90% of principal can be lost.
The Notes pay no periodic interest, will not be listed on any exchange, and all payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor. The initial estimated value is expected to be between $930.00 and $980.00 per $1,000 note, below the public offering price of $1,000.00, reflecting underwriting discounts, referral fees and hedging-related charges. Per the fee table, BofA Finance expects proceeds, before expenses, of $993.00 per $1,000 note.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices, maturing on January 6, 2028.
The notes pay a contingent coupon of at least 8.70% per year (at least $21.75 per $1,000 quarterly) only if on each observation date all three indices are at or above 70% of their starting levelJuly 8, 2026, the issuer may redeem the notes quarterly at $1,000 per note plus any due coupon.
If the notes are not called and any index has fallen more than 30% at maturity, principal is reduced 1:1 with the decline in the worst index, up to a total loss; otherwise investors receive full principal plus any final contingent coupon. The notes are unsecured, subject to the credit risk of BofA Finance and BAC, are not listed on any exchange, and have an initial estimated value of $921.50–$971.50 per $1,000, below the $1,000 public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $283,000 of Enhanced Return Notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER, maturing in December 2030. The notes have an approximately five-year term, no periodic interest, and will not be listed on any exchange.
At maturity, if the index is above its starting level, investors receive 250% of the index gain on top of principal. If the index is between 70% and 100% of its starting level, principal is returned. If it falls below 70%, repayment is reduced 1:1 with the decline and up to all principal can be lost. The initial estimated value is $957.10 per $1,000, below the public offering price, reflecting internal funding, underwriting discounts and hedging costs.
The underlying is a leveraged, volatility-target index based on an excess return version of the S&P 500 Total Return Index, reduced by borrowing, carry, 0.50% annual carry costs and transaction costs, and can allocate heavily to a non‑interest‑bearing cash position, which can materially limit upside. All payments are subject to the credit risk of BofA Finance and Bank of America, and liquidity is uncertain because no trading market is assured.
Bank of America Corporation is offering senior unsecured Fixed Rate Callable Notes due January 26, 2033. The notes pay a fixed interest rate of 4.55% per year, with interest paid semi-annually on January 26 and July 26, starting July 26, 2026, in minimum denominations of $1,000.
Beginning July 26, 2027, and on each subsequent January 26 and July 26 through July 26, 2032, BAC may redeem all of the notes at 100% of principal plus accrued interest, so investors must be prepared for early repayment. The notes are not deposits, are not FDIC insured, and depend entirely on BAC’s credit. They will be delivered in book-entry form through DTC and will not be listed on any exchange, and any secondary market is expected to be limited.
The public offering price includes a 0.90% underwriting discount and may include a hedging-related charge of up to $10.50 per $1,000 principal amount, which reduces the economic terms to buyers. BAC and its affiliates may hedge and make markets in the notes, creating potential conflicts of interest. The notes are treated as fixed-rate debt for U.S. federal income tax purposes, and U.S. Holders generally recognize ordinary income on interest and capital gain or loss on disposition.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $1,698,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of Meta (META), Netflix (NFLX), Oracle (ORCL) and lululemon (LULU). The notes have a face amount of $1,000, an approximate 5‑year term to December 27, 2030, and an initial estimated value of $974.30 per $1,000.
Investors may receive monthly contingent coupons of $15.584 per $1,000 if, on an Observation Date, each stock is at or above 65% of its Starting Value, with missed coupons potentially paid later under the memory feature. Beginning June 23, 2026, the notes are automatically called if each stock is at or above 90% of its Starting Value, returning $1,000 plus the applicable coupon. If not called and any stock ends below 50% of its Starting Value, principal is reduced 1:1 with the loss on the worst‑performing stock, up to a total loss of principal. All payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.