Welcome to our dedicated page for Bank of America SEC filings (Ticker: BAC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of America Corporation (BAC) SEC filings page provides access to the company’s official disclosures filed with the U.S. Securities and Exchange Commission. As a large financial institution with common stock and multiple series of preferred stock and related depositary shares listed on the New York Stock Exchange, Bank of America files a wide range of documents that detail its financial condition, capital structure, and material corporate events.
Among the most closely watched filings are the company’s periodic reports and earnings-related Form 8-Ks, which announce quarterly and annual results, summarize net income and other key metrics, and reference accompanying press releases, presentation materials, and supplemental financial information. These filings also describe investor conference calls and webcasts where management discusses performance and other matters related to the corporation.
Bank of America’s filings further outline its registered securities, including common stock under the BAC ticker and numerous preferred stock series and hybrid income term securities, each with its own trading symbol. Other 8-Ks address topics such as changes in accounting methods for certain equity investments, the issuance of new preferred stock series and related depositary shares, and authorizations of common stock repurchase programs and dividends.
On this page, users can review Bank of America’s SEC filings as they are made available from EDGAR. AI-powered tools can assist by summarizing lengthy documents, highlighting important sections in 10-K and 10-Q reports, and making it easier to understand disclosures about capital, preferred stock terms, and other regulatory information that shapes the BAC investment profile.
Bank of America is offering Enhanced Return Notes linked to the S&P 500 Futures Excess Return Index, with the following key terms:
- Expected pricing on July 31, 2025, with maturity on August 5, 2030 (5-year term)
- 205% upside participation rate if the index increases above starting value
- Principal protection down to 70% of starting value
- 1:1 downside exposure if index declines more than 30%, with up to 100% principal at risk
- Initial estimated value between $930-$980 per $1,000 principal amount
The notes will be issued by BofA Finance LLC and guaranteed by Bank of America Corporation. Key features include no periodic interest payments, no listing on securities exchanges, and public offering price of $1,000 per note with an underwriting discount of $11.25. The investment is subject to issuer credit risk and is not FDIC insured.
Bank of America has issued $5,339,500 in Trigger Callable Yield Notes linked to the performance of the S&P 500 and Russell 2000 indices, due September 30, 2026. These structured notes offer a 9.60% annual coupon rate paid monthly, regardless of underlying performance.
Key features include:
- Notes are callable monthly by the issuer starting September 2025
- Principal protection contingent on both indices staying above 70% of initial values
- Full downside exposure if either index falls below its threshold
- Initial values: S&P 500 at 6,092.16 and Russell 2000 at 2,136.185
- Downside thresholds: S&P 500 at 4,264.51 and Russell 2000 at 1,495.330
The notes carry significant risk as they are linked to the worst-performing of the two indices. Investors could lose up to 100% of principal if either index falls below its threshold at maturity. The initial estimated value of $9.952 per $10 note is below the offering price, indicating embedded costs.
Bank of America has issued Contingent Income Auto-Callable Yield Notes linked to the least performing stocks of Palantir Technologies, Broadcom, and NVIDIA, with the following key terms:
- 5-year term (due June 28, 2030) unless called earlier
- Monthly contingent coupon of 0.6667% (8.00% per annum) if all underlying stocks are ≥75% of their starting values
- Starting values: PLTR: $142.90, AVGO: $264.65, NVDA: $154.31
- Auto-callable monthly from June 2026 if all stocks are ≥100% of starting values
- Principal protected at maturity regardless of stock performance
The notes are priced at $1,000 per unit with initial estimated value of $957.80. Total offering amount is $540,000 with $520,425 proceeds to BofA Finance. Notes are subject to BofA Finance's credit risk as issuer and Bank of America's guarantee. Not FDIC insured and may lose value.
Bank of America has announced a $5.06 million offering of Market Linked Securities due June 29, 2028, linked to the performance of the Russell 2000 Index, Dow Jones Industrial Average, and Nasdaq-100 Technology Sector Index.
Key features of the securities include:
- Auto-callable structure with potential call premiums ranging from 10.10% to 30.30% based on the lowest performing underlying index
- Call trigger set at 93% of starting values for each index
- Downside protection threshold at 70% of starting values
- Initial estimated value of $966.70 per security, below the $1,000 offering price
- Full downside exposure if lowest performing index falls below threshold value
The offering involves significant risks including potential loss of principal, no interest payments, and limited upside potential capped at the applicable call premium. Securities are subject to BofA Finance's credit risk and guaranteed by Bank of America Corporation.
Bank of America has announced Enhanced Return Notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER, due June 28, 2030. The notes, priced at $1,000 per unit with total offering of $20,000, feature:
- 5-year term with no periodic interest payments
- 165% upside participation rate if the index value increases above starting value
- Principal protection if the index value decreases or remains unchanged
- Initial estimated value of $950.90 per $1,000 principal amount
The notes track a synthetic version of the S&P 500 Total Return Index with an 11.50% volatility target and 0.50% annual decrement. Key risks include credit risk of BofA Finance (issuer) and Bank of America (guarantor), no listing on securities exchanges, and potential returns below conventional debt securities. The offering includes an underwriting discount of up to $37.50 per note.
Bank of America has issued Variable Income Auto-Callable Yield Notes linked to the performance of NVIDIA (NVDA), Palantir (PLTR), and Tesla (TSLA) stocks. Key features include:
- 5-year term with $4.45 million total offering
- 8.40% per annum maximum coupon rate if all underlying stocks are ≥75% of starting value
- 0.25% per annum minimum coupon rate if any stock falls below threshold
- Starting values: PLTR: $142.90, NVDA: $154.31, TSLA: $327.55
- Monthly callable after June 2026 if all stocks ≥90% of starting value
- Principal protected at maturity
Initial estimated value is $955.20 per $1,000 principal. Notes are subject to BofA Finance's credit risk as issuer and Bank of America's guarantee. Not FDIC insured and may lose value. CUSIP: 09711HRL9.