Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.
The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500 Futures 40% Volatility Compass TCA 6% Decrement Index ER, fully and unconditionally guaranteed by BAC. Each Note has a $1,000 public offering price, with a maximum underwriting discount of $47.50 and proceeds to BofA Finance of $952.50 per Note.
The Notes have an expected term of about five years, pricing on September 25, 2026 and maturing on September 30, 2031, unless auto-called monthly starting September 27, 2027 if the index is at least 90% of its Starting Value. Monthly contingent coupons use a “memory” formula based on $8.334 per prior payment date when the index is at or above 75% of its Starting Value. If held to maturity and not called, principal is protected only down to an 80% Threshold Value; below that level investors are exposed 1:1 to further index declines, with up to 80% of principal at risk.
The underlying index uses a target volatility strategy aiming at 40% annualized volatility, can employ leverage up to 500%, and embeds a 6.00% per annum decrement plus transaction costs that continuously reduce index levels. The initial estimated value is expected between $900 and $950 per $1,000, below the offering price, and all payments are subject to the credit risk of BofA Finance and BAC. The Notes will not be listed on any securities exchange.
Bank of America Corporation (BAC), via its subsidiary BofA Finance LLC, is offering fixed income buffered auto-callable yield notes linked to the S&P 500® Futures 40% Volatility Compass TCA 6% Decrement Index ER. The notes pay a fixed coupon of 7.50% per annum (0.625% monthly) on $1,000 denominations for an expected term of about five years, unless called earlier.
Beginning with the September 27, 2027 call observation date, the notes are automatically called if the index is at or above 100% of its starting level, paying $1,000 plus the coupon for that month. If not called and at maturity the index has fallen more than 15%, investors are exposed to 1:1 downside beyond the 15% buffer, with up to 85% of principal at risk; otherwise principal is returned. The initial estimated value is expected between $900 and $950 per $1,000, below the public offering price of $1,000, reflecting dealer discounts, internal funding rates and hedging costs. All payments depend on the credit of BofA Finance as issuer and BAC as guarantor, and the notes will not be listed on any exchange.
BANK OF AMERICA CORP (BAC), via BofA Finance LLC, is offering Auto-Callable Notes linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index, maturing on October 2, 2031. The Notes are expected to price on September 29, 2026 and are fully and unconditionally guaranteed by BAC.
The Notes pay no interest and may be automatically called annually starting October 5, 2027 if each index is at or above its Call Value (100% of its Starting Value), paying the applicable Call Amount (from $1,082.50 to $1,330.00 per $1,000). If not called, and at maturity each index is at or above its Redemption Barrier (100%), investors receive $1,412.50 per $1,000. If the least performing index finishes below 60% of its Starting Value, repayment is reduced 1:1 with the decline, with up to 100% of principal at risk; between 60% and 100%, principal is returned.
The public offering price is $1,000 per Note, including up to $25 underwriting discount and up to $16 referral fee, with proceeds to BofA Finance as low as $975 per Note. The initial estimated value is expected between $86.90 and $91.90 per $1,000, reflecting BAC’s internal funding rate and hedging-related charges. Payments are subject to the credit risk of BofA Finance and BAC, and the Notes will not be listed on any securities exchange.
BANK OF AMERICA CORP (BAC), as guarantor for BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index, maturing on September 8, 2028, with approximately a 2-year term if not called early.
The Notes pay a 7.65% per annum contingent coupon (1.9125% quarterly, $19.125 per $1,000) only if on each Observation Date both indices are at or above 60.00% of their Starting Values. Starting June 7, 2027, BofA Finance may redeem the Notes quarterly at $1,000 plus any due coupon. If not called and the least performing index ends below 60.00% of its Starting Value, principal is exposed 1:1 to that decline, up to a total loss; otherwise, investors receive full principal back, plus a final coupon if the 60.00% barrier is met.
The Notes are unsecured senior obligations of BofA Finance, fully and unconditionally guaranteed by BAC, not listed on any exchange, and sold at $1,000 per Note. The initial estimated value is expected between $940.00 and $990.00 per $1,000, below the public offering price due to internal funding rates, underwriting discounts and hedging-related charges.
Bank of America Corporation (BAC), as guarantor for BofA Finance LLC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index (RTY) and the Technology Select Sector SPDR ETF (XLK), maturing on August 17, 2028, with pricing expected on September 14, 2026 and issuance on September 17, 2026.
The Notes pay a contingent coupon of 11.50% per annum (0.9584% monthly, or $9.584 per $1,000) only if on each monthly Observation Date the value of both underlyings is at least 70% of its Starting Value. BofA Finance may redeem all Notes monthly from December 17, 2026 at $1,000 plus the applicable coupon, ending further payments.
If not called, at maturity investors receive $1,000 per Note only if the least performing underlying is at or above its 70% Threshold Value; otherwise, repayment is reduced 1:1 with that decline, with up to 100% principal loss. The initial estimated value is $930–$980 per $1,000, below the $1,000 public offering price. All payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any exchange.
BANK OF AMERICA CORP (BAC), as guarantor, and its subsidiary BofA Finance LLC are offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500® Futures 40% Volatility Compass TCA 6% Decrement Index ER. Each Note has a $1,000.00 public offering price and a term of approximately three years, maturing August 30, 2029, unless called earlier.
Investors may receive monthly contingent coupons of $6.875 per $1,000 when the index is at least 80% of its Starting Value, with a memory feature that can catch up missed coupons. Beginning March 25, 2027, the Notes are automatically called if the index is at least 90% of its Starting Value, returning principal plus the applicable coupon. If held to maturity and the index has fallen by more than 20%, principal is reduced 1:1 beyond that buffer, with up to 80% of principal at risk. The initial estimated value is expected between $900.00 and $950.00 per $1,000, and all payments are subject to the credit risk of BofA Finance and BAC.
BANK OF AMERICA CORP (BAC), via its subsidiary BofA Finance LLC, is offering Buffered Auto-Callable Notes linked to the S&P 500® Futures 40% Volatility Compass TCA 6% Decrement Index ER, fully and unconditionally guaranteed by BAC. Each Note has a $1,000 public offering price, no periodic interest and a term of about five years, unless called earlier.
The Notes can be automatically called monthly starting October 2027 if the index is at or above 85% of its starting level, paying a predefined Call Amount that steps up over time, reaching $1,565.456 per $1,000 by August 2031. If not called and at maturity the index is at or above 85% of its starting level, investors receive a capped Redemption Amount of $1,575.04 per $1,000 (57.504% total return).
If the Notes are not called and the index ends below the 85% Redemption Barrier, principal is exposed 1:1 to further declines, with up to 85% of principal at risk. The complex underlying uses leveraged E‑Mini S&P 500 futures with a 40% volatility target, a 6.00% per annum decrement cost and transaction costs, making performance path‑dependent. The initial estimated value is $900–$950 per $1,000, below the offering price, and all payments are subject to the credit risk of BofA Finance and BAC.
BANK OF AMERICA CORP (BAC), through BofA Finance LLC, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500 Futures 40% Volatility Compass TCA 6% Decrement Index ER. Each Note has a $1,000 denomination, is guaranteed by BAC, and is expected to price on September 25, 2026 and mature on September 30, 2031, unless auto-called.
Monthly contingent coupons are paid only if the index level on an Observation Date is at least 70% of its Starting Value, using a “memory” formula based on $9.709 per prior Contingent Payment Date. From September 27, 2027, the Notes are auto-callable monthly at par plus the applicable coupon if the index is at or above 100% of its Starting Value.
If not called, principal is protected only down to a 15% decline: at maturity, if the Ending Value is below 85% of the Starting Value, repayment is reduced 1:1 beyond that threshold, with up to 85% of principal at risk. The underlying index is a leveraged, rules-based futures strategy targeting 40% volatility and charging a 6.00% per annum decrement plus transaction costs, so it must outperform these drags for the Notes to perform. The initial estimated value is expected between $900 and $950 per $1,000, below the public offering price, and all payments are subject to BofA Finance and BAC credit risk.
BANK OF AMERICA CORP (BAC), via its subsidiary BofA Finance LLC, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500 Futures 40% Volatility Compass TCA 6% Decrement Index ER, due September 30, 2031. Each note has a $1,000 public offering price, with proceeds to BofA Finance of $952.50 per note before expenses and a maximum underwriting discount of $47.50 per note.
The notes pay monthly contingent coupons using a memory feature: when the index is at least 60% of its Starting Value on an observation date, the holder receives a coupon based on $8.584 per prior payment date, less coupons already paid. From September 27, 2027, the notes are auto-callable monthly at 100% of principal plus the applicable coupon if the index is at or above its Starting Value.
If not called, principal is protected only down to an index decline of 15%. At maturity, if the index Ending Value is at least 85% of its Starting Value, investors receive full principal (plus any final contingent coupon if the index is at least 60% of Starting Value); otherwise, they are exposed 1:1 to further declines, with up to 85% of principal at risk. The underlying index uses a 40% target volatility strategy, can employ up to 500% leveraged exposure to E‑Mini S&P 500 Futures, and embeds a 6.00% per annum decrement and 0.01% transaction costs per rebalancing window, which structurally drag on index performance.
BANK OF AMERICA CORP (BAC), through its subsidiary BofA Finance LLC, is offering Auto-Callable Enhanced Return Dual Directional Notes linked to the least-performing of Alphabet Inc. Class C (GOOG) and Advanced Micro Devices, Inc. (AMD), due September 7, 2029. The Notes are fully and unconditionally guaranteed by BAC and are issued in $1,000 denominations, with a public offering price of $1,000 per Note and no periodic interest payments.
The Notes may be automatically called on September 9, 2027 at a Call Amount of $1,500 per $1,000 if the observation value of each stock is at or above its Call Value (100% of its starting value. If not called, at maturity investors receive 200% participation in the upside of the least-performing stock if its ending value is at least 100% of its starting value. If the least-performing stock finishes below 100% but at or above 50% of its starting value, investors earn a positive return equal to the absolute percentage decline of that stock. If it falls below 50%, principal is exposed 1:1 to downside, up to a total loss.
The Notes are unsecured senior debt of BofA Finance, guaranteed by BAC, are not listed on any securities exchange, and have an initial estimated value of $925–$975 per $1,000, below the public price due to internal funding and hedging costs. The product involves significant market, credit, valuation, liquidity, structural, tax, and conflict-of-interest risks, and is restricted from retail distribution in the EEA and United Kingdom.