Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.
The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $1,076,000 of Digital Return Notes linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index, maturing on November 2, 2027 after an approximate 15‑month term. Each $1,000 note pays a fixed $1,115 (an 11.50% return) at maturity if the ending level of each index is at least 70% of its Starting Value. If any index finishes below 70%, principal is exposed 1:1 to the decline of the least performing index, with up to 100% loss of principal. The notes pay no interest, are unsecured senior debt of BofA Finance, guaranteed by BAC, and will not be listed on any exchange. The initial estimated value is $964.60 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discounts, referral fees and hedging‑related charges.
BofA Finance LLC is issuing $273,000 of Auto-Callable Enhanced Return Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the Nasdaq-100®, Russell 2000® and S&P 500® indices. The notes price on July 28, 2026, issue on July 31, 2026 and mature on August 1, 2030, unless called earlier.
The notes offer 150.00% upside participation in the increase of the least performing index at maturity if all three indices finish at or above their starting levels and the notes have not been called. If, on any call observation date starting August 2, 2027, each index is at or above 100% of its starting value, the notes are automatically called for fixed call amounts of $1,140, $1,280 or $1,420 per $1,000, depending on the call year.
If the notes are not called and the least performing index ends between 70% and 100% of its starting level, principal is returned. If the least performing index falls below 70% of its starting level, repayment is reduced 1:1 with that decline, with up to 100% of principal at risk. The notes pay no coupons, are unsecured obligations of BofA Finance, guaranteed by BAC, will not be listed on an exchange, and have an initial estimated value of $952.80 per $1,000 note, below the public offering price, reflecting dealer compensation, referral fees and hedging costs.
BofA Finance is offering $938,000 of Variable Income Auto-Callable Yield Notes linked to the least performing of Meta, AMD, Broadcom and Tesla common stock, guaranteed by Bank of America Corporation. Each Note has a principal amount of $1,000, an approximate 5-year term to July 31, 2031, and will not be listed on any exchange.
The Notes pay a monthly coupon that depends on the worst-performing stock: a Maximum Coupon Payment of $7.9167 per $1,000 (9.50% per annum) if the least performing stock is at or above its Coupon Barrier (75% of its Starting Value), or a Minimum Coupon Payment of $0.2084 per $1,000 (0.25% per annum) otherwise. Beginning July 28, 2027, the Notes are automatically called if the least performing stock is at or above its Call Value (85% of its Starting Value) on an Observation Date, returning principal plus that month’s coupon.
If the Notes are not called, investors receive the full principal at maturity plus the applicable final coupon, regardless of stock performance, subject to the credit risk of BofA Finance and BAC. The initial estimated value is $951.50 per $1,000, below the public offering price, reflecting internal funding and hedging costs, and there may be limited or no secondary market liquidity.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $809,000 principal amount of Market Linked Securities, Medium-Term Notes, Series A, linked to the S&P 500 Index. The Securities are principal at risk, pay no interest, and are not listed on any exchange.
The notes are auto-callable annually from 2027 to 2030 if the index closing level on a Call Date is at or above the Starting Value of 7,428.78. If called, investors receive $1,000 plus a fixed Call Premium: 7.65% in 2027, 15.30% in 2028, 22.95% in 2029, or 30.60% in 2030, capping all upside.
If never called, maturity payment depends on the Final Calculation Day level. With a 10.00% buffer (Threshold Value 6,685.902), investors receive full principal if the index is down 10% or less, but lose 1% of principal for each 1% decline beyond the buffer, with losses up to 90.00%. The initial estimated value is $963.10 per $1,000 Security, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is offering $82,000 of auto-callable return notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER, fully and unconditionally guaranteed by Bank of America Corporation. The notes price at $1,000 each, with an initial estimated value of $934.20 per $1,000.
The notes have an approximate 7-year term, issuing on July 31, 2026 and maturing August 2, 2033, unless automatically called. Starting in 2027, they are automatically called if the index meets or exceeds specified call values, paying call amounts from $1,092.50 to $1,277.50 per $1,000. If not called, and the Ending Value is at least the Redemption Barrier of 490.26 (100% of the Starting Value), investors receive full 1:1 upside; otherwise they receive only principal at maturity.
The notes pay no periodic interest, are unsecured obligations subject to the credit risk of BofA Finance and BAC, are not listed on any exchange, and embed complex index features including a 11.50% volatility target, leverage up to 175%, and ongoing carry and transaction costs that can slow index gains and amplify losses.
BofA Finance LLC is issuing $335,000 of Auto-Callable Return Notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER, fully and unconditionally guaranteed by Bank of America Corporation. The Notes price at $1,000 per note, in $1,000 minimum denominations, with settlement on July 31, 2026 and scheduled maturity on August 2, 2033, unless called earlier.
The Notes pay no periodic interest. Beginning August 2, 2027, they are automatically called if the index level on a Call Observation Date meets or exceeds preset Call Values (103%, 102%, then 101% of the Starting Value), paying Call Amounts of $1,102.50, $1,205.00 or $1,307.50 per $1,000, after which no further payments are made. If not called, at maturity investors receive either full upside participation if the Ending Value is at or above the Redemption Barrier (100% of the Starting Value of 490.26) or return of principal if the index finishes below that level. The initial estimated value is $926.50 per $1,000, reflecting internal funding and hedging costs, and the Notes are unsecured obligations subject to the credit risk of both BofA Finance and BAC.
BofA Finance LLC is issuing $180,000 of Enhanced Return Notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER, fully and unconditionally guaranteed by Bank of America Corporation. The notes price at $1,000 per note, have an approximate 5-year term from July 31, 2026 to July 31, 2031, and return no periodic interest.
At maturity, if the index Ending Value is above the Starting Value of 490.26, investors receive principal plus 175.00% of the index gain; otherwise only principal is repaid. The initial estimated value is $929 per $1,000 note, below the public offering price, reflecting internal funding, underwriting discount and hedging costs. The complex underlying uses leverage up to 175%, an 11.50% volatility target, and applies a 0.50% p.a. carry cost plus transaction costs that reduce performance.
The notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, and are not listed on any exchange, so liquidity may be limited. For tax purposes they are treated as contingent payment debt instruments, with a comparable yield of 5.17% and a projected redemption of $1,290.7396 per $1,000, requiring annual accrual of original issue discount regardless of actual cash received.
BofA Finance LLC is issuing $321,000 of senior unsecured Auto-Callable Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of Meta (META), Amazon (AMZN), Eli Lilly (LLY) and NVIDIA (NVDA). The Notes price on July 28, 2026, issue on July 31, 2026 and mature on July 31, 2031, unless automatically called quarterly starting August 2, 2027.
Each Note has a $1,000 denomination, no periodic interest and will not be listed on any exchange. If on a Call Observation Date the Observation Value of each underlying stock is at or above its Call Value (100% of its Starting Value), investors receive the applicable Call Amount (e.g., $1,107.500 on the first call date) and the Notes terminate. If not called and, at maturity, the Ending Value of each underlying is at or above its Redemption Barrier (100% of its Starting Value), the Redemption Amount is $1,537.50 per $1,000. Otherwise, investors receive only principal.
The public offering price is $1,000 per Note, including an underwriting discount of up to $37.50, for net proceeds to BofA Finance of $962.50 per Note. The initial estimated value is $959.70 per $1,000, reflecting BAC’s internal funding rate and hedging-related charges. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is offering $410,000 of Buffered Enhanced Return Notes linked to the EURO STOXX 50® Index, fully and unconditionally guaranteed by Bank of America Corporation. The Notes price on July 28, 2026, issue on July 31, 2026, and mature on August 2, 2028.
The payoff depends on index performance. The Starting Value is 6,289.51, with a Threshold Value of 5,660.56 (90% of the Starting Value). If the Ending Value is above the Starting Value, investors receive principal plus 105.00% of the index gain. If the Ending Value is between 90% and 100% of the Starting Value, investors receive only the $1,000 principal per Note. If the Ending Value falls below 90% of the Starting Value, principal is reduced 1:1 for declines beyond 10%, with up to 90% of principal at risk.
The Notes pay no periodic interest, will not be listed on any exchange, and all payments are subject to the credit risk of BofA Finance and BAC. The initial estimated value is $956.60 per $1,000 Note, below the public offering price, reflecting internal funding rates, underwriting discounts, referral fees and hedging-related charges.
BofA Finance LLC is offering $127,000 of Contingent Income Buffered (with Memory) Auto-Callable Yield Notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER, fully and unconditionally guaranteed by Bank of America Corporation. Each note has $1,000 principal and an approximate 5‑year term, unless automatically called.
Monthly contingent coupons are paid only when the index is at or above 80.00% of its Starting Value 1,051.68, with a memory feature that can make up missed coupons when conditions are later met. From July 28, 2027, the notes are automatically called if the index is at or above 100.00% of the Starting Value, returning principal plus the then‑due contingent coupon.
If not called, principal is protected only down to a 15% decline: at maturity, if the Ending Value is below the Threshold Value 85.00% of the Starting Value, investors are exposed 1:1 to further losses and can lose up to 85% of principal. The initial estimated value is $914.50 per $1,000, below the public offering price of $1,000, reflecting dealer compensation, internal funding rates, and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.