Welcome to our dedicated page for Bank of America SEC filings (Ticker: BAC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of America Corporation (BAC) SEC filings page provides access to the company’s official disclosures filed with the U.S. Securities and Exchange Commission. As a large financial institution with common stock and multiple series of preferred stock and related depositary shares listed on the New York Stock Exchange, Bank of America files a wide range of documents that detail its financial condition, capital structure, and material corporate events.
Among the most closely watched filings are the company’s periodic reports and earnings-related Form 8-Ks, which announce quarterly and annual results, summarize net income and other key metrics, and reference accompanying press releases, presentation materials, and supplemental financial information. These filings also describe investor conference calls and webcasts where management discusses performance and other matters related to the corporation.
Bank of America’s filings further outline its registered securities, including common stock under the BAC ticker and numerous preferred stock series and hybrid income term securities, each with its own trading symbol. Other 8-Ks address topics such as changes in accounting methods for certain equity investments, the issuance of new preferred stock series and related depositary shares, and authorizations of common stock repurchase programs and dividends.
On this page, users can review Bank of America’s SEC filings as they are made available from EDGAR. AI-powered tools can assist by summarizing lengthy documents, highlighting important sections in 10-K and 10-Q reports, and making it easier to understand disclosures about capital, preferred stock terms, and other regulatory information that shapes the BAC investment profile.
Bank of America has issued Contingent Income Buffered Callable Yield Notes linked to the performance of the Russell 2000 and S&P 500 indices, with the following key terms:
- Term: Approximately 2.75 years (due March 30, 2028)
- Monthly contingent coupon rate of 7.25% per annum (0.6042% monthly) if both indices are ≥ 85% of starting value
- Callable monthly by issuer starting December 31, 2025
- 85% downside buffer at maturity - losses only occur if worst-performing index declines >15%
- Initial offering price: $1,000 per note with total issuance of $200,000
The notes carry credit risk of BofA Finance as issuer and Bank of America as guarantor. Initial estimated value is $962.30 per $1,000 note, reflecting internal funding rates and hedging costs. The notes are not FDIC insured and may lose value.
Bank of America Corporation has filed a prospectus supplement for Dual Directional Buffered Notes linked to the S&P 500 Index. These structured notes, due December 31, 2026, offer unique investment characteristics:
- 17-month term with $1,000 minimum denomination
- 100% upside participation in S&P 500 gains, capped at 10% maximum return
- Positive returns if index declines up to 10% (absolute return feature)
- 1:1 downside exposure beyond 10% decline, with up to 90% principal at risk
Key features include no periodic interest payments, initial estimated value between $920-$970 per $1,000 principal amount, and public offering price of $1,000 with $22 underwriting discount. Notes are subject to BofA Finance's credit risk as issuer and Bank of America's guarantee. Securities are not FDIC insured and will not be exchange-listed. CUSIP: 09711HXG3.
Bank of America has announced Contingent Income Auto-Callable Yield Notes linked to the performance of three major indices: the Nasdaq-100 Technology Sector Index, Russell 2000 Index, and S&P 500 Index. The notes offer:
Key Features:
- Monthly contingent coupon payments of $8.542 per $1,000 (10.25% per annum) if all underlying indices are above their coupon barriers
- 3-year term with automatic monthly call feature starting December 30, 2025
- Coupon and Threshold Barrier set at 70% of starting value for each index
- Initial estimated value range: $915.70-$965.70 per note
Risk Considerations: No guaranteed principal protection, limited returns to coupon payments, subject to automatic call feature, and exposure to the worst-performing underlying index. Investment subject to BofA Finance's credit risk with BAC as guarantor.
Bank of America has announced Jump Securities with Auto-Callable Feature linked to Dow Inc. stock, due July 12, 2030. These principal-at-risk securities are issued by BofA Finance and guaranteed by Bank of America Corporation.
Key features include:
- Principal amount: $1,000 per security
- Early redemption feature if stock price meets/exceeds call threshold (100% of initial price)
- Potential early redemption payments offering approximately 23.40% return per annum
- At maturity: $2,170 payment if final stock price ≥ 80% of initial price; otherwise loss proportional to stock decline
- Estimated value between $900-$950 per $1,000 principal
Notable risks include potential loss of principal, limited upside potential, no interest payments, and early redemption risk. The securities will not be listed on any exchange and are subject to Bank of America's credit risk.
Bank of America has announced new Capped Leveraged Index Return Notes (LIRNs) linked to the MSCI Emerging Markets Index with the following key features:
- Principal Amount: $10.00 per unit with approximately 2-year term
- Return Structure: 1.5-to-1 upside exposure up to a capped value of $12.80-$13.20 (28-32% max return)
- Downside Risk: 1-to-1 exposure to index declines with potential 100% principal loss
- No Interest Payments during the term
Key risks include: credit risk of BofA Finance and BAC as guarantor, capped upside potential, potential principal loss, emerging markets exposure, and impact of Russian securities removal from the index. The initial estimated value will be below the public offering price. Notes will not be exchange-listed and holders have no rights to underlying securities or dividends.
Bank of America Corporation has issued $15 million in Capped Floating Rate Notes linked to Compounded SOFR, due June 25, 2035. The notes are senior unsecured debt securities with key features:
- Interest rate: Compounded SOFR plus 1.60%, floating between 0.00% and 6.25% per annum
- Quarterly interest payments on March 25, June 25, September 25, and December 25, starting September 25, 2025
- 100% principal repayment at maturity
- Minimum denomination of $1,000
- No early redemption option
Notable risks include credit risk of Bank of America, potential for minimal interest payments during low-rate periods, and limited upside due to the 6.25% interest rate cap. The notes are not FDIC insured, not bank guaranteed, and will not be listed on any securities exchange. Trading liquidity may be limited as BofA Securities will act as the primary market maker.
Bank of America Corporation has announced new Jump Securities with Auto-Callable Feature linked to the performance of the Russell 2000® Index and S&P 500® Index, maturing July 3, 2031. Key features include:
- Principal Amount: $1,000 per security
- Early Redemption Feature: Quarterly automatic redemption if both indices close at/above initial values, starting July 8, 2026
- Early Redemption Payment: Approximately 9.10% per annum return
- Maturity Payment Structure: - At least $1,546 if both indices are at/above initial values - $1,000 if indices are above 80% threshold - Below 80% threshold: Payment based on worst-performing index, possible total loss
The securities offer no regular interest payments or participation in index appreciation. Estimated initial value between $900-$960 per $1,000 principal. Key risks include potential principal loss, limited returns, early redemption risk, and credit risk of Bank of America Corporation.
Bank of America Corporation (BAC) has filed a Rule 424(b)(2) pricing supplement for $25 million of senior unsecured Fixed-Rate Callable Notes due June 23, 2037. The notes carry a fixed coupon of 5.65% per annum, paid semi-annually on June 23 and December 23, beginning December 23, 2025. They are issued in $1,000 minimum denominations, rank pari passu with BAC’s other senior debt, and will not be listed on any exchange.
- Issue/Settlement Date: June 23, 2025
- Maturity: June 23, 2037 (12-year tenor)
- Call Feature: BAC may redeem the entire issue at par on June 23, 2026 and on each subsequent June 23 and December 23 (final call date – Dec 23, 2036) upon 5-60 days’ notice.
- Offering Economics: Public offering price 100%; underwriting discount 1.20% ($300k); net proceeds 98.80% ($24.7 million).
- CUSIP: 06055JMF3; Calculation Agent: Merrill Lynch Capital Services, Inc.
The supplement highlights key risks: (i) BAC credit risk—payments depend on the issuer’s ability to pay; (ii) call risk—investors may receive par early and face reinvestment risk; (iii) interest-rate risk—long 12-year tenor exposes holders to rate fluctuations; (iv) potential secondary-market discount due to embedded distribution and hedging costs. The notes are not FDIC-insured, not bank-guaranteed, and may lose value.
Given BAC’s trillion-dollar balance sheet, the $25 million issuance is routine funding rather than a material capital event for common-equity investors.