Welcome to our dedicated page for Bank of America SEC filings (Ticker: BAC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of America Corporation (BAC) SEC filings page provides access to the company’s official disclosures filed with the U.S. Securities and Exchange Commission. As a large financial institution with common stock and multiple series of preferred stock and related depositary shares listed on the New York Stock Exchange, Bank of America files a wide range of documents that detail its financial condition, capital structure, and material corporate events.
Among the most closely watched filings are the company’s periodic reports and earnings-related Form 8-Ks, which announce quarterly and annual results, summarize net income and other key metrics, and reference accompanying press releases, presentation materials, and supplemental financial information. These filings also describe investor conference calls and webcasts where management discusses performance and other matters related to the corporation.
Bank of America’s filings further outline its registered securities, including common stock under the BAC ticker and numerous preferred stock series and hybrid income term securities, each with its own trading symbol. Other 8-Ks address topics such as changes in accounting methods for certain equity investments, the issuance of new preferred stock series and related depositary shares, and authorizations of common stock repurchase programs and dividends.
On this page, users can review Bank of America’s SEC filings as they are made available from EDGAR. AI-powered tools can assist by summarizing lengthy documents, highlighting important sections in 10-K and 10-Q reports, and making it easier to understand disclosures about capital, preferred stock terms, and other regulatory information that shapes the BAC investment profile.
Bank of America’s BofA Finance unit is offering auto-callable enhanced return notes linked to the worst performer of AMD, Oracle and e.l.f. Beauty common stock. Each Note has a $1,000.00 principal amount and an initial estimated value of $961.60, reflecting internal funding and hedging costs.
The Notes run for about three years, from a November 2025 issue date to a November 2028 maturity, and may be automatically called on November 24, 2026 if each stock’s observation value is at least 75.00% of its starting value, in which case investors receive a $1,620.00 call amount per $1,000.00 Note.
If not called, at maturity investors get principal plus 300.00% of the positive return of the least performing stock if it finishes at or above its full starting value; only principal back if that stock is between 60.00% and 100.00% of its starting value; and a proportionate loss of principal if it is below 60.00%, up to a total loss. All payments depend on the credit of BofA Finance and BAC.
BofA Finance, fully guaranteed by Bank of America Corporation, is offering Buffered Auto-Callable Return Notes linked to the Market Guard Top 100 Index (MGX100). These unsecured senior notes have a term of approximately 2 years, with a potential automatic call on December 28, 2026 if the index closes at or above 100% of its starting level, paying a Call Amount of $1,100.00 per $1,000.00 principal on December 31, 2026.
If the notes are not called, investors are repaid at maturity based on the index level on December 20, 2027. Full principal is returned if the index ends at or above 100% of the starting value, and a 20% downside buffer protects principal as long as the index does not fall below 80% of the starting value. Below that threshold, repayment is reduced in line with index losses and investors could lose up to 80.00% of principal. The public offering price is $1,000.00 per note, with an underwriting discount of $2.50 and proceeds before expenses of $997.50 per note to BofA Finance, while the initial estimated value is expected to be between $949.50 and $989.50 per $1,000.00.
BofA Finance LLC, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The notes have a term of approximately 2.5 years and pay a contingent coupon of $7.709 per $1,000 (0.7709% per month, 9.25% per annum) for each monthly Observation Date on which all three indices are at or above 60% of their respective starting levels.
Beginning in 2026, the issuer may redeem the notes quarterly at $1,000 per note plus any applicable contingent coupon, ending all future payments. If held to maturity and the least performing index finishes at or above 60% of its starting level, investors receive $1,000 per note plus any final contingent coupon; if it finishes below 60%, repayment of principal is reduced one-for-one with the index loss and can fall to zero. The initial estimated value is expected to be between $930 and $980 per $1,000 note, reflecting BAC’s internal funding rate, hedging-related charges and underwriting discounts.
Bank of America’s BofA Finance is offering Fixed Income Auto-Callable Yield Notes linked to the Class A common stock of Alphabet Inc. (GOOGL), guaranteed by BAC. The Notes have a term of approximately 13 months, pay a fixed coupon of $10.50 per $1,000 in principal each month (equivalent to 12.60% per annum), and may be automatically called starting June 10, 2026 if the stock is at or above 100% of its starting value on any Call Observation Date.
If the Notes are not called, investors receive at maturity the principal plus the final coupon if Alphabet’s ending value is at or above 68% of the starting value. If the ending value is below this threshold, repayment of principal is reduced in line with the stock’s decline and investors can lose up to 100% of their investment, though they still receive the final coupon. The initial estimated value is expected to be between $940 and $990 per $1,000, reflecting BAC’s internal funding rate and hedging costs.
Bank of America Corporation (BAC), via issuer BofA Finance, is offering roughly 5-year Contingent Income Buffered Issuer Callable Yield Notes linked to the worst performer of the Russell 2000® Index and the S&P 500® Index.
The Notes pay a contingent coupon of $5.625 per $1,000 (0.5625% monthly, 6.75% per year) on scheduled monthly dates, but only if on each Observation Date both indices are at or above 80% of their respective starting levels. Starting December 2026, the issuer may redeem the Notes monthly at $1,000 per Note plus any due contingent coupon when both indices are at or above their coupon barriers.
At maturity, if not called and the worst-performing index is at or above 85% of its starting level, holders receive principal plus any final coupon; if it is below 85%, repayment is reduced one-for-one with the index decline and up to 85% of principal can be lost. The public offering price is $1,000 per Note, with underwriting discount of $37.50 and proceeds to BofA Finance of $962.50. The initial estimated value is expected between $910 and $960 per $1,000, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and BAC.
Bank of America Corporation (BAC), via BofA Finance, is offering Contingent Income Buffered Issuer Callable Yield Notes linked to the Russell 2000 and S&P 500 indexes. The Notes have a term of about 2.75 years and are issued at $1,000 per Note, with an underwriting discount of $30 and proceeds of $970 per Note to BofA Finance. The initial estimated value on the pricing date is expected between $920 and $970 per $1,000.
Investors may receive a contingent coupon of $5.834 per $1,000 (0.5834% monthly, 7.00% per annum) on monthly dates if both indexes are at or above 85% of their starting levels. The issuer can redeem the Notes on specified monthly call dates at $1,000 per Note plus any due coupon if the same barrier is met.
At maturity, if not called, holders receive $1,000 plus a final coupon if the worst-performing index is at or above its 85% threshold. If it finishes below 85%, principal is reduced in line with the decline of the least performing index, with potential loss of up to 85% of principal. All payments depend on the credit risk of BofA Finance and BAC.
BofA Finance, guaranteed by Bank of America Corporation, is offering 18‑month senior unsecured Capped Return Notes linked to the least performing of the Dow Jones Industrial Average and the S&P 500 Index. The notes are issued in $1,000 denominations with a maximum redemption of $1,081.50 per $1,000, capping total return at 8.15%.
At maturity, investors receive $1,000 if the least performing index finishes at or below its starting level, and up to the capped amount if it rises. The notes do not pay dividends and all payments depend on the credit of BofA Finance and BAC. The initial estimated value is expected to be between $940 and $990 per $1,000, reflecting BAC’s internal funding rate, underwriting discount and hedging costs, so the economic value at issuance is less than the public offering price.
Bank of America’s BofA Finance is offering auto-callable notes linked to the Market Guard Top 100 Index (MGX100). These senior, unsecured notes have a term of about two years and may be automatically called on the December 28, 2026 Call Observation Date if the index is at or above its Call Value, paying a Call Amount of $1,127.50 per $1,000 of principal on December 31, 2026.
If not called, repayment at maturity in December 2027 depends on index performance: full principal is returned if the index ends at or above a 100% Redemption Barrier, principal is also returned if the index is between the 70% Threshold Value and the barrier, and losses of up to 100% of principal occur if the index finishes below the threshold. The initial estimated value is expected to be between $946.50 and $986.50 per $1,000, reflecting BAC’s internal funding rate, underwriting discount and hedging costs, and all payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $11,000,000 of senior unsecured fixed rate callable notes due January 14, 2030. The notes pay interest at 4.10% per annum, with semiannual payments on January 14 and July 14, starting January 14, 2026. After a 0.20% underwriting discount, proceeds to BofA Finance are $10,978,000 before expenses.
The issuer may redeem all of the notes at 100% of principal plus accrued interest on January 14, 2028, creating reinvestment and call risk for holders. Key risks include the credit risk of both BofA Finance and BAC, structural subordination to BAC’s subsidiaries, absence of cross-default to BAC’s other debt, potential illiquidity and price discounts in any secondary market, and conflicts of interest from affiliated market-making and hedging. For U.S. investors, the notes are treated as fixed rate debt for tax purposes, with interest taxed as ordinary income and gains or losses on disposition generally capital in nature.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering senior unsecured Fixed to Floating Rate Issuer Callable Daily Range Accrual Notes linked to the 10‑Year CMT Rate, maturing on December 12, 2045. The notes are issued in $1,000 minimum denominations at a public offering price of $1,000 per note, with an underwriting discount of $35 and proceeds to BofA Finance of $965 per $1,000 before expenses. From issuance to December 12, 2027, they pay a fixed coupon of 9.25% per annum quarterly. Thereafter, interest is floating and equals a 9.25% base rate multiplied by the fraction of U.S. Government Securities Business Days when the 10‑Year CMT Rate is within the 0.00%–5.00% accrual range, subject to a 0.00%–9.25% annual cap and floor. The issuer may redeem all notes at par plus accrued interest on any quarterly interest payment date from December 12, 2027 through September 12, 2045. Principal is repaid at maturity if the notes are not called, and all payments are subject to the credit risk of BofA Finance and BAC. The notes are not FDIC insured, not bank deposits and will not be listed on an exchange.